Regions Historical Income Statement

RF Stock  USD 27.25  0.06  0.22%   
Historical analysis of Regions Financial income statement accounts such as EBITDA of 1.9 B, Total Operating Expenses of 3.4 B or Net Income of 2.2 B can show how well Regions Financial performed in making a profits. Evaluating Regions Financial income statement over time to spot trends is a great complementary tool to traditional technical analysis and can indicate the direction of Regions Financial's future profits or losses.
 
Oil Shock
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
Financial Statement Analysis is much more than just reviewing and examining Regions Financial latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether Regions Financial is a good buy for the upcoming year.
  
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Regions Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
For more detail on how to invest in Regions Stock please use our How to Invest in Regions Financial guide.

About Regions Income Statement Analysis

Regions Financial Income Statement consists of revenues and expenses along with the resulting net income or loss. It represents the profit for the accounting period attributable to Regions Financial shareholders. The income statement also shows Regions investors and management if the firm made money during the period reported. The result of an income statement is the net income that is calculated after subtracting the expenses from revenue. It is essential to investors both as an absolute measure as well as earnings per share (i.e., EPS).

Regions Financial Income Statement Chart

At this time, Regions Financial's Net Income is most likely to increase significantly in the upcoming years. The Regions Financial's current Income Tax Expense is estimated to increase to about 559.6 M, while Other Operating Expenses is projected to decrease to roughly 2.3 B.

Other Operating Expenses

Other Operating Expenses is the expense which generally does not depend on sales or production quantities of Regions Financial. It is also known as Regions Financial overhead expenses. Typically these expenses include marketing, rent and utilities, office, leases, and other overhead cost. Expenses incurred from non-core business activities, including administrative and general expenses, but excluding costs directly related to production.

Operating Income

Operating Income is the amount of profit realized from Regions Financial operations after accounting for operating expenses such as cost of goods sold (COGS), wages and depreciation. Operating income takes the gross income and subtracts other operating expenses and then removes depreciation. Operating Income of Regions Financial is typically a synonym for earnings before interest and taxes (EBIT) and is also commonly referred to as operating profit or recurring profit. Earnings before interest and taxes (EBIT), representing the amount of profit a company generates from its operations.

Total Operating Expenses

The total costs associated with the day-to-day operations of a business, excluding the cost of goods sold but including selling, general, and administrative expenses.
Most accounts from Regions Financial's income statement are interrelated and interconnected. However, analyzing income statement accounts one by one will only give a small insight into Regions Financial current financial condition. On the other hand, looking into the entire matrix of income statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Regions Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
For more detail on how to invest in Regions Stock please use our How to Invest in Regions Financial guide.At this time, Regions Financial's Net Income is most likely to increase significantly in the upcoming years. The Regions Financial's current Income Tax Expense is estimated to increase to about 559.6 M, while Other Operating Expenses is projected to decrease to roughly 2.3 B.
 2021 2022 2023 2024 (projected)
Operating Income3.2B3.2B3.8B4.0B
Other Operating Expenses3.2B4.0B3.2B2.3B

Regions Financial income statement Correlations

0.340.50.150.080.330.240.08-0.250.630.370.370.24-0.410.260.50.450.410.140.630.74-0.58
0.340.120.090.09-0.690.05-0.140.00.230.460.460.05-0.130.410.210.370.25-0.270.150.14-0.24
0.50.120.690.580.40.920.66-0.150.80.450.450.89-0.790.280.70.790.870.510.830.8-0.9
0.150.090.690.980.010.860.880.380.590.720.720.88-0.28-0.130.60.850.530.50.450.41-0.44
0.080.090.580.98-0.040.780.880.560.560.720.720.81-0.15-0.280.550.780.390.440.330.28-0.3
0.33-0.690.40.01-0.040.270.26-0.20.32-0.26-0.260.26-0.38-0.140.240.00.180.450.440.47-0.37
0.240.050.920.860.780.270.850.050.720.530.530.99-0.550.110.670.810.810.510.680.62-0.75
0.08-0.140.660.880.880.260.850.430.650.560.560.91-0.16-0.280.630.720.420.610.40.34-0.39
-0.250.0-0.150.380.56-0.20.050.430.160.350.350.120.45-0.750.080.1-0.35-0.04-0.33-0.390.42
0.630.230.80.590.560.320.720.650.160.720.720.75-0.450.090.880.810.670.360.690.67-0.71
0.370.460.450.720.72-0.260.530.560.350.721.00.58-0.080.110.740.860.450.190.420.4-0.39
0.370.460.450.720.72-0.260.530.560.350.721.00.58-0.080.110.740.860.450.190.420.4-0.39
0.240.050.890.880.810.260.990.910.120.750.580.58-0.50.080.720.850.730.590.650.59-0.71
-0.41-0.13-0.79-0.28-0.15-0.38-0.55-0.160.45-0.45-0.08-0.08-0.5-0.52-0.4-0.47-0.68-0.45-0.77-0.710.82
0.260.410.28-0.13-0.28-0.140.11-0.28-0.750.090.110.110.08-0.520.170.260.50.070.480.45-0.6
0.50.210.70.60.550.240.670.630.080.880.740.740.72-0.40.170.850.580.490.620.59-0.65
0.450.370.790.850.780.00.810.720.10.810.860.860.85-0.470.260.850.680.530.660.62-0.69
0.410.250.870.530.390.180.810.42-0.350.670.450.450.73-0.680.50.580.680.150.770.76-0.89
0.14-0.270.510.50.440.450.510.61-0.040.360.190.190.59-0.450.070.490.530.150.470.38-0.4
0.630.150.830.450.330.440.680.4-0.330.690.420.420.65-0.770.480.620.660.770.470.97-0.94
0.740.140.80.410.280.470.620.34-0.390.670.40.40.59-0.710.450.590.620.760.380.97-0.91
-0.58-0.24-0.9-0.44-0.3-0.37-0.75-0.390.42-0.71-0.39-0.39-0.710.82-0.6-0.65-0.69-0.89-0.4-0.94-0.91
Click cells to compare fundamentals

Regions Financial Account Relationship Matchups

Regions Financial income statement Accounts

201920202021202220232024 (projected)
Interest Expense851M368M167M316M1.6B929.6M
Other Operating Expenses3.9B5.0B3.2B4.0B3.2B2.3B
Operating Income2.0B1.3B3.2B3.2B3.8B4.0B
Ebit2.0B1.3B3.2B2.9B2.6B1.7B
Ebitda2.0B1.7B3.6B3.2B2.8B1.9B
Total Operating Expenses(3.9B)(5.0B)(3.2B)(4.0B)3.2B3.4B
Net Income1.6B1.1B2.5B2.2B2.1B2.2B
Income Tax Expense403M220M694M631M533M559.7M
Depreciation And Amortization43M421M371M353M236M277.5M
Selling General Administrative1.9B2.1B2.3B2.4B3.1B3.2B
Total Revenue5.9B6.3B6.4B7.2B6.9B4.3B
Gross Profit5.9B6.3B6.4B7.2B6.9B4.3B
Income Before Tax2.0B1.3B3.2B2.9B2.6B2.7B
Total Other Income Expense Net403M220M(772M)(905M)(1.2B)(1.2B)
Net Income From Continuing Ops1.6B1.1B2.5B2.2B2.4B1.5B
Tax Provision403M220M694M631M640M557.1M
Net Interest Income3.8B3.9B3.9B4.8B5.5B4.4B
Interest Income4.6B4.3B4.1B5.1B6.7B5.0B
Reconciled Depreciation426M421M371M353M252M322.5M

Currently Active Assets on Macroaxis

Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Regions Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
For more detail on how to invest in Regions Stock please use our How to Invest in Regions Financial guide.
You can also try the Portfolio Rebalancing module to analyze risk-adjusted returns against different time horizons to find asset-allocation targets.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Regions Financial. If investors know Regions will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Regions Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Dividend Share
0.97
Earnings Share
1.77
Revenue Per Share
7.124
Quarterly Revenue Growth
0.156
Return On Assets
0.0113
The market value of Regions Financial is measured differently than its book value, which is the value of Regions that is recorded on the company's balance sheet. Investors also form their own opinion of Regions Financial's value that differs from its market value or its book value, called intrinsic value, which is Regions Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Regions Financial's market value can be influenced by many factors that don't directly affect Regions Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Regions Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Regions Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Regions Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.