Transunion Stock Probability Of Bankruptcy

TRU Stock

USD 99.13 0.53 0.54%

TransUnion's odds of distress is under 23% at this time. It has slight probability of undergoing some form of financial distress in the near future. Probability of financial unrest prediction helps decision makers evaluate TransUnion's chance of financial distress in relation to its going-concern outlook and evaluation. All items used in analyzing the odds of distress are taken from the TransUnion balance sheet, as well as cash flow and income statements available from the company's most recent filings. Check out TransUnion Piotroski F Score and TransUnion Altman Z Score analysis.

For more information on how to buy TransUnion Stock please use our How to Invest in TransUnion guide.

TransUnion Company probability of financial unrest Analysis

TransUnion's Probability Of Bankruptcy is a relative measure of the likelihood of financial distress. For stocks, the Probability Of Bankruptcy is the normalized value of Z-Score. For funds and ETFs, it is derived from a multi-factor model developed by Macroaxis. The score is used to predict the probability of a firm or a fund experiencing financial distress within the next 24 months. Unlike Z-Score, Probability Of Bankruptcy is the value between 0 and 100, indicating the firm's actual probability it will be financially distressed in the next 2 fiscal years.

Probability Of Bankruptcy

Normalized

Z-Score

More About Probability Of Bankruptcy | All Equity Analysis

Current TransUnion Probability Of Bankruptcy

Less than 23%

Most of TransUnion's fundamental indicators, such as Probability Of Bankruptcy, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, TransUnion is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.

Our calculation of TransUnion probability of bankruptcy is based on Altman Z-Score and Piotroski F-Score, but not limited to these measures. To be applied to a broader range of industries and markets, we use several other techniques to enhance the accuracy of predicting TransUnion odds of financial distress. These include financial statement analysis, different types of price predictions, earning estimates, analysis consensus, and basic intrinsic valuation. Please use the options below to get a better understanding of different measures that drive the calculation of TransUnion financial health.

Is Research & Consulting Services space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of TransUnion. If investors know TransUnion will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about TransUnion listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

0.569

Dividend Share

0.105

Earnings Share

1.14

Revenue Per Share

21.124

Quarterly Revenue Growth

0.12

The market value of TransUnion is measured differently than its book value, which is the value of TransUnion that is recorded on the company's balance sheet. Investors also form their own opinion of TransUnion's value that differs from its market value or its book value, called intrinsic value, which is TransUnion's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because TransUnion's market value can be influenced by many factors that don't directly affect TransUnion's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between TransUnion's value and its price as these two are different measures arrived at by different means. Investors typically determine if TransUnion is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, TransUnion's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

TransUnion Probability Of Bankruptcy Driver Correlations

Understanding the fundamental principles of building solid financial models for TransUnion is extremely important. It helps to project a fair market value of TransUnion Stock properly, considering its historical fundamentals such as Probability Of Bankruptcy. Since TransUnion's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of TransUnion's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of TransUnion's interrelated accounts and indicators.

	Total Assets	Total Stockholder Equity	Current Deferred Revenue	Net Debt	Retained Earnings	Accounts Payable	Long Term Debt	Net Receivables	Good Will	Short Term Investments	Total Liab	Deferred Long Term Liab	Total Current Assets	Treasury Stock	Short Term Debt	Intangible Assets	Common Stock	Property Plant Equipment	Net Tangible Assets	Long Term Investments	Short Long Term Debt	Long Term Debt Total	Capital Surpluse	Cash And Equivalents	Net Invested Capital	Net Working Capital	Capital Stock
Total Assets		0.97	0.91	0.92	0.94	0.98	0.88	0.93	1.0	-0.38	0.98	0.78	0.94	-0.89	0.84	0.99	0.71	0.76	0.71	0.96	-0.66	0.98	0.87	0.82	0.98	0.87	0.65
Total Stockholder Equity	0.97		0.9	0.9	0.93	0.98	0.87	0.96	0.98	-0.28	0.91	0.87	0.89	-0.93	0.86	0.93	0.81	0.83	0.75	0.96	-0.77	0.95	0.88	0.72	0.94	0.79	0.67
Current Deferred Revenue	0.91	0.9		0.9	0.95	0.94	0.88	0.91	0.92	-0.3	0.87	0.76	0.84	-0.95	0.76	0.88	0.81	0.79	0.63	0.86	-0.77	0.91	0.86	0.71	0.93	0.81	0.73
Net Debt	0.92	0.9	0.9		0.87	0.94	0.96	0.93	0.94	-0.29	0.9	0.76	0.79	-0.86	0.82	0.92	0.8	0.89	0.6	0.89	-0.67	0.93	0.84	0.62	0.9	0.71	0.64
Retained Earnings	0.94	0.93	0.95	0.87		0.93	0.82	0.89	0.94	-0.43	0.9	0.74	0.85	-0.95	0.81	0.92	0.72	0.74	0.78	0.93	-0.7	0.93	0.89	0.73	0.97	0.81	0.77
Accounts Payable	0.98	0.98	0.94	0.94	0.93		0.93	0.96	0.99	-0.28	0.93	0.84	0.92	-0.94	0.87	0.94	0.83	0.85	0.68	0.93	-0.77	0.96	0.86	0.76	0.95	0.84	0.65
Long Term Debt	0.88	0.87	0.88	0.96	0.82	0.93		0.88	0.89	-0.23	0.85	0.8	0.82	-0.83	0.86	0.84	0.87	0.91	0.61	0.81	-0.72	0.86	0.74	0.69	0.85	0.76	0.54
Net Receivables	0.93	0.96	0.91	0.93	0.89	0.96	0.88		0.95	-0.16	0.87	0.87	0.81	-0.92	0.83	0.9	0.85	0.88	0.65	0.93	-0.8	0.95	0.91	0.61	0.9	0.7	0.72
Good Will	1.0	0.98	0.92	0.94	0.94	0.99	0.89	0.95		-0.34	0.96	0.81	0.92	-0.92	0.85	0.98	0.75	0.8	0.71	0.96	-0.7	0.98	0.88	0.77	0.98	0.84	0.66
Short Term Investments	-0.38	-0.28	-0.3	-0.29	-0.43	-0.28	-0.23	-0.16	-0.34		-0.43	0.02	-0.34	0.28	-0.19	-0.43	-0.01	-0.12	-0.43	-0.44	-0.21	-0.35	-0.44	-0.43	-0.44	-0.4	-0.51
Total Liab	0.98	0.91	0.87	0.9	0.9	0.93	0.85	0.87	0.96	-0.43		0.69	0.94	-0.83	0.79	0.99	0.6	0.67	0.66	0.93	-0.55	0.97	0.82	0.86	0.97	0.9	0.61
Deferred Long Term Liab	0.78	0.87	0.76	0.76	0.74	0.84	0.8	0.87	0.81	0.02	0.69		0.73	-0.74	0.79	0.72	0.89	0.86	0.74	0.76	-0.82	0.79	0.72	0.57	0.75	0.62	0.56
Total Current Assets	0.94	0.89	0.84	0.79	0.85	0.92	0.82	0.81	0.92	-0.34	0.94	0.73		-0.81	0.8	0.91	0.64	0.62	0.65	0.84	-0.62	0.91	0.72	0.95	0.91	0.97	0.53
Treasury Stock	-0.89	-0.93	-0.95	-0.86	-0.95	-0.94	-0.83	-0.92	-0.92	0.28	-0.83	-0.74	-0.81		-0.83	-0.85	-0.81	-0.77	-0.64	-0.87	0.81	-0.88	-0.84	-0.63	-0.89	-0.75	-0.68
Short Term Debt	0.84	0.86	0.76	0.82	0.81	0.87	0.86	0.83	0.85	-0.19	0.79	0.79	0.8	-0.83		0.79	0.79	0.81	0.74	0.8	-0.73	0.79	0.67	0.66	0.8	0.72	0.49
Intangible Assets	0.99	0.93	0.88	0.92	0.92	0.94	0.84	0.9	0.98	-0.43	0.99	0.72	0.91	-0.85	0.79		0.63	0.71	0.69	0.96	-0.57	0.98	0.87	0.79	0.98	0.85	0.66
Common Stock	0.71	0.81	0.81	0.8	0.72	0.83	0.87	0.85	0.75	-0.01	0.6	0.89	0.64	-0.81	0.79	0.63		0.95	0.6	0.69	-0.88	0.72	0.71	0.45	0.68	0.53	0.6
Property Plant Equipment	0.76	0.83	0.79	0.89	0.74	0.85	0.91	0.88	0.8	-0.12	0.67	0.86	0.62	-0.77	0.81	0.71	0.95		0.63	0.77	-0.76	0.77	0.77	0.42	0.72	0.5	0.62
Net Tangible Assets	0.71	0.75	0.63	0.6	0.78	0.68	0.61	0.65	0.71	-0.43	0.66	0.74	0.65	-0.64	0.74	0.69	0.6	0.63		0.78	-0.49	0.68	0.71	0.62	0.76	0.61	0.68
Long Term Investments	0.96	0.96	0.86	0.89	0.93	0.93	0.81	0.93	0.96	-0.44	0.93	0.76	0.84	-0.87	0.8	0.96	0.69	0.77	0.78		-0.6	0.96	0.95	0.71	0.96	0.75	0.78
Short Long Term Debt	-0.66	-0.77	-0.77	-0.67	-0.7	-0.77	-0.72	-0.8	-0.7	-0.21	-0.55	-0.82	-0.62	0.81	-0.73	-0.57	-0.88	-0.76	-0.49	-0.6		-0.66	-0.58	-0.41	-0.62	-0.53	-0.45
Long Term Debt Total	0.98	0.95	0.91	0.93	0.93	0.96	0.86	0.95	0.98	-0.35	0.97	0.79	0.91	-0.88	0.79	0.98	0.72	0.77	0.68	0.96	-0.66		0.91	0.78	0.97	0.83	0.73
Capital Surpluse	0.87	0.88	0.86	0.84	0.89	0.86	0.74	0.91	0.88	-0.44	0.82	0.72	0.72	-0.84	0.67	0.87	0.71	0.77	0.71	0.95	-0.58	0.91		0.58	0.89	0.62	0.92
Cash And Equivalents	0.82	0.72	0.71	0.62	0.73	0.76	0.69	0.61	0.77	-0.43	0.86	0.57	0.95	-0.63	0.66	0.79	0.45	0.42	0.62	0.71	-0.41	0.78	0.58		0.81	0.98	0.45
Net Invested Capital	0.98	0.94	0.93	0.9	0.97	0.95	0.85	0.9	0.98	-0.44	0.97	0.75	0.91	-0.89	0.8	0.98	0.68	0.72	0.76	0.96	-0.62	0.97	0.89	0.81		0.87	0.72
Net Working Capital	0.87	0.79	0.81	0.71	0.81	0.84	0.76	0.7	0.84	-0.4	0.9	0.62	0.97	-0.75	0.72	0.85	0.53	0.5	0.61	0.75	-0.53	0.83	0.62	0.98	0.87		0.47
Capital Stock	0.65	0.67	0.73	0.64	0.77	0.65	0.54	0.72	0.66	-0.51	0.61	0.56	0.53	-0.68	0.49	0.66	0.6	0.62	0.68	0.78	-0.45	0.73	0.92	0.45	0.72	0.47

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The Probability of Bankruptcy SHOULD NOT be confused with the actual chance of a company to file for chapter 7, 11, 12, or 13 bankruptcy protection. Macroaxis simply defines Financial Distress as an operational condition where a company is having difficulty meeting its current financial obligations towards its creditors or delivering on the expectations of its investors. Macroaxis derives these conditions daily from both public financial statements as well as analysis of stock prices reacting to market conditions or economic downturns, including short-term and long-term historical volatility. Other factors taken into account include analysis of liquidity, revenue patterns, R&D expenses, and commitments, as well as public headlines and social sentiment.

Competition

Predict TransUnion

Based on the latest financial disclosure, TransUnion has a Probability Of Bankruptcy of 23.0%. This is 45.98% lower than that of the Professional Services sector and significantly higher than that of the Industrials industry. The probability of bankruptcy for all United States stocks is 42.25% higher than that of the company.

TransUnion Probability Of Bankruptcy Peer Comparison

Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses TransUnion's direct or indirect competition against its Probability Of Bankruptcy to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of TransUnion could also be used in its relative valuation, which is a method of valuing TransUnion by comparing valuation metrics of similar companies.

TransUnion is currently under evaluation in probability of bankruptcy category among its peers.

TransUnion Main Bankruptcy Drivers

	2019	2020	2021	2022	2023	2024 (projected)
Return On Assets	0.0488	0.0469	0.0293	0.0228	(0.0186)	(0.0176)
Net Debt	3.4B	3.0B	4.5B	5.1B	5.0B	3.5B
Total Current Liabilities	571.4M	664.5M	1.4B	905.5M	1.0B	639.2M
Non Current Liabilities Total	4.2B	4.0B	7.3B	6.5B	6.0B	4.7B
Total Assets	7.1B	7.3B	12.6B	11.7B	11.1B	7.8B
Total Current Assets	888.2M	1.1B	2.6B	1.5B	1.5B	1.0B
Total Cash From Operating Activities	776.7M	787.4M	808.3M	297.2M	645.4M	498.2M

TransUnion ESG Sustainability

Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, TransUnion's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to TransUnion's managers, analysts, and investors.

Environmental

Governance

Social

TransUnion Fundamentals

	Return On Equity	0.0572
	Return On Asset	0.0395
	Profit Margin	0.05 %
	Operating Margin	0.18 %
	Current Valuation	23.94 B
	Shares Outstanding	194.9 M
	Shares Owned By Insiders	0.20 %
	Shares Owned By Institutions	99.80 %
	Number Of Shares Shorted	4.35 M
	Price To Earning	46.28 X
	Price To Book	4.58 X
	Price To Sales	4.71 X
	Revenue	3.83 B
	Gross Profit	2.49 B
	EBITDA	1.14 B
	Net Income	(205.5 M)
	Cash And Equivalents	585.3 M
	Cash Per Share	3.11 X
	Total Debt	5.45 B
	Debt To Equity	1.45 %
	Current Ratio	1.73 X
	Book Value Per Share	21.64 X
	Cash Flow From Operations	645.4 M
	Short Ratio	3.07 X
	Earnings Per Share	1.14 X
	Price To Earnings To Growth	1.06 X
	Target Price	120.18
	Number Of Employees	13 K
	Beta	1.62
	Market Capitalization	19.32 B
	Total Asset	11.11 B
	Retained Earnings	2.16 B
	Working Capital	472.4 M
	Current Asset	426.8 M
	Current Liabilities	296 M
	Annual Yield	0 %
	Net Asset	11.11 B
	Last Dividend Paid	0.11

About TransUnion Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze TransUnion's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of TransUnion using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of TransUnion based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.

Please read more on our fundamental analysis page.

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Additional Tools for TransUnion Stock Analysis

When running TransUnion's price analysis, check to measure TransUnion's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy TransUnion is operating at the current time. Most of TransUnion's value examination focuses on studying past and present price action to predict the probability of TransUnion's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move TransUnion's price. Additionally, you may evaluate how the addition of TransUnion to your portfolios can decrease your overall portfolio volatility.

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Transunion Stock Probability Of Bankruptcy

TransUnion Company probability of financial unrest Analysis

Probability Of Bankruptcy

Normalized

Z-Score

Current TransUnion Probability Of Bankruptcy

TransUnion Probability Of Bankruptcy Driver Correlations

TransUnion Probability Of Bankruptcy Peer Comparison

TransUnion Main Bankruptcy Drivers

TransUnion ESG Sustainability

TransUnion Fundamentals

About TransUnion Fundamental Analysis

Thematic Opportunities

Explore Investment Opportunities

Additional Tools for TransUnion Stock Analysis

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