United Historical Financial Ratios

UBSI Stock  USD 43.29  0.48  1.12%   
United Bankshares is promptly reporting on over 107 different financial statement accounts. To analyze all of these accounts together requires a lot of time and effort. However, using these accounts to derive some meaningful and actionable indicators such as Price To Sales Ratio of 3.51, Dividend Yield of 0.0416, PTB Ratio of 1.82 or Days Sales Outstanding of 44.91 will help investors to properly organize and evaluate United Bankshares financial condition quickly.
  
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in United Bankshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in state.
For more detail on how to invest in United Stock please use our How to Invest in United Bankshares guide.

About United Financial Ratios Analysis

United BanksharesFinancial ratios are relationships based on a company's financial information. They can serve as useful tools to evaluate United Bankshares investment potential. Financial ratio analysis can also be defined as the process of presenting financial ratios, which are mathematical indicators calculated by comparing key financial information appearing on United financial statements. Financial ratios are useful tools that help investors analyze and compare relationships between different pieces of financial information across United Bankshares history.

United Bankshares Financial Ratios Chart

As of now, United Bankshares' Book Value Per Share is increasing as compared to previous years. The United Bankshares' current Free Cash Flow Yield is estimated to increase to 0.09, while Price To Sales Ratio is projected to decrease to 3.51.
Add Fundamental
Price To Sales RatioDividend Yield
Ptb RatioDays Sales Outstanding
Book Value Per ShareFree Cash Flow Yield
Invested CapitalOperating Cash Flow Per Share
Average PayablesStock Based Compensation To Revenue
Capex To DepreciationPb Ratio
Ev To SalesFree Cash Flow Per Share
RoicInventory Turnover
Net Income Per ShareDays Of Inventory On Hand
Payables TurnoverSales General And Administrative To Revenue
Average InventoryResearch And Ddevelopement To Revenue
Capex To RevenueCash Per Share
PocfratioInterest Coverage
Payout RatioCapex To Operating Cash Flow
Pfcf RatioDays Payables Outstanding
Net Current Asset ValueIncome Quality
RoeTangible Asset Value
Ev To Operating Cash FlowPe Ratio
Return On Tangible AssetsEv To Free Cash Flow
Earnings YieldIntangibles To Total Assets
Net Debt To E B I T D ACurrent Ratio
Tangible Book Value Per ShareReceivables Turnover
Graham NumberShareholders Equity Per Share
Debt To EquityCapex Per Share
Graham Net NetAverage Receivables
Revenue Per ShareInterest Debt Per Share
Debt To AssetsEnterprise Value Over E B I T D A
Short Term Coverage RatiosPrice Earnings Ratio
Price Book Value RatioPrice Earnings To Growth Ratio
Days Of Payables OutstandingDividend Payout Ratio
Price To Operating Cash Flows RatioPrice To Free Cash Flows Ratio
Pretax Profit MarginEbt Per Ebit
Operating Profit MarginEffective Tax Rate
Company Equity MultiplierLong Term Debt To Capitalization
Total Debt To CapitalizationReturn On Capital Employed
Debt Equity RatioEbit Per Revenue
Quick RatioDividend Paid And Capex Coverage Ratio
Net Income Per E B TCash Ratio
Operating Cash Flow Sales RatioDays Of Inventory Outstanding
Days Of Sales OutstandingFree Cash Flow Operating Cash Flow Ratio
Cash Flow Coverage RatiosPrice To Book Ratio
Fixed Asset TurnoverCapital Expenditure Coverage Ratio
Price Cash Flow RatioEnterprise Value Multiple
Debt RatioCash Flow To Debt Ratio
Price Sales RatioReturn On Assets
Asset TurnoverNet Profit Margin
Gross Profit MarginPrice Fair Value
Return On EquityOperating Cycle
Cash Conversion Cycle

Price To Sales Ratio

Price to Sales Ratio is figured by comparing United Bankshares stock price to its revenues. An advantage to using Price to Sales ratio is that it is based on United Bankshares sales, a figure that is much harder to manipulate than other United Bankshares multiples. Because sales tend to be more stable P/S ratio can be a good tool for screening cyclical companies fluctuating earnings patterns. A valuation ratio that compares a company's stock price to its revenues, calculated by dividing the company's market cap by its total sales or revenue over a 12-month period.

Dividend Yield

Dividend Yield is United Bankshares dividend as a percentage of United Bankshares stock price. United Bankshares dividend yield is a measure of United Bankshares stock productivity, which can be interpreted as interest rate earned on an United Bankshares investment. A financial ratio that shows how much a company pays out in dividends each year relative to its stock price, calculated as annual dividends per share divided by price per share.

Ptb Ratio

Price-to-Book ratio, a financial valuation metric used to compare a company's current market price to its book value. It provides insight into the value that market participants place on the company's equity relative to its net asset value.

Free Cash Flow Yield

A financial solvency ratio that compares the free cash flow per share a company is expected to earn against its market value per share, calculated as free cash flow per share divided by market price per share.

Effective Tax Rate

Effective Tax Rate is the average rate at which United Bankshares pre-tax profits are taxed by the government. The effective tax rate is computed by dividing United Bankshares total tax expenses by United Bankshares earnings before taxes.

Asset Turnover

The ratio of net sales to average total assets, indicating how efficiently a company uses its assets to generate sales.
Most ratios from United Bankshares' fundamentals are interrelated and interconnected. However, analyzing fundamentals ratios one by one will only give a small insight into United Bankshares current financial condition. On the other hand, looking into the entire matrix of fundamentals ratios, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in United Bankshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in state.
For more detail on how to invest in United Stock please use our How to Invest in United Bankshares guide.As of now, United Bankshares' Book Value Per Share is increasing as compared to previous years. The United Bankshares' current Free Cash Flow Yield is estimated to increase to 0.09, while Price To Sales Ratio is projected to decrease to 3.51.
 2021 2023 2024 (projected)
Dividend Yield0.03870.03860.0416
Price To Sales Ratio4.654.933.51

United Bankshares fundamentals Correlations

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-0.410.10.140.28-0.41-0.05-0.29-0.080.14-0.38-0.310.38-0.55-0.280.0-0.130.180.580.040.080.15-0.170.36-0.64-0.14
0.4-0.41-0.15-0.560.90.150.55-0.12-0.150.040.55-0.640.84-0.280.070.41-0.21-0.350.060.13-0.37-0.02-0.350.47-0.01
0.3-0.37-0.06-0.290.27-0.92-0.57-0.17-0.060.26-0.58-0.240.130.00.07-0.180.020.581.0-0.77-0.350.840.150.080.87
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-0.450.23-0.310.28-0.33-0.55-0.69-0.25-0.31-0.44-0.70.48-0.470.58-0.350.58-0.34-0.080.63-0.60.050.20.11-0.320.26
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Click cells to compare fundamentals

United Bankshares Account Relationship Matchups

United Bankshares fundamentals Accounts

201920202021202220232024 (projected)
Price To Sales Ratio5.363.754.655.294.933.51
Dividend Yield0.0440.03540.04180.03870.03860.0416
Ptb Ratio1.170.90.991.211.061.82
Days Sales Outstanding28.9623.5323.3533.5739.7144.91
Book Value Per Share33.1135.8136.533.5135.4737.25
Free Cash Flow Yield0.03480.03120.130.140.07860.09
Operating Cash Flow Per Share1.451.174.725.653.041.71
Stock Based Compensation To Revenue0.0067120.0057680.007950.0095780.01220.0128
Capex To Depreciation(0.27)(0.54)(1.16)1.940.710.58
Pb Ratio1.170.90.991.211.061.82
Ev To Sales7.332.661.956.515.214.18
Free Cash Flow Per Share1.341.014.65.522.951.64
Roic0.04770.06270.07330.06740.06820.0648
Net Income Per Share2.562.412.842.822.722.86
Cash Per Share32.2443.0160.3442.4340.0342.03
Pocfratio26.5927.697.697.1712.3611.74
Interest Coverage1.783.358.845.550.910.86
Payout Ratio0.810.560.530.490.510.45
Capex To Operating Cash Flow0.0750.140.02520.02220.02860.0309
Pfcf Ratio28.7532.037.897.3412.7212.08
Income Quality1.140.570.492.01.120.98
Roe0.07880.07730.06730.07790.08410.0768
Ev To Operating Cash Flow36.3219.653.228.8313.0512.4
Pe Ratio15.113.4512.7514.3713.7912.73
Return On Tangible Assets0.01430.01190.01340.01380.01310.0135
Ev To Free Cash Flow39.2622.733.319.0313.4412.76
Earnings Yield0.06620.07430.07840.06960.07250.0751
Intangibles To Total Assets0.07670.07050.06590.06540.06370.0398
Current Ratio8.936.7561.0576.730.20.19
Tangible Book Value Per Share18.2720.4421.5419.221.2922.36
Receivables Turnover12.615.5115.6310.879.197.9
Graham Number43.6844.0548.3346.0846.6248.95
Shareholders Equity Per Share33.1135.8136.533.5135.4737.25
Debt To Equity0.620.07290.06310.520.05840.0555
Graham Net Net(132.26)(148.51)(144.49)(142.34)(146.37)(153.69)
Revenue Per Share7.218.647.87.657.614.78

Currently Active Assets on Macroaxis

When determining whether United Bankshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of United Bankshares' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of United Bankshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on United Bankshares Stock:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in United Bankshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in state.
For more detail on how to invest in United Stock please use our How to Invest in United Bankshares guide.
You can also try the Share Portfolio module to track or share privately all of your investments from the convenience of any device.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of United Bankshares. If investors know United will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about United Bankshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.01)
Dividend Share
1.48
Earnings Share
2.65
Revenue Per Share
7.498
Quarterly Revenue Growth
(0)
The market value of United Bankshares is measured differently than its book value, which is the value of United that is recorded on the company's balance sheet. Investors also form their own opinion of United Bankshares' value that differs from its market value or its book value, called intrinsic value, which is United Bankshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because United Bankshares' market value can be influenced by many factors that don't directly affect United Bankshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between United Bankshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if United Bankshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, United Bankshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.