Is Mogo Stock a Good Investment?

Mogo Investment Advice

MOGO

To provide specific investment advice or recommendations on Mogo Inc stock, we recommend investors consider the following general factors when evaluating Mogo Inc. This will help you to make an informed decision on whether to include Mogo in one of your diversified portfolios:

Examine Mogo's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
Research Mogo's leadership team and their track record. Good management can help Mogo navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
Consider the overall health of the Consumer Finance space and any emerging trends that could impact Mogo's business and its evolving consumer preferences.
Compare Mogo's performance and market position to its competitors. Analyze how Mogo is positioned in terms of product offerings, innovation, and market share.
Check if Mogo pays a dividend and its dividend yield and payout ratio.
Review what financial analysts are saying about Mogo's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.

It's important to note that investing in Mogo Inc stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Mogo Inc is a good investment.

Sell

Buy

Strong Sell

We provide investment recommendation to complement the last-minute expert consensus on Mogo Inc. Our dynamic recommendation engine harnesses a multidimensional algorithm to analyze the entity's potential to grow using all technical and fundamental data available at the time. To make sure Mogo Inc is not overpriced, please verify all Mogo Inc fundamentals, including its number of shares shorted, total debt, total asset, as well as the relationship between the gross profit and short ratio . Please also check out Mogo number of shares shorted to check your buy or sell decision is consistent with all fundamental data available and that the company can sustain itself in the current economic cycle.

Market Performance	Modest	Details
Volatility	Very risky	Details
Hype Condition	Over hyped	Details
Current Valuation	Undervalued	Details
Odds Of Distress	Dangerous	Details
Economic Sensitivity	Actively responds to the market	Details
Investor Sentiment	Impartial	Details
Analyst Consensus	Strong Buy	Details
Financial Strenth (F Score)	Poor	Details
Financial Leverage	Not Rated	Details
Reporting Quality (M-Score)	Unlikely Manipulator	Details

Examine Mogo Stock

Researching Mogo's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 15.0% of the company outstanding shares are owned by corporate insiders. The company has price-to-book ratio of 0.69. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Mogo Inc recorded a loss per share of 0.46. The entity last dividend was issued on the 5th of April 2019. The firm had 1:3 split on the 14th of August 2023.

To determine if Mogo is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Mogo's research are outlined below:

	Mogo Inc may become a speculative penny stock
	Mogo Inc had very high historical volatility over the last 90 days
	Mogo Inc has a very high chance of going through financial distress in the upcoming years
	The company reported the previous year's revenue of 64.83 M. Net Loss for the year was (17.89 M) with profit before overhead, payroll, taxes, and interest of 23.62 M.
	Mogo Inc currently holds about 44.46 M in cash with (9.17 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 0.59.
	Mogo Inc has a poor financial position based on the latest SEC disclosures
	Roughly 15.0% of the company outstanding shares are owned by corporate insiders
	Latest headline from news.google.com: Mogos digital payments subsidiary reports 23 percent increase in quarterly transaction - MSN

Mogo Quarterly Cost Of Revenue

5.79 Million

Mogo uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Mogo Inc. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Mogo's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.

	28th of March 2024 Upcoming Quarterly Report	View
	9th of May 2024 Next Financial Report	View
	31st of December 2023 Next Fiscal Quarter End	View
	28th of March 2024 Next Fiscal Year End	View
	30th of September 2023 Last Quarter Report	View
	31st of December 2022 Last Financial Announcement	View

Earnings surprises can significantly impact Mogo's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Mogo's investors have experienced.

Reported	Fiscal Date	Estimated EPS	Reported EPS	Surprise
2024-03-20	2023-12-31	-0.12	-0.1	0.02	16
2022-08-11	2022-06-30	-0.14	-0.12	0.02	14
2020-03-27	2019-12-31	-0.18	-0.2	-0.02	11
2022-11-10	2022-09-30	-0.13	-0.1	0.03	23
2021-08-11	2021-06-30	-0.13	-0.16	-0.03	23
2021-03-23	2020-12-31	-0.13	-0.1	0.03	23
2018-11-14	2018-09-30	-0.22	-0.1859	0.0341	15
2023-05-11	2023-03-31	-0.09	-0.05	0.04	44

Know Mogo's Top Institutional Investors

Have you ever been surprised when a price of an equity instrument such as Mogo is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Mogo Inc backward and forwards among themselves. Mogo's institutional investor refers to the entity that pools money to purchase Mogo's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.

		Shares
Group One Trading, Lp	2024-06-30	9.4 K
Federation Des Caisses Desjardins Du Quebec	2024-06-30	7.7 K
Advisor Group Holdings, Inc.	2024-06-30	6.9 K
Bank Of America Corp	2024-06-30	6.1 K
Royal Bank Of Canada	2024-06-30	5.6 K
Gilliland Jeter Wealth Management Llc	2024-09-30	1.9 K
Dixon Mitchell Investment Counsel Inc	2024-09-30	713
U.s. Bancorp	2024-06-30	667
Fmr Inc	2024-09-30	180
Tidal Investments Llc.	2024-09-30	1.2 M
Mariner Wealth Advisors Llc	2024-06-30	606 K

Note, although Mogo's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Mogo's market capitalization trends

The company currently falls under 'Micro-Cap' category with a current market capitalization of 34.91 M.

Market Cap

51.62 Million

Mogo's profitablity analysis

	Last Reported	Projected for Next Year
Return On Tangible Assets	(0.13)	(0.14)
Return On Capital Employed	(0.03)	(0.03)
Return On Assets	(0.09)	(0.09)
Return On Equity	(0.19)	(0.20)

The company has Profit Margin (PM) of (0.37) %, which may suggest that it does not properly executes on its current pricing strategies or is unable to control all of the operational costs. This is way below average. Similarly, it shows Operating Margin (OM) of (0.29) %, which suggests for every $100 dollars of sales, it generated a net operating loss of $0.29.

Determining Mogo's profitability involves analyzing its financial statements and using various financial metrics to determine if Mogo is a good buy. For example, gross profit margin measures Mogo's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Mogo's profitability and make more informed investment decisions.

Evaluate Mogo's management efficiency

Mogo Inc has return on total asset (ROA) of (0.082) % which means that it has lost $0.082 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of (0.1997) %, meaning that it created substantial loss on money invested by shareholders. Mogo's management efficiency ratios could be used to measure how well Mogo manages its routine affairs as well as how well it operates its assets and liabilities. As of the 26th of November 2024, Return On Tangible Assets is likely to drop to -0.14. In addition to that, Return On Capital Employed is likely to drop to -0.03. At this time, Mogo's Fixed Asset Turnover is very stable compared to the past year. As of the 26th of November 2024, Asset Turnover is likely to grow to 0.44, while Total Assets are likely to drop about 161.4 M.

	Last Reported	Projected for Next Year
Book Value Per Share	3.77	3.96
Tangible Book Value Per Share	0.76	0.79
Enterprise Value Over EBITDA	(60.57)	(63.60)
Price Book Value Ratio	0.64	0.61
Enterprise Value Multiple	(60.57)	(63.60)
Price Fair Value	0.64	0.61
Enterprise Value	119.8 M	113.8 M

At Mogo Inc, effective management practices are pivotal to sustaining long-term profitability. We delve into financial metrics and market conditions to provide a comprehensive analysis of the stock's prospects.

Beta

3.294

Basic technical analysis of Mogo Stock

As of the 26th of November, Mogo secures the Downside Deviation of 3.0, risk adjusted performance of 0.0635, and Mean Deviation of 3.11. In connection with fundamental indicators, the technical analysis model lets you check existing technical drivers of Mogo Inc, as well as the relationship between them.

Mogo's Outstanding Corporate Bonds

Mogo issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Mogo Inc uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Mogo bonds can be classified according to their maturity, which is the date when Mogo Inc has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

	Boeing Co 2196 Corp Bond US097023DG73	View
	HSBC Holdings PLC Corp Bond US404280DR76	View
	MGM Resorts International Corp Bond US552953CD18	View
	AerCap Global Aviation Corp Bond US00773HAA59	View

View All Mogo Corporate Bonds

Understand Mogo's technical and predictive indicators

Using predictive indicators to make investment decisions involves analyzing Mogo's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.

	Risk Adjusted Performance	0.0635
	Market Risk Adjusted Performance	0.1997
	Mean Deviation	3.11
	Semi Deviation	2.61
	Downside Deviation	3.0
	Coefficient Of Variation	1391.35
	Standard Deviation	4.86
	Variance	23.66
	Information Ratio	0.045
	Jensen Alpha	0.1234
	Total Risk Alpha	(0.43)
	Sortino Ratio	0.073
	Treynor Ratio	0.1897
	Maximum Drawdown	32.16
	Value At Risk	(5.41)
	Potential Upside	10.31
	Downside Variance	8.99
	Semi Variance	6.8
	Expected Short fall	(5.24)
	Skewness	2.38
	Kurtosis	8.61

	Risk Adjusted Performance	0.0635
	Market Risk Adjusted Performance	0.1997
	Mean Deviation	3.11
	Semi Deviation	2.61
	Downside Deviation	3.0
	Coefficient Of Variation	1391.35
	Standard Deviation	4.86
	Variance	23.66
	Information Ratio	0.045
	Jensen Alpha	0.1234
	Total Risk Alpha	(0.43)
	Sortino Ratio	0.073
	Treynor Ratio	0.1897
	Maximum Drawdown	32.16
	Value At Risk	(5.41)
	Potential Upside	10.31
	Downside Variance	8.99
	Semi Variance	6.8
	Expected Short fall	(5.24)
	Skewness	2.38
	Kurtosis	8.61

Consider Mogo's intraday indicators

Mogo intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Mogo stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

	Accumulation Distribution	3166.03
	Daily Balance Of Power	0.5714
	Rate Of Daily Change	1.03
	Day Median Price	1.44
	Day Typical Price	1.45
	Price Action Indicator	0.045
	Period Momentum Indicator	0.04

Mogo time-series forecasting models is one of many Mogo's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Mogo's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Mogo Stock media impact

Far too much social signal, news, headlines, and media speculation about Mogo that are available to investors today. That information is available publicly through Mogo media outlets and privately through word of mouth or via Mogo internal channels. However, regardless of the origin, that massive amount of Mogo data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.

A primary focus of Mogo news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Mogo relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Mogo's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Mogo alpha.

Mogo Sentiment by Major News Outlets

Investor sentiment, mood or attitude towards Mogo can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.

Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.

Mogo Corporate Management

Taoufik Ezzaahhaf	Vice Carta	Profile
Philip Barrar	Chief Officer	Profile
Macully Clayton	VP Product	Profile
Justin Carter	Chief Officer	Profile
Alice Davidson	VP Officer	Profile
Allan Smith	Chief Officer	Profile

When determining whether Mogo Inc offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Mogo's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Mogo Inc Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Mogo Inc Stock: