Us Bancorp Stock Analysis
| USB Stock | USD 56.16 0.67 1.21% |
US Bancorp holds a debt-to-equity ratio of 0.5. At present, US Bancorp's Net Debt is projected to decrease significantly based on the last few years of reporting. The current year's Short and Long Term Debt is expected to grow to about 13.6 B, whereas Short and Long Term Debt Total is forecasted to decline to about 44.7 B. With a high degree of financial leverage come high-interest payments, which usually reduce US Bancorp's Earnings Per Share (EPS).
Asset vs Debt
Equity vs Debt
US Bancorp's liquidity is one of the most fundamental aspects of both its future profitability and its ability to meet different types of ongoing financial obligations. US Bancorp's cash, liquid assets, total liabilities, and shareholder equity can be utilized to evaluate how much leverage the Company is using to sustain its current operations. For traders, higher-leverage indicators usually imply a higher risk to shareholders. In addition, it helps USB Stock's retail investors understand whether an upcoming fall or rise in the market will negatively affect US Bancorp's stakeholders.
For most companies, including US Bancorp, marketable securities, inventories, and receivables are the most common assets that could be converted to cash. However, for US Bancorp, the most critical issue when managing liquidity is ensuring that current assets are properly aligned with current liabilities. If they are not, US Bancorp's management will need to obtain alternative financing to ensure there are always enough cash equivalents on the balance sheet to meet obligations.
At present, US Bancorp's Total Current Liabilities is projected to increase significantly based on the last few years of reporting. The current year's Liabilities And Stockholders Equity is expected to grow to about 819.1 B, whereas Non Current Liabilities Other is forecasted to decline to about 16.2 B. US Bancorp is undervalued with Real Value of 60.33 and Target Price of 57.72. The main objective of US Bancorp stock analysis is to determine its intrinsic value, which is an estimate of what US Bancorp is worth, separate from its market price. There are two main types of US Bancorp's stock analysis: fundamental analysis and technical analysis.
The US Bancorp stock is traded in the USA on New York Stock Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and US Bancorp's ongoing operational relationships across important fundamental and technical indicators.
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in US Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in real. USB Stock Analysis Notes
About 81.0% of the company outstanding shares are owned by institutional investors. The company has Price to Book (P/B) ratio of 1.48. Historically many companies with similar price-to-book (P/B) ratio do better than the market in the long run. US Bancorp has Price/Earnings To Growth (PEG) ratio of 1.33. The entity last dividend was issued on the 31st of December 2025. The firm had 3:1 split on the 16th of April 1999. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities and other financial institutions in the United States. The company was founded in 1863 and is headquartered in Minneapolis, Minnesota. US Bancorp operates under BanksRegional classification in the United States and is traded on New York Stock Exchange. It employs 70000 people. For more information please call the company at 651-466-3000 or visit https://www.usbank.com.US Bancorp Quarterly Total Revenue |
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US Bancorp Investment Alerts
Many investors view ongoing market volatility as an opportunity to purchase more stocks at a favorable price or short it to generate a bearish trend profit opportunity. If you are one of those investors, make sure you clearly understand the position you are entering. US Bancorp's investment alerts are automatically generated signals that are significant enough to either complement your investing judgment regarding US Bancorp or challenge it. These alerts can help you understand what you are buying and avoid costly mistakes.
| US Bancorp has a strong financial position based on the latest SEC filings | |
| Over 81.0% of the company outstanding shares are owned by institutional investors | |
| Latest headline from thelincolnianonline.com: U.S. Bancorp USB Stock Holdings Boosted by SteelPeak Wealth LLC |
US Bancorp Upcoming and Recent Events
Every quarterly earnings report provides investors with three things: an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to US Bancorp previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 17th of April 2024 Upcoming Quarterly Report | View | |
| 17th of July 2024 Next Financial Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View | |
| 15th of January 2025 Next Fiscal Year End | View | |
| 31st of December 2023 Last Quarter Report | View | |
| 31st of December 2023 Last Financial Announcement | View |
USB Largest EPS Surprises
Earnings surprises can significantly impact US Bancorp's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2009-07-22 | 2009-06-30 | 0.1 | 0.12 | 0.02 | 20 | ||
2009-10-21 | 2009-09-30 | 0.27 | 0.3 | 0.03 | 11 | ||
2009-04-21 | 2009-03-31 | 0.2 | 0.24 | 0.04 | 20 |
US Bancorp Environmental, Social, and Governance (ESG) Scores
US Bancorp's ESG score is a quantitative measure that evaluates US Bancorp's performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of US Bancorp's operations that may have significant financial implications and affect US Bancorp's stock price as well as guide investors towards more socially responsible investments.
US Bancorp Thematic Classifications
In addition to having US Bancorp stock in your portfolios, you can add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your favorite investment opportunity, you can then obtain an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility. If you are a result-oriented investor, you can benefit from optimizing one of our existing themes to build an efficient portfolio against your specific investing outlook.
 | FinTechA collection of large financial service, investment, and banking companies | |
 | Dividend BeastSolid, dividend-paying stocks and ETFs |
USB Stock Institutional Investors
| Shares | Davis Selected Advisers | 2025-06-30 | 19.3 M | Royal Bank Of Canada | 2025-06-30 | 18.5 M | T. Rowe Price Associates, Inc. | 2025-06-30 | 16.8 M | Grantham, Mayo, Van Otterloo & Co., Llc | 2025-06-30 | 16.6 M | Northern Trust Corp | 2025-06-30 | 16.3 M | Amvescap Plc. | 2025-06-30 | 15.6 M | Bank Of America Corp | 2025-06-30 | 15.5 M | Ubs Asset Mgmt Americas Inc | 2025-06-30 | 14.9 M | Goldman Sachs Group Inc | 2025-06-30 | 13.8 M | Vanguard Group Inc | 2025-06-30 | 143.3 M | Blackrock Inc | 2025-06-30 | 132.1 M |
USB Market Capitalization
The company currently falls under 'Large-Cap' category with a total capitalization of 83.93 B.USB Profitablity
The company has Net Profit Margin of 0.28 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.39 %, which entails that for every 100 dollars of revenue, it generated $0.39 of operating income.| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.02 | |
| Return On Capital Employed | 0.06 | 0.12 | |
| Return On Assets | 0.01 | 0.02 | |
| Return On Equity | 0.12 | 0.18 |
Management Efficiency
US Bancorp has Return on Asset of 0.0104 % which means that on every $100 spent on assets, it made $0.0104 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.1172 %, implying that it generated $0.1172 on every 100 dollars invested. US Bancorp's management efficiency ratios could be used to measure how well US Bancorp manages its routine affairs as well as how well it operates its assets and liabilities. The current year's Return On Tangible Assets is expected to grow to 0.02. The current year's Return On Capital Employed is expected to grow to 0.12. At present, US Bancorp's Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Non Current Assets Total is expected to grow to about 636.6 B, whereas Other Assets are projected to grow to (69.9 B).| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 34.06 | 35.76 | |
| Tangible Book Value Per Share | 23.63 | 24.81 | |
| Enterprise Value Over EBITDA | 9.32 | 10.05 | |
| Price Book Value Ratio | 1.46 | 2.19 | |
| Enterprise Value Multiple | 9.32 | 10.05 | |
| Price Fair Value | 1.46 | 2.19 |
Leadership at US Bancorp emphasizes sustainable growth and financial prudence. Our analysis evaluates how these priorities impact the stock's performance in the market.
Technical Drivers
As of the 6th of January, US Bancorp owns the Downside Deviation of 1.33, risk adjusted performance of 0.1386, and Mean Deviation of 0.9435. Concerning fundamental indicators, the technical analysis model makes it possible for you to check potential technical drivers of US Bancorp, as well as the relationship between them.US Bancorp Price Movement Analysis
The output start index for this execution was four with a total number of output elements of fifty-seven. The Double Exponential Moving Average indicator was developed by Patrick Mulloy. It consists of a single exponential moving average and a double exponential moving average. This indicator is more responsive to US Bancorp changes than the simple moving average.
US Bancorp Insider Trading Activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific US Bancorp insiders, such as employees or executives, is commonly permitted as long as it does not rely on US Bancorp's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases US Bancorp insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
US Bancorp Outstanding Bonds
US Bancorp issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. US Bancorp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most USB bonds can be classified according to their maturity, which is the date when US Bancorp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| US90290MAE12 Corp BondUS90290MAE12 | View | |
| US90290MAD39 Corp BondUS90290MAD39 | View | |
| USB 53 Corp BondUS902973AZ90 | View | |
| USB 37 Corp BondUS902973BC96 | View |
US Bancorp Predictive Daily Indicators
US Bancorp intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of US Bancorp stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
US Bancorp Corporate Filings
F4 | 30th of December 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
| 12th of November 2025 Other Reports | ViewVerify | |
8K | 6th of November 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
10Q | 5th of November 2025 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
F4 | 22nd of October 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
F4 | 21st of October 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
8K | 16th of October 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
| 10th of September 2025 Prospectus used primarily for registering securities for public sale. | ViewVerify |
US Bancorp Forecast Models
US Bancorp's time-series forecasting models are one of many US Bancorp's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary US Bancorp's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.US Bancorp Bond Ratings
US Bancorp financial ratings play a critical role in determining how much US Bancorp have to pay to access credit markets, i.e., the amount of interest on their issued debt. The threshold between investment-grade and speculative-grade ratings has important market implications for US Bancorp's borrowing costs.| Piotroski F Score | 8 | Strong | View |
| Beneish M Score | (2.43) | Unlikely Manipulator | View |
US Bancorp Debt to Cash Allocation
As US Bancorp follows its natural business cycle, the capital allocation decisions will not magically go away. US Bancorp's decision-makers have to determine if most of the cash flows will be poured back into or reinvested in the business, reserved for other projects beyond operational needs, or paid back to stakeholders and investors.
US Bancorp has 73.52 B in debt with debt to equity (D/E) ratio of 0.5, which is OK given its current industry classification. Note however, debt could still be an excellent tool for USB to invest in growth at high rates of return. US Bancorp Common Stock Shares Outstanding Over Time
US Bancorp Assets Financed by Debt
The debt-to-assets ratio shows the degree to which US Bancorp uses debt to finance its assets. It includes both long-term and short-term borrowings maturing within one year. It also includes both tangible and intangible assets, such as goodwill.US Bancorp Debt Ratio | 18.0 |
US Bancorp Corporate Bonds Issued
Most USB bonds can be classified according to their maturity, which is the date when US Bancorp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
USB Short Long Term Debt Total
Short Long Term Debt Total |
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About USB Stock Analysis
Stock analysis is the technique used by a trader or investor to examine and evaluate how US Bancorp prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling USB shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as US Bancorp. By using and applying USB Stock analysis, traders can create a robust methodology for identifying USB entry and exit points for their positions.
| Last Reported | Projected for Next Year | ||
| Pretax Profit Margin | 0.17 | 0.22 | |
| Operating Profit Margin | 0.17 | 0.22 | |
| Net Profit Margin | 0.13 | 0.16 | |
| Gross Profit Margin | 0.53 | 0.56 |
Current USB Analysis - Recommendations
We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. USB analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. USB analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
| Target Price | Advice | # of Analysts | |
| 57.72 | Buy | 24 | Odds |
Most USB analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand USB stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of US Bancorp, talking to its executives and customers, or listening to USB conference calls.
USB Stock Analysis Indicators
US Bancorp stock analysis indicators help investors evaluate how US Bancorp stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading US Bancorp shares will generate the highest return on investment. By understating and applying US Bancorp stock analysis, traders can identify US Bancorp position entry and exit signals to maximize returns.
| Begin Period Cash Flow | 61.2 B | |
| Total Stockholder Equity | 58.6 B | |
| Property Plant And Equipment Net | 3.6 B | |
| Cash And Short Term Investments | 142.9 B | |
| Cash | 56.5 B | |
| 50 Day M A | 49.955 | |
| Net Interest Income | 16.3 B | |
| Total Current Liabilities | 533.8 B | |
| Forward Price Earnings | 11.0011 | |
| Investments | -24.5 B | |
| Interest Expense | 15.4 B | |
| Long Term Debt | 58 B | |
| Common Stock Shares Outstanding | 1.6 B | |
| Total Cashflows From Investing Activities | -24.5 B | |
| Tax Provision | 1.6 B | |
| Quarterly Earnings Growth Y O Y | 0.185 | |
| Other Current Assets | 64 B | |
| Net Debt | 17 B | |
| Other Operating Expenses | 34.8 B | |
| Non Current Assets Total | 527.2 B | |
| Liabilities And Stockholders Equity | 678.3 B | |
| Non Currrent Assets Other | 61 B |
Complementary Tools for USB Stock analysis
When running US Bancorp's price analysis, check to measure US Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy US Bancorp is operating at the current time. Most of US Bancorp's value examination focuses on studying past and present price action to predict the probability of US Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move US Bancorp's price. Additionally, you may evaluate how the addition of US Bancorp to your portfolios can decrease your overall portfolio volatility.
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