Citizens Asset Turnover vs Net Debt Analysis

CZNC Stock

USD 19.33 0.42 2.13%

Citizens Northern financial indicator trend analysis is way more than just evaluating Citizens Northern Corp prevailing accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether Citizens Northern Corp is a good investment. Please check the relationship between Citizens Northern Asset Turnover and its Net Debt accounts. Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Citizens Northern Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors.

Asset Turnover vs Net Debt

Asset Turnover vs Net Debt Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of Citizens Northern Corp Asset Turnover account and Net Debt. At this time, the significance of the direction appears to have significant contrarian relationship.

The correlation between Citizens Northern's Asset Turnover and Net Debt is -0.26. Overlapping area represents the amount of variation of Asset Turnover that can explain the historical movement of Net Debt in the same time period over historical financial statements of Citizens Northern Corp, assuming nothing else is changed. The correlation between historical values of Citizens Northern's Asset Turnover and Net Debt is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Asset Turnover of Citizens Northern Corp are associated (or correlated) with its Net Debt. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Net Debt has no effect on the direction of Asset Turnover i.e., Citizens Northern's Asset Turnover and Net Debt go up and down completely randomly.

Correlation Coefficient

-0.26

Relationship Direction	Negative
Relationship Strength	Insignificant

View All Relationships

Asset Turnover

The ratio of net sales to average total assets, indicating how efficiently a company uses its assets to generate sales.

Net Debt

The total debt of a company minus its cash and cash equivalents. It represents the actual debt burden on the company after accounting for the liquid assets it holds.

Most indicators from Citizens Northern's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into Citizens Northern Corp current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Citizens Northern Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors.

As of December 17, 2024, Selling General Administrative is expected to decline to about 9.6 M. In addition to that, Tax Provision is expected to decline to about 6 M

	2021	2022	2023	2024 (projected)
Interest Expense	6.6M	9.5M	33.1M	34.8M
Depreciation And Amortization	2.7M	2.8M	2.2M	1.9M

Interest Expense Depreciation And Amortization

Citizens Northern fundamental ratios Correlations

	Total Assets	Short Long Term Debt Total	Total Stockholder Equity	Property Plant And Equipment Net	Net Debt	Retained Earnings	Cash	Non Current Assets Total	Non Currrent Assets Other	Other Assets	Cash And Short Term Investments	Net Receivables	Common Stock Total Equity	Common Stock Shares Outstanding	Non Current Liabilities Total	Other Stockholder Equity	Total Liab	Property Plant And Equipment Gross	Total Current Assets	Common Stock	Total Current Liabilities	Accounts Payable	Short Term Debt	Other Liab	Long Term Debt	Short Term Investments
Total Assets		0.59	0.9	0.89	0.26	0.89	0.73	0.33	0.3	-0.24	0.55	0.93	0.91	0.96	0.29	0.7	1.0	0.75	0.01	0.42	0.31	-0.08	0.34	0.87	0.54	0.53
Short Long Term Debt Total	0.59		0.26	0.53	0.91	0.41	0.07	0.42	0.38	-0.44	0.11	0.69	0.42	0.46	0.42	0.52	0.62	0.62	-0.31	-0.07	0.44	0.12	0.64	0.3	0.74	0.21
Total Stockholder Equity	0.9	0.26		0.83	-0.08	0.91	0.78	0.14	0.13	0.02	0.64	0.71	0.93	0.96	0.09	0.45	0.88	0.53	0.22	0.63	0.11	-0.14	0.22	0.82	0.27	0.62
Property Plant And Equipment Net	0.89	0.53	0.83		0.21	0.8	0.71	0.45	0.43	-0.14	0.59	0.79	0.92	0.9	0.39	0.53	0.88	0.69	0.28	0.3	0.4	0.12	0.26	0.69	0.66	0.75
Net Debt	0.26	0.91	-0.08	0.21		0.17	-0.34	0.41	0.39	-0.48	-0.05	0.39	0.11	0.12	0.43	0.27	0.3	0.41	-0.34	-0.3	0.46	0.06	0.71	-0.06	0.58	-0.01
Retained Earnings	0.89	0.41	0.91	0.8	0.17		0.52	0.27	0.27	-0.08	0.71	0.7	0.94	0.93	0.22	0.4	0.87	0.61	0.3	0.49	0.27	-0.27	0.42	0.68	0.4	0.63
Cash	0.73	0.07	0.78	0.71	-0.34	0.52		0.04	0.01	0.08	0.38	0.65	0.66	0.75	-0.01	0.58	0.71	0.46	0.11	0.53	-0.03	0.14	-0.23	0.84	0.26	0.47
Non Current Assets Total	0.33	0.42	0.14	0.45	0.41	0.27	0.04		1.0	-0.82	0.34	0.46	0.25	0.21	0.99	0.55	0.35	0.7	-0.09	-0.62	0.99	-0.06	0.43	0.23	0.45	0.14
Non Currrent Assets Other	0.3	0.38	0.13	0.43	0.39	0.27	0.01	1.0		-0.82	0.32	0.43	0.25	0.19	0.99	0.51	0.32	0.66	-0.08	-0.63	0.99	-0.08	0.45	0.22	0.39	0.11
Other Assets	-0.24	-0.44	0.02	-0.14	-0.48	-0.08	0.08	-0.82	-0.82		-0.04	-0.46	0.0	-0.04	-0.87	-0.63	-0.26	-0.58	0.59	0.67	-0.86	0.2	-0.47	-0.27	-0.16	0.34
Cash And Short Term Investments	0.55	0.11	0.64	0.59	-0.05	0.71	0.38	0.34	0.32	-0.04		0.37	0.63	0.65	0.25	0.3	0.53	0.56	0.33	0.33	0.29	-0.57	0.22	0.4	0.31	0.66
Net Receivables	0.93	0.69	0.71	0.79	0.39	0.7	0.65	0.46	0.43	-0.46	0.37		0.73	0.81	0.44	0.87	0.94	0.78	-0.25	0.17	0.46	-0.05	0.35	0.88	0.56	0.28
Common Stock Total Equity	0.91	0.42	0.93	0.92	0.11	0.94	0.66	0.25	0.25	0.0	0.63	0.73		0.96	0.19	0.38	0.89	0.56	0.36	0.49	0.22	-0.04	0.28	0.7	0.49	0.74
Common Stock Shares Outstanding	0.96	0.46	0.96	0.9	0.12	0.93	0.75	0.21	0.19	-0.04	0.65	0.81	0.96		0.15	0.54	0.95	0.67	0.21	0.57	0.18	-0.08	0.26	0.8	0.51	0.69
Non Current Liabilities Total	0.29	0.42	0.09	0.39	0.43	0.22	-0.01	0.99	0.99	-0.87	0.25	0.44	0.19	0.15		0.54	0.31	0.66	-0.17	-0.67	0.99	-0.06	0.45	0.22	0.37	0.03
Other Stockholder Equity	0.7	0.52	0.45	0.53	0.27	0.4	0.58	0.55	0.51	-0.63	0.3	0.87	0.38	0.54	0.54		0.72	0.82	-0.44	-0.05	0.54	-0.12	0.21	0.8	0.44	0.03
Total Liab	1.0	0.62	0.88	0.88	0.3	0.87	0.71	0.35	0.32	-0.26	0.53	0.94	0.89	0.95	0.31	0.72		0.76	-0.01	0.39	0.33	-0.07	0.35	0.87	0.57	0.51
Property Plant And Equipment Gross	0.75	0.62	0.53	0.69	0.41	0.61	0.46	0.7	0.66	-0.58	0.56	0.78	0.56	0.67	0.66	0.82	0.76		-0.08	-0.02	0.67	-0.08	0.4	0.6	0.69	0.41
Total Current Assets	0.01	-0.31	0.22	0.28	-0.34	0.3	0.11	-0.09	-0.08	0.59	0.33	-0.25	0.36	0.21	-0.17	-0.44	-0.01	-0.08		0.31	-0.16	0.2	-0.18	-0.17	0.19	0.68
Common Stock	0.42	-0.07	0.63	0.3	-0.3	0.49	0.53	-0.62	-0.63	0.67	0.33	0.17	0.49	0.57	-0.67	-0.05	0.39	-0.02	0.31		-0.63	-0.05	-0.08	0.38	-0.02	0.45
Total Current Liabilities	0.31	0.44	0.11	0.4	0.46	0.27	-0.03	0.99	0.99	-0.86	0.29	0.46	0.22	0.18	0.99	0.54	0.33	0.67	-0.16	-0.63		-0.11	0.53	0.23	0.37	0.04
Accounts Payable	-0.08	0.12	-0.14	0.12	0.06	-0.27	0.14	-0.06	-0.08	0.2	-0.57	-0.05	-0.04	-0.08	-0.06	-0.12	-0.07	-0.08	0.2	-0.05	-0.11		-0.25	-0.15	0.32	0.18
Short Term Debt	0.34	0.64	0.22	0.26	0.71	0.42	-0.23	0.43	0.45	-0.47	0.22	0.35	0.28	0.26	0.45	0.21	0.35	0.4	-0.18	-0.08	0.53	-0.25		0.09	0.17	-0.01
Other Liab	0.87	0.3	0.82	0.69	-0.06	0.68	0.84	0.23	0.22	-0.27	0.4	0.88	0.7	0.8	0.22	0.8	0.87	0.6	-0.17	0.38	0.23	-0.15	0.09		0.23	0.23
Long Term Debt	0.54	0.74	0.27	0.66	0.58	0.4	0.26	0.45	0.39	-0.16	0.31	0.56	0.49	0.51	0.37	0.44	0.57	0.69	0.19	-0.02	0.37	0.32	0.17	0.23		0.63
Short Term Investments	0.53	0.21	0.62	0.75	-0.01	0.63	0.47	0.14	0.11	0.34	0.66	0.28	0.74	0.69	0.03	0.03	0.51	0.41	0.68	0.45	0.04	0.18	-0.01	0.23	0.63

Click cells to compare fundamentals

Citizens Northern Account Relationship Matchups

Citizens Northern fundamental ratios Accounts

	2019	2020	2021	2022	2023	2024 (projected)
Total Assets	1.7B	2.2B	2.3B	2.5B	2.5B	1.4B
Short Long Term Debt Total	142.9M	89.2M	77.6M	258.8M	209.4M	121.9M
Total Stockholder Equity	244.5M	299.8M	301.4M	249.3M	262.4M	170.4M
Property Plant And Equipment Net	17.2M	21.5M	20.7M	21.6M	25.2M	17.8M
Net Debt	107.7M	(12.6M)	(27.4M)	203.7M	152.5M	91.9M
Retained Earnings	126.5M	129.7M	142.6M	151.7M	157.0M	100.8M
Cash	35.2M	101.9M	104.9M	55.0M	56.9M	41.0M
Non Current Assets Total	393.5M	427.2M	594.2M	575.0M	2.5B	2.6B
Non Currrent Assets Other	(2.6M)	(2.7M)	(5.9M)	(20.9M)	2.4B	2.5B
Other Assets	873.7M	1.4B	1.1B	1.3B	(577.1M)	(548.3M)
Cash And Short Term Investments	381.9M	451.2M	622.6M	553.1M	537.5M	564.4M
Net Receivables	5.0M	8.3M	7.2M	8.7M	9.1M	5.7M
Common Stock Shares Outstanding	13.3M	14.7M	15.8M	15.5M	15.2M	11.8M
Liabilities And Stockholders Equity	1.7B	2.2B	2.3B	2.5B	2.5B	1.4B
Non Current Liabilities Total	142.9M	89.2M	77.6M	102.6M	2.3B	2.4B
Other Stockholder Equity	(126.5M)	142.3M	137.7M	131.4M	127.8M	134.1M
Total Liab	1.4B	1.9B	2.0B	2.2B	2.3B	1.2B
Property Plant And Equipment Gross	17.2M	21.5M	52.2M	52.4M	51.4M	54.0M
Total Current Assets	386.9M	459.5M	629.9M	561.7M	604.0M	516.0M
Accumulated Other Comprehensive Income	3.7M	11.8M	5.0M	(49.9M)	(38.4M)	(36.5M)
Common Stock	240.8M	288.0M	296.4M	299.2M	16.0M	15.2M
Total Current Liabilities	96.5M	45.8M	23.6M	102.6M	848.8M	891.2M
Accounts Payable	12.2M	27.7M	23.6M	25.6M	29.4M	28.0M
Short Term Debt	84.3M	18.1M	1.8M	77M	63.7M	66.8M
Other Liab	10.2M	27.7M	23.6M	17.4M	20.0M	11.3M
Long Term Debt	6.5M	16.6M	77.6M	181.8M	145.7M	84.7M
Short Term Investments	346.7M	349.3M	517.7M	498.0M	480.6M	355.1M
Inventory	(47.2M)	(117.3M)	(122.0M)	(64.0M)	47.7M	50.1M
Treasury Stock	(4.2M)	(1.4M)	(6.7M)	(12.5M)	(11.3M)	(10.7M)
Property Plant Equipment	17.2M	21.5M	20.7M	21.6M	24.8M	20.0M
Other Current Assets	47.2M	117.3M	122.0M	64.0M	66.5M	63.2M
Intangible Assets	1.2M	3.9M	3.3M	2.9M	2.5M	1.9M
Other Current Liab	(96.5M)	(45.8M)	(45.5M)	(102.6M)	(63.7M)	(60.5M)
Net Tangible Assets	214.8M	243.4M	245.6M	193.9M	223.0M	208.9M
Retained Earnings Total Equity	126.5M	129.7M	142.6M	151.7M	174.5M	127.7M
Long Term Debt Total	6.5M	16.6M	47.7M	39.4M	35.4M	39.2M
Capital Surpluse	104.5M	143.6M	144.5M	144.0M	165.5M	101.1M
Long Term Investments	1.5B	2.0B	517.7M	498.0M	415.8M	395.0M

Also Currently Popular

Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.

C	Citigroup
GM	General Motors
F	Ford Motor

When determining whether Citizens Northern Corp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Citizens Northern's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Citizens Northern Corp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Citizens Northern Corp Stock:

How To Invest In Citizens

Details

Is Citizens Stock a good investment?

Details

What is Citizens Northern's Net Worth?

Details

Largest Regional Banks Companies

View

Largest Banks - Regional Companies

View

Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Citizens Northern Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors.

You can also try the Efficient Frontier module to plot and analyze your portfolio and positions against risk-return landscape of the market..

Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Citizens Northern. If investors know Citizens will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Citizens Northern listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

(0.17)

Dividend Share

1.12

Earnings Share

1.44

Revenue Per Share

6.689

Quarterly Revenue Growth

(0.05)

The market value of Citizens Northern Corp is measured differently than its book value, which is the value of Citizens that is recorded on the company's balance sheet. Investors also form their own opinion of Citizens Northern's value that differs from its market value or its book value, called intrinsic value, which is Citizens Northern's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Citizens Northern's market value can be influenced by many factors that don't directly affect Citizens Northern's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Citizens Northern's value and its price as these two are different measures arrived at by different means. Investors typically determine if Citizens Northern is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Citizens Northern's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

Macroaxis helps investors of all levels and skills to maximize the upside of all their holdings and minimize the risk associated with market volatility, economic swings, and company-specific events. View terms and conditions

Feedback Blog

Made with optimal in San Francisco

2024 Macroaxis LLC

Citizens Asset Turnover vs Net Debt Analysis

Asset Turnover vs Net Debt

Asset Turnover vs Net Debt Correlation Analysis

Correlation Coefficient

Asset Turnover

Net Debt

Citizens Northern fundamental ratios Correlations

Citizens Northern Account Relationship Matchups

High Positive Relationship

High Negative Relationship

Citizens Northern fundamental ratios Accounts

Also Currently Popular

COMMON DESTINATIONS

MAIN CATEGORIES

COMPANY

Total Liab	+ 1.0	Total Assets
Non Currrent Assets Other	+ 1.0	Non Current Assets Total
Non Current Liabilities Total	+ 0.99	Non Current Assets Total
Total Current Liabilities	+ 0.99	Non Current Assets Total
Non Current Liabilities Total	+ 0.99	Non Currrent Assets Other
Total Current Liabilities	+ 0.99	Non Currrent Assets Other

Non Current Liabilities Total	- 0.87	Other Assets
Total Current Liabilities	- 0.86	Other Assets
Other Assets	- 0.82	Non Currrent Assets Other
Other Assets	- 0.82	Non Current Assets Total
Common Stock	- 0.67	Non Current Liabilities Total
Total Current Liabilities	- 0.63	Common Stock