Discover Financial Services Stock Book Value Per Share

DFS Stock

USD 179.29 4.38 2.50%

Discover Financial Services fundamentals help investors to digest information that contributes to Discover Financial's financial success or failures. It also enables traders to predict the movement of Discover Stock. The fundamental analysis module provides a way to measure Discover Financial's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to Discover Financial stock.

	Last Reported	Projected for Next Year
Book Value Per Share	58.38	41.96
Tangible Book Value Per Share	57.37	41.21

Book Value Per Share is likely to drop to 41.96 in 2024. Tangible Book Value Per Share is likely to drop to 41.21 in 2024.

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Discover Financial Services Company Book Value Per Share Analysis

Discover Financial's Book Value per Share (B/S) can be calculated by subtracting liabilities from assets, and then dividing it by the total number of currently outstanding shares. It indicates the level of safety associated with each common share after removing the effects of liabilities. In other words, a shareholder can use this ratio to see how much he or she can sell the stake in the company in the event of a liquidation.

Book Value per Share

Common Equity

Average Shares

More About Book Value Per Share | All Equity Analysis

Current Discover Financial Book Value Per Share

68.77 X

Most of Discover Financial's fundamental indicators, such as Book Value Per Share, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Discover Financial Services is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.

Discover Book Value Per Share Driver Correlations

Understanding the fundamental principles of building solid financial models for Discover Financial is extremely important. It helps to project a fair market value of Discover Stock properly, considering its historical fundamentals such as Book Value Per Share. Since Discover Financial's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Discover Financial's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Discover Financial's interrelated accounts and indicators.

	Total Assets	Total Stockholder Equity	Net Debt	Total Liab	Retained Earnings	Accounts Payable	Long Term Debt	Net Receivables	Good Will	Short Term Investments	Total Current Assets	Short Term Debt	Intangible Assets	Common Stock	Property Plant Equipment	Current Deferred Revenue	Treasury Stock	Deferred Long Term Liab	Net Tangible Assets	Long Term Debt Total	Capital Surpluse	Long Term Investments	Short Long Term Debt	Earning Assets	Net Invested Capital	Capital Stock
Total Assets		0.93	0.01	0.56	0.81	0.06	0.7	0.46	-0.34	-0.18	-0.19	0.03	0.41	0.86	0.65	0.44	-0.84	0.82	0.87	0.37	0.89	-0.4	-0.72	0.56	-0.36	0.64
Total Stockholder Equity	0.93		0.2	0.65	0.76	0.15	0.69	0.47	-0.21	-0.11	-0.14	0.06	0.41	0.85	0.57	0.34	-0.76	0.74	0.92	0.3	0.79	-0.3	-0.55	0.39	-0.44	0.57
Net Debt	0.01	0.2		0.33	-0.11	0.22	0.37	0.28	0.07	-0.03	-0.16	0.16	0.12	0.24	-0.37	0.07	0.21	-0.02	0.16	0.4	-0.07	0.17	0.36	-0.54	0.35	-0.4
Total Liab	0.56	0.65	0.33		0.69	0.16	0.37	0.69	-0.5	-0.39	-0.35	-0.04	0.77	0.57	0.11	0.6	-0.55	0.43	0.72	0.31	0.64	-0.51	-0.41	-0.09	-0.44	0.49
Retained Earnings	0.81	0.76	-0.11	0.69		0.13	0.47	0.51	-0.68	-0.48	-0.25	-0.01	0.7	0.63	0.67	0.59	-0.97	0.78	0.83	0.33	0.93	-0.52	-0.86	0.59	-0.65	0.79
Accounts Payable	0.06	0.15	0.22	0.16	0.13		-0.08	-0.38	-0.08	0.05	-0.07	-0.22	0.08	0.2	0.15	-0.06	-0.16	0.09	0.28	-0.41	0.11	-0.16	-0.19	0.1	-0.52	0.3
Long Term Debt	0.7	0.69	0.37	0.37	0.47	-0.08		0.45	-0.14	0.07	-0.19	0.37	0.03	0.79	0.1	-0.01	-0.51	0.66	0.45	0.8	0.45	-0.23	-0.33	0.14	0.04	0.02
Net Receivables	0.46	0.47	0.28	0.69	0.51	-0.38	0.45		-0.42	-0.43	-0.36	0.06	0.63	0.46	0.04	0.54	-0.36	0.23	0.48	0.62	0.46	-0.05	-0.22	-0.06	0.03	0.09
Good Will	-0.34	-0.21	0.07	-0.5	-0.68	-0.08	-0.14	-0.42		0.8	0.51	-0.09	-0.73	-0.18	-0.35	-0.69	0.59	-0.52	-0.44	-0.35	-0.65	0.42	0.54	-0.32	0.33	-0.55
Short Term Investments	-0.18	-0.11	-0.03	-0.39	-0.48	0.05	0.07	-0.43	0.8		0.09	-0.02	-0.7	0.01	-0.35	-0.73	0.34	-0.28	-0.38	-0.2	-0.51	0.15	0.31	-0.18	0.15	-0.4
Total Current Assets	-0.19	-0.14	-0.16	-0.35	-0.25	-0.07	-0.19	-0.36	0.51	0.09		-0.14	-0.33	-0.2	0.03	-0.29	0.2	-0.3	-0.21	-0.26	-0.26	0.18	0.14	0.03	0.09	-0.14
Short Term Debt	0.03	0.06	0.16	-0.04	-0.01	-0.22	0.37	0.06	-0.09	-0.02	-0.14		-0.18	-0.03	-0.03	-0.14	-0.02	0.2	-0.03	0.4	-0.01	0.14	0.16	-0.09	0.16	-0.19
Intangible Assets	0.41	0.41	0.12	0.77	0.7	0.08	0.03	0.63	-0.73	-0.7	-0.33	-0.18		0.36	0.36	0.92	-0.5	0.28	0.64	0.16	0.69	-0.3	-0.46	0.22	-0.35	0.63
Common Stock	0.86	0.85	0.24	0.57	0.63	0.2	0.79	0.46	-0.18	0.01	-0.2	-0.03	0.36		0.36	0.28	-0.62	0.61	0.72	0.43	0.65	-0.25	-0.54	0.37	-0.24	0.41
Property Plant Equipment	0.65	0.57	-0.37	0.11	0.67	0.15	0.1	0.04	-0.35	-0.35	0.03	-0.03	0.36	0.36		0.43	-0.71	0.57	0.69	-0.17	0.74	-0.03	-0.67	0.88	-0.51	0.78
Current Deferred Revenue	0.44	0.34	0.07	0.6	0.59	-0.06	-0.01	0.54	-0.69	-0.73	-0.29	-0.14	0.92	0.28	0.43		-0.42	0.3	0.6	0.15	0.72	-0.27	-0.4	0.27	-0.11	0.61
Treasury Stock	-0.84	-0.76	0.21	-0.55	-0.97	-0.16	-0.51	-0.36	0.59	0.34	0.2	-0.02	-0.5	-0.62	-0.71	-0.42		-0.85	-0.79	-0.31	-0.91	0.56	0.91	-0.66	0.66	-0.78
Deferred Long Term Liab	0.82	0.74	-0.02	0.43	0.78	0.09	0.66	0.23	-0.52	-0.28	-0.3	0.2	0.28	0.61	0.57	0.3	-0.85		0.71	0.43	0.81	-0.57	-0.72	0.48	-0.42	0.61
Net Tangible Assets	0.87	0.92	0.16	0.72	0.83	0.28	0.45	0.48	-0.44	-0.38	-0.21	-0.03	0.64	0.72	0.69	0.6	-0.79	0.71		0.14	0.89	-0.32	-0.61	0.44	-0.54	0.74
Long Term Debt Total	0.37	0.3	0.4	0.31	0.33	-0.41	0.8	0.62	-0.35	-0.2	-0.26	0.4	0.16	0.43	-0.17	0.15	-0.31	0.43	0.14		0.28	-0.16	-0.17	-0.07	0.34	-0.22
Capital Surpluse	0.89	0.79	-0.07	0.64	0.93	0.11	0.45	0.46	-0.65	-0.51	-0.26	-0.01	0.69	0.65	0.74	0.72	-0.91	0.81	0.89	0.28		-0.51	-0.81	0.6	-0.47	0.83
Long Term Investments	-0.4	-0.3	0.17	-0.51	-0.52	-0.16	-0.23	-0.05	0.42	0.15	0.18	0.14	-0.3	-0.25	-0.03	-0.27	0.56	-0.57	-0.32	-0.16	-0.51		0.55	-0.04	0.45	-0.53
Short Long Term Debt	-0.72	-0.55	0.36	-0.41	-0.86	-0.19	-0.33	-0.22	0.54	0.31	0.14	0.16	-0.46	-0.54	-0.67	-0.4	0.91	-0.72	-0.61	-0.17	-0.81	0.55		-0.71	0.62	-0.76
Earning Assets	0.56	0.39	-0.54	-0.09	0.59	0.1	0.14	-0.06	-0.32	-0.18	0.03	-0.09	0.22	0.37	0.88	0.27	-0.66	0.48	0.44	-0.07	0.6	-0.04	-0.71		-0.42	0.67
Net Invested Capital	-0.36	-0.44	0.35	-0.44	-0.65	-0.52	0.04	0.03	0.33	0.15	0.09	0.16	-0.35	-0.24	-0.51	-0.11	0.66	-0.42	-0.54	0.34	-0.47	0.45	0.62	-0.42		-0.74
Capital Stock	0.64	0.57	-0.4	0.49	0.79	0.3	0.02	0.09	-0.55	-0.4	-0.14	-0.19	0.63	0.41	0.78	0.61	-0.78	0.61	0.74	-0.22	0.83	-0.53	-0.76	0.67	-0.74

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Discover Book Value Per Share Historical Pattern

Today, most investors in Discover Financial Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Discover Financial's growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's book value per share growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of Discover Financial book value per share as a starting point in their analysis.

Discover Financial Book Value Per Share

Timeline

The naive approach to look at Book Value per Share is to compare it to current stock price. If Book Value per Share is higher than the currently traded stock price, the company can be considered undervalued. However, investors must be aware that conventional calculation of Book Value does not include intangible assets such as goodwill, intellectual property, trademarks or brands and may not be an appropriate measure for many firms.

Competition

Predict Discover Financial

Book Value Per Share Over Time

Discover Common Stock Shares Outstanding

Common Stock Shares Outstanding

341.15 Million

At this time, Discover Financial's Common Stock Shares Outstanding is comparatively stable compared to the past year.

In accordance with the recently published financial statements, the book value per share of Discover Financial Services is about 68 times. This is 16.45% lower than that of the Consumer Finance sector and 259.27% higher than that of the Financials industry. The book value per share for all United States stocks is 96.44% higher than that of the company.

Discover Book Value Per Share Peer Comparison

Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Discover Financial's direct or indirect competition against its Book Value Per Share to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Discover Financial could also be used in its relative valuation, which is a method of valuing Discover Financial by comparing valuation metrics of similar companies.

Discover Financial is currently under evaluation in book value per share category among its peers.

Discover Financial ESG Sustainability

Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Discover Financial's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Discover Financial's managers, analysts, and investors.

Environmental

Governance

Social

Discover Fundamentals

	Return On Equity	0.2
	Return On Asset	0.0216
	Profit Margin	0.27 %
	Operating Margin	0.34 %
	Current Valuation	36.76 B
	Shares Outstanding	251.07 M
	Shares Owned By Insiders	0.57 %
	Shares Owned By Institutions	86.40 %
	Number Of Shares Shorted	4.27 M
	Price To Earning	7.05 X
	Price To Book	2.61 X
	Price To Sales	3.85 X
	Revenue	9.84 B
	Gross Profit	10.46 B
	EBITDA	4.01 B
	Net Income	2.92 B
	Cash And Equivalents	10 B
	Cash Per Share	36.61 X
	Total Debt	21.33 B
	Debt To Equity	1.41 %
	Current Ratio	1.24 X
	Book Value Per Share	68.77 X
	Cash Flow From Operations	8.56 B
	Short Ratio	3.24 X
	Earnings Per Share	12.42 X
	Price To Earnings To Growth	4.55 X
	Target Price	162.67
	Number Of Employees	21.1 K
	Beta	1.4
	Market Capitalization	45.01 B
	Total Asset	151.61 B
	Retained Earnings	30.45 B
	Working Capital	(50.73 M)
	Current Asset	120.27 M
	Current Liabilities	171 M
	Annual Yield	0.02 %
	Five Year Return	2.14 %
	Net Asset	151.61 B
	Last Dividend Paid	2.8

About Discover Financial Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze Discover Financial Services's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Discover Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Discover Financial Services based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.

Please read more on our fundamental analysis page.

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Additional Tools for Discover Stock Analysis

When running Discover Financial's price analysis, check to measure Discover Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Discover Financial is operating at the current time. Most of Discover Financial's value examination focuses on studying past and present price action to predict the probability of Discover Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Discover Financial's price. Additionally, you may evaluate how the addition of Discover Financial to your portfolios can decrease your overall portfolio volatility.

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