Citizens Total Liab vs Total Stockholder Equity Analysis

CZWI Stock  USD 16.40  0.30  1.86%   
Citizens Community financial indicator trend analysis is way more than just evaluating Citizens Community prevailing accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether Citizens Community is a good investment. Please check the relationship between Citizens Community Total Liab and its Total Stockholder Equity accounts. Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Citizens Community Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in housing.

Total Liab vs Total Stockholder Equity

Total Liab vs Total Stockholder Equity Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of Citizens Community Total Liab account and Total Stockholder Equity. At this time, the significance of the direction appears to have fragmental relationship.
The correlation between Citizens Community's Total Liab and Total Stockholder Equity is 0.51. Overlapping area represents the amount of variation of Total Liab that can explain the historical movement of Total Stockholder Equity in the same time period over historical financial statements of Citizens Community Bancorp, assuming nothing else is changed. The correlation between historical values of Citizens Community's Total Liab and Total Stockholder Equity is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Total Liab of Citizens Community Bancorp are associated (or correlated) with its Total Stockholder Equity. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Total Stockholder Equity has no effect on the direction of Total Liab i.e., Citizens Community's Total Liab and Total Stockholder Equity go up and down completely randomly.

Correlation Coefficient

0.51
Relationship DirectionPositive 
Relationship StrengthWeak

Total Liab

The total amount of all liabilities that a company has, including both short-term and long-term liabilities.

Total Stockholder Equity

The total equity held by shareholders, calculated as the difference between a company's total assets and total liabilities. It represents the net value of the company owned by shareholders.
Most indicators from Citizens Community's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into Citizens Community current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Citizens Community Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in housing.
As of now, Citizens Community's Sales General And Administrative To Revenue is decreasing as compared to previous years. The Citizens Community's current Enterprise Value is estimated to increase to about 170.3 M, while Selling General Administrative is projected to decrease to under 13.5 M.
 2021 2022 2023 2024 (projected)
Total Revenue69.7M67.2M59.1M62.0M
Interest Expense10.4M13.0M35.9M37.7M

Citizens Community fundamental ratios Correlations

0.990.96-0.790.880.840.690.850.540.80.560.41-0.520.880.880.880.870.950.930.830.990.790.880.10.740.89
0.990.96-0.790.860.880.670.880.510.780.580.45-0.540.880.880.850.870.930.920.850.980.770.910.070.760.91
0.960.96-0.810.820.820.660.80.470.820.480.4-0.660.860.870.910.820.960.90.80.950.840.850.020.730.86
-0.79-0.79-0.81-0.75-0.73-0.49-0.7-0.34-0.56-0.58-0.340.62-0.71-0.82-0.71-0.74-0.81-0.63-0.69-0.78-0.62-0.760.0-0.74-0.76
0.880.860.82-0.750.660.620.690.630.670.480.2-0.420.750.720.820.740.870.890.690.890.780.720.280.590.72
0.840.880.82-0.730.660.430.990.240.780.680.65-0.450.910.940.590.940.730.70.870.80.540.990.010.860.99
0.690.670.66-0.490.620.430.420.920.580.0-0.23-0.620.460.410.810.510.680.770.260.730.680.50.530.340.51
0.850.880.8-0.70.690.990.420.270.80.690.65-0.360.930.940.570.950.720.720.870.80.530.980.060.850.98
0.540.510.47-0.340.630.240.920.270.47-0.11-0.37-0.370.330.220.670.370.530.680.10.590.590.320.740.190.33
0.80.780.82-0.560.670.780.580.80.470.270.33-0.360.90.810.690.810.760.80.660.760.760.790.310.670.79
0.560.580.48-0.580.480.680.00.69-0.110.270.75-0.10.650.690.250.720.430.320.750.520.120.66-0.230.690.66
0.410.450.4-0.340.20.65-0.230.65-0.370.330.750.090.590.60.030.560.240.210.640.34-0.020.59-0.370.730.59
-0.52-0.54-0.660.62-0.42-0.45-0.62-0.36-0.37-0.36-0.10.09-0.34-0.46-0.71-0.37-0.62-0.51-0.33-0.55-0.59-0.480.09-0.31-0.48
0.880.880.86-0.710.750.910.460.930.330.90.650.59-0.340.940.660.950.80.780.850.830.660.910.140.830.91
0.880.880.87-0.820.720.940.410.940.220.810.690.6-0.460.940.680.950.840.720.910.840.640.95-0.070.820.95
0.880.850.91-0.710.820.590.810.570.670.690.250.03-0.710.660.680.650.950.890.640.910.920.650.140.440.66
0.870.870.82-0.740.740.940.510.950.370.810.720.56-0.370.950.950.650.770.750.850.840.570.960.130.840.96
0.950.930.96-0.810.870.730.680.720.530.760.430.24-0.620.80.840.950.770.90.780.960.890.780.030.590.79
0.930.920.9-0.630.890.70.770.720.680.80.320.21-0.510.780.720.890.750.90.670.940.830.760.240.590.77
0.830.850.8-0.690.690.870.260.870.10.660.750.64-0.330.850.910.640.850.780.670.80.620.87-0.190.660.87
0.990.980.95-0.780.890.80.730.80.590.760.520.34-0.550.830.840.910.840.960.940.80.80.850.090.690.86
0.790.770.84-0.620.780.540.680.530.590.760.12-0.02-0.590.660.640.920.570.890.830.620.80.570.230.330.58
0.880.910.85-0.760.720.990.50.980.320.790.660.59-0.480.910.950.650.960.780.760.870.850.570.030.851.0
0.10.070.020.00.280.010.530.060.740.31-0.23-0.370.090.14-0.070.140.130.030.24-0.190.090.230.030.040.03
0.740.760.73-0.740.590.860.340.850.190.670.690.73-0.310.830.820.440.840.590.590.660.690.330.850.040.85
0.890.910.86-0.760.720.990.510.980.330.790.660.59-0.480.910.950.660.960.790.770.870.860.581.00.030.85
Click cells to compare fundamentals

Citizens Community Account Relationship Matchups

Citizens Community fundamental ratios Accounts

201920202021202220232024 (projected)
Total Assets1.5B1.6B1.7B1.8B1.9B1.9B
Total Stockholder Equity150.6M160.6M170.9M167.1M173.3M182.0M
Non Current Assets Total262.7M264.3M351.6M338.7M309.9M325.4M
Non Currrent Assets Other(262.7M)(264.3M)(351.6M)(338.7M)(309.9M)(294.4M)
Other Assets1.0B1.1B1.1B1.4B1.5B1.6B
Common Stock Shares Outstanding11.1M11.2M10.7M10.5M10.5M6.5M
Liabilities And Stockholders Equity1.5B1.6B1.7B1.8B1.9B1.9B
Non Current Liabilities Total174.5M181.8M170.0M1.6B1.7B1.8B
Other Stockholder Equity128.4M126.2M119.9M119.2M119.4M68.9M
Total Liab174.5M181.8M170.0M1.6B1.7B1.8B
Net Debt113.9M58.6M120.8M179.3M109.9M61.5M
Cash60.6M123.2M49.2M35.6M37.1M36.2M
Cash And Short Term Investments240.7M267.4M252.3M35.6M37.1M35.3M
Total Current Assets245.4M273.1M256.2M40.9M37.1M35.3M
Short Long Term Debt Total174.5M181.8M170.0M214.9M147.0M102.3M
Property Plant And Equipment Net21.1M21.2M21.2M20.5M19.9M10.0M
Retained Earnings22.5M32.8M50.7M65.4M71.1M74.7M
Net Receivables4.7M5.7M3.9M5.3M5.4M2.7M
Property Plant And Equipment Gross21.1M21.2M29.9M31.0M31.0M32.5M
Total Current Liabilities875.8M794.3M973.4M1.2B1.3B1.4B
Other Liab7.6M11.4M11.3M7.7M8.8M5.5M
Accounts Payable1.2B1.3B1.4B1.4B1.6B1.7B
Long Term Debt43.6M58.3M170.0M214.9M147.0M154.3M
Common Stock Total Equity113K111K105K104K119.6K72.7K
Accumulated Other Comprehensive Income(471K)1.5M161K(17.7M)(17.3M)(16.5M)
Short Term Debt611K8.6M11.6M117.5M65.1M55.3M
Intangible Assets11.9M8.7M8.1M6.7M5.6M5.2M
Common Stock113K111K105K104K119.6K74.7K
Property Plant Equipment21.1M21.2M21.2M20.5M23.6M24.7M
Short Term Investments180.1M144.2M203.1M166.0M(231.5M)(219.9M)
Other Current Assets66.8M129.0M54.5M42.2M44.3M42.1M
Inventory(66.8M)(129.0M)(54.5M)(42.2M)(198.3M)(188.4M)
Net Tangible Assets111.5M123.6M135.5M133.1M153.1M92.6M
Retained Earnings Total Equity22.5M32.8M50.7M65.4M75.2M79.0M
Other Current Liab875.2M785.7M961.8M1.1B1.3B765.6M
Capital Surpluse128.9M126.7M119.9M119.2M137.1M95.5M
Long Term Investments210.5M171.7M290.8M280.0M253.0M265.6M
Non Current Liabilities Other141.4M134.9M122.8M152.2M175.0M183.7M

Currently Active Assets on Macroaxis

When determining whether Citizens Community offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Citizens Community's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Citizens Community Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Citizens Community Bancorp Stock:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Citizens Community Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in housing.
You can also try the Bond Analysis module to evaluate and analyze corporate bonds as a potential investment for your portfolios..
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Citizens Community. If investors know Citizens will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Citizens Community listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.341
Dividend Share
0.32
Earnings Share
1.46
Revenue Per Share
5.816
Quarterly Revenue Growth
(0.03)
The market value of Citizens Community is measured differently than its book value, which is the value of Citizens that is recorded on the company's balance sheet. Investors also form their own opinion of Citizens Community's value that differs from its market value or its book value, called intrinsic value, which is Citizens Community's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Citizens Community's market value can be influenced by many factors that don't directly affect Citizens Community's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Citizens Community's value and its price as these two are different measures arrived at by different means. Investors typically determine if Citizens Community is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Citizens Community's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.