Zions Bancorporation Net Income
| ZION Stock | USD 63.81 1.45 2.33% |
As of the 4th of February, Zions Bancorporation maintains the Downside Deviation of 1.4, market risk adjusted performance of 0.2809, and Mean Deviation of 1.07. Relative to fundamental indicators, the technical analysis model lets you check existing technical drivers of Zions Bancorporation, as well as the relationship between them.
Zions Bancorporation Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 3.1147 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 901.6 M | 946.7 M | |
| Net Income Applicable To Common Shares | 1 B | 1.1 B | |
| Net Income From Continuing Ops | 901.6 M | 921.3 M | |
| Net Income Per Share | 6.11 | 6.42 | |
| Net Income Per E B T | 0.77 | 0.57 |
Zions | Net Income | Build AI portfolio with Zions Stock |
Evaluating Zions Bancorporation's Net Income across multiple reporting periods reveals the company's ability to sustain growth and manage resources effectively. This longitudinal analysis highlights inflection points, cyclical patterns, and structural changes that short-term snapshots might miss, offering deeper insight into Zions Bancorporation's fundamental strength.
Latest Zions Bancorporation's Net Income Growth Pattern
Below is the plot of the Net Income of Zions Bancorporation over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Zions Bancorporation financial statement analysis. It represents the amount of money remaining after all of Zions Bancorporation operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Zions Bancorporation's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Zions Bancorporation's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 784 M | 10 Years Trend |
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Net Income |
| Timeline |
Zions Net Income Regression Statistics
| Arithmetic Mean | 606,589,588 | |
| Geometric Mean | 484,735,453 | |
| Coefficient Of Variation | 50.11 | |
| Mean Deviation | 257,674,505 | |
| Median | 592,000,000 | |
| Standard Deviation | 303,945,944 | |
| Sample Variance | 92383.1T | |
| Range | 1.1B | |
| R-Value | 0.85 | |
| Mean Square Error | 26976T | |
| R-Squared | 0.73 | |
| Significance | 0.000014 | |
| Slope | 51,294,297 | |
| Total Sum of Squares | 1478130.2T |
Zions Net Income History
Other Fundumenentals of Zions Bancorporation
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
Zions Bancorporation Net Income component correlations
Zions Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Zions Bancorporation is extremely important. It helps to project a fair market value of Zions Stock properly, considering its historical fundamentals such as Net Income. Since Zions Bancorporation's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Zions Bancorporation's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Zions Bancorporation's interrelated accounts and indicators.
Click cells to compare fundamentals
Will Regional Banks sector continue expanding? Could Zions diversify its offerings? Factors like these will boost the valuation of Zions Bancorporation. Anticipated expansion of Zions directly elevates investor willingness to pay premium valuations. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Zions Bancorporation data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth 0.314 | Dividend Share 1.76 | Earnings Share 6.01 | Revenue Per Share | Quarterly Revenue Growth 0.136 |
Investors evaluate Zions Bancorporation using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Zions Bancorporation's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. External factors like market trends, sector rotation, and investor psychology can cause Zions Bancorporation's market price to deviate significantly from intrinsic value.
Please note, there is a significant difference between Zions Bancorporation's value and its price as these two are different measures arrived at by different means. Investors typically determine if Zions Bancorporation is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Conversely, Zions Bancorporation's market price signifies the transaction level at which participants voluntarily complete trades.
Zions Bancorporation 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Zions Bancorporation's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Zions Bancorporation.
| 11/06/2025 |
| 02/04/2026 |
If you would invest 0.00 in Zions Bancorporation on November 6, 2025 and sell it all today you would earn a total of 0.00 from holding Zions Bancorporation or generate 0.0% return on investment in Zions Bancorporation over 90 days. Zions Bancorporation is related to or competes with Popular, Old National, Western Alliance, CullenFrost Bankers, UMB Financial, Commerce Bancshares, and Cadence Bancorp. Zions Bancorporation, National Association provides various banking and related services primarily in the states of Ariz... More
Zions Bancorporation Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Zions Bancorporation's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Zions Bancorporation upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.4 | |||
| Information Ratio | 0.1748 | |||
| Maximum Drawdown | 8.08 | |||
| Value At Risk | (1.58) | |||
| Potential Upside | 2.58 |
Zions Bancorporation Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Zions Bancorporation's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Zions Bancorporation's standard deviation. In reality, there are many statistical measures that can use Zions Bancorporation historical prices to predict the future Zions Bancorporation's volatility.| Risk Adjusted Performance | 0.1595 | |||
| Jensen Alpha | 0.2557 | |||
| Total Risk Alpha | 0.2165 | |||
| Sortino Ratio | 0.1863 | |||
| Treynor Ratio | 0.2709 |
Zions Bancorporation February 4, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.1595 | |||
| Market Risk Adjusted Performance | 0.2809 | |||
| Mean Deviation | 1.07 | |||
| Semi Deviation | 1.06 | |||
| Downside Deviation | 1.4 | |||
| Coefficient Of Variation | 475.54 | |||
| Standard Deviation | 1.49 | |||
| Variance | 2.23 | |||
| Information Ratio | 0.1748 | |||
| Jensen Alpha | 0.2557 | |||
| Total Risk Alpha | 0.2165 | |||
| Sortino Ratio | 0.1863 | |||
| Treynor Ratio | 0.2709 | |||
| Maximum Drawdown | 8.08 | |||
| Value At Risk | (1.58) | |||
| Potential Upside | 2.58 | |||
| Downside Variance | 1.96 | |||
| Semi Variance | 1.13 | |||
| Expected Short fall | (1.19) | |||
| Skewness | 0.2108 | |||
| Kurtosis | 1.86 |
Zions Bancorporation Backtested Returns
Zions Bancorporation appears to be very steady, given 3 months investment horizon. Zions Bancorporation shows Sharpe Ratio of 0.25, which attests that the company had a 0.25 % return per unit of risk over the last 3 months. We have found twenty-nine technical indicators for Zions Bancorporation, which you can use to evaluate the volatility of the company. Please utilize Zions Bancorporation's Market Risk Adjusted Performance of 0.2809, mean deviation of 1.07, and Downside Deviation of 1.4 to validate if our risk estimates are consistent with your expectations. On a scale of 0 to 100, Zions Bancorporation holds a performance score of 19. The firm maintains a market beta of 1.12, which attests to a somewhat significant risk relative to the market. Zions Bancorporation returns are very sensitive to returns on the market. As the market goes up or down, Zions Bancorporation is expected to follow. Please check Zions Bancorporation's potential upside, as well as the relationship between the kurtosis and day typical price , to make a quick decision on whether Zions Bancorporation's historical returns will revert.
Auto-correlation | 0.30 |
Below average predictability
Zions Bancorporation has below average predictability. Overlapping area represents the amount of predictability between Zions Bancorporation time series from 6th of November 2025 to 21st of December 2025 and 21st of December 2025 to 4th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Zions Bancorporation price movement. The serial correlation of 0.3 indicates that nearly 30.0% of current Zions Bancorporation price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.3 | |
| Spearman Rank Test | 0.2 | |
| Residual Average | 0.0 | |
| Price Variance | 1.44 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Zions Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, Zions Bancorporation reported net income of 784 M. This is 38.63% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 37.31% lower than that of the firm.
Zions Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Zions Bancorporation's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Zions Bancorporation could also be used in its relative valuation, which is a method of valuing Zions Bancorporation by comparing valuation metrics of similar companies.Zions Bancorporation is currently under evaluation in net income category among its peers.
Zions Bancorporation ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Zions Bancorporation's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Zions Bancorporation's managers, analysts, and investors.Environmental | Governance | Social |
Zions Bancorporation Institutional Holders
Institutional Holdings refers to the ownership stake in Zions Bancorporation that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of Zions Bancorporation's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Zions Bancorporation's value.| Shares | Aqr Capital Management Llc | 2025-06-30 | 2.3 M | Thrivent Financial For Lutherans | 2025-06-30 | 1.9 M | Arrowstreet Capital Limited Partnership | 2025-06-30 | 1.8 M | Goldman Sachs Group Inc | 2025-06-30 | 1.6 M | Norges Bank | 2025-06-30 | 1.6 M | Amvescap Plc. | 2025-06-30 | 1.5 M | Northern Trust Corp | 2025-06-30 | 1.4 M | Wellington Management Company Llp | 2025-06-30 | 1.3 M | Bank Of New York Mellon Corp | 2025-06-30 | 1.3 M | Vanguard Group Inc | 2025-06-30 | 19.3 M | Blackrock Inc | 2025-06-30 | 13.9 M |
Zions Fundamentals
| Return On Equity | 0.14 | ||||
| Return On Asset | 0.0101 | ||||
| Profit Margin | 0.27 % | ||||
| Operating Margin | 0.39 % | ||||
| Current Valuation | 9.28 B | ||||
| Shares Outstanding | 147.65 M | ||||
| Shares Owned By Insiders | 1.73 % | ||||
| Shares Owned By Institutions | 81.66 % | ||||
| Number Of Shares Shorted | 6.4 M | ||||
| Price To Earning | 10.37 X | ||||
| Price To Book | 1.27 X | ||||
| Price To Sales | 2.72 X | ||||
| Revenue | 4.94 B | ||||
| Gross Profit | 3.31 B | ||||
| EBITDA | 1.18 B | ||||
| Net Income | 784 M | ||||
| Cash And Equivalents | 5.16 B | ||||
| Cash Per Share | 34.51 X | ||||
| Total Debt | 4.58 B | ||||
| Debt To Equity | 0.11 % | ||||
| Book Value Per Share | 48.18 X | ||||
| Cash Flow From Operations | 1.15 B | ||||
| Short Ratio | 4.60 X | ||||
| Earnings Per Share | 6.01 X | ||||
| Price To Earnings To Growth | 1.77 X | ||||
| Target Price | 66.29 | ||||
| Number Of Employees | 9.2 K | ||||
| Beta | 0.82 | ||||
| Market Capitalization | 9.01 B | ||||
| Total Asset | 88.99 B | ||||
| Retained Earnings | 7.33 B | ||||
| Annual Yield | 0.03 % | ||||
| Five Year Return | 2.53 % | ||||
| Net Asset | 88.99 B | ||||
| Last Dividend Paid | 1.76 |
About Zions Bancorporation Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Zions Bancorporation's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Zions Bancorporation using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Zions Bancorporation based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Pair Trading with Zions Bancorporation
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Zions Bancorporation position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Zions Bancorporation will appreciate offsetting losses from the drop in the long position's value.Moving together with Zions Stock
Moving against Zions Stock
The ability to find closely correlated positions to Zions Bancorporation could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Zions Bancorporation when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Zions Bancorporation - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Zions Bancorporation to buy it.
The correlation of Zions Bancorporation is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Zions Bancorporation moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Zions Bancorporation moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Zions Bancorporation can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Check out To learn how to invest in Zions Stock, please use our How to Invest in Zions Bancorporation guide.You can also try the CEOs Directory module to screen CEOs from public companies around the world.
Will Regional Banks sector continue expanding? Could Zions diversify its offerings? Factors like these will boost the valuation of Zions Bancorporation. Anticipated expansion of Zions directly elevates investor willingness to pay premium valuations. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Zions Bancorporation data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth 0.314 | Dividend Share 1.76 | Earnings Share 6.01 | Revenue Per Share | Quarterly Revenue Growth 0.136 |
Investors evaluate Zions Bancorporation using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Zions Bancorporation's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. External factors like market trends, sector rotation, and investor psychology can cause Zions Bancorporation's market price to deviate significantly from intrinsic value.
Please note, there is a significant difference between Zions Bancorporation's value and its price as these two are different measures arrived at by different means. Investors typically determine if Zions Bancorporation is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Conversely, Zions Bancorporation's market price signifies the transaction level at which participants voluntarily complete trades.