Upstart Holdings Stock Market Value
| UPST Stock | USD 30.68 0.49 1.62% |
| Symbol | Upstart |
Is there potential for Consumer Finance market expansion? Will Upstart introduce new products? Factors like these will boost the valuation of Upstart Holdings. If investors know Upstart will grow in the future, the company's valuation will be higher. Understanding fair value requires weighing current performance against future potential. All the valuation information about Upstart Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 2.091 | Earnings Share 0.45 | Revenue Per Share | Quarterly Revenue Growth 0.344 | Return On Assets |
Investors evaluate Upstart Holdings using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Upstart Holdings' intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Analysts utilize numerous techniques to assess fundamental value, seeking to purchase shares when trading prices fall beneath estimated intrinsic worth. External factors like market trends, sector rotation, and investor psychology can cause Upstart Holdings' market price to deviate significantly from intrinsic value.
Please note, there is a significant difference between Upstart Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine if Upstart Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Conversely, Upstart Holdings' market price signifies the transaction level at which participants voluntarily complete trades.
Upstart Holdings 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Upstart Holdings' stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Upstart Holdings.
| 11/16/2025 |
| 02/14/2026 |
If you would invest 0.00 in Upstart Holdings on November 16, 2025 and sell it all today you would earn a total of 0.00 from holding Upstart Holdings or generate 0.0% return on investment in Upstart Holdings over 90 days. Upstart Holdings is related to or competes with Nelnet, Credit Acceptance, Navient SR, Stonex, Lazard, BGC, and Moelis. Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence lending platform ... More
Upstart Holdings Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Upstart Holdings' stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Upstart Holdings upside and downside potential and time the market with a certain degree of confidence.
| Information Ratio | (0.07) | |||
| Maximum Drawdown | 25.64 | |||
| Value At Risk | (7.88) | |||
| Potential Upside | 6.89 |
Upstart Holdings Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Upstart Holdings' investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Upstart Holdings' standard deviation. In reality, there are many statistical measures that can use Upstart Holdings historical prices to predict the future Upstart Holdings' volatility.| Risk Adjusted Performance | (0.04) | |||
| Jensen Alpha | (0.46) | |||
| Total Risk Alpha | (0.60) | |||
| Treynor Ratio | (0.08) |
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of Upstart Holdings' price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Upstart Holdings February 14, 2026 Technical Indicators
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| Risk Adjusted Performance | (0.04) | |||
| Market Risk Adjusted Performance | (0.07) | |||
| Mean Deviation | 3.48 | |||
| Coefficient Of Variation | (1,861) | |||
| Standard Deviation | 4.61 | |||
| Variance | 21.25 | |||
| Information Ratio | (0.07) | |||
| Jensen Alpha | (0.46) | |||
| Total Risk Alpha | (0.60) | |||
| Treynor Ratio | (0.08) | |||
| Maximum Drawdown | 25.64 | |||
| Value At Risk | (7.88) | |||
| Potential Upside | 6.89 | |||
| Skewness | (0.30) | |||
| Kurtosis | 0.9819 |
Upstart Holdings Backtested Returns
Upstart Holdings owns Efficiency Ratio (i.e., Sharpe Ratio) of -0.0342, which indicates the firm had a -0.0342 % return per unit of risk over the last 3 months. Upstart Holdings exposes twenty-three different technical indicators, which can help you to evaluate volatility embedded in its price movement. Please validate Upstart Holdings' Coefficient Of Variation of (1,861), risk adjusted performance of (0.04), and Variance of 21.25 to confirm the risk estimate we provide. The entity has a beta of 3.34, which indicates a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, Upstart Holdings will likely underperform. At this point, Upstart Holdings has a negative expected return of -0.16%. Please make sure to validate Upstart Holdings' value at risk and rate of daily change , to decide if Upstart Holdings performance from the past will be repeated at some point in the near future.
Auto-correlation | -0.5 |
Modest reverse predictability
Upstart Holdings has modest reverse predictability. Overlapping area represents the amount of predictability between Upstart Holdings time series from 16th of November 2025 to 31st of December 2025 and 31st of December 2025 to 14th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Upstart Holdings price movement. The serial correlation of -0.5 indicates that about 50.0% of current Upstart Holdings price fluctuation can be explain by its past prices.
| Correlation Coefficient | -0.5 | |
| Spearman Rank Test | -0.6 | |
| Residual Average | 0.0 | |
| Price Variance | 32.72 |
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Additional Tools for Upstart Stock Analysis
When running Upstart Holdings' price analysis, check to measure Upstart Holdings' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Upstart Holdings is operating at the current time. Most of Upstart Holdings' value examination focuses on studying past and present price action to predict the probability of Upstart Holdings' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Upstart Holdings' price. Additionally, you may evaluate how the addition of Upstart Holdings to your portfolios can decrease your overall portfolio volatility.