Citizens Community Bancorp Stock Market Value
| CZWI Stock | USD 18.89 0.42 2.27% |
| Symbol | Citizens |
Is there potential for Regional Banks market expansion? Will Citizens introduce new products? Factors like these will boost the valuation of Citizens Community. Projected growth potential of Citizens fundamentally drives upward valuation adjustments. Understanding fair value requires weighing current performance against future potential. All the valuation information about Citizens Community listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.642 | Dividend Share 0.36 | Earnings Share 1.46 | Revenue Per Share | Quarterly Revenue Growth 0.098 |
Investors evaluate Citizens Community using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Citizens Community's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Analysts utilize numerous techniques to assess fundamental value, seeking to purchase shares when trading prices fall beneath estimated intrinsic worth. External factors like market trends, sector rotation, and investor psychology can cause Citizens Community's market price to deviate significantly from intrinsic value.
It's important to distinguish between Citizens Community's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Citizens Community should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Conversely, Citizens Community's market price signifies the transaction level at which participants voluntarily complete trades.
Citizens Community 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Citizens Community's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Citizens Community.
| 11/18/2025 |
| 02/16/2026 |
If you would invest 0.00 in Citizens Community on November 18, 2025 and sell it all today you would earn a total of 0.00 from holding Citizens Community Bancorp or generate 0.0% return on investment in Citizens Community over 90 days. Citizens Community is related to or competes with United Security, Hanover Bancorp, Peoples Bancorp, Ohio Valley, BV Financial, Meridian Bank, and CF Bankshares. Citizens Community Bancorp, Inc. operates as a bank holding company for Citizens Community Federal N.A More
Citizens Community Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Citizens Community's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Citizens Community Bancorp upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.23 | |||
| Information Ratio | 0.1268 | |||
| Maximum Drawdown | 7.54 | |||
| Value At Risk | (1.74) | |||
| Potential Upside | 2.27 |
Citizens Community Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Citizens Community's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Citizens Community's standard deviation. In reality, there are many statistical measures that can use Citizens Community historical prices to predict the future Citizens Community's volatility.| Risk Adjusted Performance | 0.1477 | |||
| Jensen Alpha | 0.1977 | |||
| Total Risk Alpha | 0.1317 | |||
| Sortino Ratio | 0.1413 | |||
| Treynor Ratio | 0.3947 |
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of Citizens Community's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Citizens Community February 16, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.1477 | |||
| Market Risk Adjusted Performance | 0.4047 | |||
| Mean Deviation | 1.02 | |||
| Semi Deviation | 0.8687 | |||
| Downside Deviation | 1.23 | |||
| Coefficient Of Variation | 561.73 | |||
| Standard Deviation | 1.37 | |||
| Variance | 1.86 | |||
| Information Ratio | 0.1268 | |||
| Jensen Alpha | 0.1977 | |||
| Total Risk Alpha | 0.1317 | |||
| Sortino Ratio | 0.1413 | |||
| Treynor Ratio | 0.3947 | |||
| Maximum Drawdown | 7.54 | |||
| Value At Risk | (1.74) | |||
| Potential Upside | 2.27 | |||
| Downside Variance | 1.5 | |||
| Semi Variance | 0.7546 | |||
| Expected Short fall | (1.20) | |||
| Skewness | 0.4827 | |||
| Kurtosis | 1.27 |
Citizens Community Backtested Returns
Citizens Community appears to be very steady, given 3 months investment horizon. Citizens Community secures Sharpe Ratio (or Efficiency) of 0.19, which signifies that the company had a 0.19 % return per unit of risk over the last 3 months. We have found twenty-nine technical indicators for Citizens Community Bancorp, which you can use to evaluate the volatility of the firm. Please makes use of Citizens Community's Mean Deviation of 1.02, downside deviation of 1.23, and Risk Adjusted Performance of 0.1477 to double-check if our risk estimates are consistent with your expectations. On a scale of 0 to 100, Citizens Community holds a performance score of 14. The firm shows a Beta (market volatility) of 0.59, which signifies possible diversification benefits within a given portfolio. As returns on the market increase, Citizens Community's returns are expected to increase less than the market. However, during the bear market, the loss of holding Citizens Community is expected to be smaller as well. Please check Citizens Community's value at risk, as well as the relationship between the skewness and day median price , to make a quick decision on whether Citizens Community's price patterns will revert.
Auto-correlation | 0.52 |
Modest predictability
Citizens Community Bancorp has modest predictability. Overlapping area represents the amount of predictability between Citizens Community time series from 18th of November 2025 to 2nd of January 2026 and 2nd of January 2026 to 16th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Citizens Community price movement. The serial correlation of 0.52 indicates that about 52.0% of current Citizens Community price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.52 | |
| Spearman Rank Test | 0.37 | |
| Residual Average | 0.0 | |
| Price Variance | 0.24 |
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Check out Citizens Community Correlation, Citizens Community Volatility and Citizens Community Performance module to complement your research on Citizens Community. You can also try the AI Portfolio Prophet module to use AI to generate optimal portfolios and find profitable investment opportunities.
Citizens Community technical stock analysis exercises models and trading practices based on price and volume transformations, such as the moving averages, relative strength index, regressions, price and return correlations, business cycles, stock market cycles, or different charting patterns.