First Northern Community Stock Performance

FNRN Stock  USD 14.59  0.26  1.81%   
First Northern has a performance score of 25 on a scale of 0 to 100. The firm shows a Beta (market volatility) of 0.0733, which means not very significant fluctuations relative to the market. As returns on the market increase, First Northern's returns are expected to increase less than the market. However, during the bear market, the loss of holding First Northern is expected to be smaller as well. First Northern Community right now shows a risk of 0.5%. Please confirm First Northern Community potential upside, as well as the relationship between the kurtosis and day typical price , to decide if First Northern Community will be following its price patterns.

Risk-Adjusted Performance

Solid

 
Weak
 
Strong
Compared to the overall equity markets, risk-adjusted returns on investments in First Northern Community are ranked lower than 25 (%) of all global equities and portfolios over the last 90 days. In spite of very weak basic indicators, First Northern may actually be approaching a critical reversion point that can send shares even higher in March 2026. ...more
Begin Period Cash Flow267.2 M
Total Cashflows From Investing Activities-186.4 M
  

First Northern Relative Risk vs. Return Landscape

If you would invest  1,305  in First Northern Community on November 13, 2025 and sell it today you would earn a total of  128.00  from holding First Northern Community or generate 9.81% return on investment over 90 days. First Northern Community is currently generating 0.1573% in daily expected returns and assumes 0.4978% risk (volatility on return distribution) over the 90 days horizon. In different words, 4% of otc stocks are less volatile than First, and 97% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon.
  Expected Return   
       Risk  
Given the investment horizon of 90 days First Northern is expected to generate 0.64 times more return on investment than the market. However, the company is 1.56 times less risky than the market. It trades about 0.32 of its potential returns per unit of risk. The Dow Jones Industrial is currently generating roughly 0.12 per unit of risk.

First Northern Target Price Odds to finish over Current Price

The tendency of First OTC Stock price to converge on an average value over time is a known aspect in finance that investors have used since the beginning of the stock market for forecasting. However, many studies suggest that some traded equity instruments are consistently mispriced before traders' demand and supply correct the spread. One possible conclusion to this anomaly is that these stocks have additional risk, for which investors demand compensation in the form of extra returns.
Current PriceHorizonTarget PriceOdds to move above the current price in 90 days
 14.59 90 days 14.59 
near 1
Based on a normal probability distribution, the odds of First Northern to move above the current price in 90 days from now is near 1 (This First Northern Community probability density function shows the probability of First OTC Stock to fall within a particular range of prices over 90 days) .
Given the investment horizon of 90 days First Northern has a beta of 0.0733. This usually indicates as returns on the market go up, First Northern average returns are expected to increase less than the benchmark. However, during the bear market, the loss on holding First Northern Community will be expected to be much smaller as well. Additionally First Northern Community has an alpha of 0.1238, implying that it can generate a 0.12 percent excess return over Dow Jones Industrial after adjusting for the inherited market risk (beta).
   First Northern Price Density   
       Price  

Predictive Modules for First Northern

There are currently many different techniques concerning forecasting the market as a whole, as well as predicting future values of individual securities such as First Northern Community. Regardless of method or technology, however, to accurately forecast the otc stock market is more a matter of luck rather than a particular technique. Nevertheless, trying to predict the otc stock market accurately is still an essential part of the overall investment decision process. Using different forecasting techniques and comparing the results might improve your chances of accuracy even though unexpected events may often change the market sentiment and impact your forecasting results.
Hype
Prediction
LowEstimatedHigh
14.0914.5915.09
Details
Intrinsic
Valuation
LowRealHigh
13.7114.2114.71
Details

First Northern Risk Indicators

For the most part, the last 10-20 years have been a very volatile time for the stock market. First Northern is not an exception. The market had few large corrections towards the First Northern's value, including both sudden drops in prices as well as massive rallies. These swings have made and broken many portfolios. An investor can limit the violent swings in their portfolio by implementing a hedging strategy designed to limit downside losses. If you hold First Northern Community, one way to have your portfolio be protected is to always look up for changing volatility and market elasticity of First Northern within the framework of very fundamental risk indicators.
α
Alpha over Dow Jones
0.12
β
Beta against Dow Jones0.07
σ
Overall volatility
0.28
Ir
Information ratio 0.09

First Northern Price Density Drivers

Market volatility will typically increase when nervous long traders begin to feel the short-sellers pressure to drive the market lower. The future price of First OTC Stock often depends not only on the future outlook of the current and potential First Northern's investors but also on the ongoing dynamics between investors with different trading styles. Because the market risk indicators may have small false signals, it is better to identify suitable times to hedge a portfolio using different long/short signals. First Northern's indicators that are reflective of the short sentiment are summarized in the table below.
Common Stock Shares Outstanding13.8 M
Cash And Short Term Investments345.9 M

First Northern Fundamentals Growth

First OTC Stock prices reflect investors' perceptions of the future prospects and financial health of First Northern, and First Northern fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on First OTC Stock performance.

About First Northern Performance

By examining First Northern's fundamental ratios, stakeholders can obtain critical insights into First Northern's financial health, operational efficiency, and overall profitability. These insights assist in making well-informed investment and management decisions. For example, a high Return on Assets and Return on Equity would indicate that First Northern is effectively utilizing its assets and equity to generate significant profits, enhancing its appeal to investors. On the other hand, low ROA and ROE values could reveal issues in asset and equity management, highlighting the need for operational improvements.
First Northern Community Bancorp operates as the bank holding company for First Northern Bank of Dixon that provides commercial banking products and services to individuals, and small to medium sized businesses. First Northern Community Bancorp was founded in 1910 and is headquartered in Dixon, California. First Northern operates under BanksRegional classification in the United States and is traded on OTC Exchange. It employs 190 people.

Things to note about First Northern Community performance evaluation

Checking the ongoing alerts about First Northern for important developments is a great way to find new opportunities for your next move. OTC Stock alerts and notifications screener for First Northern Community help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.
Evaluating First Northern's performance can involve analyzing a variety of financial metrics and factors. Some of the key considerations to evaluate First Northern's otc stock performance include:
  • Analyzing First Northern's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
  • Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether First Northern's stock is overvalued or undervalued compared to its peers.
  • Examining First Northern's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
  • Evaluating First Northern's management team can have a significant impact on its success or failure. Reviewing the track record and experience of First Northern's management team can help you assess the OTC Stock's leadership.
  • Pay attention to analyst opinions and ratings of First Northern's otc stock. These opinions can provide insight into First Northern's potential for growth and whether the stock is currently undervalued or overvalued.
It's essential to remember that evaluating First Northern's otc stock performance is not an exact science, and many factors can impact First Northern's otc stock market price. Therefore, it's also important to diversify your portfolio and not rely solely on one company or stock for your investments.

Other Information on Investing in First OTC Stock

First Northern financial ratios help investors to determine whether First OTC Stock is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in First with respect to the benefits of owning First Northern security.