Waterstone Net Interest Income from 2010 to 2026

WSBF Stock  USD 18.76  0.47  2.57%   
Waterstone Financial's Net Interest Income is increasing over the last several years with slightly volatile swings. Net Interest Income is estimated to finish at about 55.6 M this year. Net Interest Income is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. View All Fundamentals
 
Net Interest Income  
First Reported
2019-03-31
Previous Quarter
13.7 M
Current Value
14.7 M
Quarterly Volatility
1.2 M
 
Covid
 
Interest Hikes
Check Waterstone Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Waterstone Financial's main balance sheet or income statement drivers, such as Interest Expense of 62.3 M, Total Revenue of 148.1 M or Gross Profit of 111.2 M, as well as many indicators such as Price To Sales Ratio of 3.93, Dividend Yield of 0.0367 or PTB Ratio of 0.8. Waterstone financial statements analysis is a perfect complement when working with Waterstone Financial Valuation or Volatility modules.
  
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Check out the analysis of Waterstone Financial Correlation against competitors.
For more detail on how to invest in Waterstone Stock please use our How to Invest in Waterstone Financial guide.
The Net Interest Income trend for Waterstone Financial offers valuable insights into the company's financial trajectory and strategic direction. By examining multi-year patterns, investors can identify whether Waterstone Financial is strengthening or weakening its position, and how this metric correlates with broader market conditions and industry benchmarks.

Latest Waterstone Financial's Net Interest Income Growth Pattern

Below is the plot of the Net Interest Income of Waterstone Financial over the last few years. It is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. Waterstone Financial's Net Interest Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Waterstone Financial's overall financial position and show how it may be relating to other accounts over time.
Net Interest Income10 Years Trend
Slightly volatile
   Net Interest Income   
       Timeline  

Waterstone Net Interest Income Regression Statistics

Arithmetic Mean47,560,672
Geometric Mean47,005,011
Coefficient Of Variation15.55
Mean Deviation6,801,103
Median50,733,000
Standard Deviation7,394,074
Sample Variance54.7T
Range18.1M
R-Value0.83
Mean Square Error17.8T
R-Squared0.69
Significance0.000032
Slope1,220,650
Total Sum of Squares874.8T

Waterstone Net Interest Income History

202655.6 M
202553.1 M
202446.2 M
202354.1 M
202257 M
202155.5 M
202053.5 M

About Waterstone Financial Financial Statements

Waterstone Financial stakeholders use historical fundamental indicators, such as Waterstone Financial's Net Interest Income, to determine how well the company is positioned to perform in the future. Although Waterstone Financial investors may analyze each financial statement separately, they are all interrelated. For example, changes in Waterstone Financial's assets and liabilities are reflected in the revenues and expenses on Waterstone Financial's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Waterstone Financial. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Net Interest Income53.1 M55.6 M

Currently Active Assets on Macroaxis

When determining whether Waterstone Financial is a strong investment it is important to analyze Waterstone Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Waterstone Financial's future performance. For an informed investment choice regarding Waterstone Stock, refer to the following important reports:
Check out the analysis of Waterstone Financial Correlation against competitors.
For more detail on how to invest in Waterstone Stock please use our How to Invest in Waterstone Financial guide.
You can also try the Sign In To Macroaxis module to sign in to explore Macroaxis' wealth optimization platform and fintech modules.
Can Commercial & Residential Mortgage Finance industry sustain growth momentum? Does Waterstone have expansion opportunities? Factors like these will boost the valuation of Waterstone Financial. Anticipated expansion of Waterstone directly elevates investor willingness to pay premium valuations. Determining accurate worth demands scrutiny of both present operating results and projected expansion capacity. Evaluating Waterstone Financial demands reviewing these metrics collectively while recognizing certain factors exert disproportionate influence.
Quarterly Earnings Growth
0.744
Dividend Share
0.6
Earnings Share
1.33
Revenue Per Share
7.592
Quarterly Revenue Growth
0.083
Waterstone Financial's market price often diverges from its book value, the accounting figure shown on Waterstone's balance sheet. Smart investors calculate Waterstone Financial's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Market participants employ diverse analytical approaches to determine fair value and identify buying opportunities when prices dip below calculated worth. Since Waterstone Financial's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Please note, there is a significant difference between Waterstone Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Waterstone Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Waterstone Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.