Navient Financial Statements From 2010 to 2024

NAVI Stock  USD 15.37  0.44  2.95%   
Navient Corp financial statements provide useful quarterly and yearly information to potential Navient Corp investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Navient Corp financial statements helps investors assess Navient Corp's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Navient Corp's valuation are summarized below:
Gross Profit
1.7 B
Profit Margin
0.0763
Market Capitalization
1.7 B
Enterprise Value Revenue
54.2683
Revenue
B
We have found one hundred twenty available fundamental ratios for Navient Corp, which can be analyzed and compared to other ratios and to its peers in the industry. Traders should compare all of Navient Corp last-minute fundamentals against the fundamentals between 2010 and 2024 to make sure the company is sustainable this year. The current Market Cap is estimated to decrease to about 2.5 B. Enterprise Value is estimated to decrease to about 81.4 B

Navient Corp Total Revenue

1.22 Billion

Check Navient Corp financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Navient Corp's main balance sheet or income statement drivers, such as Interest Expense of 3.7 B, Total Revenue of 1.2 B or Gross Profit of 455.1 M, as well as many indicators such as Price To Sales Ratio of 1.88, Dividend Yield of 0.0352 or PTB Ratio of 1.29. Navient financial statements analysis is a perfect complement when working with Navient Corp Valuation or Volatility modules.
  
Check out the analysis of Navient Corp Correlation against competitors.
For more detail on how to invest in Navient Stock please use our How to Invest in Navient Corp guide.

Navient Corp Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets58.3 B61.4 B110.5 B
Slightly volatile
Total Stockholder Equity4.1 B2.8 B3.6 B
Slightly volatile
Other Liabilities567.7 M597.6 M1.7 B
Slightly volatile
Retained Earnings2.4 B4.6 B2.8 B
Slightly volatile
Cash2.4 B2.8 B2.1 B
Slightly volatile
Other Assets54 B57.8 B78.6 B
Pretty Stable
Long Term Debt101.3 B53.3 B95.9 B
Slightly volatile
Short Term Investments386.5 M406.8 MB
Slightly volatile
Total Liabilities55.7 B58.6 B106.9 B
Slightly volatile
Common Stock3.4 M3.6 M26.9 M
Slightly volatile
Intangible Assets23.8 M25 M160.2 M
Slightly volatile
Good Will525.1 M603 M567.4 M
Slightly volatile
Property Plant Equipment63.3 M66.6 M153.7 M
Slightly volatile
Common Stock Shares Outstanding116.8 M123 M309.1 M
Slightly volatile
Short and Long Term Debt Total81 B57.6 B109.4 B
Slightly volatile
Total Current LiabilitiesB4.2 B8.9 B
Slightly volatile
Property Plant And Equipment Net108 M62 M153.6 M
Slightly volatile
Net Debt79.5 B54.8 B106.8 B
Slightly volatile
Non Current Assets Total1.2 B757 M1.3 B
Slightly volatile
Cash And Short Term Investments1.5 B2.8 B2.5 B
Slightly volatile
Net Receivables2.2 B2.3 BB
Slightly volatile
Common Stock Total Equity3.4 M3.6 M31.9 M
Slightly volatile
Liabilities And Stockholders Equity85.5 B61.4 B116 B
Slightly volatile
Non Current Liabilities Total72.8 B54.4 B97.3 B
Slightly volatile
Property Plant And Equipment Gross125.4 M104.4 M161.8 M
Slightly volatile
Total Current Assets3.7 B2.8 B5.6 B
Slightly volatile
Short Term Debt4.8 B4.2 B8.7 B
Slightly volatile
Net Tangible Assets2.1 BB2.9 B
Slightly volatile
Noncontrolling Interest In Consolidated Entity9.4 M9.9 M1.7 B
Slightly volatile
Retained Earnings Total Equity3.7 B5.2 B3.1 B
Slightly volatile
Long Term Debt Total77.1 B54.9 B103.1 B
Slightly volatile
Capital Surpluse3.4 B3.8 B3.1 B
Slightly volatile
Long Term Investments244.5 M146 M388.8 M
Slightly volatile
Short and Long Term Debt3.9 B4.1 B12.1 B
Very volatile
Non Current Liabilities Other1.4 B829.8 M1.9 B
Slightly volatile
Net Invested Capital69.1 B60.2 B97.8 B
Slightly volatile
Capital Stock3.2 M3.6 M3.9 M
Slightly volatile

Navient Corp Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Total Revenue1.2 B1.3 B2.7 B
Slightly volatile
Gross Profit455.1 M479 M1.9 B
Slightly volatile
Operating Income2.6 B2.8 B2.3 B
Slightly volatile
Cost Of Revenue1.1 B800 M1.1 B
Slightly volatile
Income Before Tax297.4 M313 M977.9 M
Slightly volatile
Net Income Applicable To Common Shares643.9 M580.5 M689.1 M
Slightly volatile
Net Income216.6 M228 M652.3 M
Slightly volatile
Income Tax Expense80.8 M85 M334.3 M
Slightly volatile
Minority Interest14.5 M16.1 M20 M
Slightly volatile
Extraordinary Items84.5 M67.8 M75.7 M
Very volatile
Selling General Administrative387.4 M401 M474.2 M
Pretty Stable
Other Operating Expenses1.6 B1.3 B1.3 B
Slightly volatile
EBITDA2.5 BB3.1 B
Slightly volatile
Depreciation And Amortization9.5 M10 M251.4 M
Pretty Stable
Discontinued Operations800 K900 K980 K
Slightly volatile
Preferred Stock And Other Adjustments4.8 M5.4 M5.9 M
Slightly volatile
Net Income From Continuing Ops498.6 M361 M755.1 M
Slightly volatile
Non Recurring40.6 M26.1 M57.8 M
Slightly volatile
Tax Provision96.9 M102 M366.7 M
Slightly volatile
Net Interest IncomeB925 M1.4 B
Slightly volatile
Interest Income3.2 B4.4 BB
Slightly volatile
Reconciled Depreciation20 M18.9 M22.8 M
Slightly volatile

Navient Corp Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Dividends Paid151.4 M78 M171 M
Slightly volatile
Total Cash From Operating Activities998.4 M676 M1.4 B
Slightly volatile
Net Income216.6 M228 M645.1 M
Slightly volatile
End Period Cash Flow3.5 B2.8 B3.2 B
Pretty Stable
Stock Based Compensation23.7 M24 M31.6 M
Slightly volatile
Free Cash Flow642.2 M676 M2.6 B
Slightly volatile
Change In Working Capital129.2 M136 M450.4 M
Slightly volatile
Begin Period Cash Flow3.8 B4.8 B3.4 B
Slightly volatile
Depreciation9.5 M10 M20.9 M
Very volatile
Cash Flows Other Operating335.9 M465.8 M263.5 M
Slightly volatile
Change To Operating Activities103.5 M108.9 M469.2 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio1.881.77611.8234
Slightly volatile
Dividend Yield0.03520.03430.0418
Pretty Stable
PTB Ratio1.290.82311.2318
Slightly volatile
Days Sales Outstanding357425430
Pretty Stable
Book Value Per Share20.0222.62323.9788
Slightly volatile
Free Cash Flow Yield0.280.29760.6126
Pretty Stable
Operating Cash Flow Per Share4.95.5414.6252
Slightly volatile
Stock Based Compensation To Revenue0.00980.01880.0124
Pretty Stable
Capex To Depreciation668364575
Slightly volatile
PB Ratio1.290.82311.2318
Slightly volatile
EV To Sales32.4644.649434.7937
Slightly volatile
Free Cash Flow Per Share9.965.5418.6397
Very volatile
ROIC0.03570.0340.0159
Slightly volatile
Net Income Per Share2.051.86892.4463
Pretty Stable
Sales General And Administrative To Revenue0.180.31350.2041
Slightly volatile
Capex To Revenue3.723.793.4259
Pretty Stable
Cash Per Share24.0422.89349.5522
Slightly volatile
POCF Ratio2.983.36043.5844
Pretty Stable
Interest Coverage0.870.79250.8987
Slightly volatile
Payout Ratio0.320.34210.2866
Very volatile
Capex To Operating Cash Flow4.785.665.8878
Pretty Stable
PFCF Ratio2.663.36043.2534
Pretty Stable
Income Quality2.32.96492.1982
Pretty Stable
ROE0.07850.08260.1811
Slightly volatile
EV To Operating Cash Flow73.3584.477378.452
Slightly volatile
PE Ratio7.389.96337.0087
Pretty Stable
Return On Tangible Assets0.00680.00380.0061
Very volatile
EV To Free Cash Flow63.9684.477368.4321
Slightly volatile
Earnings Yield0.140.10040.1602
Slightly volatile
Intangibles To Total Assets0.01190.01130.0064
Slightly volatile
Net Debt To EBITDA13.1813.878875.1168
Very volatile
Current Ratio1.170.66090.9553
Very volatile
Tangible Book Value Per Share16.7619.4721.5489
Slightly volatile
Receivables Turnover0.910.890.8522
Slightly volatile
Graham Number22.2630.842826.638
Slightly volatile
Shareholders Equity Per Share23.7522.62314.1903
Slightly volatile
Debt To Equity31.6720.879729.1552
Slightly volatile
Capex Per Share30.3430.427.875
Pretty Stable
Revenue Per Share7.310.48368.7093
Slightly volatile
Interest Debt Per Share319502384
Slightly volatile
Debt To Assets0.740.93890.9082
Very volatile
Enterprise Value Over EBITDA13.7314.453778.2682
Very volatile
Short Term Coverage Ratios0.150.160.2512
Pretty Stable
Price Earnings Ratio7.389.96337.0087
Pretty Stable
Price Book Value Ratio1.290.82311.2318
Slightly volatile
Dividend Payout Ratio0.320.34210.2866
Very volatile
Price To Operating Cash Flows Ratio2.983.36043.5844
Pretty Stable
Price To Free Cash Flows Ratio2.663.36043.2534
Pretty Stable
Pretax Profit Margin0.450.24470.4136
Slightly volatile
Ebt Per Ebit0.110.1110.6985
Pretty Stable
Operating Profit Margin2.312.20411.0182
Slightly volatile
Effective Tax Rate0.350.27160.3292
Slightly volatile
Company Equity Multiplier33.922.237331.6897
Slightly volatile
Long Term Debt To Capitalization1.060.95090.9706
Pretty Stable
Total Debt To Capitalization1.070.95430.9729
Slightly volatile
Return On Capital Employed0.05180.04930.0226
Slightly volatile
Debt Equity Ratio31.6720.879729.1552
Slightly volatile
Ebit Per Revenue2.312.20411.0182
Slightly volatile
Dividend Paid And Capex Coverage Ratio6.538.66676.5567
Pretty Stable
Net Income Per E B T0.540.72840.667
Pretty Stable
Cash Ratio0.470.66090.3958
Very volatile
Operating Cash Flow Sales Ratio0.560.52850.5535
Slightly volatile
Days Of Sales Outstanding357425430
Pretty Stable
Free Cash Flow Operating Cash Flow Ratio5.586.566.8678
Very volatile
Cash Flow Coverage Ratios0.01290.01170.0125
Slightly volatile
Price To Book Ratio1.290.82311.2318
Slightly volatile
Fixed Asset Turnover14.3820.62917.3936
Pretty Stable
Capital Expenditure Coverage Ratio0.190.180.1698
Pretty Stable
Price Cash Flow Ratio2.983.36043.5844
Pretty Stable
Enterprise Value Multiple13.7314.453778.2682
Very volatile
Debt Ratio0.740.93890.9082
Very volatile
Cash Flow To Debt Ratio0.01290.01170.0125
Slightly volatile
Price Sales Ratio1.881.77611.8234
Slightly volatile
Return On Assets0.00680.00370.0061
Very volatile
Asset Turnover0.01750.02080.0211
Pretty Stable
Net Profit Margin0.310.17830.2788
Pretty Stable
Gross Profit Margin0.610.37450.6036
Slightly volatile
Price Fair Value1.290.82311.2318
Slightly volatile
Return On Equity0.07850.08260.1811
Slightly volatile

Navient Corp Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap2.5 B2.6 B4.7 B
Slightly volatile
Enterprise Value81.4 B89.9 B89.1 B
Slightly volatile

Navient Fundamental Market Drivers

Forward Price Earnings9.8814
Cash And Short Term Investments2.8 B

Navient Upcoming Events

31st of January 2024
Upcoming Quarterly Report
View
24th of April 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
31st of January 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About Navient Corp Financial Statements

Investors use fundamental indicators, such as Navient Corp's revenue or net income, to determine how well the company is positioned to perform in the future. Although Navient Corp's investors may analyze each financial statement separately, they are all interrelated. Understanding these patterns can help investors make the right trading decisions.
Last ReportedProjected for Next Year
Total Revenue1.3 B1.2 B
Cost Of Revenue800 M1.1 B
Stock Based Compensation To Revenue 0.02  0.01 
Sales General And Administrative To Revenue 0.31  0.18 
Capex To Revenue 3.79  3.72 
Revenue Per Share 10.48  7.30 
Ebit Per Revenue 2.20  2.31 

Currently Active Assets on Macroaxis

When determining whether Navient Corp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Navient Corp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Navient Corp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Navient Corp Stock:
Check out the analysis of Navient Corp Correlation against competitors.
For more detail on how to invest in Navient Stock please use our How to Invest in Navient Corp guide.
You can also try the Risk-Return Analysis module to view associations between returns expected from investment and the risk you assume.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Navient Corp. If investors know Navient will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Navient Corp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.39)
Dividend Share
0.64
Earnings Share
0.76
Revenue Per Share
9.229
Quarterly Revenue Growth
0.011
The market value of Navient Corp is measured differently than its book value, which is the value of Navient that is recorded on the company's balance sheet. Investors also form their own opinion of Navient Corp's value that differs from its market value or its book value, called intrinsic value, which is Navient Corp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Navient Corp's market value can be influenced by many factors that don't directly affect Navient Corp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Navient Corp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Navient Corp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Navient Corp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.