United Community Banks Performance
The entity has a beta of 0.0701, which indicates not very significant fluctuations relative to the market. As returns on the market increase, United Community's returns are expected to increase less than the market. However, during the bear market, the loss of holding United Community is expected to be smaller as well. United Community Banks right now has a risk of 0.0%. Please validate United Community jensen alpha, as well as the relationship between the potential upside and skewness , to decide if United Community will be following its existing price patterns.
Risk-Adjusted Performance
0 of 100
Weak | Strong |
Very Weak
Over the last 90 days United Community Banks has generated negative risk-adjusted returns adding no value to investors with long positions. Despite fairly strong fundamental drivers, United Community is not utilizing all of its potentials. The newest stock price confusion, may contribute to short-horizon losses for the traders. ...more
| Begin Period Cash Flow | 646.9 M |
United |
United Community Relative Risk vs. Return Landscape
If you would invest (100.00) in United Community Banks on August 27, 2024 and sell it today you would earn a total of 100.00 from holding United Community Banks or generate -100.0% return on investment over 90 days. United Community Banks is currently does not generate positive expected returns and assumes 0.0% risk (volatility on return distribution) over the 90 days horizon. In different words, 0% of stocks are less volatile than United, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
United Community Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for United Community's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as United Community Banks, and traders can use it to determine the average amount a United Community's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.0
| Best Portfolio | Best Equity | |||
| Good Returns | ||||
| Average Returns | ||||
| Small Returns | ||||
| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
| UCBI |
Based on monthly moving average United Community is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of United Community by adding United Community to a well-diversified portfolio.
United Community Fundamentals Growth
United Stock prices reflect investors' perceptions of the future prospects and financial health of United Community, and United Community fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on United Stock performance.
| Return On Equity | 0.0593 | |||
| Return On Asset | 0.0072 | |||
| Profit Margin | 0.23 % | |||
| Operating Margin | 0.41 % | |||
| Current Valuation | 3.2 B | |||
| Shares Outstanding | 119.17 M | |||
| Price To Earning | 16.45 X | |||
| Price To Book | 1.01 X | |||
| Price To Sales | 4.00 X | |||
| Revenue | 1.31 B | |||
| EBITDA | 14.14 M | |||
| Cash And Equivalents | 484.02 M | |||
| Cash Per Share | 4.56 X | |||
| Total Debt | 324.82 M | |||
| Debt To Equity | 0.16 % | |||
| Book Value Per Share | 27.31 X | |||
| Cash Flow From Operations | 293.97 M | |||
| Earnings Per Share | 1.54 X | |||
| Total Asset | 27.3 B | |||
| Retained Earnings | 581.22 M | |||
About United Community Performance
By evaluating United Community's fundamental ratios, stakeholders can gain valuable insights into United Community's financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if United Community has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if United Community has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements. Please also refer to our technical analysis and fundamental analysis pages.
United Community Banks, Inc. operates as the financial holding company for United Community Bank that provides financial products and services to commercial, retail, government, education, energy, health care, and real estate sectors. United Community Banks, Inc. was founded in 1950 and is headquartered in Blairsville, Georgia. United Comm operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 2553 people.Things to note about United Community Banks performance evaluation
Checking the ongoing alerts about United Community for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for United Community Banks help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| United Community is not yet fully synchronised with the market data | |
| United Community has some characteristics of a very speculative penny stock | |
| United Community has a very high chance of going through financial distress in the upcoming years | |
| Over 83.0% of the company outstanding shares are owned by institutional investors |
- Analyzing United Community's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether United Community's stock is overvalued or undervalued compared to its peers.
- Examining United Community's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating United Community's management team can have a significant impact on its success or failure. Reviewing the track record and experience of United Community's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of United Community's stock. These opinions can provide insight into United Community's potential for growth and whether the stock is currently undervalued or overvalued.
Check out World Market Map to better understand how to build diversified portfolios. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. You can also try the Content Syndication module to quickly integrate customizable finance content to your own investment portal.
Other Consideration for investing in United Stock
If you are still planning to invest in United Community Banks check if it may still be traded through OTC markets such as Pink Sheets or OTC Bulletin Board. You may also purchase it directly from the company, but this is not always possible and may require contacting the company directly. Please note that delisted stocks are often considered to be more risky investments, as they are no longer subject to the same regulatory and reporting requirements as listed stocks. Therefore, it is essential to carefully research the United Community's history and understand the potential risks before investing.
| Idea Analyzer Analyze all characteristics, volatility and risk-adjusted return of Macroaxis ideas | |
| Portfolio Dashboard Portfolio dashboard that provides centralized access to all your investments | |
| Technical Analysis Check basic technical indicators and analysis based on most latest market data | |
| Equity Forecasting Use basic forecasting models to generate price predictions and determine price momentum | |
| Bollinger Bands Use Bollinger Bands indicator to analyze target price for a given investing horizon | |
| Equity Valuation Check real value of public entities based on technical and fundamental data | |
| Portfolio Rebalancing Analyze risk-adjusted returns against different time horizons to find asset-allocation targets | |
| Cryptocurrency Center Build and monitor diversified portfolio of extremely risky digital assets and cryptocurrency | |
| Sync Your Broker Sync your existing holdings, watchlists, positions or portfolios from thousands of online brokerage services, banks, investment account aggregators and robo-advisors. |