Is Chubb Stock a Good Investment?

Chubb Investment Advice

To provide specific investment advice or recommendations on Chubb stock, we recommend investors consider the following general factors when evaluating Chubb. This will help you to make an informed decision on whether to include Chubb in one of your diversified portfolios:

Examine Chubb's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
Research Chubb's leadership team and their track record. Good management can help Chubb navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
Consider the overall health of the Property & Casualty Insurance space and any emerging trends that could impact Chubb's business and its evolving consumer preferences.
Compare Chubb's performance and market position to its competitors. Analyze how Chubb is positioned in terms of product offerings, innovation, and market share.
Check if Chubb pays a dividend and its dividend yield and payout ratio.
Review what financial analysts are saying about Chubb's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.

It's important to note that investing in Chubb stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Chubb is a good investment.

Sell

Buy

Cautious Hold

Macroaxis provides advice on Chubb to complement and cross-verify current analyst consensus on Chubb. Our investment recommendation engine determines the company's potential to grow exclusively from the perspective of an investor's current risk tolerance and investing horizon. To make sure Chubb is not overpriced, please confirm all Chubb fundamentals, including its gross profit, cash per share, and the relationship between the price to sales and net income . Given that Chubb has a price to earning of 15.30 X, we suggest you to validate Chubb market performance and probability of bankruptcy to ensure the company can sustain itself in the current economic cycle given your prevailing risk tolerance and investing horizon.

Market Performance	Insignificant	Details
Volatility	Very steady	Details
Hype Condition	Low key	Details
Current Valuation	Overvalued	Details
Odds Of Distress	Very Low	Details
Economic Sensitivity	Follows the market closely	Details
Investor Sentiment	Alarmed	Details
Analyst Consensus	Buy	Details
Financial Strenth (F Score)	Healthy	Details
Financial Leverage	Not Rated	Details
Reporting Quality (M-Score)	Unlikely Manipulator	Details

Examine Chubb Stock

Researching Chubb's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 84.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 1.74. Some equities with similar Price to Book (P/B) outperform the market in the long run. Chubb recorded earning per share (EPS) of 24.38. The entity last dividend was issued on the 13th of September 2024. The firm had 3:1 split on the 3rd of March 1998.

To determine if Chubb is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Chubb's research are outlined below:

	Chubb reports 14.49 B of total liabilities with total debt to equity ratio (D/E) of 0.43, which is normal for its line of buisiness. Chubb has a current ratio of 0.36, implying that it has not enough working capital to pay out debt commitments in time. Note however, debt could still be an excellent tool for Chubb to invest in growth at high rates of return.
	Over 84.0% of Chubb shares are held by institutions such as insurance companies
	On 4th of October 2024 Chubb paid $ 0.91 per share dividend to its current shareholders
	Latest headline from finance.yahoo.com: Corebridge Stock Down Despite Q3 Earnings Beat on Fixed Annuity Growth

Chubb Quarterly Liabilities And Stockholders Equity

250.56 Billion

Chubb uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Chubb. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Chubb's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.

	30th of January 2024 Upcoming Quarterly Report	View
	23rd of April 2024 Next Financial Report	View
	31st of December 2023 Next Fiscal Quarter End	View
	30th of January 2024 Next Fiscal Year End	View
	30th of September 2023 Last Quarter Report	View
	31st of December 2022 Last Financial Announcement	View

Earnings surprises can significantly impact Chubb's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Chubb's investors have experienced.

Reported	Fiscal Date	Estimated EPS	Reported EPS	Surprise
1997-07-23	1997-06-30	0.45	0.5	0.05	11
1997-01-21	1996-12-31	0.43	0.48	0.05	11
2005-10-25	2005-09-30	-0.62	-0.7	-0.08	12
2020-07-28	2020-06-30	-0.66	-0.56	0.1	15
2017-10-26	2017-09-30	-0.24	-0.13	0.11	45
1999-07-27	1999-06-30	0.37	0.22	-0.15	40
2006-07-25	2006-06-30	1.58	1.74	0.16	10
2004-04-27	2004-03-31	1.24	1.4	0.16	12

Know Chubb's Top Institutional Investors

Have you ever been surprised when a price of an equity instrument such as Chubb is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Chubb backward and forwards among themselves. Chubb's institutional investor refers to the entity that pools money to purchase Chubb's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.

		Shares
Massachusetts Financial Services Company	2024-09-30	8.7 M
Capital Research & Mgmt Co - Division 3	2024-09-30	7.2 M
Jpmorgan Chase & Co	2024-06-30	7 M
Wells Fargo & Co	2024-06-30	5.9 M
Ameriprise Financial Inc	2024-06-30	4.9 M
Bank Of America Corp	2024-06-30	4.6 M
Norges Bank	2024-06-30	4.2 M
Legal & General Group Plc	2024-06-30	3.7 M
Northern Trust Corp	2024-09-30	3.4 M
Vanguard Group Inc	2024-09-30	36.2 M
Blackrock Inc	2024-06-30	28.9 M

Note, although Chubb's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Chubb's market capitalization trends

The company currently falls under 'Mega-Cap' category with a market capitalization of 114.01 B.

Market Cap

87.51 Billion

Chubb's profitablity analysis

	Last Reported	Projected for Next Year
Return On Tangible Assets	0.05	0.04
Return On Capital Employed	0.06	0.06
Return On Assets	0.04	0.03
Return On Equity	0.15	0.08

The company has Net Profit Margin (PM) of 0.18 %, which suggests that even a small decline in it sales will erase profits and may result in a net loss, or a negative profit margin. This is way below average. Likewise, it shows Net Operating Margin (NOM) of 0.2 %, which signifies that for every $100 of sales, it has a net operating income of $0.2.

Determining Chubb's profitability involves analyzing its financial statements and using various financial metrics to determine if Chubb is a good buy. For example, gross profit margin measures Chubb's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Chubb's profitability and make more informed investment decisions.

Please note, the presentation of Chubb's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Chubb's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Chubb's management manipulating its earnings.

Evaluate Chubb's management efficiency

Chubb has Return on Asset (ROA) of 0.0292 % which means that for every $100 of assets, it generated a profit of $0.0292. This is way below average. Likewise, it shows a return on total equity (ROE) of 0.1613 %, which means that it produced $0.1613 on every 100 dollars invested by current stockholders. Chubb's management efficiency ratios could be used to measure how well Chubb manages its routine affairs as well as how well it operates its assets and liabilities. The current year's Return On Capital Employed is expected to grow to 0.06, whereas Return On Tangible Assets are forecasted to decline to 0.04. At present, Chubb's Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Non Current Assets Total is expected to grow to about 335.7 B, whereas Other Assets are projected to grow to (104.7 B).

	Last Reported	Projected for Next Year
Book Value Per Share	155.02	162.78
Tangible Book Value Per Share	60.13	63.14
Enterprise Value Over EBITDA	9.98	9.48
Price Book Value Ratio	1.56	1.01
Enterprise Value Multiple	9.98	9.48
Price Fair Value	1.56	1.01
Enterprise Value	94.9 B	99.7 B

Chubb's management has consistently demonstrated strong leadership, driving both financial growth and operational excellence. By analyzing current market trends and future growth opportunities, we assess the stock's true value and potential for investors.

Dividend Yield

0.0128

Forward Dividend Yield

0.0128

Forward Dividend Rate

3.64

Beta

0.681

Basic technical analysis of Chubb Stock

As of the 22nd of November, Chubb shows the Risk Adjusted Performance of 0.05, mean deviation of 0.8307, and Downside Deviation of 1.29. Chubb technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices.

Chubb's insider trading activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Chubb insiders, such as employees or executives, is commonly permitted as long as it does not rely on Chubb's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Chubb insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

		Joseph Wayland over two months ago Disposition of 144 shares by Joseph Wayland of Chubb at 284.18 subject to Rule 16b-3
		Timothy Boroughs over six months ago Disposition of 210 shares by Timothy Boroughs of Chubb at 256.01 subject to Rule 16b-3
		Joseph Wayland over a year ago Exercise or conversion by Joseph Wayland of 6890 shares of Chubb subject to Rule 16b-3
		Joseph Wayland over a year ago Payment of 507 shares by Joseph Wayland of Chubb subject to Rule 16b-3
		Joseph Wayland over a year ago Payment of 143 shares by Joseph Wayland of Chubb subject to Rule 16b-3
		Joseph Wayland over a year ago Payment of 5381 shares by Joseph Wayland of Chubb subject to Rule 16b-3

Chubb's Outstanding Corporate Bonds

Chubb issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Chubb uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Chubb bonds can be classified according to their maturity, which is the date when Chubb has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

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View All Chubb Corporate Bonds

Understand Chubb's technical and predictive indicators

Using predictive indicators to make investment decisions involves analyzing Chubb's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.

	Risk Adjusted Performance	0.05
	Market Risk Adjusted Performance	0.1137
	Mean Deviation	0.8307
	Semi Deviation	1.18
	Downside Deviation	1.29
	Coefficient Of Variation	1616.94
	Standard Deviation	1.14
	Variance	1.29
	Information Ratio	(0.02)
	Jensen Alpha	0.0106
	Total Risk Alpha	(0.07)
	Sortino Ratio	(0.02)
	Treynor Ratio	0.1037
	Maximum Drawdown	6.25
	Value At Risk	(1.78)
	Potential Upside	1.49
	Downside Variance	1.67
	Semi Variance	1.39
	Expected Short fall	(0.83)
	Skewness	(1.02)
	Kurtosis	3.76

	Risk Adjusted Performance	0.05
	Market Risk Adjusted Performance	0.1137
	Mean Deviation	0.8307
	Semi Deviation	1.18
	Downside Deviation	1.29
	Coefficient Of Variation	1616.94
	Standard Deviation	1.14
	Variance	1.29
	Information Ratio	(0.02)
	Jensen Alpha	0.0106
	Total Risk Alpha	(0.07)
	Sortino Ratio	(0.02)
	Treynor Ratio	0.1037
	Maximum Drawdown	6.25
	Value At Risk	(1.78)
	Potential Upside	1.49
	Downside Variance	1.67
	Semi Variance	1.39
	Expected Short fall	(0.83)
	Skewness	(1.02)
	Kurtosis	3.76

Consider Chubb's intraday indicators

Chubb intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Chubb stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

	Accumulation Distribution	14475.86
	Daily Balance Of Power	0.7774
	Rate Of Daily Change	1.01
	Day Median Price	284.16
	Day Typical Price	284.48
	Price Action Indicator	2.09
	Period Momentum Indicator	2.27
	Relative Strength Index	39.45

Chubb Corporate Filings

13A	14th of November 2024 An amended filing to the original Schedule 13G	View Verify
10Q	30th of October 2024 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations	View Verify
8K	29th of October 2024 Report filed with the SEC to announce major events that shareholders should know about	View Verify
ASR	3rd of October 2024 Automatic Shelf Registration Statement under Rule 415 filed with the U.S. Securities and Exchange Commission (SEC)	View Verify

Chubb time-series forecasting models is one of many Chubb's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Chubb's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Chubb Stock media impact

Far too much social signal, news, headlines, and media speculation about Chubb that are available to investors today. That information is available publicly through Chubb media outlets and privately through word of mouth or via Chubb internal channels. However, regardless of the origin, that massive amount of Chubb data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.

A primary focus of Chubb news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Chubb relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Chubb's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Chubb alpha.

Chubb Sentiment by Major News Outlets

Investor sentiment, mood or attitude towards Chubb can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.

Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.

Chubb Historical Investor Sentiment

Investor biases related to Chubb's public news can be used to forecast risks associated with an investment in Chubb. The trend in average sentiment can be used to explain how an investor holding Chubb can time the market purely based on public headlines and social activities around Chubb. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.

Chubb's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Chubb and other traded tickers. The bigger the bubble, the more accurate the estimated score. Higher bars for a given day show more participation in the average Chubb news discussions. The higher the estimate score, the more favorable the investor's outlook on Chubb.