Citizens Other Stockholder Equity vs Short Term Investments Analysis

CZNC Stock  USD 22.36  0.94  4.39%   
Citizens Northern financial indicator trend analysis is way more than just evaluating Citizens Northern Corp prevailing accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether Citizens Northern Corp is a good investment. Please check the relationship between Citizens Northern Other Stockholder Equity and its Short Term Investments accounts. Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Citizens Northern Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors.

Other Stockholder Equity vs Short Term Investments

Other Stockholder Equity vs Short Term Investments Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of Citizens Northern Corp Other Stockholder Equity account and Short Term Investments. At this time, the significance of the direction appears to have almost no relationship.
The correlation between Citizens Northern's Other Stockholder Equity and Short Term Investments is 0.11. Overlapping area represents the amount of variation of Other Stockholder Equity that can explain the historical movement of Short Term Investments in the same time period over historical financial statements of Citizens Northern Corp, assuming nothing else is changed. The correlation between historical values of Citizens Northern's Other Stockholder Equity and Short Term Investments is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Other Stockholder Equity of Citizens Northern Corp are associated (or correlated) with its Short Term Investments. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Short Term Investments has no effect on the direction of Other Stockholder Equity i.e., Citizens Northern's Other Stockholder Equity and Short Term Investments go up and down completely randomly.

Correlation Coefficient

0.11
Relationship DirectionPositive 
Relationship StrengthInsignificant

Other Stockholder Equity

Short Term Investments

Short Term Investments is an item under the current assets section of Citizens Northern balance sheet. It contains any investments Citizens Northern Corp undertook that will expire in less than one year. These accounts contain financial instruments such as stocks or bonds that Citizens Northern Corp can easily liquidate in the marketplace.
Most indicators from Citizens Northern's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into Citizens Northern Corp current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Citizens Northern Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors.
At present, Citizens Northern's Sales General And Administrative To Revenue is projected to slightly decrease based on the last few years of reporting.
 2022 2023 2024 2025 (projected)
Interest Expense9.5M33.1M29.8M31.3M
Depreciation And Amortization2.8M2.2M2.5M1.9M

Citizens Northern fundamental ratios Correlations

0.590.710.80.40.740.550.780.76-0.590.660.840.680.770.750.821.00.94-0.52-0.11-0.05-0.120.380.720.570.45
0.590.350.60.920.50.120.490.47-0.510.180.730.440.550.490.570.610.64-0.54-0.190.240.090.670.330.760.28
0.710.350.850.050.910.770.290.29-0.120.640.760.960.950.260.510.690.56-0.060.40.19-0.150.340.830.350.66
0.80.60.850.340.850.660.60.59-0.30.590.860.910.930.560.580.790.72-0.250.0-0.110.070.350.680.690.75
0.40.920.050.340.3-0.270.480.47-0.540.040.480.170.270.50.340.420.48-0.56-0.380.230.040.720.00.620.08
0.740.50.910.850.30.520.450.45-0.250.690.780.940.950.420.480.720.66-0.140.190.18-0.260.520.690.480.66
0.550.120.770.66-0.270.520.10.080.020.380.620.690.710.070.60.530.440.020.42-0.070.13-0.160.860.290.49
0.780.490.290.60.480.450.11.0-0.780.480.60.320.420.990.580.790.8-0.69-0.69-0.45-0.080.290.290.50.26
0.760.470.290.590.470.450.081.0-0.780.460.590.320.411.00.550.770.77-0.69-0.7-0.44-0.090.320.280.460.23
-0.59-0.51-0.12-0.3-0.54-0.250.02-0.78-0.78-0.14-0.58-0.05-0.24-0.83-0.66-0.61-0.640.960.70.230.23-0.37-0.32-0.20.25
0.660.180.640.590.040.690.380.480.46-0.140.430.630.630.410.380.650.63-0.060.14-0.02-0.550.210.430.360.65
0.840.730.760.860.480.780.620.60.59-0.580.430.750.870.60.860.850.79-0.56-0.090.0-0.070.410.840.610.39
0.680.440.960.910.170.940.690.320.32-0.050.630.750.970.280.430.660.560.020.340.16-0.050.380.720.510.79
0.770.550.950.930.270.950.710.420.41-0.240.630.870.970.390.60.760.7-0.170.230.1-0.090.390.80.570.71
0.750.490.260.560.50.420.070.991.0-0.830.410.60.280.390.580.770.77-0.74-0.72-0.43-0.080.320.280.450.17
0.820.570.510.580.340.480.60.580.55-0.660.380.860.430.60.580.830.82-0.66-0.15-0.1-0.130.170.810.490.11
1.00.610.690.790.420.720.530.790.77-0.610.650.850.660.760.770.830.94-0.54-0.14-0.06-0.110.390.710.580.43
0.940.640.560.720.480.660.440.80.77-0.640.630.790.560.70.770.820.94-0.54-0.23-0.14-0.10.330.590.70.45
-0.52-0.54-0.06-0.25-0.56-0.140.02-0.69-0.690.96-0.06-0.560.02-0.17-0.74-0.66-0.54-0.540.670.210.2-0.32-0.31-0.180.31
-0.11-0.190.40.0-0.380.190.42-0.69-0.70.70.14-0.090.340.23-0.72-0.15-0.14-0.230.670.62-0.02-0.040.27-0.140.28
-0.050.240.19-0.110.230.18-0.07-0.45-0.440.23-0.020.00.160.1-0.43-0.1-0.06-0.140.210.62-0.210.650.08-0.18-0.1
-0.120.09-0.150.070.04-0.260.13-0.08-0.090.23-0.55-0.07-0.05-0.09-0.08-0.13-0.11-0.10.2-0.02-0.21-0.25-0.160.290.15
0.380.670.340.350.720.52-0.160.290.32-0.370.210.410.380.390.320.170.390.33-0.32-0.040.65-0.250.140.20.09
0.720.330.830.680.00.690.860.290.28-0.320.430.840.720.80.280.810.710.59-0.310.270.08-0.160.140.260.28
0.570.760.350.690.620.480.290.50.46-0.20.360.610.510.570.450.490.580.7-0.18-0.14-0.180.290.20.260.66
0.450.280.660.750.080.660.490.260.230.250.650.390.790.710.170.110.430.450.310.28-0.10.150.090.280.66
Click cells to compare fundamentals

Citizens Northern Account Relationship Matchups

Citizens Northern fundamental ratios Accounts

202020212022202320242025 (projected)
Total Assets2.2B2.3B2.5B2.5B2.9B3.0B
Short Long Term Debt Total89.2M77.6M258.8M209.4M188.4M121.9M
Total Stockholder Equity299.8M301.4M249.3M262.4M301.7M170.4M
Property Plant And Equipment Net21.5M20.7M21.6M25.2M29.0M17.8M
Net Debt(12.6M)(27.4M)203.7M152.5M137.3M91.9M
Retained Earnings129.7M142.6M151.7M157.0M180.6M100.8M
Cash101.9M104.9M55.0M56.9M65.4M41.0M
Non Current Assets Total427.2M594.2M575.0M2.5B2.8B3.0B
Non Currrent Assets Other(2.7M)(5.9M)(20.9M)2.3B2.7B2.8B
Other Assets1.4B1.1B1.3B(2.8M)(3.2M)(3.0M)
Cash And Short Term Investments451.2M622.6M553.1M537.5M618.1M649.0M
Net Receivables8.3M7.2M8.7M9.1M10.5M5.7M
Common Stock Shares Outstanding14.7M15.8M15.5M15.2M17.5M11.8M
Liabilities And Stockholders Equity2.2B2.3B2.5B2.5B2.9B3.0B
Non Current Liabilities Total89.2M77.6M102.6M2.3B2.6B2.7B
Other Stockholder Equity142.3M137.7M131.4M127.8M115.0M120.7M
Total Liab1.9B2.0B2.2B2.3B2.6B2.7B
Property Plant And Equipment Gross21.5M52.2M52.4M51.4M59.1M62.0M
Total Current Assets459.5M629.9M561.7M66.5M76.5M72.6M
Accumulated Other Comprehensive Income11.8M5.0M(49.9M)(38.4M)(34.6M)(32.9M)
Common Stock288.0M296.4M299.2M16.0M18.4M17.5M
Total Current Liabilities45.8M23.6M102.6M1.5M1.4M1.3M
Accounts Payable12.2M27.7M23.6M25.6M29.4M28.0M
Short Term Debt18.1M1.8M77M63.7M57.3M31.3M
Other Liab10.2M27.7M23.6M17.4M20.0M11.3M
Long Term Debt16.6M77.6M181.8M145.7M131.2M84.7M
Short Term Investments349.3M517.7M498.0M480.6M552.7M355.1M
Inventory(117.3M)(122.0M)(64.0M)47.7M43.0M45.1M
Treasury Stock(4.2M)(1.4M)(6.7M)(12.5M)(11.3M)(10.7M)
Property Plant Equipment17.2M21.5M20.7M21.6M24.8M20.0M
Other Current Assets117.3M122.0M64.0M66.5M59.8M56.9M
Intangible Assets3.9M3.3M2.9M2.5M2.2M1.9M
Other Current Liab(45.8M)(45.5M)(102.6M)(62.1M)(55.9M)(53.1M)
Net Tangible Assets214.8M243.4M245.6M193.9M223.0M208.9M
Retained Earnings Total Equity126.5M129.7M142.6M151.7M174.5M127.7M
Long Term Debt Total6.5M16.6M47.7M39.4M35.4M39.2M
Capital Surpluse104.5M143.6M144.5M144.0M165.5M101.1M
Long Term Investments2.0B517.7M498.0M415.8M478.1M934.8M

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When determining whether Citizens Northern Corp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Citizens Northern's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Citizens Northern Corp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Citizens Northern Corp Stock:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Citizens Northern Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors.
You can also try the Equity Search module to search for actively traded equities including funds and ETFs from over 30 global markets.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Citizens Northern. If investors know Citizens will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Citizens Northern listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.17)
Earnings Share
1.69
Revenue Per Share
6.689
Quarterly Revenue Growth
(0.05)
Return On Assets
0.0086
The market value of Citizens Northern Corp is measured differently than its book value, which is the value of Citizens that is recorded on the company's balance sheet. Investors also form their own opinion of Citizens Northern's value that differs from its market value or its book value, called intrinsic value, which is Citizens Northern's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Citizens Northern's market value can be influenced by many factors that don't directly affect Citizens Northern's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Citizens Northern's value and its price as these two are different measures arrived at by different means. Investors typically determine if Citizens Northern is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Citizens Northern's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.