United Fire Group Stock Net Income
| UFCS Stock | USD 26.66 0.24 0.89% |
United Fire Group fundamentals help investors to digest information that contributes to United Fire's financial success or failures. It also enables traders to predict the movement of United Stock. The fundamental analysis module provides a way to measure United Fire's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to United Fire stock.
| Last Reported | Projected for Next Year | ||
| Net Loss | -34.2 M | -32.4 M | |
| Net Income Applicable To Common Shares | 13.5 M | 12.9 M | |
| Net Loss | -26.3 M | -25 M | |
| Net Loss | (1.06) | (1.01) | |
| Net Income Per E B T | 0.67 | 0.51 |
United | Net Income |
United Fire Group Company Net Income Analysis
United Fire's Net income is the profit of a company for the reporting period, which is derived after taking revenues and gains and subtracting all expenses and losses. Net income is one of the most-watched numbers by money managers as well as individual investors.
Current United Fire Net Income | (29.7 M) |
Most of United Fire's fundamental indicators, such as Net Income, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, United Fire Group is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
United Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for United Fire is extremely important. It helps to project a fair market value of United Stock properly, considering its historical fundamentals such as Net Income. Since United Fire's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of United Fire's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of United Fire's interrelated accounts and indicators.
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
United Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, United Fire Group reported net income of (29.7 Million). This is 102.32% lower than that of the Insurance sector and significantly lower than that of the Financials industry. The net income for all United States stocks is 105.2% higher than that of the company.
United Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses United Fire's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of United Fire could also be used in its relative valuation, which is a method of valuing United Fire by comparing valuation metrics of similar companies.United Fire is currently under evaluation in net income category among its peers.
United Fire Current Valuation Drivers
We derive many important indicators used in calculating different scores of United Fire from analyzing United Fire's financial statements. These drivers represent accounts that assess United Fire's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of United Fire's important valuation drivers and their relationship over time.
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
| Market Cap | 628.2M | 581.9M | 688.4M | 506.4M | 455.8M | 505.7M | |
| Enterprise Value | 590.2M | 499.8M | 641.7M | 454.4M | 408.9M | 426.3M |
United Fire ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, United Fire's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to United Fire's managers, analysts, and investors.Environmental | Governance | Social |
United Fire Institutional Holders
Institutional Holdings refers to the ownership stake in United Fire that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of United Fire's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing United Fire's value.| Shares | Northern Trust Corp | 2024-09-30 | 217.4 K | Amvescap Plc. | 2024-09-30 | 211.2 K | Goldman Sachs Group Inc | 2024-09-30 | 208 K | Envestnet Asset Management Inc | 2024-09-30 | 186.9 K | Bank Of New York Mellon Corp | 2024-09-30 | 178.6 K | Foundry Partners, Llc | 2024-09-30 | 178.2 K | Wells Fargo & Co | 2024-09-30 | 163.9 K | Millennium Management Llc | 2024-09-30 | 146.3 K | Jacobs Levy Equity Management, Inc. | 2024-09-30 | 146.2 K | Blackrock Inc | 2024-09-30 | 3.6 M | Dimensional Fund Advisors, Inc. | 2024-09-30 | 1.3 M |
United Fundamentals
| Return On Equity | 0.0701 | ||||
| Return On Asset | 0.0128 | ||||
| Profit Margin | 0.04 % | ||||
| Operating Margin | 0.09 % | ||||
| Current Valuation | 601.34 M | ||||
| Shares Outstanding | 25.34 M | ||||
| Shares Owned By Insiders | 18.23 % | ||||
| Shares Owned By Institutions | 65.02 % | ||||
| Number Of Shares Shorted | 315.26 K | ||||
| Price To Earning | 11.71 X | ||||
| Price To Book | 0.87 X | ||||
| Price To Sales | 0.56 X | ||||
| Revenue | 1.1 B | ||||
| Gross Profit | 69.01 M | ||||
| EBITDA | (25.95 M) | ||||
| Net Income | (29.7 M) | ||||
| Cash And Equivalents | 92.21 M | ||||
| Cash Per Share | 3.66 X | ||||
| Total Debt | 50 M | ||||
| Debt To Equity | 0.06 % | ||||
| Current Ratio | 0.32 X | ||||
| Book Value Per Share | 31.01 X | ||||
| Cash Flow From Operations | 171.74 M | ||||
| Short Ratio | 2.43 X | ||||
| Earnings Per Share | 1.93 X | ||||
| Price To Earnings To Growth | 2.90 X | ||||
| Target Price | 26.0 | ||||
| Number Of Employees | 852 | ||||
| Beta | 0.38 | ||||
| Market Capitalization | 681.7 M | ||||
| Total Asset | 3.14 B | ||||
| Retained Earnings | 574.69 M | ||||
| Annual Yield | 0.02 % | ||||
| Five Year Return | 3.01 % | ||||
| Net Asset | 3.14 B | ||||
| Last Dividend Paid | 0.64 |
About United Fire Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze United Fire Group's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of United Fire using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of United Fire Group based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Additional Tools for United Stock Analysis
When running United Fire's price analysis, check to measure United Fire's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy United Fire is operating at the current time. Most of United Fire's value examination focuses on studying past and present price action to predict the probability of United Fire's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move United Fire's price. Additionally, you may evaluate how the addition of United Fire to your portfolios can decrease your overall portfolio volatility.