First Northern Valuation
| FNRN Stock | USD 10.00 0.01 0.10% |
At this time, the firm appears to be fairly valued. First Northern Community shows a prevailing Real Value of $10.1 per share. The current price of the firm is $10.0. Our model computes the value of First Northern Community from reviewing the firm fundamentals such as Current Valuation of (196.17 M), shares outstanding of 13.92 M, and Profit Margin of 0.25 % as well as analyzing its technical indicators and probability of bankruptcy. . In general, most investors advise obtaining undervalued instruments and abandoning overvalued instruments since, at some point, asset prices and their ongoing real values will submerge.
Fairly Valued
Today
Please note that First Northern's price fluctuation is very steady at this time. Calculation of the real value of First Northern Community is based on 3 months time horizon. Increasing First Northern's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the First otc stock is determined by what a typical buyer is willing to pay for full or partial control of First Northern Community. Since First Northern is currently traded on the exchange, buyers and sellers on that exchange determine the market value of First OTC Stock. However, First Northern's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 10.0 | Real 10.1 | Hype 10.0 | Naive 9.98 |
The intrinsic value of First Northern's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence First Northern's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of First Northern Community helps investors to forecast how First otc stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of First Northern more accurately as focusing exclusively on First Northern's fundamentals will not take into account other important factors: First Northern Total Value Analysis
First Northern Community is currently projected to have valuation of (196.17 M) with market capitalization of 123.88 M, debt of 5.84 M, and cash on hands of 256.8 M. The negative valuation of First Northern may imply that the market is not capable to price the future growth of the company or it is pricing it at zero value. It may also suggest that takeover valuation may not have captured all of the outstanding financial obligations of the company both on and off balance sheet. Investors should vigilantly validate all of the First Northern fundamentals.| Takeover Price | Market Cap | Debt Obligations | Cash |
(196.17 M) | 123.88 M | 5.84 M | 256.8 M |
First Northern Investor Information
The company has price-to-book (P/B) ratio of 1.02. Some equities with similar Price to Book (P/B) outperform the market in the long run. First Northern Community last dividend was issued on the 28th of May 2010. The entity had 105:100 split on the 25th of February 2022. Based on the analysis of First Northern's profitability, liquidity, and operating efficiency, First Northern Community is not in a good financial situation at the moment. It has a very high risk of going through financial straits in December.First Northern Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The recent return on assets of First suggests not a very effective usage of assets in November.First Northern Ownership Allocation
The market capitalization of First Northern Community is $123.88 Million. First Northern Community shows 8.31 percent of its outstanding shares held by insiders and 11.5 percent owned by other corporate entities. Note, that even with substantial debt, if the true value of the firm is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.First Northern Profitability Analysis
The company reported the previous year's revenue of 55.63 M. Net Income was 14.19 M with profit before overhead, payroll, taxes, and interest of 55.63 M.About First Northern Valuation
We use absolute and relative valuation methodologies to arrive at the intrinsic value of First Northern Community. In general, an absolute valuation paradigm, as applied to this otc stock, attempts to find the value of First Northern Community based exclusively on its fundamental and basic technical indicators. By analyzing First Northern's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of First Northern's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of First Northern. We calculate exposure to First Northern's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of First Northern's related companies.First Northern Community Bancorp operates as the bank holding company for First Northern Bank of Dixon that provides commercial banking products and services to individuals, and small to medium sized businesses. First Northern Community Bancorp was founded in 1910 and is headquartered in Dixon, California. First Northern operates under BanksRegional classification in the United States and is traded on OTC Exchange. It employs 190 people.
8 Steps to conduct First Northern's Valuation Analysis
OTC Stock's valuation is the process of determining the worth of any otc stock in monetary terms. It estimates First Northern's potential worth based on factors such as financial performance, market conditions, growth prospects, and overall economic environment. The result of otc stock valuation is a single number representing a OTC Stock's current market value. This value can be used as a benchmark for various financial transactions such as mergers and acquisitions, initial public offerings (IPOs), or private equity investments. To conduct First Northern's valuation analysis, follow these 8 steps:- Gather financial information: Obtain First Northern's financial statements, including balance sheets, income statements, and cash flow statements.
- Determine First Northern's revenue streams: Identify First Northern's primary sources of revenue, including products or services offered, target markets, and pricing strategies.
- Analyze market data: Research First Northern's industry and market trends, including the size of the market, growth rate, and competition.
- Establish First Northern's growth potential: Evaluate First Northern's management, business model, and growth potential.
- Determine First Northern's financial performance: Analyze its financial statements to assess its historical performance and future potential.
- Choose a valuation method: Consider the OTC Stock's specific circumstances and choose an appropriate valuation method, such as the discounted cash flow (DCF) or comparable analysis method.
- Calculate the value: Apply the chosen valuation method to the financial information and market data to calculate First Northern's estimated value.
- Review and adjust: Review the results and make necessary adjustments, considering any relevant factors that may have been missed or overlooked.
First Northern Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 13.8 M | |
| Quarterly Earnings Growth Y O Y | 0.031 | |
| Retained Earnings | 44.3 M | |
| Retained Earnings Total Equity | 44.3 M |
Other Information on Investing in First OTC Stock
First Northern financial ratios help investors to determine whether First OTC Stock is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in First with respect to the benefits of owning First Northern security.