US Bancorp Key Fundamental Indicators

US Bancorp Balance Sheet		Trends
Current Value Last Year Historical Average  10 Year Trend Common Stock Shares Outstanding 1.6 B 1.6 B 1.6 B Very volatile Total Assets 727 B 692.3 B 489.5 B Slightly volatile Short and Long Term Debt Total 45.9 B 77.9 B 54.9 B Slightly volatile Other Current Liabilities 625.9 B 596.1 B 375.5 B Slightly volatile Total Current Liabilities 16.3 B 17.2 B 323 B Pretty Stable Total Stockholder Equity 68.5 B 65.2 B 47.6 B Slightly volatile Property Plant And Equipment Net 2.1 B 3.8 B 2.8 B Slightly volatile Retained Earnings 85 B 80.9 B 55.4 B Slightly volatile Cash 49.2 B 46.9 B 28.9 B Slightly volatile Non Current Assets Total 20.2 B 21.3 B 313.7 B Pretty Stable Non Currrent Assets Other 73.7 B 70.2 B 40.6 B Slightly volatile Cash And Short Term Investments 55.6 B 46.9 B 91.4 B Slightly volatile Liabilities And Stockholders Equity 727 B 692.3 B 489.5 B Slightly volatile Non Current Liabilities Total 640 B 609.5 B 118.2 B Slightly volatile Total Liabilities 658 B 626.7 B 441.3 B Slightly volatile Total Current Assets 62.6 B 46.9 B 101.3 B Slightly volatile Short Term Debt 17.1 B 17.2 B 19.5 B Pretty Stable Net Receivables 10.7 B 9.5 B 10.7 B Pretty Stable Short Term Investments 50.2 B 99.3 B 71 B Slightly volatile Common Stock 18 M 18.9 M 27.8 M Slightly volatile Property Plant And Equipment Gross 9.8 B 9.4 B 4.7 B Slightly volatile Common Stock Total Equity 18 M 18.9 M 20 M Pretty Stable Intangible Assets 3.8 B 4.9 B 3.7 B Slightly volatile Other Liabilities 12.2 B 22.9 B 14.9 B Slightly volatile Accounts Payable 633.9 B 603.7 B 380.5 B Slightly volatile Long Term Debt 35.5 B 60.8 B 35.6 B Slightly volatile Good Will 9.7 B 12.6 B 9.7 B Slightly volatile Other Current Assets 98.7 B 57.6 B 108.4 B Slightly volatile Property Plant Equipment 2.8 B 3.8 B 2.9 B Slightly volatile Preferred Stock Total Equity 4.9 B 7.3 B 5.3 B Slightly volatile Net Tangible Assets 31.3 B 32.4 B 28.4 B Slightly volatile Long Term Debt Total 41.7 B 60.8 B 37.4 B Slightly volatile Capital Surpluse 9.3 B 8.7 B 8.5 B Slightly volatile Long Term Investments 167 B 189 B 161.3 B Pretty Stable Non Current Liabilities Other 16.2 B 20.6 B 15.6 B Slightly volatile Short and Long Term Debt 13.6 B 8.8 B 9.4 B Slightly volatile Earning Assets 143.3 B 210 B 138.7 B Slightly volatile Net Invested Capital 114.3 B 135 B 101.2 B Slightly volatile Capital Stock 7.1 B 7.9 B 6.3 B Slightly volatile
US Bancorp Income Statement		Trends
Current Value Last Year Historical Average  10 Year Trend Other Operating Expenses 35 B 33.3 B 19.1 B Slightly volatile Operating Income 4.8 B 9.5 B 7.3 B Slightly volatile EBIT 4.8 B 9.5 B 7.3 B Slightly volatile EBITDA 5.3 B 10.3 B 7.8 B Slightly volatile Total Operating Expenses 18.3 B 17.4 B 12.7 B Slightly volatile Net Income 8 B 7.6 B 5.9 B Slightly volatile Depreciation And Amortization 530.7 M 774 M 552.9 M Slightly volatile Interest Expense 15 B 14.3 B 4.9 B Slightly volatile Selling General Administrative 12.4 B 11.8 B 7.4 B Slightly volatile Total Revenue 45 B 42.9 B 26.7 B Slightly volatile Gross Profit 13.8 B 26.9 B 19.4 B Slightly volatile Income Before Tax 5.4 B 9.5 B 7.3 B Slightly volatile Selling And Marketing Expenses 487.1 M 705 M 465.7 M Slightly volatile Net Income Applicable To Common Shares 5.2 B 7.2 B 5.5 B Slightly volatile Extraordinary Items 1.1 B 1 B 876.9 M Slightly volatile Net Income From Continuing Ops 6.5 B 7.3 B 6 B Slightly volatile Tax Provision 1.3 B 1.9 B 1.8 B Slightly volatile Net Interest Income 14.8 B 18.7 B 13.1 B Slightly volatile Interest Income 20 B 36.4 B 17.6 B Slightly volatile Reconciled Depreciation 590.6 M 1.1 B 543.6 M Slightly volatile
US Bancorp Cash Flow Statement		Trends
Current Value Last Year Historical Average  10 Year Trend Free Cash Flow 13.6 B 13 B 8.9 B Slightly volatile Begin Period Cash Flow 59.3 B 56.5 B 27.6 B Slightly volatile Depreciation 1.1 B 1.1 B 606.3 M Slightly volatile Dividends Paid 4.2 B 4 B 2.4 B Slightly volatile Total Cash From Operating Activities 13.6 B 13 B 8.9 B Slightly volatile Net Income 4 B 7.6 B 5.7 B Slightly volatile End Period Cash Flow 68.2 B 65 B 31.1 B Slightly volatile Stock Based Compensation 242.1 M 257.6 M 167.6 M Slightly volatile Issuance Of Capital Stock 27.4 M 28.8 M 600.3 M Pretty Stable
Financial Ratios		Trends
Current Value Last Year Historical Average  10 Year Trend Price To Sales Ratio 3.71 1.9359 2.987 Slightly volatile Dividend Yield 0.0239 0.0379 0.0322 Slightly volatile PTB Ratio 1.21 1.2728 1.6796 Slightly volatile Days Sales Outstanding 60.42 63.6 150 Slightly volatile Book Value Per Share 44.33 42.2193 29.6494 Slightly volatile Free Cash Flow Yield 0.0778 0.14 0.1191 Pretty Stable Operating Cash Flow Per Share 6.83 6.5 5.2626 Slightly volatile Capex To Depreciation 0.28 0.3 0.2785 Slightly volatile PB Ratio 1.21 1.2728 1.6796 Slightly volatile EV To Sales 5.24 2.66 4.1369 Slightly volatile Free Cash Flow Per Share 6.83 6.5 5.2619 Slightly volatile ROIC 0.0608 0.1114 0.0543 Pretty Stable Net Income Per Share 5.12 4.872 3.6056 Slightly volatile Sales General And Administrative To Revenue 0.18 0.2762 0.2653 Slightly volatile Capex To Revenue 0.0143 0.015 0.0133 Pretty Stable Cash Per Share 24.7 30.1543 56.4054 Slightly volatile POCF Ratio 7.23 7.61 10.4943 Pretty Stable Interest Coverage 0.63 0.6645 3.2334 Slightly volatile Payout Ratio 0.58 0.4146 0.4594 Very volatile Capex To Operating Cash Flow 0.0401 0.0423 0.0404 Slightly volatile PFCF Ratio 7.23 7.61 10.6046 Slightly volatile Income Quality 1.71 2.06 1.5537 Pretty Stable ROE 0.18 0.1162 0.1292 Pretty Stable EV To Operating Cash Flow 8.88 9.35 13.6558 Slightly volatile PE Ratio 10.4 10.9523 13.4921 Slightly volatile Return On Tangible Assets 0.0167 0.0112 0.0131 Slightly volatile EV To Free Cash Flow 8.88 9.35 13.7489 Slightly volatile Earnings Yield 0.0497 0.0913 0.0772 Pretty Stable Intangibles To Total Assets 0.0385 0.0253 0.0297 Slightly volatile Current Ratio 2.87 2.7322 0.5756 Slightly volatile Tangible Book Value Per Share 32.49 30.9402 21.2925 Slightly volatile Receivables Turnover 5.35 5.94 3.1842 Pretty Stable Graham Number 71.18 67.7925 48.6436 Slightly volatile Shareholders Equity Per Share 44.02 41.9248 29.2898 Slightly volatile Debt To Equity 1.85 1.1953 1.2297 Very volatile Capex Per Share 0.096 0.0916 0.0955 Slightly volatile Revenue Per Share 28.94 27.5633 16.504 Slightly volatile Interest Debt Per Share 62.29 59.3228 37.9534 Slightly volatile Debt To Assets 0.18 0.1126 0.1213 Pretty Stable Enterprise Value Over EBITDA 17.68 11.0787 12.9289 Slightly volatile Short Term Coverage Ratios 0.69 0.65 0.4709 Slightly volatile Price Earnings Ratio 10.4 10.9523 13.4921 Slightly volatile Operating Cycle 60.42 63.6 150 Slightly volatile Price Book Value Ratio 1.21 1.2728 1.6796 Slightly volatile Dividend Payout Ratio 0.58 0.4146 0.4594 Very volatile Price To Operating Cash Flows Ratio 7.23 7.61 10.4943 Pretty Stable Price To Free Cash Flows Ratio 7.23 7.61 10.6046 Slightly volatile Pretax Profit Margin 0.22 0.222 0.2921 Slightly volatile Operating Profit Margin 0.22 0.222 0.2921 Slightly volatile Effective Tax Rate 0.31 0.2018 0.2318 Slightly volatile Company Equity Multiplier 11.83 10.6199 10.4093 Slightly volatile Long Term Debt To Capitalization 0.34 0.4824 0.3979 Slightly volatile Total Debt To Capitalization 0.66 0.5445 0.5451 Pretty Stable Return On Capital Employed 0.0134 0.0141 0.0736 Slightly volatile Debt Equity Ratio 1.85 1.1953 1.2297 Very volatile Ebit Per Revenue 0.22 0.222 0.2921 Slightly volatile Quick Ratio 2.87 2.7322 0.5756 Slightly volatile Dividend Paid And Capex Coverage Ratio 2.74 2.94 3.927 Slightly volatile Net Income Per E B T 0.59 0.796 0.7621 Pretty Stable Cash Ratio 2.87 2.7322 0.391 Slightly volatile Cash Conversion Cycle 60.42 63.6 150 Slightly volatile Operating Cash Flow Sales Ratio 0.23 0.24 0.3271 Pretty Stable Days Of Sales Outstanding 60.42 63.6 150 Slightly volatile Free Cash Flow Operating Cash Flow Ratio 0.69 0.87 0.9385 Slightly volatile Cash Flow Coverage Ratios 0.19 0.18 0.1651 Very volatile Price To Book Ratio 1.21 1.2728 1.6796 Slightly volatile Fixed Asset Turnover 7.14 11.375 8.8083 Slightly volatile Capital Expenditure Coverage Ratio 25.72 24.49 26.0122 Slightly volatile Price Cash Flow Ratio 7.23 7.61 10.4943 Pretty Stable Enterprise Value Multiple 17.68 11.0787 12.9289 Slightly volatile Debt Ratio 0.18 0.1126 0.1213 Pretty Stable Cash Flow To Debt Ratio 0.19 0.18 0.1651 Very volatile Price Sales Ratio 3.71 1.9359 2.987 Slightly volatile Return On Assets 0.0163 0.0109 0.0127 Slightly volatile Asset Turnover 0.0894 0.0619 0.0593 Pretty Stable Net Profit Margin 0.16 0.1768 0.2246 Pretty Stable Gross Profit Margin 0.55 0.6283 0.7618 Pretty Stable Price Fair Value 1.21 1.2728 1.6796 Slightly volatile Return On Equity 0.18 0.1162 0.1292 Pretty Stable
US Bancorp Valuation Data		Trends
Current Value Last Year Historical Average  10 Year Trend Market Cap 60.8 B 57.9 B 60.1 B Slightly volatile

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US Bancorp 'What if' Analysis

Hype Prediction Low Estimated High 57.58 58.87 60.16 Details

Intrinsic Valuation Low Real High 53.20 64.16 65.45 Details

Naive Forecast Low Next High 58.95 60.24 61.53 Details

24 Analysts Consensus Low Target High 57.06 62.70 69.60 Details

US Bancorp February 5, 2026 Technical Indicators

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US Bancorp Fundamental Drivers Relationships

Comparative valuation techniques use various fundamental indicators to help in determining US Bancorp's current stock value. Our valuation model uses many indicators to compare US Bancorp value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across US Bancorp competition to find correlations between indicators driving US Bancorp's intrinsic value. More Info.US Bancorp is rated fifth in return on equity category among its peers. It is rated fourth in return on asset category among its peers reporting about  0.09  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for US Bancorp is roughly  10.97 . At present, US Bancorp's Return On Equity is projected to slightly decrease based on the last few years of reporting. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the US Bancorp's earnings, one of the primary drivers of an investment's value.

US Bancorp's Earnings Breakdown by Geography

USB Return On Equity Peer Comparison

Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses US Bancorp's direct or indirect competition against its Return On Equity to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of US Bancorp could also be used in its relative valuation, which is a method of valuing US Bancorp by comparing valuation metrics of similar companies.

US Bancorp ESG Sustainability

Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, US Bancorp's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to US Bancorp's managers, analysts, and investors.

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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether US Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of US Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Us Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Us Bancorp Stock:

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