Unity Bancorp Stock Target Price and Analyst Consensus

UNTY Stock  USD 54.27  0.23  0.42%   
The current analyst and expert consensus on Unity Bancorp is Strong Buy, with only one strong buy opinion. The current projected Unity Bancorp target price consensus is 63.58 with 3 analyst opinions. Check out Macroaxis Advice on Unity Bancorp to cross-verify analyst projections. Unlike analyst recommendations, Macroaxis provides advice only from the perspective of investor risk tolerance and investment horizon.
For more information on how to buy Unity Stock please use our How to Invest in Unity Bancorp guide.
The most common way Unity Bancorp analysts use to provide recommendation to the public is financial statements analysis. Many experts also interview Unity Bancorp executives and customers to further validate their buy or sell advice. Please note, the number of analysts providing the opinion is not sufficient to provide adequate consensus on Unity Bancorp. We encourage you to use your own analysis of Unity Bancorp to validate this buy or sell advice. Unity Bancorp buy-or-sell recommendation module provides average expert sentiment on the projected Unity Bancorp target price to derive its highest and lowest estimates based on projected price volatility of 1.7583.
Lowest Forecast
57.86
Highest Forecast
70.58
Target Price
63.58
At this time, Unity Bancorp's Gross Profit is fairly stable compared to the past year. Pretax Profit Margin is likely to rise to 0.46 in 2026, whereas Gross Profit Margin is likely to drop 0.54 in 2026. At this time, Unity Bancorp's Other Assets are fairly stable compared to the past year. Cash And Short Term Investments is likely to rise to about 357.6 M in 2026, whereas Short and Long Term Debt Total is likely to drop slightly above 137.7 M in 2026.
It's important to approach Unity Bancorp's target price projections with caution. While they can be useful as part of a broader investment strategy, they are inherently speculative and subject to various kinds of risk, including market volatility and unforeseen external factors. Always consider multiple aspects and do your own research when making investment decisions.

Unity Bancorp Target Price Consensus

Unity target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. Unity Bancorp's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
   3  Strong Buy
Most Unity analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand Unity stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of Unity Bancorp, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice   Exposure   Valuation

Unity Bancorp Target Price Projection

Unity Bancorp's current and average target prices are 54.27 and 63.58, respectively. The current price of Unity Bancorp is the price at which Unity Bancorp is currently trading. On the other hand, Unity Bancorp's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.

Current Price

Unity Bancorp Market Quote on 23rd of January 2026

Low Price53.85Odds
High Price55.4Odds

54.27

Target Price

Analyst Consensus On Unity Bancorp Target Price

Low Estimate57.86Odds
High Estimate70.58Odds

63.5833

Historical Lowest Forecast  57.86 Target Price  63.58 Highest Forecast  70.58
Note that most analysts generally publish their price targets in research reports on specific companies, along with recommendations for the company's stock.Although price targets are often quoted in the financial news media, there could be a delay between the publication of the latest analyst outlook on Unity Bancorp and the information provided on this page.

Unity Bancorp Analyst Ratings

Unity Bancorp's analyst stock recommendations are determined by taking an average estimate of all analysts we track and classifying them as Strong Buy, Buy, Hold, Strong Sell, or Sell. Ratings generally communicate what analysts sense about Unity Bancorp stock, and they use a lot of effort and time to analyze it and arrive at a rating. That suggests that analyst recommendations are the outcome of an objective and thorough examination of Unity Bancorp's financials, market performance, and future outlook by experienced professionals. Unity Bancorp's historical ratings below, therefore, can serve as a valuable tool for investors.

Analyst Consensus Breakdown

Average Consensus Estimates

Analysts determine stock price targets through various methods, including financial modeling, peer comparison, and company analysis. The stock price target is the analyst's best estimate of the future price of a stock and is used by investors to make investment decisions. However, it is important to note that stock price targets are not guaranteed, and the actual price of a stock can differ significantly from the target due to various factors such as market conditions, economic events, and company developments.

Steps to utilize Unity Bancorp price targets

Unity Bancorp's stock target price is an estimate of its future price, usually made by analysts. Using Unity Bancorp's target price to determine if it is a suitable investment can be done through the following steps:
  • Look at Unity Bancorp's target prices provided by various analysts and compare them. This can help you gain a more balanced view of the Stock's potential.
  • Look at the analyst's track record to determine if they have a history of accurately predicting stock prices.
  • Look at the Company's financials, including revenue, earnings, and debt, to determine if it is in good financial health.
  • Consider market conditions. For example, take into account the state of the economy, competition, and regulatory environment, to determine if Unity Bancorp's stock is likely to perform well.
  • Diversify your portfolio and do not rely solely on stock target prices to make investment decisions. Invest in a mix of stocks, bonds, and other assets to manage risk.
Remember that stock target prices are just estimates and are subject to change. Therefore, using them as one factor in a larger investment strategy is essential rather than relying solely on them to make decisions.

Additional Unity Bancorp Value Projection Modules

Most investment researchers agree that the mispricing and readjustment of any Stock value happens often and is sometimes even predictable, but there is no strong theory explaining why it happens. The current price of Unity Bancorp is a key component of Unity Bancorp valuation and have some predictive power on the future returns of a Unity Bancorp.
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of Unity Bancorp's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Hype
Prediction
LowEstimatedHigh
52.5254.2756.02
Details
Intrinsic
Valuation
LowRealHigh
48.8464.5866.33
Details
Naive
Forecast
LowNextHigh
55.0356.7958.54
Details
Earnings
Estimates (0)
LowProjected EPSHigh
1.361.371.37
Details

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Additional Tools for Unity Stock Analysis

When running Unity Bancorp's price analysis, check to measure Unity Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Unity Bancorp is operating at the current time. Most of Unity Bancorp's value examination focuses on studying past and present price action to predict the probability of Unity Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Unity Bancorp's price. Additionally, you may evaluate how the addition of Unity Bancorp to your portfolios can decrease your overall portfolio volatility.