Utg Inc Stock Market Value

UTGN Stock  USD 57.50  1.50  2.54%   
UTG's market value is the price at which a share of UTG trades on a public exchange. It measures the collective expectations of UTG Inc investors about its performance. UTG is selling at 57.50 as of the 11th of January 2026; that is 2.54 percent decrease since the beginning of the trading day. The stock's open price was 59.0.
With this module, you can estimate the performance of a buy and hold strategy of UTG Inc and determine expected loss or profit from investing in UTG over a given investment horizon. Check out UTG Correlation, UTG Volatility and UTG Alpha and Beta module to complement your research on UTG.
Symbol

Please note, there is a significant difference between UTG's value and its price as these two are different measures arrived at by different means. Investors typically determine if UTG is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, UTG's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

UTG 'What if' Analysis

In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to UTG's pink sheet what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of UTG.
0.00
12/12/2025
No Change 0.00  0.0 
In 31 days
01/11/2026
0.00
If you would invest  0.00  in UTG on December 12, 2025 and sell it all today you would earn a total of 0.00 from holding UTG Inc or generate 0.0% return on investment in UTG over 30 days. UTG is related to or competes with Provident Financial, Pekin Life, Plains Acquisition, Saxon Capital, Tri City, FNB Bancorp, and United Bancorporation. UTG, Inc., an insurance holding company, provides individual life insurance products and services in the United States More

UTG Upside/Downside Indicators

Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure UTG's pink sheet current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess UTG Inc upside and downside potential and time the market with a certain degree of confidence.

UTG Market Risk Indicators

Today, many novice investors tend to focus exclusively on investment returns with little concern for UTG's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as UTG's standard deviation. In reality, there are many statistical measures that can use UTG historical prices to predict the future UTG's volatility.
Hype
Prediction
LowEstimatedHigh
54.8657.5060.14
Details
Intrinsic
Valuation
LowRealHigh
43.3145.9563.25
Details
Naive
Forecast
LowNextHigh
50.2952.9355.58
Details
Bollinger
Band Projection (param)
LowerMiddle BandUpper
52.3157.1561.98
Details
Please note, it is not enough to conduct a financial or market analysis of a single entity such as UTG. Your research has to be compared to or analyzed against UTG's peers to derive any actionable benefits. When done correctly, UTG's competitive analysis will give you plenty of quantitative and qualitative data to validate your investment decisions or develop an entirely new strategy toward taking a position in UTG Inc.

UTG Inc Backtested Returns

UTG appears to be very steady, given 3 months investment horizon. UTG Inc owns Efficiency Ratio (i.e., Sharpe Ratio) of 0.19, which indicates the firm had a 0.19 % return per unit of volatility over the last 3 months. We have found twenty-seven technical indicators for UTG Inc, which you can use to evaluate the volatility of the company. Please review UTG's coefficient of variation of 548.07, and Risk Adjusted Performance of 0.1428 to confirm if our risk estimates are consistent with your expectations. On a scale of 0 to 100, UTG holds a performance score of 14. The entity has a beta of 0.46, which indicates possible diversification benefits within a given portfolio. As returns on the market increase, UTG's returns are expected to increase less than the market. However, during the bear market, the loss of holding UTG is expected to be smaller as well. Please check UTG's downside variance, and the relationship between the sortino ratio and daily balance of power , to make a quick decision on whether UTG's existing price patterns will revert.

Auto-correlation

    
  -0.47  

Modest reverse predictability

UTG Inc has modest reverse predictability. Overlapping area represents the amount of predictability between UTG time series from 12th of December 2025 to 27th of December 2025 and 27th of December 2025 to 11th of January 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of UTG Inc price movement. The serial correlation of -0.47 indicates that about 47.0% of current UTG price fluctuation can be explain by its past prices.
Correlation Coefficient-0.47
Spearman Rank Test-0.15
Residual Average0.0
Price Variance2.42

UTG Inc lagged returns against current returns

Autocorrelation, which is UTG pink sheet's lagged correlation, explains the relationship between observations of its time series of returns over different periods of time. The observations are said to be independent if autocorrelation is zero. Autocorrelation is calculated as a function of mean and variance and can have practical application in predicting UTG's pink sheet expected returns. We can calculate the autocorrelation of UTG returns to help us make a trade decision. For example, suppose you find that UTG has exhibited high autocorrelation historically, and you observe that the pink sheet is moving up for the past few days. In that case, you can expect the price movement to match the lagging time series.
   Current and Lagged Values   
       Timeline  

UTG regressed lagged prices vs. current prices

Serial correlation can be approximated by using the Durbin-Watson (DW) test. The correlation can be either positive or negative. If UTG pink sheet is displaying a positive serial correlation, investors will expect a positive pattern to continue. However, if UTG pink sheet is observed to have a negative serial correlation, investors will generally project negative sentiment on having a locked-in long position in UTG pink sheet over time.
   Current vs Lagged Prices   
       Timeline  

UTG Lagged Returns

When evaluating UTG's market value, investors can use the concept of autocorrelation to see how much of an impact past prices of UTG pink sheet have on its future price. UTG autocorrelation represents the degree of similarity between a given time horizon and a lagged version of the same horizon over the previous time interval. In other words, UTG autocorrelation shows the relationship between UTG pink sheet current value and its past values and can show if there is a momentum factor associated with investing in UTG Inc.
   Regressed Prices   
       Timeline  

Other Information on Investing in UTG Pink Sheet

UTG financial ratios help investors to determine whether UTG Pink Sheet is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in UTG with respect to the benefits of owning UTG security.