Upstart Holdings Net Worth

Upstart Holdings Net Worth Breakdown

  UPST
The net worth of Upstart Holdings is the difference between its total assets and liabilities. Upstart Holdings' net worth represents the value of the company's equity or ownership interest. In other words, it is the amount of money that would be left over if all of Upstart Holdings' assets were sold and all of its debts were paid off. Net worth is sometimes referred to as shareholder's equity or book value. Upstart Holdings' net worth can be used as a measure of its financial health and stability which can help investors to decide if Upstart Holdings is a good investment. It is also essential in determining the company's creditworthiness and ability to secure financing before investing in Upstart Holdings stock.

Upstart Holdings Net Worth Analysis

Upstart Holdings' net worth analysis, or its valuation, is the process of determining the total value of the company. This involves assessing a range of factors, including Upstart Holdings' financial performance, assets, liabilities, and potential for growth. The ultimate goal is to provide a clear understanding of Upstart Holdings' overall worth, which can help investors make informed investment decisions. There are several methods that can be used to perform Upstart Holdings' net worth analysis. One common approach is to calculate Upstart Holdings' market capitalization.Another approach is to use the price-to-earnings ratio (P/E ratio), which compares Upstart Holdings' stock price to its earnings per share (EPS). Discounted cash flow (DCF) analysis is another popular method for assessing Upstart Holdings' net worth. This approach calculates the present value of Upstart Holdings' future cash flows, taking into account factors such as growth rate, profitability, and risk. By comparing the present value of Upstart Holdings' cash flows to its current stock price, investors can gain a better understanding of the company's overall value. Finally, investors may use comparable company analysis to evaluate Upstart Holdings' net worth. This involves comparing Upstart Holdings' financial metrics to similar companies in the same industry. By identifying companies with similar financial characteristics, investors can gain insight into Upstart Holdings' net worth relative to its peers.

Enterprise Value

3.41 Billion

To determine if Upstart Holdings is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Upstart Holdings' net worth research are outlined below:
Upstart Holdings generated a negative expected return over the last 90 days
Upstart Holdings has high historical volatility and very poor performance
About 64.0% of the company outstanding shares are owned by institutional investors
Latest headline from gurufocus.com: Upstart Holdings Inc Stock Price Down 9. percent on Feb 21

Upstart Holdings Quarterly Good Will

67.06 Million

Upstart Holdings uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Upstart Holdings. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Upstart Holdings' previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
13th of February 2024
Upcoming Quarterly Report
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14th of May 2024
Next Financial Report
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31st of December 2023
Next Fiscal Quarter End
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13th of February 2024
Next Fiscal Year End
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30th of September 2023
Last Quarter Report
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31st of December 2022
Last Financial Announcement
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Upstart Holdings Target Price Consensus

Upstart target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. Upstart Holdings' target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
   16  Buy
Strong Buy18.8%Buy12.5%Hold37.5%Sell18.8%Strong Sell12.5%
Most Upstart analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand Upstart stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of Upstart Holdings, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice   Exposure   Valuation

Upstart Holdings Target Price Projection

Upstart Holdings' current and average target prices are 66.91 and 62.11, respectively. The current price of Upstart Holdings is the price at which Upstart Holdings is currently trading. On the other hand, Upstart Holdings' target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.

Current Price

Upstart Holdings Market Quote on 25th of February 2025

Low Price63.69Odds
High Price69.89Odds

66.91

Target Price

Analyst Consensus On Upstart Holdings Target Price

Low Estimate56.52Odds
High Estimate68.94Odds

62.1071

Historical Lowest Forecast  56.52 Target Price  62.11 Highest Forecast  68.94
Note that most analysts generally publish their price targets in research reports on specific companies, along with recommendations for the company's stock.Although price targets are often quoted in the financial news media, there could be a delay between the publication of the latest analyst outlook on Upstart Holdings and the information provided on this page.

Know Upstart Holdings' Top Institutional Investors

Have you ever been surprised when a price of an equity instrument such as Upstart Holdings is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Upstart Holdings backward and forwards among themselves. Upstart Holdings' institutional investor refers to the entity that pools money to purchase Upstart Holdings' securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Renaissance Technologies Corp2024-12-31
1.4 M
Mirae Asset Global Etfs Holdings Ltd.2024-12-31
1.2 M
Jpmorgan Chase & Co2024-09-30
1.1 M
Marshall Wace Asset Management Ltd2024-12-31
1.1 M
Voloridge Investment Management, Llc2024-12-31
M
Summit Partners Public Asset Management, Llc2024-12-31
983 K
Bank Of America Corp2024-12-31
960.8 K
Northern Trust Corp2024-12-31
782.6 K
Fuller & Thaler Asset Management Inc2024-12-31
709.7 K
Vanguard Group Inc2024-12-31
7.8 M
Blackrock Inc2024-12-31
6.3 M
Note, although Upstart Holdings' institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Follow Upstart Holdings' market capitalization trends

The company currently falls under 'Mid-Cap' category with a current market capitalization of 6.73 B.

Market Cap

2.78 Billion

Project Upstart Holdings' profitablity

Last ReportedProjected for Next Year
Return On Tangible Assets(0.06)(0.05)
Return On Capital Employed(0.09)(0.08)
Return On Assets(0.05)(0.05)
Return On Equity(0.20)(0.21)
The company has Profit Margin (PM) of (0.19) %, which may suggest that it does not properly executes on its current pricing strategies or is unable to control all of the operational costs. This is way below average. Similarly, it shows Operating Margin (OM) of 0.01 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.01.
When accessing Upstart Holdings' net worth, it's important to look at multiple sources and consider different scenarios. For example, gross profit margin measures Upstart Holdings' profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Upstart Holdings' profitability and make more informed investment decisions.
Please note, the imprecision that can be found in Upstart Holdings' accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Upstart Holdings. Check Upstart Holdings' Beneish M Score to see the likelihood of Upstart Holdings' management manipulating its earnings.

Evaluate Upstart Holdings' management efficiency

Upstart Holdings has return on total asset (ROA) of (0.0378) % which means that it has lost $0.0378 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of (0.2027) %, meaning that it created substantial loss on money invested by shareholders. Upstart Holdings' management efficiency ratios could be used to measure how well Upstart Holdings manages its routine affairs as well as how well it operates its assets and liabilities. Return On Tangible Assets is likely to gain to -0.05 in 2025. Return On Capital Employed is likely to gain to -0.08 in 2025. Total Current Liabilities is likely to gain to about 373.3 M in 2025, whereas Liabilities And Stockholders Equity is likely to drop slightly above 1.5 B in 2025.
Last ReportedProjected for Next Year
Book Value Per Share 7.08  5.25 
Tangible Book Value Per Share 6.33  4.73 
Enterprise Value Over EBITDA(35.70)(33.92)
Price Book Value Ratio 8.70  10.45 
Enterprise Value Multiple(35.70)(33.92)
Price Fair Value 8.70  10.45 
Enterprise Value6.2 B3.4 B
Leadership at Upstart Holdings emphasizes sustainable growth and financial prudence. Our analysis evaluates how these priorities impact the stock's performance in the market.
Enterprise Value Revenue
13.0052
Revenue
677 M
Quarterly Revenue Growth
0.466
Revenue Per Share
7.568
Return On Equity
(0.20)
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Upstart Holdings insiders, such as employees or executives, is commonly permitted as long as it does not rely on Upstart Holdings' material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Upstart Holdings insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Natalia Mirgorodskaya over two months ago
Disposition of 3500 shares by Natalia Mirgorodskaya of Upstart Holdings at 1.35 subject to Rule 16b-3
 
Paul Gu over two months ago
Disposition of 40226 shares by Paul Gu of Upstart Holdings at 1.17 subject to Rule 16b-3
 
Singh Cassidy Sukhinder over two months ago
Disposition of 2925 shares by Singh Cassidy Sukhinder of Upstart Holdings at 78.4609 subject to Rule 16b-3
 
Paul Gu over three months ago
Disposition of 5000 shares by Paul Gu of Upstart Holdings at 1.17 subject to Rule 16b-3
 
Scott Darling over three months ago
Disposition of 9000 shares by Scott Darling of Upstart Holdings at 45.0 subject to Rule 16b-3
 
Scott Darling over three months ago
Acquisition by Scott Darling of 5128 shares of Upstart Holdings at 13.22 subject to Rule 16b-3
 
Natalia Mirgorodskaya over three months ago
Acquisition by Natalia Mirgorodskaya of 5000 shares of Upstart Holdings at 1.17 subject to Rule 16b-3
 
Datta Sanjay over three months ago
Disposition of 1500 shares by Datta Sanjay of Upstart Holdings at 34.85 subject to Rule 16b-3
 
Datta Sanjay over three months ago
Disposition of 1500 shares by Datta Sanjay of Upstart Holdings at 34.85 subject to Rule 16b-3
 
Datta Sanjay over six months ago
Disposition of 1500 shares by Datta Sanjay of Upstart Holdings at 42.44 subject to Rule 16b-3
 
Paul Gu over six months ago
Disposition of 15864 shares by Paul Gu of Upstart Holdings at 38.3069 subject to Rule 16b-3
 
Datta Sanjay over six months ago
Disposition of 1000 shares by Datta Sanjay of Upstart Holdings at 26.31 subject to Rule 16b-3

Upstart Holdings Corporate Filings

F4
24th of February 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
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F3
21st of February 2025
The report used by insiders such as officers, directors, and major shareholders (beneficial owners holding more than 10% of any class of the company's equity securities) to declare their ownership of a company's stock
ViewVerify
8K
19th of February 2025
Report filed with the SEC to announce major events that shareholders should know about
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10K
14th of February 2025
Annual report required by the U.S. Securities and Exchange Commission (SEC) of a company financial performance
ViewVerify
Upstart Holdings time-series forecasting models is one of many Upstart Holdings' stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Upstart Holdings' historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Upstart Holdings Earnings per Share Projection vs Actual

Upstart Holdings Corporate Management

David GirouardPresident, CoFounderProfile
Pavi RamamurthyChief OfficerProfile
Natalia MirgorodskayaCorporate ControllerProfile
Sanjay CFAChief OfficerProfile
Alice BerrySenior TreasuryProfile
Anna CounselmanCoFounder OperationsProfile
Alison NicollG SecProfile

Additional Tools for Upstart Stock Analysis

When running Upstart Holdings' price analysis, check to measure Upstart Holdings' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Upstart Holdings is operating at the current time. Most of Upstart Holdings' value examination focuses on studying past and present price action to predict the probability of Upstart Holdings' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Upstart Holdings' price. Additionally, you may evaluate how the addition of Upstart Holdings to your portfolios can decrease your overall portfolio volatility.
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