Regional Total Revenue vs Net Income Analysis

RM Stock  USD 30.03  0.33  1.11%   
Regional Management financial indicator trend analysis is much more than just breaking down Regional Management Corp prevalent accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether Regional Management Corp is a good investment. Please check the relationship between Regional Management Total Revenue and its Net Income accounts. Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Regional Management Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in population.

Total Revenue vs Net Income

Total Revenue vs Net Income Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of Regional Management Corp Total Revenue account and Net Income. At this time, the significance of the direction appears to have very week relationship.
The correlation between Regional Management's Total Revenue and Net Income is 0.28. Overlapping area represents the amount of variation of Total Revenue that can explain the historical movement of Net Income in the same time period over historical financial statements of Regional Management Corp, assuming nothing else is changed. The correlation between historical values of Regional Management's Total Revenue and Net Income is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Total Revenue of Regional Management Corp are associated (or correlated) with its Net Income. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Net Income has no effect on the direction of Total Revenue i.e., Regional Management's Total Revenue and Net Income go up and down completely randomly.

Correlation Coefficient

0.28
Relationship DirectionPositive 
Relationship StrengthVery Weak

Total Revenue

Total revenue comprises all receipts Regional Management Corp generated from the sale of its products or services. The total amount of income generated by the sale of goods or services related to the company's primary operations.

Net Income

Net income is one of the most important fundamental items in finance. It plays a large role in Regional Management Corp financial statement analysis. It represents the amount of money remaining after all of Regional Management Corp operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue.
Most indicators from Regional Management's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into Regional Management Corp current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Regional Management Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in population.
As of the 24th of November 2024, Selling General Administrative is likely to grow to about 255.3 M, while Tax Provision is likely to drop about 4.6 M.
 2021 2022 2023 2024 (projected)
Interest Expense31.3M34.2M67.5M70.8M
Depreciation And Amortization283.1M407.6M14.6M13.9M

Regional Management fundamental ratios Correlations

-0.390.0-0.34-0.3-0.32-0.40.060.110.16-0.12-0.45-0.33-0.190.06-0.210.10.43-0.47-0.31-0.190.2-0.36-0.28-0.440.25
-0.390.890.880.90.990.90.320.14-0.030.470.940.590.370.850.58-0.33-0.551.00.790.370.80.810.94-0.13-0.02
0.00.890.780.790.940.820.360.290.130.460.80.440.230.910.45-0.37-0.370.850.670.240.920.630.92-0.360.09
-0.340.880.780.940.870.860.32-0.02-0.220.40.850.520.530.730.56-0.42-0.620.880.940.530.730.860.83-0.17-0.04
-0.30.90.790.940.880.780.30.09-0.10.320.860.610.60.80.75-0.16-0.50.90.930.60.780.960.85-0.22-0.1
-0.320.990.940.870.880.920.360.180.010.50.930.570.310.860.53-0.39-0.550.980.770.320.830.770.96-0.16-0.01
-0.40.90.820.860.780.920.540.16-0.020.480.870.460.270.720.34-0.62-0.80.90.730.270.70.70.88-0.05-0.06
0.060.320.360.320.30.360.54-0.11-0.180.420.320.33-0.040.360.15-0.49-0.70.310.23-0.030.420.270.36-0.020.09
0.110.140.29-0.020.090.180.16-0.110.98-0.30.14-0.07-0.030.13-0.150.090.140.1-0.02-0.030.160.020.190.0-0.56
0.16-0.030.13-0.22-0.10.01-0.02-0.180.98-0.34-0.02-0.14-0.17-0.02-0.270.170.27-0.07-0.22-0.170.01-0.160.020.07-0.56
-0.120.470.460.40.320.50.480.42-0.3-0.340.50.68-0.480.290.02-0.63-0.490.460.1-0.480.420.140.510.30.0
-0.450.940.80.850.860.930.870.320.14-0.020.50.660.290.730.5-0.37-0.590.950.740.30.70.770.840.07-0.19
-0.330.590.440.520.610.570.460.33-0.07-0.140.680.66-0.070.360.47-0.08-0.40.610.35-0.060.430.530.560.39-0.41
-0.190.370.230.530.60.310.27-0.04-0.03-0.17-0.480.29-0.070.440.710.31-0.110.390.781.00.30.740.27-0.520.16
0.060.850.910.730.80.860.720.360.13-0.020.290.730.360.440.58-0.18-0.340.810.730.440.960.710.81-0.480.26
-0.210.580.450.560.750.530.340.15-0.15-0.270.020.50.470.710.580.36-0.120.590.70.710.520.810.58-0.440.18
0.1-0.33-0.37-0.42-0.16-0.39-0.62-0.490.090.17-0.63-0.37-0.080.31-0.180.360.71-0.32-0.180.31-0.26-0.03-0.36-0.19-0.03
0.43-0.55-0.37-0.62-0.5-0.55-0.8-0.70.140.27-0.49-0.59-0.4-0.11-0.34-0.120.71-0.58-0.49-0.11-0.36-0.5-0.5-0.240.13
-0.471.00.850.880.90.980.90.310.1-0.070.460.950.610.390.810.59-0.32-0.580.80.390.750.830.92-0.07-0.05
-0.310.790.670.940.930.770.730.23-0.02-0.220.10.740.350.780.730.7-0.18-0.490.80.790.670.920.72-0.340.04
-0.190.370.240.530.60.320.27-0.03-0.03-0.17-0.480.3-0.061.00.440.710.31-0.110.390.790.310.740.28-0.520.16
0.20.80.920.730.780.830.70.420.160.010.420.70.430.30.960.52-0.26-0.360.750.670.310.660.81-0.450.17
-0.360.810.630.860.960.770.70.270.02-0.160.140.770.530.740.710.81-0.03-0.50.830.920.740.660.72-0.22-0.1
-0.280.940.920.830.850.960.880.360.190.020.510.840.560.270.810.58-0.36-0.50.920.720.280.810.72-0.250.04
-0.44-0.13-0.36-0.17-0.22-0.16-0.05-0.020.00.070.30.070.39-0.52-0.48-0.44-0.19-0.24-0.07-0.34-0.52-0.45-0.22-0.25-0.71
0.25-0.020.09-0.04-0.1-0.01-0.060.09-0.56-0.560.0-0.19-0.410.160.260.18-0.030.13-0.050.040.160.17-0.10.04-0.71
Click cells to compare fundamentals

Regional Management Account Relationship Matchups

Regional Management fundamental ratios Accounts

201920202021202220232024 (projected)
Common Stock Shares Outstanding11.8M11.1M10.6M9.7M9.6M12.3M
Total Assets1.2B1.1B1.5B1.7B1.8B975.0M
Total Stockholder Equity302.8M272.1M282.7M308.6M322.3M234.6M
Property Plant And Equipment Net41.7M41.6M41.7M49.0M48.1M50.5M
Net Debt824.8M783.4M1.1B1.5B1.4B1.5B
Retained Earnings248.8M227.3M306.1M345.5M349.6M184.4M
Accounts Payable28.7M40.3M49.3M33.8M40.4M23.8M
Cash2.3M8.1M10.5M3.9M4.5M5.3M
Non Current Assets Total51.2M50.3M51.2M75.0M63.9M104.7M
Non Currrent Assets Other(51.2M)(50.3M)(66.1M)(20.4M)(63.9M)(60.7M)
Other Assets1.1B1.0B1.4B1.6B40.5M38.4M
Long Term Debt798.6M762.2M1.1B1.3B1.2B647.1M
Cash And Short Term Investments2.3M8.1M10.5M24.3M4.5M6.9M
Net Receivables1.9M3.2M2.7M13.7M1.5B1.6B
Common Stock Total Equity1.4M1.4M1.4M1.4M1.6M1.4M
Liabilities And Stockholders Equity1.2B1.1B1.5B1.7B1.8B975.0M
Other Current Assets(1.1B)(1.0B)(1.4B)9.1M149.5M157.0M
Other Stockholder Equity52.6M(183.9M)(330.9M)(37.8M)(28.4M)(27.0M)
Total Liab855.8M831.7M1.2B1.4B1.5B739.6M
Property Plant And Equipment Gross41.7M41.6M41.7M49.0M78.4M82.3M
Total Current Assets4.1M11.2M13.2M24.3M1.7B1.8B
Accumulated Other Comprehensive Income(16.8M)(19.8M)0.0(586K)(372K)(390.6K)
Common Stock1.4M1.4M1.4M1.4M1.5M1.4M
Property Plant Equipment15.3M14.5M41.7M49.0M56.4M59.2M
Short Long Term Debt Total1.2B1.1B1.3B1.5B1.4B981.4M
Other Current Liab(393.1M)(325.0M)(240.3M)(161.8M)(481.7M)(505.8M)
Total Current Liabilities393.1M325.0M240.3M70.5M481.7M248.8M
Non Current Liabilities Total827.1M791.4M1.1B1.3B980.8M640.5M
Short Term Debt393.1M325.0M240.3M164.7M441.3M374.4M
Intangible Assets9.4M8.7M8.8M11.4M15.8M16.6M
Net Tangible Assets293.3M263.4M273.2M296.5M341.0M249.2M
Retained Earnings Total Equity248.8M227.3M306.1M345.5M397.4M417.2M
Capital Surpluse102.7M105.5M104.7M112.4M129.2M106.0M
Inventory1.1B(265K)(6.6M)1.01.151.09
Long Term Investments1.0B951.7M1.2B1.5B1.7B969.3M
Treasury Stock(50.1M)(62.1M)(129.5M)(150.1M)(135.1M)(128.4M)
Short Long Term Debt393.1M325.0M240.3M164.7M244.9M208.9M
Long Term Debt Total798.6M762.2M1.1B1.3B1.5B841.4M

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Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Regional Management. If investors know Regional will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Regional Management listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.17)
Dividend Share
1.2
Earnings Share
2.37
Revenue Per Share
58.139
Quarterly Revenue Growth
0.036
The market value of Regional Management Corp is measured differently than its book value, which is the value of Regional that is recorded on the company's balance sheet. Investors also form their own opinion of Regional Management's value that differs from its market value or its book value, called intrinsic value, which is Regional Management's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Regional Management's market value can be influenced by many factors that don't directly affect Regional Management's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Regional Management's value and its price as these two are different measures arrived at by different means. Investors typically determine if Regional Management is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Regional Management's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.