Westamerica Bancorporation Net Income
| WABC Stock | USD 52.48 0.16 0.31% |
As of the 9th of February, Westamerica Bancorporation maintains the Downside Deviation of 1.24, market risk adjusted performance of 0.2819, and Mean Deviation of 1.08. Relative to fundamental indicators, the technical analysis model lets you check existing technical drivers of Westamerica Bancorporation, as well as the relationship between them.
Westamerica Bancorporation Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 4.9847 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 159.4 M | 167.4 M | |
| Net Income Applicable To Common Shares | 109.8 M | 66.7 M | |
| Net Income From Continuing Ops | 159.4 M | 95.4 M | |
| Net Income Per Share | 4.68 | 4.91 | |
| Net Income Per E B T | 0.74 | 0.58 |
Westamerica | Net Income | Build AI portfolio with Westamerica Stock |
Analyzing Westamerica Bancorporation's Net Income over time reveals critical patterns in financial health and operational efficiency. This metric helps investors evaluate trends, identify inflection points, and make informed decisions based on historical performance. Understanding how Net Income has evolved provides context for assessing Westamerica Bancorporation's current valuation and future prospects.
Latest Westamerica Bancorporation's Net Income Growth Pattern
Below is the plot of the Net Income of Westamerica Bancorporation over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Westamerica Bancorporation financial statement analysis. It represents the amount of money remaining after all of Westamerica Bancorporation operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Westamerica Bancorporation's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Westamerica Bancorporation's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 138.64 M | 10 Years Trend |
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Net Income |
| Timeline |
Westamerica Net Income Regression Statistics
| Arithmetic Mean | 82,377,336 | |
| Geometric Mean | 70,333,984 | |
| Coefficient Of Variation | 44.22 | |
| Mean Deviation | 25,734,586 | |
| Median | 80,389,000 | |
| Standard Deviation | 36,426,519 | |
| Sample Variance | 1326.9T | |
| Range | 156.4M | |
| R-Value | 0.67 | |
| Mean Square Error | 787.9T | |
| R-Squared | 0.44 | |
| Significance | 0 | |
| Slope | 4,802,906 | |
| Total Sum of Squares | 21230.3T |
Westamerica Net Income History
Other Fundumenentals of Westamerica Bancorporation
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
Westamerica Bancorporation Net Income component correlations
Westamerica Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Westamerica Bancorporation is extremely important. It helps to project a fair market value of Westamerica Stock properly, considering its historical fundamentals such as Net Income. Since Westamerica Bancorporation's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Westamerica Bancorporation's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Westamerica Bancorporation's interrelated accounts and indicators.
Click cells to compare fundamentals
Will Regional Banks sector continue expanding? Could Westamerica diversify its offerings? Factors like these will boost the valuation of Westamerica Bancorporation. Anticipated expansion of Westamerica directly elevates investor willingness to pay premium valuations. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Westamerica Bancorporation data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth (0.06) | Dividend Share 1.82 | Earnings Share 4.52 | Revenue Per Share | Quarterly Revenue Growth (0.09) |
Westamerica Bancorporation's market price often diverges from its book value, the accounting figure shown on Westamerica's balance sheet. Smart investors calculate Westamerica Bancorporation's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Since Westamerica Bancorporation's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Please note, there is a significant difference between Westamerica Bancorporation's value and its price as these two are different measures arrived at by different means. Investors typically determine if Westamerica Bancorporation is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Westamerica Bancorporation's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
Westamerica Bancorporation 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Westamerica Bancorporation's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Westamerica Bancorporation.
| 11/11/2025 |
| 02/09/2026 |
If you would invest 0.00 in Westamerica Bancorporation on November 11, 2025 and sell it all today you would earn a total of 0.00 from holding Westamerica Bancorporation or generate 0.0% return on investment in Westamerica Bancorporation over 90 days. Westamerica Bancorporation is related to or competes with Preferred Bank, QCR Holdings, ConnectOne Bancorp, Byline Bancorp, Republic Bancorp, FirstSun Capital, and CullenFrost Bankers. Westamerica Bancorporation operates as a bank holding company for the Westamerica Bank that provides various banking pro... More
Westamerica Bancorporation Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Westamerica Bancorporation's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Westamerica Bancorporation upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.24 | |||
| Information Ratio | 0.0658 | |||
| Maximum Drawdown | 7.61 | |||
| Value At Risk | (1.77) | |||
| Potential Upside | 2.95 |
Westamerica Bancorporation Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Westamerica Bancorporation's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Westamerica Bancorporation's standard deviation. In reality, there are many statistical measures that can use Westamerica Bancorporation historical prices to predict the future Westamerica Bancorporation's volatility.| Risk Adjusted Performance | 0.1064 | |||
| Jensen Alpha | 0.1251 | |||
| Total Risk Alpha | 0.0307 | |||
| Sortino Ratio | 0.0784 | |||
| Treynor Ratio | 0.2719 |
Westamerica Bancorporation February 9, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.1064 | |||
| Market Risk Adjusted Performance | 0.2819 | |||
| Mean Deviation | 1.08 | |||
| Semi Deviation | 1.06 | |||
| Downside Deviation | 1.24 | |||
| Coefficient Of Variation | 791.15 | |||
| Standard Deviation | 1.48 | |||
| Variance | 2.19 | |||
| Information Ratio | 0.0658 | |||
| Jensen Alpha | 0.1251 | |||
| Total Risk Alpha | 0.0307 | |||
| Sortino Ratio | 0.0784 | |||
| Treynor Ratio | 0.2719 | |||
| Maximum Drawdown | 7.61 | |||
| Value At Risk | (1.77) | |||
| Potential Upside | 2.95 | |||
| Downside Variance | 1.54 | |||
| Semi Variance | 1.13 | |||
| Expected Short fall | (1.30) | |||
| Skewness | 0.6381 | |||
| Kurtosis | 1.06 |
Westamerica Bancorporation Backtested Returns
At this point, Westamerica Bancorporation is very steady. Westamerica Bancorporation shows Sharpe Ratio of 0.1, which attests that the company had a 0.1 % return per unit of risk over the last 3 months. We have found twenty-nine technical indicators for Westamerica Bancorporation, which you can use to evaluate the volatility of the company. Please check out Westamerica Bancorporation's Downside Deviation of 1.24, mean deviation of 1.08, and Market Risk Adjusted Performance of 0.2819 to validate if the risk estimate we provide is consistent with the expected return of 0.16%. Westamerica Bancorporation has a performance score of 8 on a scale of 0 to 100. The firm maintains a market beta of 0.65, which attests to possible diversification benefits within a given portfolio. As returns on the market increase, Westamerica Bancorporation's returns are expected to increase less than the market. However, during the bear market, the loss of holding Westamerica Bancorporation is expected to be smaller as well. Westamerica Bancorporation right now maintains a risk of 1.51%. Please check out Westamerica Bancorporation value at risk, kurtosis, market facilitation index, as well as the relationship between the semi variance and rate of daily change , to decide if Westamerica Bancorporation will be following its historical returns.
Auto-correlation | 0.69 |
Good predictability
Westamerica Bancorporation has good predictability. Overlapping area represents the amount of predictability between Westamerica Bancorporation time series from 11th of November 2025 to 26th of December 2025 and 26th of December 2025 to 9th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Westamerica Bancorporation price movement. The serial correlation of 0.69 indicates that around 69.0% of current Westamerica Bancorporation price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.69 | |
| Spearman Rank Test | 0.55 | |
| Residual Average | 0.0 | |
| Price Variance | 2.44 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Westamerica Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, Westamerica Bancorporation reported net income of 138.64 M. This is 89.15% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 75.72% higher than that of the company.
Westamerica Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Westamerica Bancorporation's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Westamerica Bancorporation could also be used in its relative valuation, which is a method of valuing Westamerica Bancorporation by comparing valuation metrics of similar companies.Westamerica Bancorporation is currently under evaluation in net income category among its peers.
Westamerica Bancorporation ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Westamerica Bancorporation's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Westamerica Bancorporation's managers, analysts, and investors.Environmental | Governance | Social |
Westamerica Bancorporation Institutional Holders
Institutional Holdings refers to the ownership stake in Westamerica Bancorporation that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of Westamerica Bancorporation's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Westamerica Bancorporation's value.| Shares | Rbo & Co Llc | 2025-06-30 | 297.1 K | Charles Schwab Investment Management Inc | 2025-06-30 | 273.2 K | Manufacturers Life Insurance Co | 2025-06-30 | 252.8 K | T. Rowe Price Investment Management,inc. | 2025-06-30 | 249.8 K | Bank Of New York Mellon Corp | 2025-06-30 | 235.1 K | Maltese Capital Management Llc | 2025-06-30 | 200 K | Millennium Management Llc | 2025-06-30 | 198.3 K | Qube Research & Technologies | 2025-06-30 | 176.9 K | Two Sigma Investments Llc | 2025-06-30 | 164.1 K | Blackrock Inc | 2025-06-30 | 3.7 M | Vanguard Group Inc | 2025-06-30 | 3.2 M |
Westamerica Fundamentals
| Return On Equity | 0.13 | ||||
| Return On Asset | 0.0193 | ||||
| Profit Margin | 0.45 % | ||||
| Operating Margin | 0.61 % | ||||
| Current Valuation | 861.71 M | ||||
| Shares Outstanding | 24.62 M | ||||
| Shares Owned By Insiders | 5.06 % | ||||
| Shares Owned By Institutions | 81.70 % | ||||
| Number Of Shares Shorted | 396.99 K | ||||
| Price To Earning | 19.67 X | ||||
| Price To Book | 1.38 X | ||||
| Price To Sales | 5.06 X | ||||
| Revenue | 271.84 M | ||||
| Gross Profit | 258.4 M | ||||
| EBITDA | 162.78 M | ||||
| Net Income | 138.64 M | ||||
| Cash And Equivalents | 413.66 M | ||||
| Cash Per Share | 15.37 X | ||||
| Total Debt | 137.3 M | ||||
| Debt To Equity | 0.03 % | ||||
| Book Value Per Share | 37.91 X | ||||
| Cash Flow From Operations | 141.57 M | ||||
| Short Ratio | 2.63 X | ||||
| Earnings Per Share | 4.52 X | ||||
| Price To Earnings To Growth | 8.32 X | ||||
| Target Price | 55.0 | ||||
| Number Of Employees | 616 | ||||
| Beta | 0.6 | ||||
| Market Capitalization | 1.31 B | ||||
| Total Asset | 5.96 B | ||||
| Retained Earnings | 584.63 M | ||||
| Annual Yield | 0.04 % | ||||
| Five Year Return | 2.75 % | ||||
| Net Asset | 5.96 B | ||||
| Last Dividend Paid | 1.82 |
About Westamerica Bancorporation Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Westamerica Bancorporation's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Westamerica Bancorporation using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Westamerica Bancorporation based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Also Currently Popular
Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether Westamerica Bancorporation offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Westamerica Bancorporation's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Westamerica Bancorporation Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Westamerica Bancorporation Stock:Check out For information on how to trade Westamerica Stock refer to our How to Trade Westamerica Stock guide.You can also try the Piotroski F Score module to get Piotroski F Score based on the binary analysis strategy of nine different fundamentals.
Will Regional Banks sector continue expanding? Could Westamerica diversify its offerings? Factors like these will boost the valuation of Westamerica Bancorporation. Anticipated expansion of Westamerica directly elevates investor willingness to pay premium valuations. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Westamerica Bancorporation data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth (0.06) | Dividend Share 1.82 | Earnings Share 4.52 | Revenue Per Share | Quarterly Revenue Growth (0.09) |
Westamerica Bancorporation's market price often diverges from its book value, the accounting figure shown on Westamerica's balance sheet. Smart investors calculate Westamerica Bancorporation's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Since Westamerica Bancorporation's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Please note, there is a significant difference between Westamerica Bancorporation's value and its price as these two are different measures arrived at by different means. Investors typically determine if Westamerica Bancorporation is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Westamerica Bancorporation's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.