OPBK Financial Statements From 2010 to 2026

Stocks . USA . 
Stock . OP Bancorp
OPBK Stock  USD 13.87  0.24  1.76%   
Analyzing historical trends in various income statement and balance sheet accounts from OP Bancorp's financial statements helps investors evaluate the company's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting OP Bancorp's valuation are summarized below:
Gross Profit
91.1 M
Profit Margin
0.2816
Market Capitalization
206.4 M
Enterprise Value Revenue
3.3078
Revenue
91.1 M
There are currently one hundred twenty fundamental measures for OP Bancorp that can be evaluated and compared over time across peers in the sector. We recommend to check out OP Bancorp's latest fundamental drivers against the all of the trends between 2010 and 2026. The value of Market Cap is estimated to slide to about 72.8 M. The Enterprise Value is projected to slide to about 50.3 M

OP Bancorp Total Revenue

174.99 Million

Check OP Bancorp financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among OP Bancorp's main balance sheet or income statement drivers, such as Interest Expense of 75.6 M, Selling General Administrative of 44.9 M or Total Revenue of 175 M, as well as many indicators such as Price To Sales Ratio of 3.29, Dividend Yield of 0.0262 or PTB Ratio of 1.29. OPBK financial statements analysis is a perfect complement when working with OP Bancorp Valuation or Volatility modules.
  
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Check out the analysis of OP Bancorp Correlation against competitors.
For more information on how to buy OPBK Stock please use our How to buy in OPBK Stock guide.

OP Bancorp Balance Sheet

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Total Assets2.9 B2.7 B1.2 B
Slightly volatile
Other Current Liabilities2.4 B2.3 B1.1 B
Slightly volatile
Total Current Liabilities2.5 B2.3 B1.1 B
Slightly volatile
Total Stockholder Equity247.5 M235.7 M120.5 M
Slightly volatile
Property Plant And Equipment Net8.4 M14.8 M7.8 M
Slightly volatile
Accounts Payable19.4 M18.5 M4.5 M
Slightly volatile
Cash163.1 M155.3 M75.2 M
Slightly volatile
Non Current Assets Total2.7 B2.6 B1.1 B
Slightly volatile
Non Currrent Assets Other68.7 M65.5 M31.9 M
Slightly volatile
Cash And Short Term Investments136 M155.3 M128 M
Slightly volatile
Net Receivables11.1 M10.6 M4.1 M
Slightly volatile
Common Stock Total Equity68.1 M91.2 M67.1 M
Slightly volatile
Common Stock Shares Outstanding13.3 M14.9 M12.5 M
Slightly volatile
Liabilities And Stockholders Equity2.9 B2.7 B1.2 B
Slightly volatile
Non Current Liabilities Total142.1 M135.3 M42.5 M
Slightly volatile
Total Liabilities2.6 B2.5 B1.1 B
Slightly volatile
Property Plant And Equipment Gross31.6 M30.1 M11.6 M
Slightly volatile
Total Current Assets139.6 M165.9 M131.7 M
Slightly volatile
Common Stock70.1 M84.8 M66.3 M
Slightly volatile
Other Current Assets67.4 M114.4 M57.4 M
Slightly volatile
Intangible Assets7.9 M12.5 M7.3 M
Slightly volatile
Short and Long Term Debt Total124.2 M118.3 M40.2 M
Slightly volatile
Short Term Investments24 K25.3 K54.8 M
Slightly volatile
Other Stockholder Equity6.9 M13.7 M6.1 M
Slightly volatile
Other Liabilities22.7 M21.6 M10.8 M
Slightly volatile
Net Tangible Assets130.4 M203.5 M118.6 M
Slightly volatile
Long Term Investments116.2 M218.1 M93.8 M
Slightly volatile
Property Plant Equipment8.2 M5.1 M6.4 M
Pretty Stable
Capital Surpluse7.4 M11.2 M6.4 M
Slightly volatile
Earning Assets68.2 M72.2 M63.4 M
Slightly volatile
Long Term Debt114.7 M109.2 M31.4 M
Slightly volatile
Net Invested Capital228.7 M345 M170.7 M
Slightly volatile
Good Will2.2 B2.1 B633.1 M
Slightly volatile
Retained Earnings Total Equity75.1 M121.5 M58.8 M
Slightly volatile
Capital Stock64.5 M66.3 M83.8 M
Slightly volatile
Non Current Liabilities Other23.6 M33.4 M16.7 M
Slightly volatile
Capital Lease Obligations7.5 M7.1 M9.5 M
Slightly volatile

OP Bancorp Income Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Interest Expense75.6 M72 M19.7 M
Slightly volatile
Selling General Administrative44.9 M42.7 M20.8 M
Slightly volatile
Total Revenue175 M166.7 M71.1 M
Slightly volatile
Gross Profit50.8 M91.1 M46.8 M
Slightly volatile
Other Operating Expenses137.9 M131.3 M51.4 M
Slightly volatile
Cost Of Revenue79.3 M75.6 M21.7 M
Slightly volatile
Depreciation And Amortization1.1 M1.6 M942.6 K
Slightly volatile
Selling And Marketing Expenses626.4 K613 K547.4 K
Slightly volatile
Tax Provision7.9 M9.2 M6.4 M
Slightly volatile
Net Interest Income51 M75.4 M41.4 M
Slightly volatile
Interest Income166.2 M158.3 M63.7 M
Slightly volatile
Net Income From Continuing Ops18.1 M24.2 M14.2 M
Slightly volatile
Net Income Applicable To Common Shares40.2 M38.3 M17.3 M
Slightly volatile
Reconciled Depreciation1.4 M1.6 M1.2 M
Slightly volatile

OP Bancorp Cash Flow Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Stock Based Compensation1 M1.4 M901.7 K
Slightly volatile
Begin Period Cash Flow68.4 M104.9 M60.1 M
Slightly volatile
Depreciation1.1 M1.6 M942.6 K
Slightly volatile
Capital Expenditures1.1 M1.4 M1.3 M
Very volatile
Net Income16 M24.2 M14.2 M
Slightly volatile
Total Cash From Financing Activities169.4 M229.8 M148 M
Slightly volatile
End Period Cash Flow78.2 M155.2 M71 M
Slightly volatile
Dividends Paid5.3 M8.2 M4.4 M
Slightly volatile
Cash Flows Other Operating1 M1.1 M1.2 M
Pretty Stable

Financial Ratios

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio3.291.762.8253
Slightly volatile
Dividend Yield0.02620.02730.0249
Slightly volatile
PTB Ratio1.291.321.1219
Very volatile
Days Sales Outstanding25.4125.0422.7333
Pretty Stable
Book Value Per Share6.6712.418.2296
Slightly volatile
Average Payables209.2 K335.1 K284.6 K
Slightly volatile
Stock Based Compensation To Revenue0.00840.00880.0189
Slightly volatile
Capex To Depreciation2.391.322.7167
Slightly volatile
PB Ratio1.291.321.1219
Very volatile
EV To Sales2.051.521.6965
Slightly volatile
Payables Turnover5.085.3513.5248
Slightly volatile
Sales General And Administrative To Revenue0.410.250.3767
Slightly volatile
Capex To Revenue0.01110.01170.037
Slightly volatile
Cash Per Share7.38.179.1571
Slightly volatile
Payout Ratio0.210.310.2204
Slightly volatile
Days Payables Outstanding41.6970.5948.2288
Slightly volatile
Intangibles To Total Assets0.0040.00410.0063
Pretty Stable
Current Ratio0.110.06350.1409
Slightly volatile
Tangible Book Value Per Share6.511.757.9933
Slightly volatile
Receivables Turnover20.3619.2819.3981
Pretty Stable
Shareholders Equity Per Share6.6712.418.2296
Slightly volatile
Debt To Equity0.320.580.3161
Very volatile
Capex Per Share0.130.120.1197
Slightly volatile
Average Receivables960.7 K1.6 M1.4 M
Slightly volatile
Revenue Per Share9.799.324.8416
Slightly volatile
Interest Debt Per Share11.1110.583.7497
Slightly volatile
Debt To Assets0.03320.050.034
Slightly volatile
Graham Number11.118.8613.3497
Slightly volatile
Operating Cycle25.4125.0422.7333
Pretty Stable
Price Book Value Ratio1.291.321.1219
Very volatile
Days Of Payables Outstanding41.6970.5948.2288
Slightly volatile
Dividend Payout Ratio0.210.310.2204
Slightly volatile
Company Equity Multiplier7.4910.399.228
Slightly volatile
Long Term Debt To Capitalization0.170.290.2112
Pretty Stable
Total Debt To Capitalization0.220.380.2226
Very volatile
Debt Equity Ratio0.320.580.3161
Very volatile
Quick Ratio0.110.06350.1409
Slightly volatile
Net Income Per E B T0.990.831.0159
Slightly volatile
Cash Ratio0.08680.0760.0864
Slightly volatile
Days Of Sales Outstanding25.4125.0422.7333
Pretty Stable
Free Cash Flow Operating Cash Flow Ratio1.181.091.0965
Slightly volatile
Price To Book Ratio1.291.321.1219
Very volatile
Fixed Asset Turnover5.9510.788.1764
Pretty Stable
Debt Ratio0.03320.050.034
Slightly volatile
Price Sales Ratio3.291.762.8253
Slightly volatile
Asset Turnover0.04270.05860.0533
Pretty Stable
Gross Profit Margin0.60.460.7441
Pretty Stable
Price Fair Value1.291.321.1219
Very volatile

OP Bancorp Valuation Data

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Market Cap72.8 M120.6 M96.7 M
Slightly volatile
Enterprise Value50.3 M50.6 M50.1 M
Slightly volatile

OPBK Upcoming Events

25th of April 2024
Upcoming Quarterly Report
View
25th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
23rd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About OP Bancorp Financial Statements

OP Bancorp investors utilize fundamental indicators, such as revenue or net income, to predict how OPBK Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Current Deferred Revenue-14.5 M-15.2 M
Total Revenue166.7 M175 M
Cost Of Revenue75.6 M79.3 M
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.25  0.41 
Capex To Revenue 0.01  0.01 
Revenue Per Share 9.32  9.79 
Ebit Per Revenue 0.17  0.13 

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When determining whether OP Bancorp is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if OPBK Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Op Bancorp Stock. Highlighted below are key reports to facilitate an investment decision about Op Bancorp Stock:
How To Invest In OPBK
Details
Is OPBK Stock a good investment?
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What is OP Bancorp's Net Worth?
Details
Largest Banks - Regional Companies
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Largest Financial Services Companies
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Check out the analysis of OP Bancorp Correlation against competitors.
For more information on how to buy OPBK Stock please use our How to buy in OPBK Stock guide.
You can also try the Portfolio Rebalancing module to analyze risk-adjusted returns against different time horizons to find asset-allocation targets.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of OP Bancorp. Anticipated expansion of OPBK directly elevates investor willingness to pay premium valuations. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive OP Bancorp assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth
0.425
Dividend Share
0.48
Earnings Share
1.72
Revenue Per Share
6.125
Quarterly Revenue Growth
0.203
OP Bancorp's market price often diverges from its book value, the accounting figure shown on OPBK's balance sheet. Smart investors calculate OP Bancorp's intrinsic value—its true economic worth—which may differ significantly from both market price and book value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Since OP Bancorp's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Altman
Z Score
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Piotroski
F Score
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Beneish
M Score
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Financial
Analysis
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Buy or Sell
Advice
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Earnings
Projections
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It's important to distinguish between OP Bancorp's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding OP Bancorp should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. However, OP Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
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