Merchants Financial's market value is the price at which a share of Merchants Financial trades on a public exchange. It measures the collective expectations of Merchants Financial Group investors about its performance. Merchants Financial is trading at 32.00 as of the 26th of December 2025. This is a 1.94 percent increase since the beginning of the trading day. The stock's open price was 31.39. With this module, you can estimate the performance of a buy and hold strategy of Merchants Financial Group and determine expected loss or profit from investing in Merchants Financial over a given investment horizon. Check out Merchants Financial Correlation, Merchants Financial Volatility and Merchants Financial Alpha and Beta module to complement your research on Merchants Financial.
Please note, there is a significant difference between Merchants Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Merchants Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Merchants Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
Merchants Financial 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Merchants Financial's pink sheet what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Merchants Financial.
0.00
11/26/2025
No Change 0.00
0.0
In 31 days
12/26/2025
0.00
If you would invest 0.00 in Merchants Financial on November 26, 2025 and sell it all today you would earn a total of 0.00 from holding Merchants Financial Group or generate 0.0% return on investment in Merchants Financial over 30 days. Merchants Financial is related to or competes with TISCO Financial, Malaga Financial, First Northern, Truxton, Morris State, Exchange Bank, and First Farmers. Merchants Financial Group, Inc. operates as the bank holding company for Merchants Bank, National Association that provi... More
Merchants Financial Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Merchants Financial's pink sheet current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Merchants Financial Group upside and downside potential and time the market with a certain degree of confidence.
Today, many novice investors tend to focus exclusively on investment returns with little concern for Merchants Financial's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Merchants Financial's standard deviation. In reality, there are many statistical measures that can use Merchants Financial historical prices to predict the future Merchants Financial's volatility.
Please note, it is not enough to conduct a financial or market analysis of a single entity such as Merchants Financial. Your research has to be compared to or analyzed against Merchants Financial's peers to derive any actionable benefits. When done correctly, Merchants Financial's competitive analysis will give you plenty of quantitative and qualitative data to validate your investment decisions or develop an entirely new strategy toward taking a position in Merchants Financial.
Merchants Financial Backtested Returns
Merchants Financial appears to be very steady, given 3 months investment horizon. Merchants Financial has Sharpe Ratio of 0.24, which conveys that the firm had a 0.24 % return per unit of risk over the last 3 months. We have found twenty-nine technical indicators for Merchants Financial, which you can use to evaluate the volatility of the firm. Please exercise Merchants Financial's Mean Deviation of 0.8785, risk adjusted performance of 0.1714, and Downside Deviation of 1.74 to check out if our risk estimates are consistent with your expectations. On a scale of 0 to 100, Merchants Financial holds a performance score of 19. The company secures a Beta (Market Risk) of -0.21, which conveys not very significant fluctuations relative to the market. As returns on the market increase, returns on owning Merchants Financial are expected to decrease at a much lower rate. During the bear market, Merchants Financial is likely to outperform the market. Please check Merchants Financial's semi variance, and the relationship between the maximum drawdown and accumulation distribution , to make a quick decision on whether Merchants Financial's current price movements will revert.
Auto-correlation
0.94
Excellent predictability
Merchants Financial Group has excellent predictability. Overlapping area represents the amount of predictability between Merchants Financial time series from 26th of November 2025 to 11th of December 2025 and 11th of December 2025 to 26th of December 2025. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Merchants Financial price movement. The serial correlation of 0.94 indicates that approximately 94.0% of current Merchants Financial price fluctuation can be explain by its past prices.
Correlation Coefficient
0.94
Spearman Rank Test
0.99
Residual Average
0.0
Price Variance
0.59
Merchants Financial lagged returns against current returns
Autocorrelation, which is Merchants Financial pink sheet's lagged correlation, explains the relationship between observations of its time series of returns over different periods of time. The observations are said to be independent if autocorrelation is zero. Autocorrelation is calculated as a function of mean and variance and can have practical application in predicting Merchants Financial's pink sheet expected returns. We can calculate the autocorrelation of Merchants Financial returns to help us make a trade decision. For example, suppose you find that Merchants Financial has exhibited high autocorrelation historically, and you observe that the pink sheet is moving up for the past few days. In that case, you can expect the price movement to match the lagging time series.
Current and Lagged Values
Timeline
Merchants Financial regressed lagged prices vs. current prices
Serial correlation can be approximated by using the Durbin-Watson (DW) test. The correlation can be either positive or negative. If Merchants Financial pink sheet is displaying a positive serial correlation, investors will expect a positive pattern to continue. However, if Merchants Financial pink sheet is observed to have a negative serial correlation, investors will generally project negative sentiment on having a locked-in long position in Merchants Financial pink sheet over time.
Current vs Lagged Prices
Timeline
Merchants Financial Lagged Returns
When evaluating Merchants Financial's market value, investors can use the concept of autocorrelation to see how much of an impact past prices of Merchants Financial pink sheet have on its future price. Merchants Financial autocorrelation represents the degree of similarity between a given time horizon and a lagged version of the same horizon over the previous time interval. In other words, Merchants Financial autocorrelation shows the relationship between Merchants Financial pink sheet current value and its past values and can show if there is a momentum factor associated with investing in Merchants Financial Group.
Other Information on Investing in Merchants Pink Sheet
Merchants Financial financial ratios help investors to determine whether Merchants Pink Sheet is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in Merchants with respect to the benefits of owning Merchants Financial security.