Upstart Retained Earnings vs Long Term Debt Analysis

UPST Stock

USD 74.06 2.63 3.68%

Upstart Holdings financial indicator trend analysis is much more than just breaking down Upstart Holdings prevalent accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether Upstart Holdings is a good investment. Please check the relationship between Upstart Holdings Retained Earnings and its Long Term Debt accounts. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Upstart Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in state.

For more information on how to buy Upstart Stock please use our How to Invest in Upstart Holdings guide.

Retained Earnings vs Long Term Debt

Retained Earnings vs Long Term Debt Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of Upstart Holdings Retained Earnings account and Long Term Debt. At this time, the significance of the direction appears to have weak contrarian relationship.

The correlation between Upstart Holdings' Retained Earnings and Long Term Debt is -0.11. Overlapping area represents the amount of variation of Retained Earnings that can explain the historical movement of Long Term Debt in the same time period over historical financial statements of Upstart Holdings, assuming nothing else is changed. The correlation between historical values of Upstart Holdings' Retained Earnings and Long Term Debt is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Retained Earnings of Upstart Holdings are associated (or correlated) with its Long Term Debt. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Long Term Debt has no effect on the direction of Retained Earnings i.e., Upstart Holdings' Retained Earnings and Long Term Debt go up and down completely randomly.

Correlation Coefficient

-0.11

Relationship Direction	Negative
Relationship Strength	Insignificant

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Retained Earnings

The cumulative amount of net income that a company retains for reinvestment in its operations, rather than distributing it to shareholders as dividends.

Long Term Debt

Long-term debt is a debt that Upstart Holdings has held for over one year. Long-term debt appears on Upstart Holdings balance sheet and also includes long-term leases. The most common forms of long term debt are bonds payable, long-term notes payable, mortgage payable, pension liabilities, and lease liabilities. In the corporate world, long-term debt is generally used to fund big-ticket items, such as machinery, buildings, and land. The total of long-term debt reported on Upstart Holdings balance sheet is the sum of the balances of all categories of long-term debt. Debt that is not due within the current year and is often considered to be financing activities that are to be repaid over several years.

Most indicators from Upstart Holdings' fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into Upstart Holdings current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Upstart Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in state.

For more information on how to buy Upstart Stock please use our How to Invest in Upstart Holdings guide.Sales General And Administrative To Revenue is likely to gain to 0.43 in 2024, whereas Tax Provision is likely to drop (441 K) in 2024.

	2021	2022	2023	2024 (projected)
Interest Income	50.6M	105.6M	156.2M	164.0M
Net Interest Income	47.3M	94.7M	130.9M	137.4M

Interest Income Net Interest Income

Upstart Holdings fundamental ratios Correlations

	Common Stock Shares Outstanding	Total Assets	Short Long Term Debt Total	Other Current Liab	Total Current Liabilities	Total Stockholder Equity	Other Liab	Net Tangible Assets	Property Plant And Equipment Net	Net Debt	Retained Earnings	Accounts Payable	Cash	Non Current Assets Total	Non Currrent Assets Other	Other Assets	Long Term Debt	Cash And Short Term Investments	Net Receivables	Common Stock Total Equity	Non Current Liabilities Total	Other Current Assets	Other Stockholder Equity	Total Liab	Net Invested Capital	Property Plant And Equipment Gross
Common Stock Shares Outstanding		0.7	0.75	-0.94	-0.97	0.88	0.84	0.86	0.88	0.41	-0.13	0.82	0.77	0.84	0.75	-0.22	0.74	0.77	0.71	0.92	0.75	0.7	0.87	0.37	0.83	0.87
Total Assets	0.7		0.98	-0.47	-0.63	0.92	0.96	0.89	0.91	0.64	-0.23	0.66	0.79	0.97	0.88	0.08	0.97	0.79	0.6	0.83	0.92	0.86	0.93	0.9	0.98	0.96
Short Long Term Debt Total	0.75	0.98		-0.56	-0.7	0.9	0.96	0.88	0.89	0.73	-0.33	0.73	0.71	0.97	0.89	0.02	0.95	0.71	0.74	0.86	0.93	0.9	0.94	0.88	0.98	0.97
Other Current Liab	-0.94	-0.47	-0.56		0.96	-0.68	-0.63	-0.69	-0.71	-0.38	0.19	-0.79	-0.54	-0.65	-0.59	0.3	-0.54	-0.54	-0.76	-0.77	-0.59	-0.59	-0.68	-0.16	-0.63	-0.7
Total Current Liabilities	-0.97	-0.63	-0.7	0.96		-0.81	-0.77	-0.85	-0.79	-0.53	0.33	-0.86	-0.64	-0.78	-0.78	0.36	-0.67	-0.64	-0.77	-0.89	-0.76	-0.76	-0.83	-0.31	-0.77	-0.82
Total Stockholder Equity	0.88	0.92	0.9	-0.68	-0.81		0.98	0.97	0.96	0.48	-0.11	0.79	0.9	0.98	0.88	-0.03	0.92	0.9	0.57	0.96	0.88	0.81	0.98	0.65	0.97	0.97
Other Liab	0.84	0.96	0.96	-0.63	-0.77	0.98		0.94	0.94	0.57	-0.21	0.76	0.84	0.99	0.89	-0.04	0.94	0.84	0.64	0.95	0.9	0.84	0.99	0.76	0.99	0.99
Net Tangible Assets	0.86	0.89	0.88	-0.69	-0.85	0.97	0.94		0.92	0.61	-0.31	0.79	0.86	0.95	0.96	-0.2	0.88	0.86	0.6	0.94	0.94	0.89	0.97	0.64	0.95	0.95
Property Plant And Equipment Net	0.88	0.91	0.89	-0.71	-0.79	0.96	0.94	0.92		0.48	-0.02	0.76	0.9	0.97	0.83	0.11	0.95	0.9	0.6	0.89	0.86	0.78	0.92	0.67	0.96	0.96
Net Debt	0.41	0.64	0.73	-0.38	-0.53	0.48	0.57	0.61	0.48		-0.8	0.6	0.17	0.6	0.78	-0.21	0.62	0.17	0.79	0.5	0.82	0.9	0.59	0.71	0.62	0.62
Retained Earnings	-0.13	-0.23	-0.33	0.19	0.33	-0.11	-0.21	-0.31	-0.02	-0.8		-0.29	0.16	-0.19	-0.53	0.66	-0.11	0.16	-0.54	-0.23	-0.49	-0.6	-0.28	-0.32	-0.22	-0.23
Accounts Payable	0.82	0.66	0.73	-0.79	-0.86	0.79	0.76	0.79	0.76	0.6	-0.29		0.5	0.77	0.74	-0.02	0.75	0.5	0.8	0.87	0.74	0.79	0.81	0.39	0.78	0.79
Cash	0.77	0.79	0.71	-0.54	-0.64	0.9	0.84	0.86	0.9	0.17	0.16	0.5		0.84	0.71	0.0	0.78	1.0	0.23	0.8	0.71	0.57	0.82	0.51	0.83	0.82
Non Current Assets Total	0.84	0.97	0.97	-0.65	-0.78	0.98	0.99	0.95	0.97	0.6	-0.19	0.77	0.84		0.9	0.02	0.97	0.84	0.66	0.93	0.92	0.87	0.98	0.78	1.0	1.0
Non Currrent Assets Other	0.75	0.88	0.89	-0.59	-0.78	0.88	0.89	0.96	0.83	0.78	-0.53	0.74	0.71	0.9		-0.28	0.84	0.71	0.65	0.86	0.99	0.97	0.92	0.72	0.91	0.9
Other Assets	-0.22	0.08	0.02	0.3	0.36	-0.03	-0.04	-0.2	0.11	-0.21	0.66	-0.02	0.0	0.02	-0.28		0.24	0.0	-0.15	-0.17	-0.17	-0.19	-0.14	0.19	0.01	-0.03
Long Term Debt	0.74	0.97	0.95	-0.54	-0.67	0.92	0.94	0.88	0.95	0.62	-0.11	0.75	0.78	0.97	0.84	0.24		0.78	0.64	0.84	0.89	0.85	0.9	0.83	0.97	0.96
Cash And Short Term Investments	0.77	0.79	0.71	-0.54	-0.64	0.9	0.84	0.86	0.9	0.17	0.16	0.5	1.0	0.84	0.71	0.0	0.78		0.23	0.8	0.71	0.57	0.82	0.51	0.83	0.82
Net Receivables	0.71	0.6	0.74	-0.76	-0.77	0.57	0.64	0.6	0.6	0.79	-0.54	0.8	0.23	0.66	0.65	-0.15	0.64	0.23		0.66	0.7	0.78	0.66	0.53	0.67	0.71
Common Stock Total Equity	0.92	0.83	0.86	-0.77	-0.89	0.96	0.95	0.94	0.89	0.5	-0.23	0.87	0.8	0.93	0.86	-0.17	0.84	0.8	0.66		0.84	0.8	0.98	0.53	0.93	0.93
Non Current Liabilities Total	0.75	0.92	0.93	-0.59	-0.76	0.88	0.9	0.94	0.86	0.82	-0.49	0.74	0.71	0.92	0.99	-0.17	0.89	0.71	0.7	0.84		0.98	0.91	0.79	0.93	0.93
Other Current Assets	0.7	0.86	0.9	-0.59	-0.76	0.81	0.84	0.89	0.78	0.9	-0.6	0.79	0.57	0.87	0.97	-0.19	0.85	0.57	0.78	0.8	0.98		0.87	0.76	0.88	0.88
Other Stockholder Equity	0.87	0.93	0.94	-0.68	-0.83	0.98	0.99	0.97	0.92	0.59	-0.28	0.81	0.82	0.98	0.92	-0.14	0.9	0.82	0.66	0.98	0.91	0.87		0.7	0.98	0.98
Total Liab	0.37	0.9	0.88	-0.16	-0.31	0.65	0.76	0.64	0.67	0.71	-0.32	0.39	0.51	0.78	0.72	0.19	0.83	0.51	0.53	0.53	0.79	0.76	0.7		0.79	0.77
Net Invested Capital	0.83	0.98	0.98	-0.63	-0.77	0.97	0.99	0.95	0.96	0.62	-0.22	0.78	0.83	1.0	0.91	0.01	0.97	0.83	0.67	0.93	0.93	0.88	0.98	0.79		0.99
Property Plant And Equipment Gross	0.87	0.96	0.97	-0.7	-0.82	0.97	0.99	0.95	0.96	0.62	-0.23	0.79	0.82	1.0	0.9	-0.03	0.96	0.82	0.71	0.93	0.93	0.88	0.98	0.77	0.99

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Upstart Retained Earnings vs Long Term Debt Analysis

Retained Earnings vs Long Term Debt

Retained Earnings vs Long Term Debt Correlation Analysis

Correlation Coefficient

Retained Earnings

Long Term Debt

Upstart Holdings fundamental ratios Correlations

Upstart Holdings Account Relationship Matchups

High Positive Relationship

High Negative Relationship

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Additional Tools for Upstart Stock Analysis

COMMON DESTINATIONS

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COMPANY

Cash And Short Term Investments	+ 1.0	Cash
Net Invested Capital	+ 1.0	Non Current Assets Total
Property Plant And Equipment Gross	+ 1.0	Non Current Assets Total
Non Current Assets Total	+ 0.99	Other Liab
Other Stockholder Equity	+ 0.99	Other Liab
Net Invested Capital	+ 0.99	Other Liab

Total Current Liabilities	- 0.97	Common Stock Shares Outstanding
Other Current Liab	- 0.94	Common Stock Shares Outstanding
Common Stock Total Equity	- 0.89	Total Current Liabilities
Accounts Payable	- 0.86	Total Current Liabilities
Net Tangible Assets	- 0.85	Total Current Liabilities
Other Stockholder Equity	- 0.83	Total Current Liabilities