CVB Interest Expense vs Total Operating Expenses Analysis

CVBF Stock  USD 20.53  0.16  0.79%   
CVB Financial financial indicator trend analysis is way more than just evaluating CVB Financial prevailing accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether CVB Financial is a good investment. Please check the relationship between CVB Financial Interest Expense and its Total Operating Expenses accounts. Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in CVB Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
For more detail on how to invest in CVB Stock please use our How to Invest in CVB Financial guide.

Interest Expense vs Total Operating Expenses

Interest Expense vs Total Operating Expenses Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of CVB Financial Interest Expense account and Total Operating Expenses. At this time, the significance of the direction appears to have strong relationship.
The correlation between CVB Financial's Interest Expense and Total Operating Expenses is 0.77. Overlapping area represents the amount of variation of Interest Expense that can explain the historical movement of Total Operating Expenses in the same time period over historical financial statements of CVB Financial, assuming nothing else is changed. The correlation between historical values of CVB Financial's Interest Expense and Total Operating Expenses is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Interest Expense of CVB Financial are associated (or correlated) with its Total Operating Expenses. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Total Operating Expenses has no effect on the direction of Interest Expense i.e., CVB Financial's Interest Expense and Total Operating Expenses go up and down completely randomly.

Correlation Coefficient

0.77
Relationship DirectionPositive 
Relationship StrengthSignificant

Interest Expense

The cost incurred by an entity for borrowed funds, including loans, bonds, or lines of credit.

Total Operating Expenses

The total costs associated with the day-to-day operations of a business, excluding the cost of goods sold but including selling, general, and administrative expenses.
Most indicators from CVB Financial's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into CVB Financial current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in CVB Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
For more detail on how to invest in CVB Stock please use our How to Invest in CVB Financial guide.At this time, CVB Financial's Enterprise Value is most likely to increase significantly in the upcoming years.
 2022 2023 2024 2025 (projected)
Operating Income337.5M353.2M406.2M426.5M
Other Operating Expenses6.3M191.2M219.9M230.9M

CVB Financial fundamental ratios Correlations

0.770.360.790.690.050.690.370.450.02-0.10.270.25-0.410.560.640.06-0.050.30.370.340.30.770.810.740.38
0.770.670.970.90.280.970.380.810.3-0.430.070.27-0.290.880.95-0.2-0.160.660.710.20.610.930.690.660.65
0.360.670.60.790.830.76-0.220.920.75-0.59-0.640.10.440.640.75-0.58-0.230.940.98-0.420.870.570.050.140.89
0.790.970.60.920.210.940.380.730.23-0.380.060.18-0.350.770.89-0.16-0.090.60.650.340.540.990.760.690.54
0.690.90.790.920.440.910.160.850.48-0.35-0.20.0-0.020.750.83-0.21-0.020.770.80.160.720.890.490.520.64
0.050.280.830.210.440.41-0.70.680.75-0.39-0.750.180.50.290.41-0.56-0.290.740.8-0.740.760.19-0.22-0.350.79
0.690.970.760.940.910.410.250.890.42-0.55-0.090.24-0.190.850.96-0.37-0.270.770.820.090.710.90.590.540.69
0.370.38-0.220.380.16-0.70.250.0-0.35-0.140.59-0.1-0.420.380.260.190.09-0.11-0.180.68-0.190.360.50.82-0.21
0.450.810.920.730.850.680.890.00.75-0.67-0.420.040.220.780.87-0.59-0.350.970.96-0.260.920.670.190.270.8
0.020.30.750.230.480.750.42-0.350.75-0.42-0.62-0.330.590.370.35-0.55-0.280.840.74-0.580.860.17-0.34-0.170.52
-0.1-0.43-0.59-0.38-0.35-0.39-0.55-0.14-0.67-0.420.45-0.04-0.23-0.37-0.620.910.64-0.7-0.670.25-0.57-0.35-0.02-0.17-0.52
0.270.07-0.640.06-0.2-0.75-0.090.59-0.42-0.620.450.22-0.790.08-0.080.610.05-0.6-0.60.57-0.470.050.510.39-0.49
0.250.270.10.180.00.180.24-0.10.04-0.33-0.040.22-0.430.290.330.01-0.2-0.110.12-0.21-0.080.20.430.10.46
-0.41-0.290.44-0.35-0.020.5-0.19-0.420.220.59-0.23-0.79-0.43-0.14-0.17-0.390.050.410.35-0.570.34-0.37-0.8-0.410.25
0.560.880.640.770.750.290.850.380.780.37-0.370.080.29-0.140.85-0.11-0.050.650.660.030.620.70.470.570.68
0.640.950.750.890.830.410.960.260.870.35-0.62-0.080.33-0.170.85-0.4-0.310.740.80.040.670.840.560.490.74
0.06-0.2-0.58-0.16-0.21-0.56-0.370.19-0.59-0.550.910.610.01-0.39-0.11-0.40.78-0.67-0.640.51-0.59-0.120.230.12-0.47
-0.05-0.16-0.23-0.09-0.02-0.29-0.270.09-0.35-0.280.640.05-0.20.05-0.05-0.310.78-0.33-0.320.41-0.4-0.020.040.12-0.21
0.30.660.940.60.770.740.77-0.110.970.84-0.7-0.6-0.110.410.650.74-0.67-0.330.96-0.350.940.550.00.150.76
0.370.710.980.650.80.80.82-0.180.960.74-0.67-0.60.120.350.660.8-0.64-0.320.96-0.370.880.610.10.160.87
0.340.2-0.420.340.16-0.740.090.68-0.26-0.580.250.57-0.21-0.570.030.040.510.41-0.35-0.37-0.440.360.570.57-0.49
0.30.610.870.540.720.760.71-0.190.920.86-0.57-0.47-0.080.340.620.67-0.59-0.40.940.88-0.440.48-0.020.070.72
0.770.930.570.990.890.190.90.360.670.17-0.350.050.2-0.370.70.84-0.12-0.020.550.610.360.480.790.690.53
0.810.690.050.760.49-0.220.590.50.19-0.34-0.020.510.43-0.80.470.560.230.040.00.10.57-0.020.790.730.18
0.740.660.140.690.52-0.350.540.820.27-0.17-0.170.390.1-0.410.570.490.120.120.150.160.570.070.690.730.17
0.380.650.890.540.640.790.69-0.210.80.52-0.52-0.490.460.250.680.74-0.47-0.210.760.87-0.490.720.530.180.17
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CVB Financial Account Relationship Matchups

CVB Financial fundamental ratios Accounts

202020212022202320242025 (projected)
Common Stock Shares Outstanding136.2M135.4M140.0M138.5M159.2M99.5M
Total Assets14.4B15.9B16.5B16.0B18.4B19.3B
Short Long Term Debt Total35.8M2.3M995M2.1B2.4B2.5B
Total Stockholder Equity2.0B2.1B1.9B2.1B2.4B2.5B
Property Plant And Equipment Net51.1M49.1M46.7M66.4M76.3M80.1M
Net Debt(2.0B)(1.8B)782.0M1.8B1.6B1.7B
Retained Earnings760.9M875.6M1.0B1.1B1.3B1.3B
Cash2.0B1.8B213.0M281.3M323.5M267.4M
Non Current Assets Total3.7B5.8B6.6B15.5B17.8B18.7B
Non Currrent Assets Other(3.7B)(5.8B)(6.6B)14.4B16.6B17.4B
Other Assets6.2B5.0B6.3B230.7M265.3M252.0M
Cash And Short Term Investments4.4B4.9B3.5B281.3M323.5M307.3M
Liabilities And Stockholders Equity14.4B15.9B16.5B16.0B18.4B19.3B
Other Stockholder Equity(760.9M)(875.6M)(1.0B)(1.0)(0.9)(0.94)
Total Liab12.4B13.8B14.5B13.9B16.0B16.8B
Property Plant And Equipment Gross70.3M139.1M143.9M139.9M160.8M168.9M
Total Current Assets4.4B5.0B3.5B281.3M323.5M307.3M
Other Current Assets2.1B1.8B455.1M511.9M588.7M559.3M
Total Current Liabilities5M2.3M186.7M13.5B15.5B16.3B
Short Term Debt5M2.3M995M2.1B2.4B2.5B
Accounts Payable11.7B13.0B433K23.3M26.8M25.4M
Net Receivables45.5M45.9M81.1M301.3M346.5M363.9M
Common Stock Total Equity1.3B1.3B1.2B1.2B1.4B1.5B
Accumulated Other Comprehensive Income35.3M(4.0M)(354.8M)(323.6M)(291.2M)(276.7M)
Common Stock2.0B2.1B2.3B1.3B1.5B885.1M
Other Liab96.1M204.6M130.7M106.8M122.8M79.2M
Short Term Investments2.4B3.2B3.3B(5.3B)(4.7B)(4.5B)
Inventory(2.1B)(1.8B)(455.1M)(129.9M)(117.0M)(122.8M)
Intangible Assets33.6M25.4M21.7M15.3M17.6M16.2M
Property Plant Equipment54.0M51.1M49.1M69.4M79.8M45.4M
Other Current Liab(5M)(2.3M)(1.2B)11.4B10.3B10.8B
Net Tangible Assets1.3B1.3B1.4B1.2B1.3B1.1B
Retained Earnings Total Equity575.8M682.7M760.9M875.6M1.0B1.1B
Deferred Long Term Liab20.0M22.7M21.6M20.9M24.0M14.4M
Long Term Investments8.3B5.1B5.8B5.5B6.3B5.8B
Non Current Liabilities Other524.7M535.0M622.4M802.6M722.3M545.7M

Currently Active Assets on Macroaxis

When determining whether CVB Financial is a strong investment it is important to analyze CVB Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact CVB Financial's future performance. For an informed investment choice regarding CVB Stock, refer to the following important reports:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in CVB Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
For more detail on how to invest in CVB Stock please use our How to Invest in CVB Financial guide.
You can also try the Portfolio Backtesting module to avoid under-diversification and over-optimization by backtesting your portfolios.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of CVB Financial. If investors know CVB will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about CVB Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.12)
Dividend Share
0.8
Earnings Share
1.42
Revenue Per Share
3.745
Quarterly Revenue Growth
(0.07)
The market value of CVB Financial is measured differently than its book value, which is the value of CVB that is recorded on the company's balance sheet. Investors also form their own opinion of CVB Financial's value that differs from its market value or its book value, called intrinsic value, which is CVB Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because CVB Financial's market value can be influenced by many factors that don't directly affect CVB Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between CVB Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if CVB Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, CVB Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.