Discover Financial Services Stock Performance
| DFS Stock | USD 202.48 1.45 0.72% |
On a scale of 0 to 100, Discover Financial holds a performance score of 13. The firm shows a Beta (market volatility) of 0.68, which means possible diversification benefits within a given portfolio. As returns on the market increase, Discover Financial's returns are expected to increase less than the market. However, during the bear market, the loss of holding Discover Financial is expected to be smaller as well. Please check Discover Financial's value at risk, as well as the relationship between the skewness and day median price , to make a quick decision on whether Discover Financial's price patterns will revert.
Risk-Adjusted Performance
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Compared to the overall equity markets, risk-adjusted returns on investments in Discover Financial Services are ranked lower than 13 (%) of all global equities and portfolios over the last 90 days. In spite of comparatively weak technical and fundamental indicators, Discover Financial unveiled solid returns over the last few months and may actually be approaching a breakup point. ...more
| Discover Financial dividend paid on 5th of December 2024 | 12/05/2024 |
| Begin Period Cash Flow | 8.9 B |
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Discover Financial Relative Risk vs. Return Landscape
If you would invest 15,069 in Discover Financial Services on November 1, 2024 and sell it today you would earn a total of 5,168 from holding Discover Financial Services or generate 34.3% return on investment over 90 days. Discover Financial Services is generating 0.5363% of daily returns assuming volatility of 3.1068% on return distribution over 90 days investment horizon. In other words, 27% of stocks are less volatile than Discover, and above 90% of all equities are expected to generate higher returns over the next 90 days. Expected Return |
| Risk |
Discover Financial Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Discover Financial's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Discover Financial Services, and traders can use it to determine the average amount a Discover Financial's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.1726
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Estimated Market Risk
| 3.11 actual daily | 27 73% of assets are more volatile |
Expected Return
| 0.54 actual daily | 10 90% of assets have higher returns |
Risk-Adjusted Return
| 0.17 actual daily | 13 87% of assets perform better |
Based on monthly moving average Discover Financial is performing at about 13% of its full potential. If added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Discover Financial by adding it to a well-diversified portfolio.
Discover Financial Fundamentals Growth
Discover Stock prices reflect investors' perceptions of the future prospects and financial health of Discover Financial, and Discover Financial fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Discover Stock performance.
| Return On Equity | 0.2 | ||||
| Return On Asset | 0.0216 | ||||
| Profit Margin | 0.27 % | ||||
| Operating Margin | 0.34 % | ||||
| Current Valuation | 41.33 B | ||||
| Shares Outstanding | 251.31 M | ||||
| Price To Earning | 7.05 X | ||||
| Price To Book | 2.82 X | ||||
| Price To Sales | 4.32 X | ||||
| Revenue | 9.84 B | ||||
| EBITDA | 4.01 B | ||||
| Cash And Equivalents | 10 B | ||||
| Cash Per Share | 36.61 X | ||||
| Total Debt | 21.33 B | ||||
| Debt To Equity | 1.41 % | ||||
| Book Value Per Share | 68.77 X | ||||
| Cash Flow From Operations | 8.56 B | ||||
| Earnings Per Share | 17.72 X | ||||
| Total Asset | 151.52 B | ||||
| Retained Earnings | 30.45 B | ||||
| Current Asset | 120.27 M | ||||
| Current Liabilities | 171 M | ||||
About Discover Financial Performance
Assessing Discover Financial's fundamental ratios provides investors with valuable insights into Discover Financial's financial health and overall profitability. This information is crucial for making informed investment decisions. A high ROA would indicate that the Discover Financial is effectively leveraging its assets and equity to generate significant profits, making it an appealing investment. Conversely, low Return on Assets could signal underlying management issues in assets and equity, indicating a necessity for operational refinements. Please also refer to our technical analysis and fundamental analysis pages.
Discover Financial Services, through its subsidiaries, provides digital banking products and services, and payment services in the United States. The company was incorporated in 1960 and is based in Riverwoods, Illinois. Discover Financial operates under Credit Services classification in the United States and is traded on New York Stock Exchange. It employs 16700 people.Things to note about Discover Financial performance evaluation
Checking the ongoing alerts about Discover Financial for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Discover Financial help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Discover Financial appears to be risky and price may revert if volatility continues | |
| Over 86.0% of the company shares are held by institutions such as insurance companies | |
| On 5th of December 2024 Discover Financial paid $ 0.7 per share dividend to its current shareholders |
- Analyzing Discover Financial's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Discover Financial's stock is overvalued or undervalued compared to its peers.
- Examining Discover Financial's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Discover Financial's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Discover Financial's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Discover Financial's stock. These opinions can provide insight into Discover Financial's potential for growth and whether the stock is currently undervalued or overvalued.
Additional Tools for Discover Stock Analysis
When running Discover Financial's price analysis, check to measure Discover Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Discover Financial is operating at the current time. Most of Discover Financial's value examination focuses on studying past and present price action to predict the probability of Discover Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Discover Financial's price. Additionally, you may evaluate how the addition of Discover Financial to your portfolios can decrease your overall portfolio volatility.