SmartFinancial Net Interest Income from 2010 to 2026

SMBK Stock  USD 42.98  0.59  1.39%   
SmartFinancial Net Interest Income yearly trend continues to be quite stable with very little volatility. The value of Net Interest Income is projected to decrease to about 97.8 M. Net Interest Income is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. View All Fundamentals
 
Net Interest Income  
First Reported
2019-03-31
Previous Quarter
40.3 M
Current Value
42.4 M
Quarterly Volatility
6.3 M
 
Covid
 
Interest Hikes
Check SmartFinancial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among SmartFinancial's main balance sheet or income statement drivers, such as Depreciation And Amortization of 15.4 M, Interest Expense of 161.8 M or Total Revenue of 332.2 M, as well as many indicators such as Price To Sales Ratio of 2.4, Dividend Yield of 0.0082 or PTB Ratio of 1.34. SmartFinancial financial statements analysis is a perfect complement when working with SmartFinancial Valuation or Volatility modules.
  
Build AI portfolio with SmartFinancial Stock
Check out the analysis of SmartFinancial Correlation against competitors.
For more information on how to buy SmartFinancial Stock please use our How to buy in SmartFinancial Stock guide.
Historical Net Interest Income data for SmartFinancial serves as a key indicator of operational performance and financial stability. Tracking changes in this metric over time helps investors spot emerging trends before they become obvious, providing an edge in assessing whether SmartFinancial represents a compelling investment opportunity.

Latest SmartFinancial's Net Interest Income Growth Pattern

Below is the plot of the Net Interest Income of SmartFinancial over the last few years. It is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. SmartFinancial's Net Interest Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in SmartFinancial's overall financial position and show how it may be relating to other accounts over time.
Net Interest Income10 Years Trend
Slightly volatile
   Net Interest Income   
       Timeline  

SmartFinancial Net Interest Income Regression Statistics

Arithmetic Mean74,709,488
Geometric Mean58,817,969
Coefficient Of Variation64.91
Mean Deviation42,718,307
Median76,643,969
Standard Deviation48,494,109
Sample Variance2351.7T
Range133M
R-Value0.92
Mean Square Error401.6T
R-Squared0.84
Slope8,801,040
Total Sum of Squares37626.9T

SmartFinancial Net Interest Income History

202697.8 M
2025158 M
2024137.3 M
2023130.1 M
2022137.5 M
2021113.4 M
2020100.9 M

About SmartFinancial Financial Statements

SmartFinancial investors utilize fundamental indicators, such as Net Interest Income, to predict how SmartFinancial Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Net Interest Income158 M97.8 M

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When determining whether SmartFinancial is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if SmartFinancial Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Smartfinancial Stock. Highlighted below are key reports to facilitate an investment decision about Smartfinancial Stock:
Check out the analysis of SmartFinancial Correlation against competitors.
For more information on how to buy SmartFinancial Stock please use our How to buy in SmartFinancial Stock guide.
You can also try the Competition Analyzer module to analyze and compare many basic indicators for a group of related or unrelated entities.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of SmartFinancial. If investors know SmartFinancial will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive SmartFinancial assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth
0.42
Dividend Share
0.32
Earnings Share
2.98
Revenue Per Share
11.485
Quarterly Revenue Growth
0.101
SmartFinancial's market price often diverges from its book value, the accounting figure shown on SmartFinancial's balance sheet. Smart investors calculate SmartFinancial's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Since SmartFinancial's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Please note, there is a significant difference between SmartFinancial's value and its price as these two are different measures arrived at by different means. Investors typically determine if SmartFinancial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, SmartFinancial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.