Regions Financial Stock Market Outlook
| RF Stock | USD 29.74 0.04 0.13% |
Roughly 54% of Regions Financial's investor base is interested to short. The analysis of overall sentiment of trading Regions Financial stock suggests that many investors are impartial at this time. The current market sentiment, together with Regions Financial's historical and current headlines, can help investors time the market. In addition, many technical investors use Regions Financial stock news signals to limit their universe of possible portfolio assets.
Comfort Level 46
Impartial
Panic | Confidence |
Today, several news technology companies offer sentiment data to assist traders in manufacturing news sentiment indicators for investment decisions. We partner with these technology firms in helping retail investors build forecasting models that use Regions Financial's input sentiment indicators derived from textual data and news published on major financial information outlets and social sites. These indicators can be used to analyze time-dependent numerical information representing public perception toward Regions Financial.
News SentimentBullish | Hype SentimentBearish | Insider SentimentDisposing |
Allowing for the 90-day total investment horizon and your complete indifference towards market risk, our recommendation regarding Regions Financial is 'Strong Buy'. Macroaxis provides Regions Financial buy-hold-or-sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding RF positions.
Execute Regions Financial Advice
The Regions recommendation should be used to complement the investment advice compiled from the current analysts' consensus on Regions Financial. Macroaxis does not own or have any residual interests in Regions Financial or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Regions Financial's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Strong Buy
Market Performance | Solid | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Tiny | Details | |
Economic Sensitivity | Almost mirrors the market | Details | |
Investor Sentiment | Impartial | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
For the selected time horizon Regions Financial has a Risk Adjusted Performance of 0.1598, Jensen Alpha of 0.2074, Total Risk Alpha of 0.1666, Sortino Ratio of 0.1485 and Treynor Ratio of 0.2364Our recommendation module complements current analysts and expert consensus on Regions Financial. It analyzes the company potential to grow using all fundamental, technical, and market related data available at the time. To make sure Regions Financial is not overpriced, please check all Regions Financial fundamentals, including its price to book, book value per share, retained earnings, as well as the relationship between the net income and target price . Given that Regions Financial has a price to earning of 15.04 X, we recommend you to check out Regions Financial market performance and probability of bankruptcy to ensure the company can sustain itself in the current economic cycle given your recent risk tolerance and investing horizon.
Regions Financial Trading Alerts and Improvement Suggestions
| Over 88.0% of the company shares are owned by institutional investors | |
| On 2nd of January 2026 Regions Financial paid $ 0.265 per share dividend to its current shareholders | |
| Latest headline from finance.yahoo.com: Regions Financial Resets Texas Wealth Push And Governance For Future Growth |
Regions Financial Returns Distribution Density
The distribution of Regions Financial's historical returns is an attempt to chart the uncertainty of Regions Financial's future price movements. The chart of the probability distribution of Regions Financial daily returns describes the distribution of returns around its average expected value. We use Regions Financial price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Regions Financial returns is essential to provide solid investment analysis for Regions Financial.
| Mean Return | 0.29 | Value At Risk | -2.63 | Potential Upside | 3.11 | Standard Deviation | 1.50 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Regions Financial historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
Regions Stock Institutional Investors
| Shares | Dimensional Fund Advisors, Inc. | 2025-06-30 | 10.4 M | Lsv Asset Management | 2025-06-30 | 9.3 M | Northern Trust Corp | 2025-06-30 | 9 M | Allspring Global Investments Holdings, Llc | 2025-06-30 | 9 M | Victory Capital Management Inc. | 2025-06-30 | 8.8 M | Massachusetts Financial Services Company | 2025-06-30 | 8.2 M | Squarepoint Ops Llc | 2025-06-30 | 8 M | Royal Bank Of Canada | 2025-06-30 | 6.9 M | Ubs Group Ag | 2025-06-30 | 5.9 M | Vanguard Group Inc | 2025-06-30 | 107.9 M | Blackrock Inc | 2025-06-30 | 85.8 M |
Regions Financial Cash Flow Accounts
| 2021 | 2022 | 2023 | 2024 | 2025 | 2026 (projected) | ||
| Change In Cash | 11.5B | (18.2B) | (4.4B) | 3.9B | 4.5B | 4.7B | |
| Free Cash Flow | 3.0B | 2.8B | 2.2B | 1.5B | 1.7B | 1.6B | |
| Depreciation | 371M | 353M | 236M | 144M | 165.6M | 301.1M | |
| Other Non Cash Items | (666M) | 1.0B | 756M | 567M | 652.1M | 912.5M | |
| Dividends Paid | 716M | 762M | (885M) | (994M) | (1.1B) | (1.1B) | |
| Capital Expenditures | 72M | 288M | 157M | 146M | 167.9M | 133.0M | |
| Net Income | 2.5B | 2.2B | 2.1B | 1.9B | 2.2B | 2.3B | |
| End Period Cash Flow | 29.4B | 11.2B | 6.8B | 10.7B | 12.3B | 12.9B | |
| Investments | (1.5B) | (12.6B) | (3.3B) | (262M) | (235.8M) | (247.6M) | |
| Net Borrowings | (8.3B) | (1.2B) | 0.0 | 4.1B | 4.8B | 5.0B | |
| Change To Netincome | 132M | 180M | 366M | 855M | 769.5M | 658.4M |
Regions Financial Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Regions Financial or Banks sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Regions Financial's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Regions stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over Dow Jones | 0.21 | |
β | Beta against Dow Jones | 1.18 | |
σ | Overall volatility | 1.48 | |
Ir | Information ratio | 0.15 |
Regions Financial Volatility Alert
Regions Financial has relatively low volatility with skewness of 0.02 and kurtosis of 0.5. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Regions Financial's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Regions Financial's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.Regions Financial Fundamentals Vs Peers
Comparing Regions Financial's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Regions Financial's direct or indirect competition across all of the common fundamentals between Regions Financial and the related equities. This way, we can detect undervalued stocks with similar characteristics as Regions Financial or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Regions Financial's fundamental indicators could also be used in its relative valuation, which is a method of valuing Regions Financial by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare Regions Financial to competition |
| Fundamentals | Regions Financial | Peer Average |
| Return On Equity | 0.12 | -0.31 |
| Return On Asset | 0.0136 | -0.14 |
| Profit Margin | 0.31 % | (1.27) % |
| Operating Margin | 0.47 % | (5.51) % |
| Current Valuation | 22.71 B | 16.62 B |
| Shares Outstanding | 868 M | 571.82 M |
| Shares Owned By Institutions | 88.10 % | 39.21 % |
| Number Of Shares Shorted | 58.43 M | 4.71 M |
| Price To Earning | 15.04 X | 28.72 X |
| Price To Book | 1.46 X | 9.51 X |
| Price To Sales | 3.70 X | 11.42 X |
| Revenue | 9.61 B | 9.43 B |
| Gross Profit | 7.06 B | 27.38 B |
| EBITDA | 2.81 B | 3.9 B |
| Net Income | 1.89 B | 570.98 M |
| Cash And Equivalents | 15.67 B | 2.7 B |
| Cash Per Share | 16.77 X | 5.01 X |
| Total Debt | 4.88 B | 5.32 B |
| Debt To Equity | 6.48 % | 48.70 % |
| Book Value Per Share | 20.36 X | 1.93 K |
| Cash Flow From Operations | 1.6 B | 971.22 M |
| Short Ratio | 3.88 X | 4.00 X |
| Earnings Per Share | 2.30 X | 3.12 X |
| Price To Earnings To Growth | 1.84 X | 4.89 X |
| Target Price | 30.66 | |
| Number Of Employees | 19.97 K | 18.84 K |
| Beta | 1.03 | -0.15 |
| Market Capitalization | 26.08 B | 19.03 B |
| Total Asset | 159.55 B | 29.47 B |
| Retained Earnings | 10.21 B | 9.33 B |
| Annual Yield | 0.04 % | |
| Five Year Return | 3.28 % | |
| Net Asset | 159.55 B |
Note: Disposition of 23288 shares by Russell Zusi of Regions Financial at 27.56 subject to Rule 16b-3 [view details]
Regions Financial Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Regions . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
| Accumulation Distribution | 229472.0 | |||
| Daily Balance Of Power | (0.06) | |||
| Rate Of Daily Change | 1.0 | |||
| Day Median Price | 29.61 | |||
| Day Typical Price | 29.65 | |||
| Price Action Indicator | 0.11 | |||
| Period Momentum Indicator | (0.04) |
Regions Financial Target Price Consensus
Regions target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. Regions Financial's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
| 24 | Buy |
Most Regions analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand Regions stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of Regions Financial, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice Exposure ValuationRegions Financial Target Price Projection
Regions Financial's current and average target prices are 29.74 and 30.66, respectively. The current price of Regions Financial is the price at which Regions Financial is currently trading. On the other hand, Regions Financial's target price is what analysts think the stock is worth. The more significant the discrepancy between the two prices, the more it stimulates investors to act.Current Price
Regions Financial Market Quote on 14th of February 2026
Target Price
Analyst Consensus On Regions Financial Target Price
Regions Financial Analyst Ratings
Regions Financial's analyst stock recommendations are determined by taking an average estimate of all analysts we track and classifying them as Strong Buy, Buy, Hold, Strong Sell, or Sell. Ratings generally communicate what analysts sense about Regions Financial stock, and they use a lot of effort and time to analyze it and arrive at a rating. That suggests that analyst recommendations are the outcome of an objective and thorough examination of Regions Financial's financials, market performance, and future outlook by experienced professionals. Regions Financial's historical ratings below, therefore, can serve as a valuable tool for investors.Analyst Consensus Breakdown
Average Consensus Estimates
About Regions Financial Buy or Sell Advice
When is the right time to buy or sell Regions Financial? Buying financial instruments such as Regions Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
Use Investing Ideas to Build Portfolios
In addition to having Regions Financial in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
Run Investing Thematic Idea Now
Investing
Companies involved in money management and investment banking services. The Investing theme has 39 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Investing Theme or any other thematic opportunities.
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Check out Regions Financial Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. For more detail on how to invest in Regions Stock please use our How to Invest in Regions Financial guide.You can also try the Global Correlations module to find global opportunities by holding instruments from different markets.
Can Regional Banks industry sustain growth momentum? Does Regions have expansion opportunities? Factors like these will boost the valuation of Regions Financial. Anticipated expansion of Regions directly elevates investor willingness to pay premium valuations. Determining accurate worth demands scrutiny of both present operating results and projected expansion capacity. Evaluating Regions Financial demands reviewing these metrics collectively while recognizing certain factors exert disproportionate influence.
Dividend Share 1.03 | Earnings Share 2.3 | Revenue Per Share | Quarterly Revenue Growth 0.156 | Return On Assets |
Investors evaluate Regions Financial using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Regions Financial's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Market participants employ diverse analytical approaches to determine fair value and identify buying opportunities when prices dip below calculated worth. External factors like market trends, sector rotation, and investor psychology can cause Regions Financial's market price to deviate significantly from intrinsic value.
It's important to distinguish between Regions Financial's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Regions Financial should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Conversely, Regions Financial's market price signifies the transaction level at which participants voluntarily complete trades.