Waterstone Historical Income Statement
| WSBF Stock | USD 15.22 0.16 1.04% |
Historical analysis of Waterstone Financial income statement accounts such as Interest Expense of 27.2 M, Total Revenue of 115.2 M, Gross Profit of 115.2 M or Other Operating Expenses of 102.3 M can show how well Waterstone Financial performed in making a profits. Evaluating Waterstone Financial income statement over time to spot trends is a great complementary tool to traditional technical analysis and can indicate the direction of Waterstone Financial's future profits or losses.
Financial Statement Analysis is much more than just reviewing and examining Waterstone Financial latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether Waterstone Financial is a good buy for the upcoming year.
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About Waterstone Income Statement Analysis
Waterstone Financial Income Statement consists of revenues and expenses along with the resulting net income or loss. It represents the profit for the accounting period attributable to Waterstone Financial shareholders. The income statement also shows Waterstone investors and management if the firm made money during the period reported. The result of an income statement is the net income that is calculated after subtracting the expenses from revenue. It is essential to investors both as an absolute measure as well as earnings per share (i.e., EPS).
Waterstone Financial Income Statement Chart
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Total Revenue
Total revenue comprises all receipts Waterstone Financial generated from the sale of its products or services. The total amount of income generated by the sale of goods or services related to the company's primary operations.Gross Profit
Gross profit is a required income statement account that reflects total revenue of Waterstone Financial minus its cost of goods sold. It is profit before Waterstone Financial operating expenses, interest payments and taxes. Gross profit is also known as gross margin. The profit a company makes after deducting the costs associated with making and selling its products, or the costs associated with providing its services.Other Operating Expenses
Other Operating Expenses is the expense which generally does not depend on sales or production quantities of Waterstone Financial. It is also known as Waterstone Financial overhead expenses. Typically these expenses include marketing, rent and utilities, office, leases, and other overhead cost. Expenses incurred from non-core business activities, including administrative and general expenses, but excluding costs directly related to production.Most accounts from Waterstone Financial's income statement are interrelated and interconnected. However, analyzing income statement accounts one by one will only give a small insight into Waterstone Financial current financial condition. On the other hand, looking into the entire matrix of income statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in Waterstone Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. For more detail on how to invest in Waterstone Stock please use our How to Invest in Waterstone Financial guide.At this time, Waterstone Financial's Total Operating Expenses is most likely to decrease significantly in the upcoming years. The Waterstone Financial's current Total Other Income Expense Net is estimated to increase to about 17.2 M, while Other Operating Expenses is projected to decrease to roughly 102.3 M.
| 2021 | 2022 | 2023 | 2024 (projected) | Total Revenue | 254.1M | 157.8M | 99.2M | 115.2M | Interest Expense | 14.4M | 13.3M | 49.0M | 27.2M |
Waterstone Financial income statement Correlations
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Waterstone Financial Account Relationship Matchups
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Waterstone Financial income statement Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Interest Expense | 27.5M | 25.0M | 14.4M | 13.3M | 49.0M | 27.2M | |
| Total Revenue | 179.7M | 292.9M | 254.1M | 157.8M | 99.2M | 115.2M | |
| Gross Profit | 179.7M | 292.9M | 254.1M | 157.8M | 99.2M | 115.2M | |
| Other Operating Expenses | 162.9M | 214.4M | 177.5M | 133.3M | 170.9M | 102.3M | |
| Operating Income | 47.6M | 108.1M | 92.1M | 24.5M | (5.3M) | (5.1M) | |
| Ebit | 47.6M | 111.2M | 96.1M | 26.7M | 11.0M | 10.5M | |
| Ebitda | 52.3M | 113.7M | 98.2M | 28.5M | 14.3M | 13.6M | |
| Total Operating Expenses | 23.9M | 33.8M | 25.9M | (133.3M) | 104.5M | 109.8M | |
| Income Before Tax | 47.6M | 108.1M | 92.1M | 24.5M | 11.0M | 10.5M | |
| Total Other Income Expense Net | 47.6M | (16.7M) | (15.8M) | (17.3M) | 16.3M | 17.2M | |
| Net Income | 35.9M | 81.1M | 70.8M | 19.5M | 9.4M | 18.6M | |
| Income Tax Expense | 11.7M | 27.0M | 21.3M | 5.0M | 1.7M | 1.6M | |
| Selling General Administrative | 103.1M | 139.0M | 135.1M | 99.6M | 2.7M | 2.6M | |
| Net Income Applicable To Common Shares | 35.9M | 81.1M | 70.8M | 19.5M | 22.4M | 26.0M | |
| Depreciation And Amortization | 4.7M | 2.5M | 2.1M | 1.8M | 3.3M | 3.1M | |
| Selling And Marketing Expenses | 3.9M | 3.7M | 3.5M | 4.0M | 3.8M | 2.9M | |
| Net Income From Continuing Ops | 35.9M | 81.1M | 70.8M | 19.5M | 10.4M | 9.8M | |
| Tax Provision | 11.7M | 27.0M | 21.3M | 5.0M | 1.9M | 1.8M | |
| Net Interest Income | 52.2M | 53.5M | 55.5M | 57.0M | 54.1M | 56.2M | |
| Interest Income | 79.7M | 78.5M | 69.9M | 70.2M | 93.2M | 80.4M | |
| Reconciled Depreciation | 2.7M | 5.6M | 6.0M | 4.0M | 3.2M | 4.1M |
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When determining whether Waterstone Financial is a strong investment it is important to analyze Waterstone Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Waterstone Financial's future performance. For an informed investment choice regarding Waterstone Stock, refer to the following important reports:Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in Waterstone Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. For more detail on how to invest in Waterstone Stock please use our How to Invest in Waterstone Financial guide.You can also try the ETF Categories module to list of ETF categories grouped based on various criteria, such as the investment strategy or type of investments.
Is Commercial & Residential Mortgage Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Waterstone Financial. If investors know Waterstone will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Waterstone Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.61 | Dividend Share 0.55 | Earnings Share 0.72 | Revenue Per Share 7.081 | Quarterly Revenue Growth 0.02 |
The market value of Waterstone Financial is measured differently than its book value, which is the value of Waterstone that is recorded on the company's balance sheet. Investors also form their own opinion of Waterstone Financial's value that differs from its market value or its book value, called intrinsic value, which is Waterstone Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Waterstone Financial's market value can be influenced by many factors that don't directly affect Waterstone Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Waterstone Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Waterstone Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Waterstone Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.