Old Earning Assets vs Total Assets Analysis

OPOF Stock  USD 20.78  0.36  1.76%   
Old Point financial indicator trend analysis is much more than just breaking down Old Point Financial prevalent accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether Old Point Financial is a good investment. Please check the relationship between Old Point Earning Assets and its Total Assets accounts. Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Old Point Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in persons.

Earning Assets vs Total Assets

Earning Assets vs Total Assets Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of Old Point Financial Earning Assets account and Total Assets. At this time, the significance of the direction appears to have significant contrarian relationship.
The correlation between Old Point's Earning Assets and Total Assets is -0.29. Overlapping area represents the amount of variation of Earning Assets that can explain the historical movement of Total Assets in the same time period over historical financial statements of Old Point Financial, assuming nothing else is changed. The correlation between historical values of Old Point's Earning Assets and Total Assets is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Earning Assets of Old Point Financial are associated (or correlated) with its Total Assets. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Total Assets has no effect on the direction of Earning Assets i.e., Old Point's Earning Assets and Total Assets go up and down completely randomly.

Correlation Coefficient

-0.29
Relationship DirectionNegative 
Relationship StrengthInsignificant

Earning Assets

Total Assets

Total assets refers to the total amount of Old Point assets owned. Assets are items that have some economic value and are expended over time to create a benefit for the owner. These assets are usually recorded in Old Point Financial books under different categories such as cash, marketable securities, accounts receivable,prepaid expenses, inventory, fixed assets, intangible assets, other assets, marketable securities, accounts receivable, prepaid expenses and others. The total value of all owned resources that are expected to provide future economic benefits to the business, including cash, investments, accounts receivable, inventory, property, plant, equipment, and intangible assets.
Most indicators from Old Point's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into Old Point Financial current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Old Point Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in persons.
At this time, Old Point's Sales General And Administrative To Revenue is most likely to slightly decrease in the upcoming years. The Old Point's current Enterprise Value is estimated to increase to about 168.3 M, while Selling General Administrative is projected to decrease to roughly 18.6 M.
 2021 2022 2023 2024 (projected)
Interest Expense3.5M3.6M18.4M19.3M
Depreciation And Amortization2.4M2.4M2.6M1.9M

Old Point fundamental ratios Correlations

0.470.150.320.890.4-0.220.980.410.340.270.540.480.830.750.380.770.120.70.240.090.74-0.550.970.270.56
0.47-0.130.330.25-0.090.440.42-0.290.870.850.27-0.270.310.330.910.180.670.690.070.760.21-0.610.510.840.04
0.15-0.130.450.50.67-0.280.140.21-0.08-0.150.110.260.550.6-0.370.6-0.16-0.170.260.180.620.160.02-0.420.32
0.320.330.450.480.06-0.20.270.260.290.320.13-0.060.320.370.110.53-0.170.040.360.360.33-0.560.31-0.03-0.02
0.890.250.50.480.63-0.380.880.560.130.050.450.620.90.890.080.96-0.090.50.40.060.9-0.390.8-0.060.6
0.4-0.090.670.060.630.00.480.07-0.23-0.320.270.420.780.77-0.180.650.120.170.350.090.830.310.23-0.30.41
-0.220.44-0.28-0.2-0.380.0-0.16-0.940.170.18-0.05-0.6-0.06-0.120.53-0.410.810.010.070.56-0.110.18-0.260.46-0.13
0.980.420.140.270.880.48-0.160.350.30.220.560.460.840.750.360.750.150.680.190.070.75-0.450.950.220.52
0.41-0.290.210.260.560.07-0.940.35-0.16-0.170.130.690.210.28-0.410.59-0.760.140.16-0.470.27-0.360.42-0.370.2
0.340.87-0.080.290.13-0.230.170.3-0.160.990.22-0.280.160.180.80.060.530.7-0.270.650.05-0.530.460.8-0.01
0.270.85-0.150.320.05-0.320.180.22-0.170.990.18-0.360.040.060.79-0.030.470.62-0.280.65-0.07-0.550.40.78-0.15
0.540.270.110.130.450.27-0.050.560.130.220.180.140.490.430.040.470.220.380.06-0.010.42-0.310.53-0.080.24
0.48-0.270.26-0.060.620.42-0.60.460.69-0.28-0.360.140.430.5-0.280.6-0.370.220.31-0.410.51-0.050.41-0.330.58
0.830.310.550.320.90.78-0.060.840.210.160.040.490.430.950.170.850.240.510.330.210.98-0.190.70.060.7
0.750.330.60.370.890.77-0.120.750.280.180.060.430.50.950.160.90.20.550.350.210.98-0.240.620.050.67
0.380.91-0.370.110.08-0.180.530.36-0.410.80.790.04-0.280.170.16-0.060.720.7-0.110.620.06-0.470.450.940.04
0.770.180.60.530.960.65-0.410.750.590.06-0.030.470.60.850.9-0.06-0.160.390.490.080.89-0.410.66-0.180.52
0.120.67-0.16-0.17-0.090.120.810.15-0.760.530.470.22-0.370.240.20.72-0.160.48-0.030.60.160.050.110.670.2
0.70.69-0.170.040.50.170.010.680.140.70.620.380.220.510.550.70.390.48-0.10.280.45-0.450.740.670.35
0.240.070.260.360.40.350.070.190.16-0.27-0.280.060.310.330.35-0.110.49-0.03-0.10.290.4-0.170.1-0.190.16
0.090.760.180.360.060.090.560.07-0.470.650.65-0.01-0.410.210.210.620.080.60.280.290.15-0.240.080.59-0.13
0.740.210.620.330.90.83-0.110.750.270.05-0.070.420.510.980.980.060.890.160.450.40.15-0.140.59-0.050.7
-0.55-0.610.16-0.56-0.390.310.18-0.45-0.36-0.53-0.55-0.31-0.05-0.19-0.24-0.47-0.410.05-0.45-0.17-0.24-0.14-0.62-0.410.01
0.970.510.020.310.80.23-0.260.950.420.460.40.530.410.70.620.450.660.110.740.10.080.59-0.620.350.47
0.270.84-0.42-0.03-0.06-0.30.460.22-0.370.80.78-0.08-0.330.060.050.94-0.180.670.67-0.190.59-0.05-0.410.350.02
0.560.040.32-0.020.60.41-0.130.520.2-0.01-0.150.240.580.70.670.040.520.20.350.16-0.130.70.010.470.02
Click cells to compare fundamentals

Old Point Account Relationship Matchups

Old Point fundamental ratios Accounts

201920202021202220232024 (projected)
Total Assets1.1B1.2B1.3B1.4B1.4B836.2M
Short Long Term Debt Total39.0M37.5M29.4M75.6M102.7M107.9M
Other Current Liab785.5M985.1M421.5M(11.4M)532.1M573.7M
Total Current Liabilities820.7M992.7M426.3M11.4M604.4M634.6M
Total Stockholder Equity109.8M117.1M120.8M98.7M106.8M79.0M
Property Plant And Equipment Net35.3M33.6M32.1M31.0M31.1M27.0M
Net Debt(46.9M)(119.1M)(147.8M)56.4M20.8M21.9M
Retained Earnings63.0M65.9M71.7M78.1M82.3M44.4M
Cash85.9M120.4M177.2M19.3M14.7M14.0M
Non Current Assets Total183.0M222.0M268.4M258.4M1.4B1.4B
Non Currrent Assets Other(3.5M)(4.0M)(3.8M)(9.8M)1.1B1.2B
Other Assets639.8M697.4M658.0M852.2M980.0M545.2M
Cash And Short Term Investments231.6M306.8M411.5M244.8M78.8M108.0M
Common Stock Total Equity25.1M25.9M25.9M26.0M29.9M20.6M
Common Stock Shares Outstanding5.2M5.2M5.2M5.1M5.0M5.1M
Liabilities And Stockholders Equity1.1B1.2B1.3B1.4B1.4B836.2M
Non Current Liabilities Total39.0M1.4M29.4M1.2B1.3B1.4B
Other Stockholder Equity21.0M21.2M21.5M16.6M17.1M15.5M
Total Liab39.0M1.4M29.4M1.3B1.3B1.4B
Property Plant And Equipment Gross35.3M33.6M66.8M65.6M66.6M70.0M
Total Current Assets231.6M306.8M411.5M244.8M78.8M74.8M
Accumulated Other Comprehensive Income(79K)4.1M1.7M(20.8M)(17.5M)(16.7M)
Short Term Debt35.2M7.6M4.8M11.4M72.3M75.9M
Common Stock25.9M26.0M26.0M24.8M24.9M21.3M
Other Liab1.1M248K50K18K16.2K15.4K
Accounts Payable889.5M1.1B1.2B1.2B1.3B779.0M
Long Term Debt2.0M1.4M29.4M75.6M99.1M104.1M
Short Term Investments145.7M186.4M234.3M225.5M204.3M148.4M
Property Plant Equipment35.3M33.6M32.1M31.0M35.7M32.0M
Net Tangible Assets107.7M115.2M118.9M96.9M111.4M106.9M
Retained Earnings Total Equity54.7M57.6M63.0M65.9M75.7M54.5M
Capital Surpluse17.3M20.7M21.0M21.2M24.4M19.6M
Long Term Investments738.8M186.4M234.3M225.5M204.3M374.6M
Non Current Liabilities Other91.8M90.5M53.3M11.9M10.7M10.2M
Intangible Assets363K319K275K231K187K203.3K
Other Current Assets89.9M120.4M188.8M20.2M82.6M78.5M

Currently Active Assets on Macroaxis

When determining whether Old Point Financial is a strong investment it is important to analyze Old Point's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Old Point's future performance. For an informed investment choice regarding Old Stock, refer to the following important reports:
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Old Point Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in persons.
You can also try the Portfolio Holdings module to check your current holdings and cash postion to detemine if your portfolio needs rebalancing.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Old Point. If investors know Old will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Old Point listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.738
Dividend Share
0.56
Earnings Share
1.61
Revenue Per Share
11.771
Quarterly Revenue Growth
0.076
The market value of Old Point Financial is measured differently than its book value, which is the value of Old that is recorded on the company's balance sheet. Investors also form their own opinion of Old Point's value that differs from its market value or its book value, called intrinsic value, which is Old Point's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Old Point's market value can be influenced by many factors that don't directly affect Old Point's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Old Point's value and its price as these two are different measures arrived at by different means. Investors typically determine if Old Point is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Old Point's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.