Upstart Gross Profit vs Ebitda Analysis

UPST Stock

USD 62.96 1.54 2.39%

Upstart Holdings financial indicator trend analysis is much more than just breaking down Upstart Holdings prevalent accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether Upstart Holdings is a good investment. Please check the relationship between Upstart Holdings Gross Profit and its Ebitda accounts. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Upstart Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in state.

For more information on how to buy Upstart Stock please use our How to Invest in Upstart Holdings guide.

Gross Profit vs Ebitda

Gross Profit vs Ebitda Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of Upstart Holdings Gross Profit account and Ebitda. At this time, the significance of the direction appears to have significant contrarian relationship.

The correlation between Upstart Holdings' Gross Profit and Ebitda is -0.3. Overlapping area represents the amount of variation of Gross Profit that can explain the historical movement of Ebitda in the same time period over historical financial statements of Upstart Holdings, assuming nothing else is changed. The correlation between historical values of Upstart Holdings' Gross Profit and Ebitda is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Gross Profit of Upstart Holdings are associated (or correlated) with its Ebitda. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Ebitda has no effect on the direction of Gross Profit i.e., Upstart Holdings' Gross Profit and Ebitda go up and down completely randomly.

Correlation Coefficient

-0.3

Relationship Direction	Negative
Relationship Strength	Insignificant

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Gross Profit

Gross profit is a required income statement account that reflects total revenue of Upstart Holdings minus its cost of goods sold. It is profit before Upstart Holdings operating expenses, interest payments and taxes. Gross profit is also known as gross margin. The profit a company makes after deducting the costs associated with making and selling its products, or the costs associated with providing its services.

Ebitda

Most indicators from Upstart Holdings' fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into Upstart Holdings current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Upstart Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in state.

For more information on how to buy Upstart Stock please use our How to Invest in Upstart Holdings guide.Sales General And Administrative To Revenue is likely to gain to 0.39 in 2025, whereas Tax Provision is likely to drop (396.9 K) in 2025.

	2022	2023	2024	2025 (projected)
Interest Income	105.6M	156.2M	179.6M	188.6M
Net Interest Income	94.7M	130.9M	150.5M	158.0M

Interest Income Net Interest Income

Upstart Holdings fundamental ratios Correlations

	Common Stock Shares Outstanding	Total Assets	Short Long Term Debt Total	Other Current Liab	Total Current Liabilities	Total Stockholder Equity	Other Liab	Net Tangible Assets	Property Plant And Equipment Net	Net Debt	Retained Earnings	Accounts Payable	Cash	Non Current Assets Total	Non Currrent Assets Other	Other Assets	Long Term Debt	Cash And Short Term Investments	Net Receivables	Common Stock Total Equity	Non Current Liabilities Total	Other Current Assets	Other Stockholder Equity	Total Liab	Net Invested Capital	Property Plant And Equipment Gross
Common Stock Shares Outstanding		0.76	0.76	-0.92	-0.97	0.9	0.87	0.88	0.89	0.52	-0.28	0.85	0.77	0.87	0.75	-0.34	0.78	0.77	0.76	0.94	0.78	0.74	0.84	0.51	0.86	0.89
Total Assets	0.76		0.91	-0.47	-0.6	0.93	0.97	0.89	0.9	0.73	-0.42	0.72	0.76	0.98	0.87	-0.15	0.96	0.76	0.72	0.86	0.92	0.87	0.89	0.93	0.98	0.97
Short Long Term Debt Total	0.76	0.91		-0.57	-0.67	0.86	0.88	0.92	0.84	0.89	-0.62	0.75	0.67	0.91	0.98	-0.34	0.88	0.67	0.77	0.82	1.0	0.99	0.97	0.83	0.91	0.91
Other Current Liab	-0.92	-0.47	-0.57		0.97	-0.67	-0.62	-0.69	-0.71	-0.4	0.21	-0.78	-0.55	-0.63	-0.55	0.33	-0.55	-0.55	-0.71	-0.76	-0.58	-0.57	-0.66	-0.21	-0.61	-0.67
Total Current Liabilities	-0.97	-0.6	-0.67	0.97		-0.8	-0.75	-0.81	-0.81	-0.46	0.24	-0.87	-0.67	-0.75	-0.67	0.32	-0.67	-0.67	-0.72	-0.88	-0.69	-0.67	-0.77	-0.32	-0.74	-0.78
Total Stockholder Equity	0.9	0.93	0.86	-0.67	-0.8		0.99	0.97	0.96	0.58	-0.28	0.82	0.89	0.98	0.85	-0.19	0.93	0.89	0.66	0.97	0.89	0.82	0.92	0.72	0.97	0.97
Other Liab	0.87	0.97	0.88	-0.62	-0.75	0.99		0.95	0.95	0.64	-0.34	0.81	0.84	1.0	0.86	-0.18	0.96	0.84	0.72	0.95	0.9	0.85	0.92	0.81	1.0	0.99
Net Tangible Assets	0.88	0.89	0.92	-0.69	-0.81	0.97	0.95		0.94	0.67	-0.38	0.82	0.86	0.94	0.92	-0.29	0.89	0.86	0.65	0.95	0.94	0.89	0.98	0.68	0.94	0.94
Property Plant And Equipment Net	0.89	0.9	0.84	-0.71	-0.81	0.96	0.95	0.94		0.55	-0.15	0.78	0.9	0.96	0.78	-0.03	0.95	0.9	0.65	0.91	0.86	0.79	0.87	0.7	0.94	0.95
Net Debt	0.52	0.73	0.89	-0.4	-0.46	0.58	0.64	0.67	0.55		-0.84	0.66	0.26	0.69	0.87	-0.38	0.68	0.26	0.83	0.58	0.87	0.93	0.79	0.77	0.7	0.71
Retained Earnings	-0.28	-0.42	-0.62	0.21	0.24	-0.28	-0.34	-0.38	-0.15	-0.84		-0.41	0.06	-0.37	-0.68	0.71	-0.27	0.06	-0.66	-0.34	-0.58	-0.69	-0.56	-0.51	-0.4	-0.41
Accounts Payable	0.85	0.72	0.75	-0.78	-0.87	0.82	0.81	0.82	0.78	0.66	-0.41		0.53	0.81	0.75	-0.16	0.79	0.53	0.83	0.9	0.78	0.8	0.81	0.52	0.81	0.82
Cash	0.77	0.76	0.67	-0.55	-0.67	0.89	0.84	0.86	0.9	0.26	0.06	0.53		0.82	0.66	-0.08	0.78	1.0	0.31	0.81	0.71	0.58	0.76	0.53	0.8	0.8
Non Current Assets Total	0.87	0.98	0.91	-0.63	-0.75	0.98	1.0	0.94	0.96	0.69	-0.37	0.81	0.82		0.88	-0.17	0.97	0.82	0.75	0.94	0.93	0.88	0.92	0.84	1.0	1.0
Non Currrent Assets Other	0.75	0.87	0.98	-0.55	-0.67	0.85	0.86	0.92	0.78	0.87	-0.68	0.75	0.66	0.88		-0.48	0.81	0.66	0.74	0.84	0.98	0.98	0.98	0.77	0.89	0.88
Other Assets	-0.34	-0.15	-0.34	0.33	0.32	-0.19	-0.18	-0.29	-0.03	-0.38	0.71	-0.16	-0.08	-0.17	-0.48		0.05	-0.08	-0.33	-0.29	-0.32	-0.37	-0.41	-0.08	-0.19	-0.22
Long Term Debt	0.78	0.96	0.88	-0.55	-0.67	0.93	0.96	0.89	0.95	0.68	-0.27	0.79	0.78	0.97	0.81	0.05		0.78	0.71	0.87	0.9	0.85	0.86	0.85	0.97	0.96
Cash And Short Term Investments	0.77	0.76	0.67	-0.55	-0.67	0.89	0.84	0.86	0.9	0.26	0.06	0.53	1.0	0.82	0.66	-0.08	0.78		0.31	0.81	0.71	0.58	0.76	0.53	0.8	0.8
Net Receivables	0.76	0.72	0.77	-0.71	-0.72	0.66	0.72	0.65	0.65	0.83	-0.66	0.83	0.31	0.75	0.74	-0.33	0.71	0.31		0.72	0.76	0.82	0.73	0.68	0.76	0.79
Common Stock Total Equity	0.94	0.86	0.82	-0.76	-0.88	0.97	0.95	0.95	0.91	0.58	-0.34	0.9	0.81	0.94	0.84	-0.29	0.87	0.81	0.72		0.85	0.81	0.91	0.63	0.94	0.94
Non Current Liabilities Total	0.78	0.92	1.0	-0.58	-0.69	0.89	0.9	0.94	0.86	0.87	-0.58	0.78	0.71	0.93	0.98	-0.32	0.9	0.71	0.76	0.85		0.98	0.98	0.82	0.93	0.93
Other Current Assets	0.74	0.87	0.99	-0.57	-0.67	0.82	0.85	0.89	0.79	0.93	-0.69	0.8	0.58	0.88	0.98	-0.37	0.85	0.58	0.82	0.81	0.98		0.96	0.8	0.88	0.88
Other Stockholder Equity	0.84	0.89	0.97	-0.66	-0.77	0.92	0.92	0.98	0.87	0.79	-0.56	0.81	0.76	0.92	0.98	-0.41	0.86	0.76	0.73	0.91	0.98	0.96		0.73	0.93	0.93
Total Liab	0.51	0.93	0.83	-0.21	-0.32	0.72	0.81	0.68	0.7	0.77	-0.51	0.52	0.53	0.84	0.77	-0.08	0.85	0.53	0.68	0.63	0.82	0.8	0.73		0.85	0.83
Net Invested Capital	0.86	0.98	0.91	-0.61	-0.74	0.97	1.0	0.94	0.94	0.7	-0.4	0.81	0.8	1.0	0.89	-0.19	0.97	0.8	0.76	0.94	0.93	0.88	0.93	0.85		1.0
Property Plant And Equipment Gross	0.89	0.97	0.91	-0.67	-0.78	0.97	0.99	0.94	0.95	0.71	-0.41	0.82	0.8	1.0	0.88	-0.22	0.96	0.8	0.79	0.94	0.93	0.88	0.93	0.83	1.0

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Upstart Holdings Account Relationship Matchups

Upstart Holdings fundamental ratios Accounts

	2020	2021	2022	2023	2024	2025 (projected)
Total Assets	477.3M	1.8B	1.9B	2.0B	2.3B	1.3B
Short Long Term Debt Total	82.1M	795.8M	1.1B	1.2B	1.4B	1.5B
Other Current Liab	34.3M	98.6M	54.2M	126.8M	114.1M	82.3M
Total Current Liabilities	48.1M	105.2M	72.9M	139.4M	125.5M	120.4M
Total Stockholder Equity	300.3M	807.1M	672.4M	635.3M	730.6M	419.0M
Other Liab	21.1M	46.8M	107.6M	103.6M	119.1M	66.4M
Net Tangible Assets	(64.9M)	294.3M	720.1M	589.7M	678.2M	712.1M
Property Plant And Equipment Net	22.3M	106.9M	103.1M	66.0M	76.0M	59.1M
Net Debt	(168.8M)	(190.8M)	664.8M	860.8M	989.9M	1.0B
Retained Earnings	(69.2M)	66.2M	(42.4M)	(282.6M)	(254.3M)	(241.6M)
Accounts Payable	13.8M	6.6M	18.7M	12.6M	14.5M	11.2M
Cash	250.8M	986.6M	422.4M	368.4M	423.7M	394.8M
Non Current Assets Total	68.4M	368.4M	387.0M	378.1M	434.8M	224.7M
Non Currrent Assets Other	40.0M	121.1M	132.5M	227.6M	261.8M	274.9M
Other Assets	179.0M	578.2M	1.3B	1.0	1.15	1.09
Long Term Debt	62.6M	695.4M	986.4M	653.0M	750.9M	460.2M
Cash And Short Term Investments	250.8M	986.6M	422.4M	368.4M	423.7M	394.8M
Net Receivables	19.1M	8.3M	52.8M	55.3M	63.6M	34.6M
Liabilities And Stockholders Equity	477.3M	1.8B	1.9B	2.0B	2.3B	1.3B
Non Current Liabilities Total	128.9M	908.2M	1.2B	1.3B	1.5B	1.6B
Other Current Assets	158.0M	465.4M	1.1B	1.3B	1.5B	1.5B
Other Stockholder Equity	369.5M	740.8M	714.9M	917.9M	1.1B	1.1B
Total Liab	177.0M	1.0B	1.3B	1.4B	1.6B	915.1M
Net Invested Capital	362.9M	1.5B	1.7B	1.7B	1.9B	974.8M
Property Plant And Equipment Gross	28.3M	120.4M	130.5M	134.8M	155.0M	80.3M
Short Long Term Debt	40.5M	48.0M	336.5M	387.4M	445.5M	467.8M
Total Current Assets	408.9M	1.5B	1.5B	1.6B	1.9B	958.4M
Capital Stock	2K	7K	8K	9K	10.4K	6.4K
Short Term Debt	40.5M	48.0M	336.5M	387.4M	445.5M	467.8M
Common Stock	2K	7K	8K	9K	10.4K	6.4K
Property Plant Equipment	20.0M	22.3M	120.4M	44.2M	50.8M	45.8M
Capital Lease Obligations	19.4M	100.4M	100.8M	62.3M	71.7M	66.0M
Inventory	(19.1M)	(8.3M)	(1.2B)	(55.3M)	(49.8M)	(52.3M)
Intangible Assets	6M	33.4M	43.0M	11.4M	13.1M	21.1M

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