Discover Financial Services Stock Current Valuation
| DFS Stock | USD 202.48 1.45 0.72% |
Valuation analysis of Discover Financial helps investors to measure Discover Financial's intrinsic value by examining its available valuation indicators, including the cash flow records, the balance sheet account changes and income statement patterns. At this time, Discover Financial's Enterprise Value Over EBITDA is comparatively stable compared to the past year. Enterprise Value Multiple is likely to gain to 8.91 in 2025, whereas Enterprise Value is likely to drop slightly above 14.4 B in 2025. Fundamental drivers impacting Discover Financial's valuation include:
Fairly Valued
Today
Please note that Discover Financial's price fluctuation is very steady at this time. Calculation of the real value of Discover Financial is based on 3 months time horizon. Increasing Discover Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the Discover stock is determined by what a typical buyer is willing to pay for full or partial control of Discover Financial Services. Since Discover Financial is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Discover Stock. However, Discover Financial's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 202.48 | Real 206.08 | Target 189.62 | Hype 201.84 | Naive 209.21 |
The intrinsic value of Discover Financial's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Discover Financial's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Discover Financial Services helps investors to forecast how Discover stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Discover Financial more accurately as focusing exclusively on Discover Financial's fundamentals will not take into account other important factors: Discover Financial Services Company Current Valuation Analysis
Discover Financial's Enterprise Value is a firm valuation proxy that approximates the current market value of a company. It is typically used to determine the takeover or merger price of a firm. Unlike Market Cap, this measure takes into account the entire liquid asset, outstanding debt, and exotic equity instruments that the company has on its balance sheet. When a takeover occurs, the parent company will have to assume the target company's liabilities but will take possession of all cash and cash equivalents.
Current Discover Financial Current Valuation | 41.33 B |
Most of Discover Financial's fundamental indicators, such as Current Valuation, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Discover Financial Services is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
Discover Current Valuation Driver Correlations
Understanding the fundamental principles of building solid financial models for Discover Financial is extremely important. It helps to project a fair market value of Discover Stock properly, considering its historical fundamentals such as Current Valuation. Since Discover Financial's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Discover Financial's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Discover Financial's interrelated accounts and indicators.
Click cells to compare fundamentals
Enterprise Value can be a useful tool to compare companies with different capital structures. Long term liability and current cash or cash equivalents can have a huge impact on market valuation of a given company.
| Competition |
In accordance with the recently published financial statements, Discover Financial Services has a Current Valuation of 41.33 B. This is 25.92% higher than that of the Consumer Finance sector and 8.62% higher than that of the Financials industry. The current valuation for all United States stocks is 148.59% lower than that of the firm.
Discover Current Valuation Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Discover Financial's direct or indirect competition against its Current Valuation to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Discover Financial could also be used in its relative valuation, which is a method of valuing Discover Financial by comparing valuation metrics of similar companies.Discover Financial is currently under evaluation in current valuation category among its peers.
Discover Financial ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Discover Financial's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Discover Financial's managers, analysts, and investors.Environmental | Governance | Social |
Discover Fundamentals
| Return On Equity | 0.2 | ||||
| Return On Asset | 0.0216 | ||||
| Profit Margin | 0.27 % | ||||
| Operating Margin | 0.34 % | ||||
| Current Valuation | 41.33 B | ||||
| Shares Outstanding | 251.31 M | ||||
| Shares Owned By Insiders | 0.58 % | ||||
| Shares Owned By Institutions | 86.06 % | ||||
| Number Of Shares Shorted | 2.98 M | ||||
| Price To Earning | 7.05 X | ||||
| Price To Book | 2.82 X | ||||
| Price To Sales | 4.32 X | ||||
| Revenue | 9.84 B | ||||
| Gross Profit | 11.08 B | ||||
| EBITDA | 4.01 B | ||||
| Net Income | 2.92 B | ||||
| Cash And Equivalents | 10 B | ||||
| Cash Per Share | 36.61 X | ||||
| Total Debt | 21.33 B | ||||
| Debt To Equity | 1.41 % | ||||
| Current Ratio | 1.24 X | ||||
| Book Value Per Share | 68.77 X | ||||
| Cash Flow From Operations | 8.56 B | ||||
| Short Ratio | 2.42 X | ||||
| Earnings Per Share | 17.72 X | ||||
| Price To Earnings To Growth | 3.42 X | ||||
| Target Price | 210.85 | ||||
| Number Of Employees | 21.1 K | ||||
| Beta | 1.4 | ||||
| Market Capitalization | 50.52 B | ||||
| Total Asset | 151.52 B | ||||
| Retained Earnings | 30.45 B | ||||
| Working Capital | (50.73 M) | ||||
| Current Asset | 120.27 M | ||||
| Current Liabilities | 171 M | ||||
| Annual Yield | 0.01 % | ||||
| Five Year Return | 2.14 % | ||||
| Net Asset | 151.52 B |
About Discover Financial Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Discover Financial Services's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Discover Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Discover Financial Services based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Additional Tools for Discover Stock Analysis
When running Discover Financial's price analysis, check to measure Discover Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Discover Financial is operating at the current time. Most of Discover Financial's value examination focuses on studying past and present price action to predict the probability of Discover Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Discover Financial's price. Additionally, you may evaluate how the addition of Discover Financial to your portfolios can decrease your overall portfolio volatility.