Oportun Historical Income Statement
| OPRT Stock | USD 3.16 0.13 4.29% |
Historical analysis of Oportun Financial income statement accounts such as Total Revenue of 1.1 B can show how well Oportun Financial Corp performed in making a profits. Evaluating Oportun Financial income statement over time to spot trends is a great complementary tool to traditional technical analysis and can indicate the direction of Oportun Financial's future profits or losses.
Financial Statement Analysis is much more than just reviewing and examining Oportun Financial Corp latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether Oportun Financial Corp is a good buy for the upcoming year.
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About Oportun Income Statement Analysis
Oportun Financial Corp Income Statement consists of revenues and expenses along with the resulting net income or loss. It represents the profit for the accounting period attributable to Oportun Financial shareholders. The income statement also shows Oportun investors and management if the firm made money during the period reported. The result of an income statement is the net income that is calculated after subtracting the expenses from revenue. It is essential to investors both as an absolute measure as well as earnings per share (i.e., EPS).
Oportun Financial Income Statement Chart
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Total Revenue
Total revenue comprises all receipts Oportun Financial Corp generated from the sale of its products or services. The total amount of income generated by the sale of goods or services related to the company's primary operations.Gross Profit
Gross profit is a required income statement account that reflects total revenue of Oportun Financial Corp minus its cost of goods sold. It is profit before Oportun Financial operating expenses, interest payments and taxes. Gross profit is also known as gross margin. The profit a company makes after deducting the costs associated with making and selling its products, or the costs associated with providing its services.Other Operating Expenses
Other Operating Expenses is the expense which generally does not depend on sales or production quantities of Oportun Financial Corp. It is also known as Oportun Financial overhead expenses. Typically these expenses include marketing, rent and utilities, office, leases, and other overhead cost. Expenses incurred from non-core business activities, including administrative and general expenses, but excluding costs directly related to production.Income Before Tax
Income Before Tax which can also be referred as pre-tax income is reported on Oportun Financial income statement and is an important metric when analyzing Oportun Financial Corp profitability. Accounting techniques because taxes can be complex, and not perfectly consistent from one company to company, an analyst may use pre-tax income as a more stable measure of profitability.Most accounts from Oportun Financial's income statement are interrelated and interconnected. However, analyzing income statement accounts one by one will only give a small insight into Oportun Financial Corp current financial condition. On the other hand, looking into the entire matrix of income statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Oportun Financial Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in metropolitan statistical area. At this time, Oportun Financial's Interest Expense is comparatively stable compared to the past year. Total Revenue is likely to gain to about 1.1 B in 2024, despite the fact that Net Loss is likely to grow to (139.2 M).
| 2021 | 2022 | 2023 | 2024 (projected) | Gross Profit | 530.4M | 640.7M | 1.1B | 1.1B | Total Revenue | 530.4M | 640.7M | 1.1B | 1.1B |
Oportun Financial income statement Correlations
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Oportun Financial income statement Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Interest Expense | 60.5M | 58.4M | 47.7M | 93M | 179.4M | 188.4M | |
| Selling General Administrative | 106M | 126.9M | 153.3M | 213.7M | 194.2M | 133.9M | |
| Total Revenue | 442.4M | 335.1M | 530.4M | 640.7M | 1.1B | 1.1B | |
| Gross Profit | 442.4M | 335.1M | 530.4M | 640.7M | 1.1B | 1.1B | |
| Other Operating Expenses | 358M | 393.2M | 467.6M | 715.9M | 1.3B | 1.4B | |
| Operating Income | 84.4M | (58.1M) | 62.8M | 17.8M | (198.8M) | (188.8M) | |
| Net Income From Continuing Ops | 61.6M | (45.1M) | 47.4M | (77.7M) | (146.6M) | (139.2M) | |
| Ebit | 84.4M | (58.1M) | 62.8M | 17.8M | (253.7M) | (241.0M) | |
| Research Development | 4.9M | 10.8M | 16.9M | 34.2M | 42.3M | 44.4M | |
| Cost Of Revenue | (10.9M) | 80.8M | 115.8M | 154.9M | 19K | 18.1K | |
| Total Operating Expenses | (358M) | (393.2M) | (467.6M) | 715.9M | 534.3M | 561.0M | |
| Income Before Tax | 84.4M | (58.1M) | 62.8M | (75.3M) | (253.7M) | (241.0M) | |
| Total Other Income Expense Net | 84.4M | (20.2M) | 3.0M | (115.5M) | (54.9M) | (52.1M) | |
| Net Income Applicable To Common Shares | 4.3M | (45.1M) | 47.4M | (77.7M) | (70.0M) | (66.5M) | |
| Net Income | 61.6M | (45.1M) | 47.4M | (77.8M) | (180.0M) | (171.0M) | |
| Income Tax Expense | 22.8M | (13M) | 15.4M | 2.5M | (73.7M) | (70.0M) | |
| Tax Provision | 22.8M | (13.0M) | 15.4M | 2.5M | (57.7M) | (54.9M) | |
| Net Interest Income | 483.6M | 487.1M | 528.1M | 783.1M | 802.4M | 550.4M | |
| Interest Income | 544.1M | 545.5M | 575.8M | 876.1M | 965.4M | 623.9M | |
| Depreciation And Amortization | 14.1M | 20.2M | 27.1M | 47.5M | 54.9M | 57.6M | |
| Selling And Marketing Expenses | 97.2M | 89.4M | 116.9M | 110M | 75.3M | 91.3M | |
| Ebitda | 98.5M | (37.9M) | 89.9M | 65.3M | (198.8M) | (188.8M) | |
| Reconciled Depreciation | 14.1M | 20.2M | 27.1M | 47.5M | 54.0M | 29.1M |
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When running Oportun Financial's price analysis, check to measure Oportun Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Oportun Financial is operating at the current time. Most of Oportun Financial's value examination focuses on studying past and present price action to predict the probability of Oportun Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Oportun Financial's price. Additionally, you may evaluate how the addition of Oportun Financial to your portfolios can decrease your overall portfolio volatility.