Oportun Historical Income Statement

OPRT Stock

USD 3.95 0.22 5.90%

Historical analysis of Oportun Financial income statement accounts such as Total Revenue of 1.1 B can show how well Oportun Financial Corp performed in making a profits. Evaluating Oportun Financial income statement over time to spot trends is a great complementary tool to traditional technical analysis and can indicate the direction of Oportun Financial's future profits or losses.

Cash Flow Balance Sheet Income Statement

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Financial Statement Analysis is much more than just reviewing and examining Oportun Financial Corp latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether Oportun Financial Corp is a good buy for the upcoming year.

Net Income Gross Profit

Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Oportun Financial Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in metropolitan statistical area.

About Oportun Income Statement Analysis

Oportun Financial Corp Income Statement consists of revenues and expenses along with the resulting net income or loss. It represents the profit for the accounting period attributable to Oportun Financial shareholders. The income statement also shows Oportun investors and management if the firm made money during the period reported. The result of an income statement is the net income that is calculated after subtracting the expenses from revenue. It is essential to investors both as an absolute measure as well as earnings per share (i.e., EPS).

Oportun Financial Income Statement Chart

At this time, Oportun Financial's Interest Expense is comparatively stable compared to the past year. Total Revenue is likely to gain to about 1.1 B in 2024, despite the fact that Net Loss is likely to grow to (139.2 M).

Selling General Administrative Total Revenue Gross Profit Other Operating Expenses

Total Revenue

Total revenue comprises all receipts Oportun Financial Corp generated from the sale of its products or services. The total amount of income generated by the sale of goods or services related to the company's primary operations.

Gross Profit

Gross profit is a required income statement account that reflects total revenue of Oportun Financial Corp minus its cost of goods sold. It is profit before Oportun Financial operating expenses, interest payments and taxes. Gross profit is also known as gross margin. The profit a company makes after deducting the costs associated with making and selling its products, or the costs associated with providing its services.

Other Operating Expenses

Other Operating Expenses is the expense which generally does not depend on sales or production quantities of Oportun Financial Corp. It is also known as Oportun Financial overhead expenses. Typically these expenses include marketing, rent and utilities, office, leases, and other overhead cost. Expenses incurred from non-core business activities, including administrative and general expenses, but excluding costs directly related to production.

Most accounts from Oportun Financial's income statement are interrelated and interconnected. However, analyzing income statement accounts one by one will only give a small insight into Oportun Financial Corp current financial condition. On the other hand, looking into the entire matrix of income statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Oportun Financial Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in metropolitan statistical area.

	2021	2022	2023	2024 (projected)
Gross Profit	530.4M	640.7M	1.1B	1.1B
Total Revenue	530.4M	640.7M	1.1B	1.1B

Gross Profit Total Revenue

Oportun Financial income statement Correlations

	Selling General Administrative	Total Revenue	Gross Profit	Other Operating Expenses	Operating Income	Net Income From Continuing Ops	Ebit	Cost Of Revenue	Total Operating Expenses	Income Before Tax	Total Other Income Expense Net	Net Income	Income Tax Expense	Tax Provision	Net Interest Income	Interest Income	Depreciation And Amortization	Selling And Marketing Expenses	Ebitda	Reconciled Depreciation
Selling General Administrative		0.55	0.53	0.55	-0.51	-0.63	-0.51	0.22	0.62	-0.57	-0.4	-0.64	-0.33	-0.21	0.77	0.77	0.74	0.52	-0.45	0.86
Total Revenue	0.55		1.0	0.99	-0.66	-0.8	-0.71	-0.24	0.44	-0.72	-0.31	-0.73	-0.63	-0.12	0.84	0.85	0.95	0.64	-0.67	0.81
Gross Profit	0.53	1.0		0.99	-0.64	-0.79	-0.69	-0.21	0.4	-0.7	-0.3	-0.71	-0.61	-0.08	0.85	0.86	0.94	0.66	-0.65	0.81
Other Operating Expenses	0.55	0.99	0.99		-0.74	-0.87	-0.77	-0.15	0.43	-0.79	-0.32	-0.79	-0.7	-0.18	0.84	0.86	0.96	0.63	-0.74	0.83
Operating Income	-0.51	-0.66	-0.64	-0.74		0.91	1.0	0.16	-0.55	0.98	0.27	0.95	0.93	0.72	-0.47	-0.5	-0.73	-0.14	1.0	-0.61
Net Income From Continuing Ops	-0.63	-0.8	-0.79	-0.87	0.91		0.91	-0.03	-0.58	0.95	0.47	0.97	0.8	0.44	-0.72	-0.74	-0.88	-0.4	0.89	-0.8
Ebit	-0.51	-0.71	-0.69	-0.77	1.0	0.91		0.22	-0.57	0.98	0.27	0.95	0.93	0.7	-0.5	-0.53	-0.76	-0.16	1.0	-0.63
Cost Of Revenue	0.22	-0.24	-0.21	-0.15	0.16	-0.03	0.22		-0.25	0.17	0.0	0.11	0.3	0.36	0.19	0.14	-0.04	0.4	0.23	0.13
Total Operating Expenses	0.62	0.44	0.4	0.43	-0.55	-0.58	-0.57	-0.25		-0.68	-0.65	-0.71	-0.54	-0.61	0.33	0.35	0.58	-0.1	-0.52	0.54
Income Before Tax	-0.57	-0.72	-0.7	-0.79	0.98	0.95	0.98	0.17	-0.68		0.44	0.99	0.92	0.69	-0.54	-0.57	-0.8	-0.16	0.97	-0.7
Total Other Income Expense Net	-0.4	-0.31	-0.3	-0.32	0.27	0.47	0.27	0.0	-0.65	0.44		0.47	0.3	0.23	-0.32	-0.32	-0.46	-0.01	0.23	-0.49
Net Income	-0.64	-0.73	-0.71	-0.79	0.95	0.97	0.95	0.11	-0.71	0.99	0.47		0.85	0.62	-0.59	-0.62	-0.82	-0.22	0.93	-0.73
Income Tax Expense	-0.33	-0.63	-0.61	-0.7	0.93	0.8	0.93	0.3	-0.54	0.92	0.3	0.85		0.78	-0.36	-0.4	-0.66	0.0	0.94	-0.53
Tax Provision	-0.21	-0.12	-0.08	-0.18	0.72	0.44	0.7	0.36	-0.61	0.69	0.23	0.62	0.78		0.13	0.09	-0.21	0.5	0.72	-0.14
Net Interest Income	0.77	0.84	0.85	0.84	-0.47	-0.72	-0.5	0.19	0.33	-0.54	-0.32	-0.59	-0.36	0.13		1.0	0.89	0.82	-0.44	0.94
Interest Income	0.77	0.85	0.86	0.86	-0.5	-0.74	-0.53	0.14	0.35	-0.57	-0.32	-0.62	-0.4	0.09	1.0		0.89	0.79	-0.47	0.95
Depreciation And Amortization	0.74	0.95	0.94	0.96	-0.73	-0.88	-0.76	-0.04	0.58	-0.8	-0.46	-0.82	-0.66	-0.21	0.89	0.89		0.65	-0.7	0.91
Selling And Marketing Expenses	0.52	0.64	0.66	0.63	-0.14	-0.4	-0.16	0.4	-0.1	-0.16	-0.01	-0.22	0.0	0.5	0.82	0.79	0.65		-0.11	0.63
Ebitda	-0.45	-0.67	-0.65	-0.74	1.0	0.89	1.0	0.23	-0.52	0.97	0.23	0.93	0.94	0.72	-0.44	-0.47	-0.7	-0.11		-0.57
Reconciled Depreciation	0.86	0.81	0.81	0.83	-0.61	-0.8	-0.63	0.13	0.54	-0.7	-0.49	-0.73	-0.53	-0.14	0.94	0.95	0.91	0.63	-0.57

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Oportun Financial Account Relationship Matchups

Oportun Financial income statement Accounts

	2019	2020	2021	2022	2023	2024 (projected)
Interest Expense	60.5M	58.4M	47.7M	93M	179.4M	188.4M
Selling General Administrative	106M	126.9M	153.3M	213.7M	194.2M	133.9M
Total Revenue	442.4M	335.1M	530.4M	640.7M	1.1B	1.1B
Gross Profit	442.4M	335.1M	530.4M	640.7M	1.1B	1.1B
Other Operating Expenses	358M	393.2M	467.6M	715.9M	1.3B	1.4B
Operating Income	84.4M	(58.1M)	62.8M	17.8M	(198.8M)	(188.8M)
Net Income From Continuing Ops	61.6M	(45.1M)	47.4M	(77.7M)	(146.6M)	(139.2M)
Ebit	84.4M	(58.1M)	62.8M	17.8M	(253.7M)	(241.0M)
Research Development	4.9M	10.8M	16.9M	34.2M	42.3M	44.4M
Cost Of Revenue	(10.9M)	80.8M	115.8M	154.9M	19K	18.1K
Total Operating Expenses	(358M)	(393.2M)	(467.6M)	715.9M	534.3M	561.0M
Income Before Tax	84.4M	(58.1M)	62.8M	(75.3M)	(253.7M)	(241.0M)
Total Other Income Expense Net	84.4M	(20.2M)	3.0M	(115.5M)	(54.9M)	(52.1M)
Net Income Applicable To Common Shares	4.3M	(45.1M)	47.4M	(77.7M)	(70.0M)	(66.5M)
Net Income	61.6M	(45.1M)	47.4M	(77.8M)	(180.0M)	(171.0M)
Income Tax Expense	22.8M	(13M)	15.4M	2.5M	(73.7M)	(70.0M)
Tax Provision	22.8M	(13.0M)	15.4M	2.5M	(57.7M)	(54.9M)
Net Interest Income	483.6M	487.1M	528.1M	783.1M	802.4M	550.4M
Interest Income	544.1M	545.5M	575.8M	876.1M	965.4M	623.9M
Depreciation And Amortization	14.1M	20.2M	27.1M	47.5M	54.9M	57.6M
Selling And Marketing Expenses	97.2M	89.4M	116.9M	110M	75.3M	91.3M
Ebitda	98.5M	(37.9M)	89.9M	65.3M	(198.8M)	(188.8M)
Reconciled Depreciation	14.1M	20.2M	27.1M	47.5M	54.0M	29.1M

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Oportun Historical Income Statement

About Oportun Income Statement Analysis

Oportun Financial Income Statement Chart

Total Revenue

Gross Profit

Other Operating Expenses

Oportun Financial income statement Correlations

Oportun Financial Account Relationship Matchups

High Positive Relationship

High Negative Relationship

Oportun Financial income statement Accounts

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COMMON DESTINATIONS

MAIN CATEGORIES

COMPANY

Discontinued Operations	Interest Expense
Selling General Administrative	Total Revenue
Gross Profit	Other Operating Expenses
Preferred Stock And Other Adjustments	Operating Income
Net Income From Continuing Ops	Ebit
Research Development	Cost Of Revenue
Non Recurring	Total Operating Expenses
Effect Of Accounting Charges	Income Before Tax
Non Operating Income Net Other	Extraordinary Items
Total Other Income Expense Net	Net Income Applicable To Common Shares
Net Income	Income Tax Expense
Minority Interest	Other Items
Tax Provision	Net Interest Income
Interest Income	Depreciation And Amortization
Selling And Marketing Expenses	Ebitda
Reconciled Depreciation

Gross Profit	+ 1.0	Total Revenue
Ebit	+ 1.0	Operating Income
Ebitda	+ 1.0	Operating Income
Ebitda	+ 1.0	Ebit
Interest Income	+ 1.0	Net Interest Income
Other Operating Expenses	+ 0.99	Total Revenue

Depreciation And Amortization	- 0.88	Net Income From Continuing Ops
Net Income From Continuing Ops	- 0.87	Other Operating Expenses
Depreciation And Amortization	- 0.82	Net Income
Depreciation And Amortization	- 0.8	Income Before Tax
Reconciled Depreciation	- 0.8	Net Income From Continuing Ops
Net Income From Continuing Ops	- 0.8	Total Revenue