If Bancorp Stock Today

IROQ Stock  USD 24.15  0.58  2.46%   

Performance

6 of 100

 
Weak
 
Strong
Modest

Odds Of Distress

Less than 5

 
High
 
Low
Very Low
IF Bancorp is selling at 24.15 as of the 30th of January 2025; that is 2.46 percent increase since the beginning of the trading day. The stock's last reported lowest price was 23.11. IF Bancorp has under 5 % chance of experiencing financial distress over the next 2 years but had a somewhat modest performance during the last 90 days. The performance scores are derived for the period starting the 31st of December 2024 and ending today, the 30th of January 2025. Click here to learn more.
Business Domain
Banks
IPO Date
8th of July 2011
Category
Financial Services
Classification
Financials
IF Bancorp, Inc. operates as the savings and loan holding company for Iroquois Federal Savings and Loan Association that provides a range of banking and financial services to individual and corporate clients. IF Bancorp, Inc. was founded in 1883 and is headquartered in Watseka, Illinois. The company has 3.22 M outstanding shares of which 7.61 K shares are currently shorted by private and institutional investors with about 3.0 trading days to cover. More on IF Bancorp

Moving together with IROQ Stock

  0.62DB Deutsche Bank AGPairCorr

Moving against IROQ Stock

  0.76NU Nu Holdings Buyout TrendPairCorr
  0.66KB KB Financial Group Earnings Call This WeekPairCorr
  0.63WF Woori Financial Group Earnings Call This WeekPairCorr
  0.63TFC-PO Truist FinancialPairCorr
  0.6CFG-PE Citizens FinancialPairCorr
  0.57VABK Virginia NationalPairCorr

IROQ Stock Highlights

ESG Sustainability
Environmental
Governance
Social
CEO PresidentWalter III
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, NASDAQ Composite, NASDAQ Composite Total, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Return On Assets0.00220.0023
Notably Down
Slightly volatile
Asset Turnover0.03650.0286
Significantly Up
Slightly volatile
Gross Profit Margin0.790.9
Fairly Down
Slightly volatile
Non Current Liabilities Total976.2 M929.7 M
Sufficiently Up
Slightly volatile
Total Assets695.6 MB
Way Down
Slightly volatile
Total Current Assets5.3 M5.6 M
Notably Down
Slightly volatile
Total Cash From Operating Activities2.5 M2.6 M
Notably Down
Slightly volatile
Debt Levels
IF Bancorp can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand IF Bancorp's financial leverage. It provides some insight into what part of IF Bancorp's total assets is financed by creditors.
Liquidity
IF Bancorp currently holds 58.25 M in liabilities with Debt to Equity (D/E) ratio of 6.09, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about IF Bancorp's use of debt, we should always consider it together with its cash and equity.

Depreciation

539,961
IF Bancorp (IROQ) is traded on NASDAQ Exchange in USA. It is located in 201 East Cherry Street, Watseka, IL, United States, 60970 and employs 109 people. IF Bancorp is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Micro-Cap' category with a current market capitalization of 75.97 M. IF Bancorp conducts business under Banks sector and is part of Financials industry. The entity has 3.22 M outstanding shares of which 7.61 K shares are currently shorted by private and institutional investors with about 3.0 trading days to cover. IF Bancorp currently holds about 77.31 M in cash with 2.28 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 25.07, which can makes it an attractive takeover target, given it will continue generating positive cash flow.
Check IF Bancorp Probability Of Bankruptcy
Ownership Allocation
The market capitalization of IF Bancorp is $75.97 Million. IF Bancorp shows tangible amount of outstanding shares owned by insiders. An insider is usually defined as a CEO, other corporate executive, director, or institutional investor who own at least 10% of the company's outstanding shares. Note, that even with substantial debt, if the true value of the firm is larger than the current market value, you may still be able to generate positive returns on investment in this company sooner or later.
Check IROQ Ownership Details

IROQ Stock Institutional Holders

InstituionRecorded OnShares
Ubs Group Ag2024-09-30
265
Tower Research Capital Llc2024-09-30
26.0
Royal Bank Of Canada2024-09-30
0.0
Wells Fargo & Co2024-06-30
0.0
Fmr Inc2024-06-30
0.0
Bnp Paribas Arbitrage, Sa2024-06-30
0.0
Innealta Capital, Llc2024-09-30
0.0
Gendell Jeffrey L2024-09-30
326.4 K
Stilwell Value Llc2024-09-30
262 K
Maltese Capital Management Llc2024-09-30
166.6 K
Oppenheimer & Close Inc2024-09-30
44.4 K
View IF Bancorp Diagnostics

IF Bancorp Historical Income Statement

At this time, IF Bancorp's Interest Expense is relatively stable compared to the past year. As of 01/30/2025, Other Operating Expenses is likely to grow to about 20.1 M, while Selling And Marketing Expenses is likely to drop slightly above 428.2 K. View More Fundamentals

IROQ Stock Against Markets

IF Bancorp Corporate Executives

Elected by the shareholders, the IF Bancorp's board of directors comprises two types of representatives: IF Bancorp inside directors who are chosen from within the company, and outside directors, selected externally and held independent of IROQ. The board's role is to monitor IF Bancorp's management team and ensure that shareholders' interests are well served. IF Bancorp's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, IF Bancorp's outside directors are responsible for providing unbiased perspectives on the board's policies.
Linda HamiltonCOO, Executive VP, COO of Iroquois Federal and Executive VP of Iroquois FederalProfile

Additional Tools for IROQ Stock Analysis

When running IF Bancorp's price analysis, check to measure IF Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy IF Bancorp is operating at the current time. Most of IF Bancorp's value examination focuses on studying past and present price action to predict the probability of IF Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move IF Bancorp's price. Additionally, you may evaluate how the addition of IF Bancorp to your portfolios can decrease your overall portfolio volatility.