Is Navient Corp Stock a Good Investment?
Navient Corp Investment Advice | NAVI |
- Examine Navient Corp's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Navient Corp's leadership team and their track record. Good management can help Navient Corp navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Consumer Finance space and any emerging trends that could impact Navient Corp's business and its evolving consumer preferences.
- Compare Navient Corp's performance and market position to its competitors. Analyze how Navient Corp is positioned in terms of product offerings, innovation, and market share.
- Check if Navient Corp pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Navient Corp's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Navient Corp stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Navient Corp is a good investment.
Sell | Buy |
Strong Hold
Market Performance | Very Weak | Details | |
Volatility | Not too volatile | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Actively responds to the market | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Hold | Details | |
Financial Strenth (F Score) | Strong | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine Navient Corp Stock
Researching Navient Corp's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 98.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 0.59. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Navient Corp has Price/Earnings To Growth (PEG) ratio of 0.14. The entity last dividend was issued on the 6th of December 2024.
To determine if Navient Corp is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Navient Corp's research are outlined below:
| Navient Corp generated a negative expected return over the last 90 days | |
| Navient Corp has a strong financial position based on the latest SEC filings | |
| Over 98.0% of the company shares are owned by institutional investors | |
| Latest headline from gurufocus.com: Insider Sale EVP Chief Administrative Officer Stephen Hauber Sells 10,000 Shares of ... |
Navient Corp uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Navient Corp. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Navient Corp's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 31st of January 2024 Upcoming Quarterly Report | View | |
| 24th of April 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 31st of January 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
Earnings surprises can significantly impact Navient Corp's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Navient Corp's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2017-10-17 | 2017-09-30 | 0.5 | 0.55 | 0.05 | 10 | ||
2017-04-18 | 2017-03-31 | 0.42 | 0.36 | -0.06 | 14 | ||
2021-07-27 | 2021-06-30 | 0.85 | 0.94 | 0.09 | 10 | ||
2020-04-21 | 2020-03-31 | 0.55 | 0.46 | -0.09 | 16 | ||
2024-04-24 | 2024-03-31 | 0.58 | 0.47 | -0.11 | 18 | ||
2020-01-21 | 2019-12-31 | 0.58 | 0.69 | 0.11 | 18 | ||
2019-01-22 | 2018-12-31 | 0.47 | 0.58 | 0.11 | 23 | ||
2022-07-26 | 2022-06-30 | 0.78 | 0.91 | 0.13 | 16 |
Know Navient Corp's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Navient Corp is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Navient Corp backward and forwards among themselves. Navient Corp's institutional investor refers to the entity that pools money to purchase Navient Corp's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Goldman Sachs Group Inc | 2024-06-30 | 1.6 M | Fmr Inc | 2024-09-30 | 1.5 M | Northern Trust Corp | 2024-09-30 | 1.4 M | Orbis Allan Gray Ltd | 2024-06-30 | 1.2 M | Bank Of New York Mellon Corp | 2024-06-30 | 1.2 M | Charles Schwab Investment Management Inc | 2024-09-30 | 1.1 M | Wellington Management Company Llp | 2024-06-30 | 884.7 K | Bridgeway Capital Management, Llc | 2024-06-30 | 871.8 K | Amvescap Plc. | 2024-06-30 | 864.6 K | Sherborne Investors Management Lp | 2024-06-30 | 29.4 M | Blackrock Inc | 2024-06-30 | 13.9 M |
Navient Corp's market capitalization trends
The company currently falls under 'Mid-Cap' category with a current market capitalization of 1.59 B.Market Cap |
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Navient Corp's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.00 | 0.01 | |
| Return On Capital Employed | 0.01 | 0.01 | |
| Return On Assets | 0.00 | 0.01 | |
| Return On Equity | 0.08 | 0.08 |
Determining Navient Corp's profitability involves analyzing its financial statements and using various financial metrics to determine if Navient Corp is a good buy. For example, gross profit margin measures Navient Corp's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Navient Corp's profitability and make more informed investment decisions.
Evaluate Navient Corp's management efficiency
As of now, Navient Corp's Return On Tangible Assets are increasing as compared to previous years. The Navient Corp's current Return On Assets is estimated to increase to 0.01, while Return On Capital Employed is projected to decrease to 0.01. As of now, Navient Corp's Return On Tangible Assets are increasing as compared to previous years. The Navient Corp's current Intangibles To Total Assets is estimated to increase to 0.01, while Total Assets are projected to decrease to under 58.3 B. Navient Corp's management efficiency ratios could be used to measure how well Navient Corp manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 22.62 | 20.02 | |
| Tangible Book Value Per Share | 19.47 | 16.76 | |
| Enterprise Value Over EBITDA | 14.45 | 13.73 | |
| Price Book Value Ratio | 0.82 | 1.29 | |
| Enterprise Value Multiple | 14.45 | 13.73 | |
| Price Fair Value | 0.82 | 1.29 | |
| Enterprise Value | 89.9 B | 81.4 B |
The leadership approach at Navient Corp's fosters a culture of excellence and accountability. Our analysis examines how this culture influences financial outcomes and stock valuation.
Dividend Yield 0.0433 | Forward Dividend Yield 0.0433 | Forward Dividend Rate 0.64 | Beta 1.412 |
Basic technical analysis of Navient Stock
As of the 22nd of November, Navient Corp secures the Mean Deviation of 1.56, standard deviation of 2.35, and insignificant Risk Adjusted Performance. In connection with fundamental indicators, the technical analysis model lets you check existing technical drivers of Navient Corp, as well as the relationship between them.Navient Corp's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Navient Corp insiders, such as employees or executives, is commonly permitted as long as it does not rely on Navient Corp's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Navient Corp insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Navient Corp's Outstanding Corporate Bonds
Navient Corp issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Navient Corp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Navient bonds can be classified according to their maturity, which is the date when Navient Corp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| Navient 675 percent Corp BondUS63938CAJ71 | View | |
| US63938CAL28 Corp BondUS63938CAL28 | View | |
| Navient 5 percent Corp BondUS63938CAK45 | View | |
| US63938CAM01 Corp BondUS63938CAM01 | View | |
| Navient 675 percent Corp BondUS63938CAH16 | View | |
| Dana 575 percent Corp BondUS235822AB96 | View | |
| Navient 5875 percent Corp BondUS63938CAB46 | View | |
| Boeing Co 2196 Corp BondUS097023DG73 | View |
Understand Navient Corp's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Navient Corp's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | (0) | |||
| Market Risk Adjusted Performance | (0.01) | |||
| Mean Deviation | 1.56 | |||
| Coefficient Of Variation | (6,472) | |||
| Standard Deviation | 2.35 | |||
| Variance | 5.54 | |||
| Information Ratio | (0.06) | |||
| Jensen Alpha | (0.20) | |||
| Total Risk Alpha | (0.31) | |||
| Treynor Ratio | (0.02) | |||
| Maximum Drawdown | 13.67 | |||
| Value At Risk | (3.50) | |||
| Potential Upside | 3.27 | |||
| Skewness | 1.19 | |||
| Kurtosis | 6.14 |
| Risk Adjusted Performance | (0) | |||
| Market Risk Adjusted Performance | (0.01) | |||
| Mean Deviation | 1.56 | |||
| Coefficient Of Variation | (6,472) | |||
| Standard Deviation | 2.35 | |||
| Variance | 5.54 | |||
| Information Ratio | (0.06) | |||
| Jensen Alpha | (0.20) | |||
| Total Risk Alpha | (0.31) | |||
| Treynor Ratio | (0.02) | |||
| Maximum Drawdown | 13.67 | |||
| Value At Risk | (3.50) | |||
| Potential Upside | 3.27 | |||
| Skewness | 1.19 | |||
| Kurtosis | 6.14 |
Consider Navient Corp's intraday indicators
Navient Corp intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Navient Corp stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Navient Corp Corporate Filings
F4 | 7th of November 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
8K | 30th of October 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
F3 | 21st of October 2024 The report used by insiders such as officers, directors, and major shareholders (beneficial owners holding more than 10% of any class of the company's equity securities) to declare their ownership of a company's stock | ViewVerify |
| 27th of June 2024 Other Reports | ViewVerify |
Navient Stock media impact
Far too much social signal, news, headlines, and media speculation about Navient Corp that are available to investors today. That information is available publicly through Navient media outlets and privately through word of mouth or via Navient internal channels. However, regardless of the origin, that massive amount of Navient data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Navient Corp news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Navient Corp relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Navient Corp's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Navient Corp alpha.
Navient Corp Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Navient Corp can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Navient Corp Corporate Management
| Mike Smith | Senior Officer | Profile | |
| Patricia Christel | VP CEO | Profile | |
| Mark Heleen | Chief Legal Officer and Corporate Secretary | Profile | |
| Paul Hartwick | Vice Communications | Profile | |
| Joe CFA | CFO VP | Profile | |
| Judah Holland | Senior Initiatives | Profile | |
| John Kane | Group Pres for Asset Recovery and Bus. Services | Profile |
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Navient Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in real. For more detail on how to invest in Navient Stock please use our How to Invest in Navient Corp guide.You can also try the Positions Ratings module to determine portfolio positions ratings based on digital equity recommendations. Macroaxis instant position ratings are based on combination of fundamental analysis and risk-adjusted market performance.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Navient Corp. If investors know Navient will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Navient Corp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.39) | Dividend Share 0.64 | Earnings Share 0.76 | Revenue Per Share 9.229 | Quarterly Revenue Growth 0.011 |
The market value of Navient Corp is measured differently than its book value, which is the value of Navient that is recorded on the company's balance sheet. Investors also form their own opinion of Navient Corp's value that differs from its market value or its book value, called intrinsic value, which is Navient Corp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Navient Corp's market value can be influenced by many factors that don't directly affect Navient Corp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between Navient Corp's value and its price, as these two are different measures arrived at by various means. Investors typically determine if Navient Corp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Navient Corp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.