LendingClub Historical Financial Ratios

LC Stock  USD 16.58  0.15  0.90%   
LendingClub Corp is lately reporting on over 110 different financial statement accounts. To analyze all of these accounts together requires a lot of time and effort. However, using these accounts to derive some meaningful and actionable indicators such as Days Sales Outstanding of 38.2, Book Value Per Share of 15.33 or Invested Capital of 0.0 will help investors to properly organize and evaluate LendingClub Corp financial condition quickly.
  
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in LendingClub Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in main economic indicators.
For information on how to trade LendingClub Stock refer to our How to Trade LendingClub Stock guide.

About LendingClub Financial Ratios Analysis

LendingClub CorpFinancial ratios are relationships based on a company's financial information. They can serve as useful tools to evaluate LendingClub Corp investment potential. Financial ratio analysis can also be defined as the process of presenting financial ratios, which are mathematical indicators calculated by comparing key financial information appearing on LendingClub financial statements. Financial ratios are useful tools that help investors analyze and compare relationships between different pieces of financial information across LendingClub Corp history.

LendingClub Corp Financial Ratios Chart

At present, LendingClub Corp's Days Sales Outstanding is projected to decrease significantly based on the last few years of reporting. The current year's Book Value Per Share is expected to grow to 15.33, whereas Price To Sales Ratio is forecasted to decline to 1.04.
Add Fundamental
Price To Sales RatioDividend Yield
Ptb RatioDays Sales Outstanding
Book Value Per ShareFree Cash Flow Yield
Invested CapitalOperating Cash Flow Per Share
Average PayablesStock Based Compensation To Revenue
Capex To DepreciationPb Ratio
Ev To SalesFree Cash Flow Per Share
RoicInventory Turnover
Net Income Per ShareDays Of Inventory On Hand
Payables TurnoverSales General And Administrative To Revenue
Average InventoryResearch And Ddevelopement To Revenue
Capex To RevenueCash Per Share
PocfratioInterest Coverage
Payout RatioCapex To Operating Cash Flow
Pfcf RatioDays Payables Outstanding
Net Current Asset ValueIncome Quality
RoeTangible Asset Value
Ev To Operating Cash FlowPe Ratio
Return On Tangible AssetsEv To Free Cash Flow
Earnings YieldIntangibles To Total Assets
Net Debt To E B I T D ACurrent Ratio
Tangible Book Value Per ShareReceivables Turnover
Graham NumberShareholders Equity Per Share
Debt To EquityCapex Per Share
Graham Net NetAverage Receivables
Revenue Per ShareInterest Debt Per Share
Debt To AssetsEnterprise Value Over E B I T D A
Short Term Coverage RatiosPrice Earnings Ratio
Operating CyclePrice Book Value Ratio
Price Earnings To Growth RatioDays Of Payables Outstanding
Dividend Payout RatioPrice To Operating Cash Flows Ratio
Price To Free Cash Flows RatioPretax Profit Margin
Ebt Per EbitOperating Profit Margin
Effective Tax RateCompany Equity Multiplier
Long Term Debt To CapitalizationTotal Debt To Capitalization
Return On Capital EmployedDebt Equity Ratio
Ebit Per RevenueQuick Ratio
Dividend Paid And Capex Coverage RatioNet Income Per E B T
Cash RatioCash Conversion Cycle
Operating Cash Flow Sales RatioDays Of Inventory Outstanding
Days Of Sales OutstandingFree Cash Flow Operating Cash Flow Ratio
Cash Flow Coverage RatiosPrice To Book Ratio
Fixed Asset TurnoverCapital Expenditure Coverage Ratio
Price Cash Flow RatioEnterprise Value Multiple
Debt RatioCash Flow To Debt Ratio
Price Sales RatioReturn On Assets
Asset TurnoverNet Profit Margin
Gross Profit MarginPrice Fair Value
Return On Equity

Price To Sales Ratio

Price to Sales Ratio is figured by comparing LendingClub Corp stock price to its revenues. An advantage to using Price to Sales ratio is that it is based on LendingClub Corp sales, a figure that is much harder to manipulate than other LendingClub Corp multiples. Because sales tend to be more stable P/S ratio can be a good tool for screening cyclical companies fluctuating earnings patterns. A valuation ratio that compares a company's stock price to its revenues, calculated by dividing the company's market cap by its total sales or revenue over a 12-month period.

Dividend Yield

Dividend Yield is LendingClub Corp dividend as a percentage of LendingClub Corp stock price. LendingClub Corp dividend yield is a measure of LendingClub Corp stock productivity, which can be interpreted as interest rate earned on an LendingClub Corp investment. A financial ratio that shows how much a company pays out in dividends each year relative to its stock price, calculated as annual dividends per share divided by price per share.

Capex To Depreciation

The ratio of a company's capital expenditures to its depreciation expenses, indicating how much the company is investing in physical assets relative to the aging of existing assets.

Payables Turnover

A liquidity ratio that shows how quickly a company pays off its suppliers by dividing total purchases by average accounts payable.
Most ratios from LendingClub Corp's fundamentals are interrelated and interconnected. However, analyzing fundamentals ratios one by one will only give a small insight into LendingClub Corp current financial condition. On the other hand, looking into the entire matrix of fundamentals ratios, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in LendingClub Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in main economic indicators.
For information on how to trade LendingClub Stock refer to our How to Trade LendingClub Stock guide.At present, LendingClub Corp's Days Sales Outstanding is projected to decrease significantly based on the last few years of reporting. The current year's Book Value Per Share is expected to grow to 15.33, whereas Price To Sales Ratio is forecasted to decline to 1.04.
 2023 2024 (projected)
Dividend Yield0.04730.0421
Price To Sales Ratio1.11.04

LendingClub Corp fundamentals Correlations

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-0.36-0.040.330.11-0.010.15-0.140.33-0.350.10.01-0.07-0.36-0.95-0.010.040.380.940.01-0.020.01-0.020.47-0.2-0.1
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-0.99-0.121.0-0.810.33-0.13-0.090.03-0.98-0.130.230.15-0.01-0.090.22-0.370.680.290.39-0.010.120.130.92-0.54-0.11
1.00.17-0.980.77-0.350.180.130.14-0.980.18-0.17-0.210.050.09-0.30.45-0.59-0.33-0.340.0-0.17-0.12-0.960.670.13
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-0.18-0.120.23-0.290.01-0.06-0.030.460.23-0.17-0.050.040.820.040.040.140.030.070.110.890.12-0.040.080.17-0.08
-0.2-0.130.15-0.31-0.07-0.070.0-0.310.15-0.210.010.040.290.130.350.1-0.32-0.02-0.210.150.18-0.220.2-0.320.07
0.05-0.21-0.01-0.24-0.36-0.010.040.34-0.010.050.050.820.290.370.110.22-0.3-0.22-0.180.830.21-0.27-0.120.18-0.17
0.1-0.1-0.09-0.26-0.95-0.12-0.270.02-0.090.09-0.230.040.130.370.18-0.29-0.27-0.890.070.050.10.08-0.2-0.06-0.03
-0.28-0.870.22-0.15-0.01-0.92-0.84-0.30.22-0.3-0.840.040.350.110.18-0.35-0.070.15-0.140.050.88-0.130.3-0.46-0.73
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-0.610.00.68-0.410.380.030.050.450.68-0.590.00.03-0.32-0.3-0.27-0.07-0.180.260.61-0.32-0.090.370.50.0-0.16
-0.33-0.180.290.110.94-0.150.06-0.170.29-0.330.010.07-0.02-0.22-0.890.150.040.26-0.040.090.28-0.060.44-0.23-0.3
-0.350.120.39-0.180.010.120.120.290.39-0.340.090.11-0.21-0.180.07-0.14-0.320.61-0.04-0.1-0.120.930.21-0.040.07
0.0-0.12-0.01-0.04-0.020.00.050.11-0.010.00.040.890.150.830.050.050.08-0.320.09-0.10.12-0.11-0.010.0-0.07
-0.16-0.840.12-0.080.01-0.84-0.7-0.130.12-0.17-0.70.120.180.210.10.88-0.21-0.090.28-0.120.12-0.120.16-0.26-0.85
-0.130.120.130.12-0.020.120.110.060.13-0.120.1-0.04-0.22-0.270.08-0.13-0.390.37-0.060.93-0.11-0.120.05-0.10.08
-0.96-0.160.92-0.60.47-0.17-0.1-0.320.92-0.96-0.140.080.2-0.12-0.20.3-0.530.50.440.21-0.010.160.05-0.78-0.18
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0.130.81-0.11-0.09-0.10.670.520.0-0.110.130.52-0.080.07-0.17-0.03-0.730.32-0.16-0.30.07-0.07-0.850.08-0.180.18
Click cells to compare fundamentals

LendingClub Corp Account Relationship Matchups

LendingClub Corp fundamentals Accounts

201920202021202220232024 (projected)
Price To Sales Ratio1.53.132.960.781.11.04
Ptb Ratio1.221.322.790.780.760.8
Days Sales Outstanding19.4725.4915.918.521.2738.2
Book Value Per Share10.318.018.6611.2411.5415.33
Free Cash Flow Yield(0.29)0.410.08660.34(1.26)(1.2)
Operating Cash Flow Per Share(3.1)4.622.443.63(10.48)(9.95)
Stock Based Compensation To Revenue0.10.20.08320.05690.06060.0576
Capex To Depreciation0.820.580.781.591.261.96
Pb Ratio1.221.322.790.780.760.8
Ev To Sales3.664.662.64(0.002052)(0.29)(0.27)
Free Cash Flow Per Share(3.68)4.282.092.96(11.03)(10.48)
Roic(0.0207)(0.23)0.01560.220.03320.0349
Inventory Turnover0.280.07690.08250.09540.08580.0543
Net Income Per Share(0.35)(2.07)0.192.80.360.38
Days Of Inventory On Hand1.3K4.7K4.4K3.8K3.4K3.6K
Payables Turnover7.821.030.51.0615.6616.44
Sales General And Administrative To Revenue0.460.830.360.290.30.51
Capex To Revenue0.06920.10.04290.05960.06880.095
Cash Per Share5.97.389.6913.5526.4914.75
Pocfratio(4.07)2.289.892.43(0.83)(0.79)
Interest Coverage(0.33)(0.13)(1.25)0.231.850.22
Capex To Operating Cash Flow(0.19)0.07450.140.19(0.0524)(0.0497)
Pfcf Ratio(3.43)2.4711.552.98(0.79)(0.83)
Days Payables Outstanding46.67354.09726.73343.6223.3122.14
Income Quality8.82(2.23)12.911.3(29.19)(27.73)
Ev To Operating Cash Flow(9.9)3.398.82(0.006374)0.220.21
Pe Ratio(35.83)(5.09)127.723.1524.3525.56
Return On Tangible Assets(0.0104)(0.1)0.0039260.03710.0044550.004678
Ev To Free Cash Flow(8.34)3.6710.3(0.00782)0.210.22
Earnings Yield(0.0279)(0.2)0.007830.320.04110.0431
Intangibles To Total Assets0.0048780.03640.03410.02230.0099520.0132
Current Ratio0.94.497.3813.9231.4232.99
Tangible Book Value Per Share10.157.266.969.5310.7313.92
Receivables Turnover18.7514.3222.9619.7322.6934.77
Graham Number9.0419.336.0726.69.6618.9
Shareholders Equity Per Share10.318.018.6611.2411.5415.33
Debt To Equity0.650.140.40.110.01550.0147

Also Currently Popular

Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in LendingClub Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in main economic indicators.
For information on how to trade LendingClub Stock refer to our How to Trade LendingClub Stock guide.
You can also try the Fundamentals Comparison module to compare fundamentals across multiple equities to find investing opportunities.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of LendingClub Corp. If investors know LendingClub will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about LendingClub Corp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
1.81
Earnings Share
0.46
Revenue Per Share
9.98
Quarterly Revenue Growth
0.113
Return On Assets
0.0044
The market value of LendingClub Corp is measured differently than its book value, which is the value of LendingClub that is recorded on the company's balance sheet. Investors also form their own opinion of LendingClub Corp's value that differs from its market value or its book value, called intrinsic value, which is LendingClub Corp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because LendingClub Corp's market value can be influenced by many factors that don't directly affect LendingClub Corp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between LendingClub Corp's value and its price as these two are different measures arrived at by different means. Investors typically determine if LendingClub Corp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, LendingClub Corp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.