Is Hartford Financial Stock a Good Investment?
Hartford Financial Investment Advice | HIG |
- Examine Hartford Financial's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Hartford Financial's leadership team and their track record. Good management can help Hartford Financial navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Multi-line Insurance space and any emerging trends that could impact Hartford Financial's business and its evolving consumer preferences.
- Compare Hartford Financial's performance and market position to its competitors. Analyze how Hartford Financial is positioned in terms of product offerings, innovation, and market share.
- Check if Hartford Financial pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Hartford Financial's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Hartford Financial Services stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Hartford Financial Services is a good investment.
Sell | Buy |
Strong Hold
Market Performance | Modest | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Very Low | Details | |
Economic Sensitivity | Almost mirrors the market | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine Hartford Financial Stock
Researching Hartford Financial's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 94.0% of the company shares are owned by institutional investors. The book value of Hartford Financial was currently reported as 57.34. The company has Price/Earnings To Growth (PEG) ratio of 1.41. Hartford Financial recorded earning per share (EPS) of 9.96. The entity last dividend was issued on the 2nd of December 2024. The firm had 2:1 split on the 16th of July 1998.
To determine if Hartford Financial is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Hartford Financial's research are outlined below:
| Over 94.0% of the company shares are owned by institutional investors | |
| On 2nd of October 2024 Hartford Financial paid $ 0.47 per share dividend to its current shareholders | |
| Latest headline from thelincolnianonline.com: Natixis Advisors LLC Trims Holdings in The Hartford Financial Services Group, Inc. |
Hartford Financial Quarterly Long Term Debt |
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Hartford Financial uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Hartford Financial Services. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Hartford Financial's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 1st of February 2024 Upcoming Quarterly Report | View | |
| 25th of April 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 1st of February 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
Earnings surprises can significantly impact Hartford Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Hartford Financial's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2011-08-03 | 2011-06-30 | 0.01 | 0.0269 | 0.0169 | 169 | ||
2010-04-29 | 2010-03-31 | 0.11 | 0.14 | 0.03 | 27 | ||
1996-10-18 | 1996-09-30 | 0.57 | 0.64 | 0.07 | 12 | ||
2017-07-27 | 2017-06-30 | 0.94 | 1.04 | 0.1 | 10 | ||
2013-04-29 | 2013-03-31 | 0.82 | 0.92 | 0.1 | 12 | ||
2011-02-02 | 2010-12-31 | 0.96 | 1.06 | 0.1 | 10 | ||
2016-10-27 | 2016-09-30 | 0.95 | 1.06 | 0.11 | 11 | ||
2015-10-26 | 2015-09-30 | 0.99 | 0.86 | -0.13 | 13 |
Know Hartford Financial's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Hartford Financial is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Hartford Financial Services backward and forwards among themselves. Hartford Financial's institutional investor refers to the entity that pools money to purchase Hartford Financial's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Lsv Asset Management | 2024-09-30 | 4.4 M | Norges Bank | 2024-06-30 | 4.1 M | Ubs Asset Mgmt Americas Inc | 2024-09-30 | 3.6 M | Hotchkis & Wiley Capital Management Llc | 2024-09-30 | 3.5 M | Massachusetts Financial Services Company | 2024-09-30 | 3.4 M | Nordea Investment Mgmt Bank Demark A/s | 2024-09-30 | 3.4 M | Ameriprise Financial Inc | 2024-06-30 | 3 M | Northern Trust Corp | 2024-09-30 | 3 M | Diamond Hill Capital Management Inc | 2024-09-30 | 3 M | Vanguard Group Inc | 2024-09-30 | 37.2 M | Blackrock Inc | 2024-06-30 | 25.5 M |
Hartford Financial's market capitalization trends
The company currently falls under 'Large-Cap' category with a total capitalization of 35 B.Market Cap |
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Hartford Financial's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.04 | 0.04 | |
| Return On Capital Employed | 0.09 | 0.08 | |
| Return On Assets | 0.04 | 0.04 | |
| Return On Equity | 0.16 | 0.17 |
Determining Hartford Financial's profitability involves analyzing its financial statements and using various financial metrics to determine if Hartford Financial is a good buy. For example, gross profit margin measures Hartford Financial's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Hartford Financial's profitability and make more informed investment decisions.
Evaluate Hartford Financial's management efficiency
Hartford Financial has Return on Asset of 0.0317 % which means that on every $100 spent on assets, it made $0.0317 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.1974 %, implying that it generated $0.1974 on every 100 dollars invested. Hartford Financial's management efficiency ratios could be used to measure how well Hartford Financial manages its routine affairs as well as how well it operates its assets and liabilities. At this time, Hartford Financial's Return On Equity is most likely to increase slightly in the upcoming years. At this time, Hartford Financial's Intangible Assets are most likely to decrease significantly in the upcoming years. The Hartford Financial's current Net Tangible Assets is estimated to increase to about 12.4 B, while Other Assets are forecasted to increase to (17.2 B).| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 49.91 | 41.09 | |
| Tangible Book Value Per Share | 41.38 | 38.09 | |
| Enterprise Value Over EBITDA | 7.62 | 8.00 | |
| Price Book Value Ratio | 1.61 | 1.42 | |
| Enterprise Value Multiple | 7.62 | 8.00 | |
| Price Fair Value | 1.61 | 1.42 | |
| Enterprise Value | 26 B | 27.3 B |
The operational strategies employed by Hartford Financial management play a crucial role in its market positioning. Assessing these strategies alongside financial data helps us evaluate the stock's investment potential.
Dividend Yield 0.0172 | Forward Dividend Yield 0.0172 | Forward Dividend Rate 2.08 | Beta 0.936 |
Basic technical analysis of Hartford Stock
As of the 25th of November, Hartford Financial retains the Market Risk Adjusted Performance of 0.1354, risk adjusted performance of 0.0777, and Downside Deviation of 1.76. Hartford Financial technical analysis makes it possible for you to employ historical prices and volume momentum with the intention to determine a pattern that calculates the direction of the firm's future prices. Please check out Hartford Financial treynor ratio, as well as the relationship between the potential upside and expected short fall to decide if Hartford Financial is priced fairly, providing market reflects its last-minute price of 121.52 per share. Given that Hartford Financial Services has jensen alpha of 0.0046, we strongly advise you to confirm Hartford Financial's regular market performance to make sure the company can sustain itself at a future point.Hartford Financial's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Hartford Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on Hartford Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Hartford Financial insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Hartford Financial's Outstanding Corporate Bonds
Hartford Financial issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Hartford Financial uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Hartford bonds can be classified according to their maturity, which is the date when Hartford Financial Services has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| US41652PAC32 Corp BondUS41652PAC32 | View | |
| HIG 29 15 SEP 51 Corp BondUS416518AD08 | View | |
| US416592AC73 Corp BondUS416592AC73 | View | |
| US416592AE30 Corp BondUS416592AE30 | View | |
| HARTFORD FINL SVCS Corp BondUS416515AP98 | View | |
| HARTFORD FINL SVCS Corp BondUS416515AS38 | View | |
| HARTFORD FINL SVCS Corp BondUS416515BB93 | View | |
| HARTFORD FINL SVCS Corp BondUS416515BA11 | View |
Understand Hartford Financial's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Hartford Financial's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.0777 | |||
| Market Risk Adjusted Performance | 0.1354 | |||
| Mean Deviation | 0.8865 | |||
| Semi Deviation | 1.62 | |||
| Downside Deviation | 1.76 | |||
| Coefficient Of Variation | 1049.24 | |||
| Standard Deviation | 1.41 | |||
| Variance | 1.99 | |||
| Information Ratio | 0.0025 | |||
| Jensen Alpha | 0.0046 | |||
| Total Risk Alpha | (0.1) | |||
| Sortino Ratio | 0.002 | |||
| Treynor Ratio | 0.1254 | |||
| Maximum Drawdown | 9.07 | |||
| Value At Risk | (2.02) | |||
| Potential Upside | 1.94 | |||
| Downside Variance | 3.12 | |||
| Semi Variance | 2.63 | |||
| Expected Short fall | (0.86) | |||
| Skewness | (1.60) | |||
| Kurtosis | 9.48 |
| Risk Adjusted Performance | 0.0777 | |||
| Market Risk Adjusted Performance | 0.1354 | |||
| Mean Deviation | 0.8865 | |||
| Semi Deviation | 1.62 | |||
| Downside Deviation | 1.76 | |||
| Coefficient Of Variation | 1049.24 | |||
| Standard Deviation | 1.41 | |||
| Variance | 1.99 | |||
| Information Ratio | 0.0025 | |||
| Jensen Alpha | 0.0046 | |||
| Total Risk Alpha | (0.1) | |||
| Sortino Ratio | 0.002 | |||
| Treynor Ratio | 0.1254 | |||
| Maximum Drawdown | 9.07 | |||
| Value At Risk | (2.02) | |||
| Potential Upside | 1.94 | |||
| Downside Variance | 3.12 | |||
| Semi Variance | 2.63 | |||
| Expected Short fall | (0.86) | |||
| Skewness | (1.60) | |||
| Kurtosis | 9.48 |
Consider Hartford Financial's intraday indicators
Hartford Financial intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Hartford Financial stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Hartford Financial Corporate Filings
F4 | 19th of November 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
13A | 14th of November 2024 An amended filing to the original Schedule 13G | ViewVerify |
8K | 24th of October 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
F3 | 9th of October 2024 The report used by insiders such as officers, directors, and major shareholders (beneficial owners holding more than 10% of any class of the company's equity securities) to declare their ownership of a company's stock | ViewVerify |
Hartford Stock media impact
Far too much social signal, news, headlines, and media speculation about Hartford Financial that are available to investors today. That information is available publicly through Hartford media outlets and privately through word of mouth or via Hartford internal channels. However, regardless of the origin, that massive amount of Hartford data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Hartford Financial news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Hartford Financial relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Hartford Financial's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Hartford Financial alpha.
Hartford Financial Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Hartford Financial can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Hartford Financial Historical Investor Sentiment
Investor biases related to Hartford Financial's public news can be used to forecast risks associated with an investment in Hartford. The trend in average sentiment can be used to explain how an investor holding Hartford can time the market purely based on public headlines and social activities around Hartford Financial Services. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
Hartford Financial's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Hartford Financial and other traded tickers. The bigger the bubble, the more accurate the estimated score. Higher bars for a given day show more participation in the average Hartford Financial news discussions. The higher the estimate score, the more favorable the investor's outlook on Hartford Financial.
Hartford Financial Corporate Directors
| Robert Allardice | Independent Director | Profile | |
| Greig Woodring | Independent Director | Profile | |
| Trevor Fetter | Lead Director, Independent Director | Profile | |
| Larry Shon | Independent Director | Profile |
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Hartford Financial Services. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product. You can also try the Portfolio Suggestion module to get suggestions outside of your existing asset allocation including your own model portfolios.
Is Multi-line Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Hartford Financial. If investors know Hartford will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Hartford Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.225 | Dividend Share 1.88 | Earnings Share 9.96 | Revenue Per Share 87.921 | Quarterly Revenue Growth 0.095 |
The market value of Hartford Financial is measured differently than its book value, which is the value of Hartford that is recorded on the company's balance sheet. Investors also form their own opinion of Hartford Financial's value that differs from its market value or its book value, called intrinsic value, which is Hartford Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Hartford Financial's market value can be influenced by many factors that don't directly affect Hartford Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between Hartford Financial's value and its price, as these two are different measures arrived at by various means. Investors typically determine if Hartford Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Hartford Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.