SmartFinancial, Historical Income Statement

SMBK Stock

USD 36.27 0.60 1.68%

Historical analysis of SmartFinancial, income statement accounts such as Other Operating Expenses of 160 M, Operating Income of 38 M, EBIT of 38 M or Ebitda of 52.2 M can show how well SmartFinancial, performed in making a profits. Evaluating SmartFinancial, income statement over time to spot trends is a great complementary tool to traditional technical analysis and can indicate the direction of SmartFinancial,'s future profits or losses.

Cash Flow Balance Sheet Income Statement

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Financial Statement Analysis is much more than just reviewing and examining SmartFinancial, latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether SmartFinancial, is a good buy for the upcoming year.

Net Income Gross Profit

Check out World Market Map to better understand how to build diversified portfolios, which includes a position in SmartFinancial,. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.

For more information on how to buy SmartFinancial, Stock please use our How to buy in SmartFinancial, Stock guide.

About SmartFinancial, Income Statement Analysis

SmartFinancial, Income Statement consists of revenues and expenses along with the resulting net income or loss. It represents the profit for the accounting period attributable to SmartFinancial, shareholders. The income statement also shows SmartFinancial, investors and management if the firm made money during the period reported. The result of an income statement is the net income that is calculated after subtracting the expenses from revenue. It is essential to investors both as an absolute measure as well as earnings per share (i.e., EPS).

SmartFinancial, Income Statement Chart

At this time, SmartFinancial,'s Operating Income is quite stable compared to the past year. EBIT is expected to rise to about 38 M this year, although the value of Selling And Marketing Expenses will most likely fall to about 847.3 K.

Interest Expense Total Revenue Gross Profit Income Before Tax Net Income Net Income From Continuing Ops

Interest Expense

The cost incurred by an entity for borrowed funds, including loans, bonds, or lines of credit.

Total Revenue

Total revenue comprises all receipts SmartFinancial, generated from the sale of its products or services. The total amount of income generated by the sale of goods or services related to the company's primary operations.

Gross Profit

Gross profit is a required income statement account that reflects total revenue of SmartFinancial, minus its cost of goods sold. It is profit before SmartFinancial, operating expenses, interest payments and taxes. Gross profit is also known as gross margin. The profit a company makes after deducting the costs associated with making and selling its products, or the costs associated with providing its services.

Income Before Tax

Income Before Tax which can also be referred as pre-tax income is reported on SmartFinancial, income statement and is an important metric when analyzing SmartFinancial, profitability. Accounting techniques because taxes can be complex, and not perfectly consistent from one company to company, an analyst may use pre-tax income as a more stable measure of profitability.

Net Income

Net income is one of the most important fundamental items in finance. It plays a large role in SmartFinancial, financial statement analysis. It represents the amount of money remaining after all of SmartFinancial, operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue.

Most accounts from SmartFinancial,'s income statement are interrelated and interconnected. However, analyzing income statement accounts one by one will only give a small insight into SmartFinancial, current financial condition. On the other hand, looking into the entire matrix of income statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in SmartFinancial,. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.

For more information on how to buy SmartFinancial, Stock please use our How to buy in SmartFinancial, Stock guide.At this time, SmartFinancial,'s Operating Income is quite stable compared to the past year. EBIT is expected to rise to about 38 M this year, although the value of Selling And Marketing Expenses will most likely fall to about 847.3 K.

	2021	2022	2023	2024 (projected)
Interest Expense	11.8M	21.3M	88.0M	167.8M
Depreciation And Amortization	9.0M	12.6M	13.5M	15.9M

Interest Expense Depreciation And Amortization

SmartFinancial, income statement Correlations

	Depreciation And Amortization	Interest Expense	Total Revenue	Gross Profit	Other Operating Expenses	Operating Income	Ebit	Ebitda	Total Operating Expenses	Income Before Tax	Total Other Income Expense Net	Net Income	Income Tax Expense	Selling General Administrative	Selling And Marketing Expenses	Net Income From Continuing Ops	Cost Of Revenue	Non Recurring	Minority Interest	Tax Provision	Net Interest Income	Interest Income	Reconciled Depreciation	Extraordinary Items
Depreciation And Amortization		1.0	0.56	0.56	0.95	-1.0	-1.0	-1.0	-0.93	1.0	1.0	1.0	1.0	-0.26	-0.3	-0.21	-0.12	-0.34	-0.3	-0.22	-0.22	-0.2	-0.05	-0.06
Interest Expense	1.0		0.56	0.56	0.95	-1.0	-1.0	-1.0	-0.93	1.0	1.0	1.0	1.0	-0.29	-0.32	-0.23	-0.12	-0.35	-0.32	-0.25	-0.24	-0.22	-0.06	-0.07
Total Revenue	0.56	0.56		1.0	0.6	-0.53	-0.53	-0.52	-0.43	0.57	0.52	0.58	0.56	0.41	0.29	0.32	-0.19	0.24	0.43	0.27	0.4	0.44	0.49	0.49
Gross Profit	0.56	0.56	1.0		0.6	-0.53	-0.53	-0.52	-0.43	0.57	0.51	0.58	0.56	0.41	0.29	0.32	-0.19	0.24	0.43	0.27	0.4	0.44	0.49	0.49
Other Operating Expenses	0.95	0.95	0.6	0.6		-0.94	-0.94	-0.94	-0.78	0.94	0.93	0.94	0.94	-0.2	-0.22	-0.23	-0.11	-0.3	-0.23	-0.24	-0.2	-0.13	0.13	0.16
Operating Income	-1.0	-1.0	-0.53	-0.53	-0.94		1.0	1.0	0.94	-1.0	-1.0	-0.99	-1.0	0.33	0.35	0.27	0.11	0.37	0.35	0.28	0.28	0.26	0.09	0.1
Ebit	-1.0	-1.0	-0.53	-0.53	-0.94	1.0		1.0	0.94	-1.0	-1.0	-0.99	-1.0	0.33	0.35	0.26	0.11	0.37	0.35	0.28	0.28	0.26	0.09	0.11
Ebitda	-1.0	-1.0	-0.52	-0.52	-0.94	1.0	1.0		0.94	-0.99	-1.0	-0.99	-1.0	0.34	0.36	0.27	0.11	0.38	0.36	0.29	0.28	0.27	0.1	0.11
Total Operating Expenses	-0.93	-0.93	-0.43	-0.43	-0.78	0.94	0.94	0.94		-0.94	-0.95	-0.94	-0.94	0.37	0.38	0.2	0.11	0.36	0.37	0.23	0.27	0.31	0.29	0.36
Income Before Tax	1.0	1.0	0.57	0.57	0.94	-1.0	-1.0	-0.99	-0.94		1.0	1.0	1.0	-0.24	-0.27	-0.17	-0.13	-0.32	-0.27	-0.19	-0.19	-0.18	-0.06	-0.07
Total Other Income Expense Net	1.0	1.0	0.52	0.51	0.93	-1.0	-1.0	-1.0	-0.95	1.0		0.99	1.0	-0.33	-0.35	-0.26	-0.11	-0.37	-0.35	-0.27	-0.27	-0.26	-0.12	-0.13
Net Income	1.0	1.0	0.58	0.58	0.94	-0.99	-0.99	-0.99	-0.94	1.0	0.99		1.0	-0.22	-0.25	-0.15	-0.13	-0.3	-0.26	-0.17	-0.17	-0.16	-0.06	-0.07
Income Tax Expense	1.0	1.0	0.56	0.56	0.94	-1.0	-1.0	-1.0	-0.94	1.0	1.0	1.0		-0.27	-0.3	-0.21	-0.12	-0.34	-0.3	-0.22	-0.22	-0.21	-0.06	-0.08
Selling General Administrative	-0.26	-0.29	0.41	0.41	-0.2	0.33	0.33	0.34	0.37	-0.24	-0.33	-0.22	-0.27		0.9	0.92	-0.13	0.69	0.88	0.9	0.96	0.92	0.57	0.56
Selling And Marketing Expenses	-0.3	-0.32	0.29	0.29	-0.22	0.35	0.35	0.36	0.38	-0.27	-0.35	-0.25	-0.3	0.9		0.89	-0.03	0.79	0.89	0.86	0.93	0.93	0.4	0.51
Net Income From Continuing Ops	-0.21	-0.23	0.32	0.32	-0.23	0.27	0.26	0.27	0.2	-0.17	-0.26	-0.15	-0.21	0.92	0.89		-0.19	0.64	0.8	0.93	0.97	0.9	0.29	0.31
Cost Of Revenue	-0.12	-0.12	-0.19	-0.19	-0.11	0.11	0.11	0.11	0.11	-0.13	-0.11	-0.13	-0.12	-0.13	-0.03	-0.19		0.15	-0.04	-0.16	-0.2	-0.2	-0.1	-0.11
Non Recurring	-0.34	-0.35	0.24	0.24	-0.3	0.37	0.37	0.38	0.36	-0.32	-0.37	-0.3	-0.34	0.69	0.79	0.64	0.15		0.83	0.65	0.68	0.66	0.24	0.31
Minority Interest	-0.3	-0.32	0.43	0.43	-0.23	0.35	0.35	0.36	0.37	-0.27	-0.35	-0.26	-0.3	0.88	0.89	0.8	-0.04	0.83		0.83	0.85	0.82	0.4	0.43
Tax Provision	-0.22	-0.25	0.27	0.27	-0.24	0.28	0.28	0.29	0.23	-0.19	-0.27	-0.17	-0.22	0.9	0.86	0.93	-0.16	0.65	0.83		0.92	0.83	0.36	0.3
Net Interest Income	-0.22	-0.24	0.4	0.4	-0.2	0.28	0.28	0.28	0.27	-0.19	-0.27	-0.17	-0.22	0.96	0.93	0.97	-0.2	0.68	0.85	0.92		0.96	0.43	0.48
Interest Income	-0.2	-0.22	0.44	0.44	-0.13	0.26	0.26	0.27	0.31	-0.18	-0.26	-0.16	-0.21	0.92	0.93	0.9	-0.2	0.66	0.82	0.83	0.96		0.55	0.66
Reconciled Depreciation	-0.05	-0.06	0.49	0.49	0.13	0.09	0.09	0.1	0.29	-0.06	-0.12	-0.06	-0.06	0.57	0.4	0.29	-0.1	0.24	0.4	0.36	0.43	0.55		0.85
Extraordinary Items	-0.06	-0.07	0.49	0.49	0.16	0.1	0.11	0.11	0.36	-0.07	-0.13	-0.07	-0.08	0.56	0.51	0.31	-0.11	0.31	0.43	0.3	0.48	0.66	0.85

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SmartFinancial, Account Relationship Matchups

SmartFinancial, income statement Accounts

	2019	2020	2021	2022	2023	2024 (projected)
Depreciation And Amortization	1.4M	7.8M	9.0M	12.6M	13.5M	15.9M
Interest Expense	24.6M	16.7M	11.8M	21.3M	88.0M	167.8M
Total Revenue	90.6M	114.1M	137.3M	6.4M	152.4M	160.0M
Gross Profit	90.6M	114.1M	137.3M	6.4M	152.4M	160.0M
Other Operating Expenses	57.2M	(83.2M)	(93.0M)	1.3M	152.4M	160.0M
Operating Income	33.4M	30.9M	44.3M	86.3M	36.2M	38.0M
Ebit	33.4M	24.9M	37.6M	76.2M	36.2M	38.0M
Ebitda	34.8M	32.6M	46.6M	88.9M	49.7M	52.2M
Total Operating Expenses	(57.2M)	(83.2M)	(93.0M)	1.3M	152.4M	160.0M
Income Before Tax	33.4M	30.9M	44.3M	54.9M	36.2M	41.9M
Total Other Income Expense Net	1.1M	(9.5M)	(9.9M)	(8.3M)	(116.2M)	(110.4M)
Net Income	26.5M	24.3M	34.8M	43.0M	28.6M	26.8M
Income Tax Expense	6.9M	6.6M	9.5M	11.9M	7.6M	15.2M
Selling General Administrative	38.8M	46.4M	59.9M	73.4M	68.9M	72.4M
Selling And Marketing Expenses	983K	834K	830K	1.3M	1.3M	847.3K
Net Income From Continuing Ops	26.5M	24.3M	34.8M	43.0M	28.6M	20.8M
Net Income Applicable To Common Shares	26.5M	24.3M	34.8M	43.0M	49.5M	51.9M
Tax Provision	6.9M	6.6M	9.5M	11.9M	7.6M	7.0M
Net Interest Income	83.9M	100.9M	113.4M	137.5M	130.1M	91.9M
Interest Income	108.5M	117.6M	125.2M	158.8M	218.0M	115.2M
Reconciled Depreciation	4.3M	6.0M	2.3M	2.6M	13.5M	14.2M

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When determining whether SmartFinancial, is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if SmartFinancial, Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Smartfinancial, Stock. Highlighted below are key reports to facilitate an investment decision about Smartfinancial, Stock:

How To Invest In SmartFinancial,

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Is SmartFinancial, Stock a good investment?

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What is SmartFinancial,'s Net Worth?

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Largest Banks - Regional Companies

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Largest Financial Services Companies

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For more information on how to buy SmartFinancial, Stock please use our How to buy in SmartFinancial, Stock guide.

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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of SmartFinancial,. If investors know SmartFinancial, will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about SmartFinancial, listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

3.5

Dividend Share

0.32

Earnings Share

1.93

Revenue Per Share

9.481

Quarterly Revenue Growth

0.346

The market value of SmartFinancial, is measured differently than its book value, which is the value of SmartFinancial, that is recorded on the company's balance sheet. Investors also form their own opinion of SmartFinancial,'s value that differs from its market value or its book value, called intrinsic value, which is SmartFinancial,'s true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because SmartFinancial,'s market value can be influenced by many factors that don't directly affect SmartFinancial,'s underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between SmartFinancial,'s value and its price as these two are different measures arrived at by different means. Investors typically determine if SmartFinancial, is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, SmartFinancial,'s price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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SmartFinancial, Historical Income Statement

About SmartFinancial, Income Statement Analysis

SmartFinancial, Income Statement Chart

Interest Expense

Total Revenue

Gross Profit

Income Before Tax

Net Income

SmartFinancial, income statement Correlations

SmartFinancial, Account Relationship Matchups

High Positive Relationship

High Negative Relationship

SmartFinancial, income statement Accounts

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Interest Expense	+ 1.0	Depreciation And Amortization
Income Before Tax	+ 1.0	Depreciation And Amortization
Total Other Income Expense Net	+ 1.0	Depreciation And Amortization
Net Income	+ 1.0	Depreciation And Amortization
Income Tax Expense	+ 1.0	Depreciation And Amortization
Income Before Tax	+ 1.0	Interest Expense

Income Tax Expense	- 1.0	Ebitda
Total Other Income Expense Net	- 1.0	Ebitda
Income Tax Expense	- 1.0	Ebit
Total Other Income Expense Net	- 1.0	Ebit
Income Before Tax	- 1.0	Ebit
Income Tax Expense	- 1.0	Operating Income