OPBK Historical Cash Flow
| OPBK Stock | USD 11.05 0.04 0.36% |
Analysis of OP Bancorp cash flow over time is an excellent tool to project OP Bancorp future capital expenditures as well as to predict the amount of cash needed to cover cost of sales, R&D expenses or production expansions. Investors should almost always look for trends in cash flow indicators such as Change In Working Capital of 10 M or Begin Period Cash Flow of 68.4 M as it is a great indicator of OP Bancorp ability to facilitate future growth, repay debt on time or pay out dividends.
Financial Statement Analysis is much more than just reviewing and examining OP Bancorp latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether OP Bancorp is a good buy for the upcoming year.
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About OPBK Cash Flow Analysis
The Cash Flow Statement is a financial statement that shows how changes in OPBK balance sheet and income statement accounts affect cash and cash equivalents. It breaks the analysis down to operating, investing, and financing activities. One of the most critical aspects of the cash flow statement is liquidity, which is the degree to which OPBK's non-liquid assets can be easily converted into cash.
OP Bancorp Cash Flow Chart
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Stock Based Compensation
Compensation provided to employees in the form of equity or options to purchase company stock. This type of compensation is used to align the interests of employees and shareholders.Begin Period Cash Flow
The amount of cash a company has at the beginning of a financial reporting period. It serves as the starting point for calculating the period's cash flow from operations, investing, and financing activities.Capital Expenditures
Capital Expenditures are funds used by OP Bancorp to acquire physical assets such as property, industrial buildings or equipment. This type of outlay is used by management to increase the scope of OP Bancorp operations. These expenditures can include everything from repairing an office equipment, building a brand new facility, or writing new software.Net Income
Net income is one of the most important fundamental items in finance. It plays a large role in OP Bancorp financial statement analysis. It represents the amount of money remaining after all of OP Bancorp operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue.Most accounts from OP Bancorp's cash flow statement are interrelated and interconnected. However, analyzing cash flow statement accounts one by one will only give a small insight into OP Bancorp current financial condition. On the other hand, looking into the entire matrix of cash flow statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in OP Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. For more information on how to buy OPBK Stock please use our How to buy in OPBK Stock guide.At this time, OP Bancorp's Change In Working Capital is quite stable compared to the past year. Change To Netincome is expected to rise to about 49 M this year, although the value of Change In Cash is projected to rise to (86.7 M).
OP Bancorp cash flow statement Correlations
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OP Bancorp Account Relationship Matchups
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High Negative Relationship
OP Bancorp cash flow statement Accounts
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
| Change In Cash | 20.4M | 9.1M | (32.5M) | 8.2M | (91.2M) | (86.7M) | |
| Stock Based Compensation | 997K | 558K | 1.2M | 1.3M | 1.2M | 1.0M | |
| Free Cash Flow | (5.6M) | (29.4M) | 82.3M | 65.7M | 29.8M | 18.3M | |
| Change In Working Capital | (3.7M) | 6.4M | (2.5M) | (2.6M) | 9.6M | 10.0M | |
| Begin Period Cash Flow | 86.0M | 106.3M | 115.5M | 83.0M | 91.2M | 68.4M | |
| Other Cashflows From Financing Activities | 189.8M | (434K) | 352.2M | (77.4M) | (89.0M) | (84.6M) | |
| Depreciation | 1.3M | 1.3M | 1.4M | 1.3M | 1.4M | 1.1M | |
| Other Non Cash Items | (17.1M) | (51.2M) | 49.3M | 43.3M | (21.1M) | (20.0M) | |
| Capital Expenditures | 619K | 1.1M | 1.4M | 2.2M | 1.6M | 1.1M | |
| Total Cash From Operating Activities | (5.0M) | (28.3M) | 83.7M | 67.8M | 31.3M | 19.8M | |
| Change To Account Receivables | (1.5M) | 242K | (2.4M) | (1.1M) | (929K) | (975.5K) | |
| Net Income | 13.1M | 28.8M | 33.3M | 23.9M | 21.1M | 16.0M | |
| Total Cash From Financing Activities | 172.4M | 323.5M | 345.6M | 16.4M | 199.8M | 169.4M | |
| End Period Cash Flow | 106.4M | 115.5M | 83.0M | 91.2M | 134.9M | 78.2M | |
| Sale Purchase Of Stock | (8.1M) | (28K) | 608K | (3.9M) | (2.7M) | (2.6M) | |
| Investments | (147.1M) | (186.5M) | (224.2M) | (158.5M) | (187.4M) | (196.8M) | |
| Total Cashflows From Investing Activities | (118.0M) | (147.1M) | (286.0M) | (461.8M) | (415.6M) | (394.8M) | |
| Change To Operating Activities | 1.6M | 72K | 8.4M | (1.2M) | (1.1M) | (1.0M) | |
| Other Cashflows From Investing Activities | (685K) | (98.5M) | (236.2M) | (89.6M) | (187.4M) | (178.0M) | |
| Change To Netincome | (2.3M) | (17.4M) | (67.1M) | 51.8M | 46.7M | 49.0M | |
| Change To Liabilities | (397K) | (2.3M) | 2.7M | (1.5M) | (1.3M) | (1.2M) | |
| Dividends Paid | 4.3M | 5.1M | 6.7M | 7.3M | 7.1M | 5.3M |
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Try AI Portfolio ArchitectCheck out Your Equity Center to better understand how to build diversified portfolios, which includes a position in OP Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. For more information on how to buy OPBK Stock please use our How to buy in OPBK Stock guide.You can also try the Technical Analysis module to check basic technical indicators and analysis based on most latest market data.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of OP Bancorp. If investors know OPBK will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about OP Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.02) | Dividend Share 0.48 | Earnings Share 1.39 | Revenue Per Share | Quarterly Revenue Growth 0.027 |
The market value of OP Bancorp is measured differently than its book value, which is the value of OPBK that is recorded on the company's balance sheet. Investors also form their own opinion of OP Bancorp's value that differs from its market value or its book value, called intrinsic value, which is OP Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because OP Bancorp's market value can be influenced by many factors that don't directly affect OP Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between OP Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if OP Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, OP Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.