Lloyds Banking Net Worth

Lloyds Banking Net Worth Breakdown

  LYG
The net worth of Lloyds Banking Group is the difference between its total assets and liabilities. Lloyds Banking's net worth represents the value of the company's equity or ownership interest. In other words, it is the amount of money that would be left over if all of Lloyds Banking's assets were sold and all of its debts were paid off. Net worth is sometimes referred to as shareholder's equity or book value. Lloyds Banking's net worth can be used as a measure of its financial health and stability which can help investors to decide if Lloyds Banking is a good investment. It is also essential in determining the company's creditworthiness and ability to secure financing before investing in Lloyds Banking Group stock.

Lloyds Banking Net Worth Analysis

Lloyds Banking's net worth analysis, or its valuation, is the process of determining the total value of the company. This involves assessing a range of factors, including Lloyds Banking's financial performance, assets, liabilities, and potential for growth. The ultimate goal is to provide a clear understanding of Lloyds Banking's overall worth, which can help investors make informed investment decisions. There are several methods that can be used to perform Lloyds Banking's net worth analysis. One common approach is to calculate Lloyds Banking's market capitalization.Another approach is to use the price-to-earnings ratio (P/E ratio), which compares Lloyds Banking's stock price to its earnings per share (EPS). Discounted cash flow (DCF) analysis is another popular method for assessing Lloyds Banking's net worth. This approach calculates the present value of Lloyds Banking's future cash flows, taking into account factors such as growth rate, profitability, and risk. By comparing the present value of Lloyds Banking's cash flows to its current stock price, investors can gain a better understanding of the company's overall value. Finally, investors may use comparable company analysis to evaluate Lloyds Banking's net worth. This involves comparing Lloyds Banking's financial metrics to similar companies in the same industry. By identifying companies with similar financial characteristics, investors can gain insight into Lloyds Banking's net worth relative to its peers.

Enterprise Value

223.79 Billion

To determine if Lloyds Banking is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Lloyds Banking's net worth research are outlined below:
Lloyds Banking Group has a poor financial position based on the latest SEC disclosures
Latest headline from independent.co.uk: HSBC set to unveil bigger profits as cost-cutting overhaul in focus
Lloyds Banking uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Lloyds Banking Group. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Lloyds Banking's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
28th of February 2024
Upcoming Quarterly Report
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1st of May 2024
Next Financial Report
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31st of December 2023
Next Fiscal Quarter End
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28th of February 2024
Next Fiscal Year End
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30th of September 2023
Last Quarter Report
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31st of December 2022
Last Financial Announcement
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Lloyds Banking Target Price Consensus

Lloyds target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. Lloyds Banking's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
   2  Buy
Most Lloyds analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand Lloyds stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of Lloyds Banking Group, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice   Exposure   Valuation

Lloyds Banking Target Price Projection

Lloyds Banking's current and average target prices are 3.22 and 3.45, respectively. The current price of Lloyds Banking is the price at which Lloyds Banking Group is currently trading. On the other hand, Lloyds Banking's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.

Current Price

Lloyds Banking Market Quote on 16th of February 2025

Low Price3.2Odds
High Price3.24Odds

3.22

Target Price

Analyst Consensus On Lloyds Banking Target Price

Low Estimate3.14Odds
High Estimate3.83Odds

3.4511

Historical Lowest Forecast  3.14 Target Price  3.45 Highest Forecast  3.83
Note that most analysts generally publish their price targets in research reports on specific companies, along with recommendations for the company's stock.Although price targets are often quoted in the financial news media, there could be a delay between the publication of the latest analyst outlook on Lloyds Banking Group and the information provided on this page.

Know Lloyds Banking's Top Institutional Investors

Have you ever been surprised when a price of an equity instrument such as Lloyds Banking is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Lloyds Banking Group backward and forwards among themselves. Lloyds Banking's institutional investor refers to the entity that pools money to purchase Lloyds Banking's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
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Mondrian Investment Partners Ltd2024-09-30
74 M
Clearbridge Advisors, Llc2024-09-30
25.9 M
Note, although Lloyds Banking's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Follow Lloyds Banking's market capitalization trends

The company currently falls under 'Large-Cap' category with a total capitalization of 48.86 B.

Market Cap

34.16 Billion

Project Lloyds Banking's profitablity

Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Capital Employed 0.01  0.02 
Return On Assets 0.01  0.01 
Return On Equity 0.13  0.17 
The company has Net Profit Margin of 0.27 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.41 %, which entails that for every 100 dollars of revenue, it generated $0.41 of operating income.
When accessing Lloyds Banking's net worth, it's important to look at multiple sources and consider different scenarios. For example, gross profit margin measures Lloyds Banking's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Lloyds Banking's profitability and make more informed investment decisions.

Evaluate Lloyds Banking's management efficiency

At this time, Lloyds Banking's Return On Capital Employed is most likely to slightly decrease in the upcoming years. The Lloyds Banking's current Return On Equity is estimated to increase to 0.17, while Return On Tangible Assets are projected to decrease to 0.01. At this time, Lloyds Banking's Total Current Assets are most likely to increase significantly in the upcoming years. The Lloyds Banking's current Intangible Assets is estimated to increase to about 6.7 B, while Other Assets are forecasted to increase to (86.3 B). Lloyds Banking's management efficiency ratios could be used to measure how well Lloyds Banking manages its routine affairs as well as how well it operates its assets and liabilities.
Last ReportedProjected for Next Year
Book Value Per Share 0.66  1.17 
Tangible Book Value Per Share 0.54  0.51 
Enterprise Value Over EBITDA 3.88  3.69 
Price Book Value Ratio 0.76  0.72 
Enterprise Value Multiple 3.88  3.69 
Price Fair Value 0.76  0.72 
Enterprise Value137.5 B223.8 B
The strategic vision of Lloyds Banking Group management plays a critical role in its financial performance. By evaluating this vision, we provide insights into the stock's growth potential.
Enterprise Value Revenue
6.4186
Revenue
18.6 B
Quarterly Revenue Growth
0.003
Revenue Per Share
1.168
Return On Equity
0.1096

Lloyds Banking Corporate Filings

6K
11th of February 2025
A report filed by foreign private issuers with SEC. A foreign private issuer is a non-U.S. company with securities traded on U.S. exchanges.
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5th of February 2025
Other Reports
ViewVerify
3rd of December 2024
Certification of the accuracy of the financial statements and disclosures
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FWP
20th of November 2024
A written communication used by offering participants to offer securities to the public or to solicit securities transactions.
ViewVerify
Lloyds Banking time-series forecasting models is one of many Lloyds Banking's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Lloyds Banking's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Lloyds Banking Earnings per Share Projection vs Actual

Lloyds Banking Corporate Directors

James LuptonNon-Executive Independent DirectorProfile
Sarah LeggNon-Executive Independent DirectorProfile
Andrew WaltonGroup Corporate Affairs DirectorProfile
Janet PopeChief of Staff and Group Director - Responsible Business and InclusionProfile
When determining whether Lloyds Banking Group is a strong investment it is important to analyze Lloyds Banking's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Lloyds Banking's future performance. For an informed investment choice regarding Lloyds Stock, refer to the following important reports:
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Lloyds Banking Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in manufacturing.
You can also try the Portfolio Center module to all portfolio management and optimization tools to improve performance of your portfolios.
Is Diversified Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Lloyds Banking. If investors know Lloyds will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Lloyds Banking listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.05)
Dividend Share
0.029
Earnings Share
0.34
Revenue Per Share
1.168
Quarterly Revenue Growth
0.003
The market value of Lloyds Banking Group is measured differently than its book value, which is the value of Lloyds that is recorded on the company's balance sheet. Investors also form their own opinion of Lloyds Banking's value that differs from its market value or its book value, called intrinsic value, which is Lloyds Banking's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Lloyds Banking's market value can be influenced by many factors that don't directly affect Lloyds Banking's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Lloyds Banking's value and its price as these two are different measures arrived at by different means. Investors typically determine if Lloyds Banking is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Lloyds Banking's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.