LendingClub Historical Financial Ratios
LC Stock | USD 16.58 0.15 0.90% |
LendingClub Corp is lately reporting on over 110 different financial statement accounts. To analyze all of these accounts together requires a lot of time and effort. However, using these accounts to derive some meaningful and actionable indicators such as Days Sales Outstanding of 38.2, Book Value Per Share of 15.33 or Invested Capital of 0.0 will help investors to properly organize and evaluate LendingClub Corp financial condition quickly.
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About LendingClub Financial Ratios Analysis
LendingClub CorpFinancial ratios are relationships based on a company's financial information. They can serve as useful tools to evaluate LendingClub Corp investment potential. Financial ratio analysis can also be defined as the process of presenting financial ratios, which are mathematical indicators calculated by comparing key financial information appearing on LendingClub financial statements. Financial ratios are useful tools that help investors analyze and compare relationships between different pieces of financial information across LendingClub Corp history.
LendingClub Corp Financial Ratios Chart
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Price To Sales Ratio
Price to Sales Ratio is figured by comparing LendingClub Corp stock price to its revenues. An advantage to using Price to Sales ratio is that it is based on LendingClub Corp sales, a figure that is much harder to manipulate than other LendingClub Corp multiples. Because sales tend to be more stable P/S ratio can be a good tool for screening cyclical companies fluctuating earnings patterns. A valuation ratio that compares a company's stock price to its revenues, calculated by dividing the company's market cap by its total sales or revenue over a 12-month period.Dividend Yield
Dividend Yield is LendingClub Corp dividend as a percentage of LendingClub Corp stock price. LendingClub Corp dividend yield is a measure of LendingClub Corp stock productivity, which can be interpreted as interest rate earned on an LendingClub Corp investment. A financial ratio that shows how much a company pays out in dividends each year relative to its stock price, calculated as annual dividends per share divided by price per share.Capex To Depreciation
The ratio of a company's capital expenditures to its depreciation expenses, indicating how much the company is investing in physical assets relative to the aging of existing assets.Payables Turnover
A liquidity ratio that shows how quickly a company pays off its suppliers by dividing total purchases by average accounts payable.Most ratios from LendingClub Corp's fundamentals are interrelated and interconnected. However, analyzing fundamentals ratios one by one will only give a small insight into LendingClub Corp current financial condition. On the other hand, looking into the entire matrix of fundamentals ratios, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in LendingClub Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in main economic indicators. For information on how to trade LendingClub Stock refer to our How to Trade LendingClub Stock guide.At present, LendingClub Corp's Days Sales Outstanding is projected to decrease significantly based on the last few years of reporting. The current year's Book Value Per Share is expected to grow to 15.33, whereas Price To Sales Ratio is forecasted to decline to 1.04.
2023 | 2024 (projected) | Dividend Yield | 0.0473 | 0.0421 | Price To Sales Ratio | 1.1 | 1.04 |
LendingClub Corp fundamentals Correlations
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LendingClub Corp Account Relationship Matchups
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LendingClub Corp fundamentals Accounts
2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
Price To Sales Ratio | 1.5 | 3.13 | 2.96 | 0.78 | 1.1 | 1.04 | |
Ptb Ratio | 1.22 | 1.32 | 2.79 | 0.78 | 0.76 | 0.8 | |
Days Sales Outstanding | 19.47 | 25.49 | 15.9 | 18.5 | 21.27 | 38.2 | |
Book Value Per Share | 10.31 | 8.01 | 8.66 | 11.24 | 11.54 | 15.33 | |
Free Cash Flow Yield | (0.29) | 0.41 | 0.0866 | 0.34 | (1.26) | (1.2) | |
Operating Cash Flow Per Share | (3.1) | 4.62 | 2.44 | 3.63 | (10.48) | (9.95) | |
Stock Based Compensation To Revenue | 0.1 | 0.2 | 0.0832 | 0.0569 | 0.0606 | 0.0576 | |
Capex To Depreciation | 0.82 | 0.58 | 0.78 | 1.59 | 1.26 | 1.96 | |
Pb Ratio | 1.22 | 1.32 | 2.79 | 0.78 | 0.76 | 0.8 | |
Ev To Sales | 3.66 | 4.66 | 2.64 | (0.002052) | (0.29) | (0.27) | |
Free Cash Flow Per Share | (3.68) | 4.28 | 2.09 | 2.96 | (11.03) | (10.48) | |
Roic | (0.0207) | (0.23) | 0.0156 | 0.22 | 0.0332 | 0.0349 | |
Inventory Turnover | 0.28 | 0.0769 | 0.0825 | 0.0954 | 0.0858 | 0.0543 | |
Net Income Per Share | (0.35) | (2.07) | 0.19 | 2.8 | 0.36 | 0.38 | |
Days Of Inventory On Hand | 1.3K | 4.7K | 4.4K | 3.8K | 3.4K | 3.6K | |
Payables Turnover | 7.82 | 1.03 | 0.5 | 1.06 | 15.66 | 16.44 | |
Sales General And Administrative To Revenue | 0.46 | 0.83 | 0.36 | 0.29 | 0.3 | 0.51 | |
Capex To Revenue | 0.0692 | 0.1 | 0.0429 | 0.0596 | 0.0688 | 0.095 | |
Cash Per Share | 5.9 | 7.38 | 9.69 | 13.55 | 26.49 | 14.75 | |
Pocfratio | (4.07) | 2.28 | 9.89 | 2.43 | (0.83) | (0.79) | |
Interest Coverage | (0.33) | (0.13) | (1.25) | 0.23 | 1.85 | 0.22 | |
Capex To Operating Cash Flow | (0.19) | 0.0745 | 0.14 | 0.19 | (0.0524) | (0.0497) | |
Pfcf Ratio | (3.43) | 2.47 | 11.55 | 2.98 | (0.79) | (0.83) | |
Days Payables Outstanding | 46.67 | 354.09 | 726.73 | 343.62 | 23.31 | 22.14 | |
Income Quality | 8.82 | (2.23) | 12.91 | 1.3 | (29.19) | (27.73) | |
Ev To Operating Cash Flow | (9.9) | 3.39 | 8.82 | (0.006374) | 0.22 | 0.21 | |
Pe Ratio | (35.83) | (5.09) | 127.72 | 3.15 | 24.35 | 25.56 | |
Return On Tangible Assets | (0.0104) | (0.1) | 0.003926 | 0.0371 | 0.004455 | 0.004678 | |
Ev To Free Cash Flow | (8.34) | 3.67 | 10.3 | (0.00782) | 0.21 | 0.22 | |
Earnings Yield | (0.0279) | (0.2) | 0.00783 | 0.32 | 0.0411 | 0.0431 | |
Intangibles To Total Assets | 0.004878 | 0.0364 | 0.0341 | 0.0223 | 0.009952 | 0.0132 | |
Current Ratio | 0.9 | 4.49 | 7.38 | 13.92 | 31.42 | 32.99 | |
Tangible Book Value Per Share | 10.15 | 7.26 | 6.96 | 9.53 | 10.73 | 13.92 | |
Receivables Turnover | 18.75 | 14.32 | 22.96 | 19.73 | 22.69 | 34.77 | |
Graham Number | 9.04 | 19.33 | 6.07 | 26.6 | 9.66 | 18.9 | |
Shareholders Equity Per Share | 10.31 | 8.01 | 8.66 | 11.24 | 11.54 | 15.33 | |
Debt To Equity | 0.65 | 0.14 | 0.4 | 0.11 | 0.0155 | 0.0147 |
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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in LendingClub Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in main economic indicators. For information on how to trade LendingClub Stock refer to our How to Trade LendingClub Stock guide.You can also try the Fundamentals Comparison module to compare fundamentals across multiple equities to find investing opportunities.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of LendingClub Corp. If investors know LendingClub will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about LendingClub Corp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 1.81 | Earnings Share 0.46 | Revenue Per Share 9.98 | Quarterly Revenue Growth 0.113 | Return On Assets 0.0044 |
The market value of LendingClub Corp is measured differently than its book value, which is the value of LendingClub that is recorded on the company's balance sheet. Investors also form their own opinion of LendingClub Corp's value that differs from its market value or its book value, called intrinsic value, which is LendingClub Corp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because LendingClub Corp's market value can be influenced by many factors that don't directly affect LendingClub Corp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between LendingClub Corp's value and its price as these two are different measures arrived at by different means. Investors typically determine if LendingClub Corp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, LendingClub Corp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.