OPBK Financial Statements From 2010 to 2024

Stocks . USA . 
Stock . OP Bancorp
OPBK Stock  USD 17.33  0.10  0.57%   
OP Bancorp financial statements provide useful quarterly and yearly information to potential OP Bancorp investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on OP Bancorp financial statements helps investors assess OP Bancorp's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting OP Bancorp's valuation are summarized below:
Gross Profit
91.6 M
Profit Margin
0.2701
Market Capitalization
258.2 M
Enterprise Value Revenue
4.2381
Revenue
78.8 M
There are currently one hundred twenty fundamental measures for OP Bancorp that can be evaluated and compared over time across peers in the sector. We recommend to check out OP Bancorp's latest fundamental drivers against the all of the trends between 2010 and 2024. Enterprise Value is expected to rise to about 198.5 M this year, although the value of Market Cap will most likely fall to about 98.7 M.

OP Bancorp Total Revenue

46.28 Million

Check OP Bancorp financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among OP Bancorp's main balance sheet or income statement drivers, such as Interest Expense of 55.6 M, Selling General Administrative of 18.4 M or Total Revenue of 46.3 M, as well as many indicators such as Price To Sales Ratio of 1.94, Dividend Yield of 0.0265 or PTB Ratio of 1.3. OPBK financial statements analysis is a perfect complement when working with OP Bancorp Valuation or Volatility modules.
  
Check out the analysis of OP Bancorp Correlation against competitors.
For more information on how to buy OPBK Stock please use our How to buy in OPBK Stock guide.

OP Bancorp Balance Sheet

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Total Assets2.3 B2.1 B1 B
Slightly volatile
Total Current Liabilities9.8 M9.3 M2.7 M
Slightly volatile
Total Stockholder Equity106.3 M192.6 M97.8 M
Slightly volatile
Property Plant And Equipment Net8 M13.7 M7 M
Slightly volatile
Accounts Payable13.3 M12.6 M2.4 M
Slightly volatile
Cash63.1 M91.2 M59.2 M
Slightly volatile
Non Current Assets Total2.2 B2.1 B340.5 M
Slightly volatile
Cash And Short Term Investments119.8 M91.2 M111.7 M
Slightly volatile
Net Receivables8.7 M8.3 M3.2 M
Slightly volatile
Common Stock Total Equity68.1 M91.2 M65.4 M
Slightly volatile
Common Stock Shares Outstanding12.9 M15.2 M12.1 M
Slightly volatile
Liabilities And Stockholders Equity2.3 B2.1 B1 B
Slightly volatile
Total Liabilities2.1 B2 B927.6 M
Slightly volatile
Property Plant And Equipment Gross27.2 M25.9 M9.1 M
Slightly volatile
Total Current Assets140 M190.7 M121.8 M
Slightly volatile
Common Stock69.3 M76.3 M64.5 M
Slightly volatile
Other Current Assets67.4 M99.5 M50.8 M
Slightly volatile
Short and Long Term Debt Total120.1 M114.3 M27.9 M
Slightly volatile
Short Term Investments204 M194.2 M75.8 M
Slightly volatile
Non Current Liabilities Total2 B1.9 B277.1 M
Slightly volatile
Other Stockholder Equity6.4 M10.9 M5.2 M
Slightly volatile
Other Liabilities22.7 M21.6 M9.7 M
Slightly volatile
Net Tangible Assets130.4 M203.5 M110.8 M
Slightly volatile
Long Term Investments106.9 M210.5 M78.5 M
Slightly volatile
Intangible Assets9.1 M11.7 M7.3 M
Slightly volatile
Property Plant Equipment8.2 M5.1 M6.7 M
Slightly volatile
Capital Surpluse7.4 M11.2 M6 M
Slightly volatile
Earning Assets68.2 M72.2 M63.4 M
Slightly volatile
Long Term Debt110.2 M105 M21.7 M
Slightly volatile
Net Invested Capital203.3 M297.6 M148.8 M
Slightly volatile
Retained Earnings Total Equity75.1 M121.5 M52.5 M
Slightly volatile
Capital Stock65.4 M76.3 M85.7 M
Slightly volatile
Non Current Liabilities Other23.6 M33.4 M15 M
Slightly volatile
Good Will2.2 B2.1 B478.1 M
Slightly volatile
Capital Lease Obligations10.7 M9.3 M10 M
Pretty Stable

OP Bancorp Income Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Interest Expense55.6 M53 M11.4 M
Slightly volatile
Selling General Administrative18.4 M31.7 M17.1 M
Slightly volatile
Total Revenue46.3 M81.2 M42.9 M
Slightly volatile
Gross Profit46.3 M81.2 M42.9 M
Slightly volatile
Other Operating Expenses87 M82.9 M27.2 M
Slightly volatile
Depreciation And Amortization1.1 M1.3 M871 K
Slightly volatile
Selling And Marketing Expenses629.7 K614 K544.2 K
Slightly volatile
Tax Provision7.9 M10.5 M6.1 M
Slightly volatile
Net Interest Income48.9 M72.7 M37.3 M
Slightly volatile
Interest Income60.2 M116.8 M45.4 M
Slightly volatile
Net Income From Continuing Ops17.6 M26.8 M13.1 M
Slightly volatile
Net Income Applicable To Common Shares40.2 M38.3 M15.2 M
Slightly volatile
Reconciled Depreciation1.3 M1.3 M1.1 M
Slightly volatile

OP Bancorp Cash Flow Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Stock Based Compensation1 M1.3 M851 K
Slightly volatile
Begin Period Cash Flow65.8 M83 M54.8 M
Slightly volatile
Depreciation1.1 M1.3 M871 K
Slightly volatile
Capital Expenditures1.1 M2.2 M1.3 M
Very volatile
Net Income15.4 M23.9 M13.1 M
Slightly volatile
Total Cash From Financing Activities15.6 M16.4 M128.8 M
Pretty Stable
End Period Cash Flow72.3 M91.2 M60.8 M
Slightly volatile
Dividends Paid4.9 M7.3 M4 M
Slightly volatile
Cash Flows Other Operating1 M1.1 M1.2 M
Pretty Stable

Financial Ratios

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio1.942.04253.7475
Slightly volatile
Dividend Yield0.02650.04380.0244
Slightly volatile
PTB Ratio1.30.86121.1094
Very volatile
Days Sales Outstanding39.2442.6832.1142
Pretty Stable
Book Value Per Share13.3512.71498.0119
Slightly volatile
Average Payables209.2 K335.1 K272.9 K
Slightly volatile
Stock Based Compensation To Revenue0.02570.0160.0235
Slightly volatile
Capex To Depreciation2.481.63472.9205
Slightly volatile
PB Ratio1.30.86121.1094
Very volatile
Sales General And Administrative To Revenue0.530.39070.4793
Slightly volatile
Capex To Revenue0.04690.02690.0466
Slightly volatile
Cash Per Share19.7918.843110.046
Slightly volatile
Payout Ratio0.190.30390.2052
Slightly volatile
Intangibles To Total Assets0.00520.00550.0263
Slightly volatile
Current Ratio19.3920.4144179
Very volatile
Receivables Turnover12.548.8515.7816
Slightly volatile
Graham Number10.721.252512.956
Slightly volatile
Shareholders Equity Per Share13.3512.71498.0119
Slightly volatile
Debt To Equity0.310.490.4364
Slightly volatile
Capex Per Share0.130.14420.1206
Slightly volatile
Average Receivables760.5 K702.8 K794.6 K
Very volatile
Revenue Per Share5.635.3613.3412
Slightly volatile
Interest Debt Per Share10.9510.42792.5155
Slightly volatile
Debt To Assets0.04680.05620.0472
Very volatile
Price Book Value Ratio1.30.86121.1094
Very volatile
Dividend Payout Ratio0.190.30390.2052
Slightly volatile
Ebt Per Ebit0.880.96160.7945
Very volatile
Company Equity Multiplier7.3711.14978.988
Slightly volatile
Long Term Debt To Capitalization0.180.320.2612
Slightly volatile
Total Debt To Capitalization0.220.320.2965
Pretty Stable
Debt Equity Ratio0.310.490.4364
Slightly volatile
Quick Ratio19.3920.4144223
Very volatile
Net Income Per E B T1.010.71421.0489
Slightly volatile
Cash Ratio9.289.7651101
Pretty Stable
Days Of Sales Outstanding39.2442.6832.1142
Pretty Stable
Free Cash Flow Operating Cash Flow Ratio1.190.96781.1071
Slightly volatile
Price To Book Ratio1.30.86121.1094
Very volatile
Fixed Asset Turnover4.895.90886.7474
Pretty Stable
Debt Ratio0.04680.05620.0472
Very volatile
Price Sales Ratio1.942.04253.7475
Slightly volatile
Asset Turnover0.03520.03780.0454
Pretty Stable
Price Fair Value1.30.86121.1094
Very volatile

OP Bancorp Valuation Data

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Market Cap98.7 M165.9 M103.8 M
Slightly volatile

OPBK Fundamental Market Drivers

Cash And Short Term Investments91.2 M

OPBK Upcoming Events

25th of April 2024
Upcoming Quarterly Report
View
25th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
23rd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About OP Bancorp Financial Statements

OP Bancorp investors utilize fundamental indicators, such as revenue or net income, to predict how OPBK Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Current Deferred Revenue-11.4 M-11.9 M
Total Revenue81.2 M46.3 M
Cost Of Revenue-55.2 K-52.4 K
Stock Based Compensation To Revenue 0.02  0.03 
Sales General And Administrative To Revenue 0.39  0.53 
Capex To Revenue 0.03  0.05 
Revenue Per Share 5.36  5.63 
Ebit Per Revenue 0.43  0.22 

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When determining whether OP Bancorp is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if OPBK Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Op Bancorp Stock. Highlighted below are key reports to facilitate an investment decision about Op Bancorp Stock:
How To Invest In OPBK
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Is OPBK Stock a good investment?
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What is OP Bancorp's Net Worth?
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Largest Banks - Regional Companies
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Largest Financial Services Companies
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Check out the analysis of OP Bancorp Correlation against competitors.
For more information on how to buy OPBK Stock please use our How to buy in OPBK Stock guide.
You can also try the Price Ceiling Movement module to calculate and plot Price Ceiling Movement for different equity instruments.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of OP Bancorp. If investors know OPBK will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about OP Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.091
Dividend Share
0.48
Earnings Share
1.4
Revenue Per Share
5.269
Quarterly Revenue Growth
0.094
The market value of OP Bancorp is measured differently than its book value, which is the value of OPBK that is recorded on the company's balance sheet. Investors also form their own opinion of OP Bancorp's value that differs from its market value or its book value, called intrinsic value, which is OP Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because OP Bancorp's market value can be influenced by many factors that don't directly affect OP Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
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Please note, there is a significant difference between OP Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if OP Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, OP Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
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