Pioneer Bancorp Stock Market Value
| PBFS Stock | USD 14.72 0.09 0.62% |
| Symbol | Pioneer |
Is there potential for Regional Banks market expansion? Will Pioneer introduce new products? Factors like these will boost the valuation of Pioneer Bancorp. Anticipated expansion of Pioneer directly elevates investor willingness to pay premium valuations. Understanding fair value requires weighing current performance against future potential. All the valuation information about Pioneer Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.154 | Earnings Share 0.81 | Revenue Per Share | Quarterly Revenue Growth 0.157 | Return On Assets |
Investors evaluate Pioneer Bancorp using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Pioneer Bancorp's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Analysts utilize numerous techniques to assess fundamental value, seeking to purchase shares when trading prices fall beneath estimated intrinsic worth. External factors like market trends, sector rotation, and investor psychology can cause Pioneer Bancorp's market price to deviate significantly from intrinsic value.
It's important to distinguish between Pioneer Bancorp's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Pioneer Bancorp should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Conversely, Pioneer Bancorp's market price signifies the transaction level at which participants voluntarily complete trades.
Pioneer Bancorp 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Pioneer Bancorp's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Pioneer Bancorp.
| 11/20/2025 |
| 02/18/2026 |
If you would invest 0.00 in Pioneer Bancorp on November 20, 2025 and sell it all today you would earn a total of 0.00 from holding Pioneer Bancorp or generate 0.0% return on investment in Pioneer Bancorp over 90 days. Pioneer Bancorp is related to or competes with Orange County, Ponce Financial, RBB Bancorp, MVB Financial, Farmers Merchants, US Century, and Bankwell Financial. Pioneer Bancorp, Inc. operates as a holding company for Pioneer Bank that provides various banking products and services... More
Pioneer Bancorp Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Pioneer Bancorp's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Pioneer Bancorp upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.33 | |||
| Information Ratio | 0.0546 | |||
| Maximum Drawdown | 8.41 | |||
| Value At Risk | (1.84) | |||
| Potential Upside | 2.92 |
Pioneer Bancorp Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Pioneer Bancorp's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Pioneer Bancorp's standard deviation. In reality, there are many statistical measures that can use Pioneer Bancorp historical prices to predict the future Pioneer Bancorp's volatility.| Risk Adjusted Performance | 0.0757 | |||
| Jensen Alpha | 0.1067 | |||
| Total Risk Alpha | 0.0438 | |||
| Sortino Ratio | 0.0629 | |||
| Treynor Ratio | 0.2718 |
Pioneer Bancorp February 18, 2026 Technical Indicators
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| Risk Adjusted Performance | 0.0757 | |||
| Market Risk Adjusted Performance | 0.2818 | |||
| Mean Deviation | 1.15 | |||
| Semi Deviation | 1.24 | |||
| Downside Deviation | 1.33 | |||
| Coefficient Of Variation | 1120.99 | |||
| Standard Deviation | 1.53 | |||
| Variance | 2.35 | |||
| Information Ratio | 0.0546 | |||
| Jensen Alpha | 0.1067 | |||
| Total Risk Alpha | 0.0438 | |||
| Sortino Ratio | 0.0629 | |||
| Treynor Ratio | 0.2718 | |||
| Maximum Drawdown | 8.41 | |||
| Value At Risk | (1.84) | |||
| Potential Upside | 2.92 | |||
| Downside Variance | 1.78 | |||
| Semi Variance | 1.53 | |||
| Expected Short fall | (1.36) | |||
| Skewness | 0.2524 | |||
| Kurtosis | 1.11 |
Pioneer Bancorp Backtested Returns
Pioneer Bancorp appears to be very steady, given 3 months investment horizon. Pioneer Bancorp maintains Sharpe Ratio (i.e., Efficiency) of 0.13, which implies the firm had a 0.13 % return per unit of risk over the last 3 months. We have found twenty-nine technical indicators for Pioneer Bancorp, which you can use to evaluate the volatility of the company. Please evaluate Pioneer Bancorp's Risk Adjusted Performance of 0.0757, coefficient of variation of 1120.99, and Semi Deviation of 1.24 to confirm if our risk estimates are consistent with your expectations. On a scale of 0 to 100, Pioneer Bancorp holds a performance score of 10. The company holds a Beta of 0.47, which implies possible diversification benefits within a given portfolio. As returns on the market increase, Pioneer Bancorp's returns are expected to increase less than the market. However, during the bear market, the loss of holding Pioneer Bancorp is expected to be smaller as well. Please check Pioneer Bancorp's value at risk, as well as the relationship between the skewness and day median price , to make a quick decision on whether Pioneer Bancorp's historical price patterns will revert.
Auto-correlation | 0.27 |
Poor predictability
Pioneer Bancorp has poor predictability. Overlapping area represents the amount of predictability between Pioneer Bancorp time series from 20th of November 2025 to 4th of January 2026 and 4th of January 2026 to 18th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Pioneer Bancorp price movement. The serial correlation of 0.27 indicates that nearly 27.0% of current Pioneer Bancorp price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.27 | |
| Spearman Rank Test | 0.44 | |
| Residual Average | 0.0 | |
| Price Variance | 0.32 |
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Additional Tools for Pioneer Stock Analysis
When running Pioneer Bancorp's price analysis, check to measure Pioneer Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Pioneer Bancorp is operating at the current time. Most of Pioneer Bancorp's value examination focuses on studying past and present price action to predict the probability of Pioneer Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Pioneer Bancorp's price. Additionally, you may evaluate how the addition of Pioneer Bancorp to your portfolios can decrease your overall portfolio volatility.