Ameris Bancorp Net Income vs. Price To Earning
| ABCB Stock | USD 79.35 0.37 0.46% |
Net Income | First Reported 1994-03-31 | Previous Quarter 106 M | Current Value 108.4 M | Quarterly Volatility 33.9 M |
| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Gross Profit Margin | 0.54 | 0.6831 |
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| Net Profit Margin | 0.26 | 0.2475 |
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| Operating Profit Margin | 0.34 | 0.3205 |
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| Pretax Profit Margin | 0.34 | 0.3205 |
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| Return On Assets | 0.0157 | 0.015 |
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| Return On Equity | 0.0891 | 0.1011 |
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For Ameris Bancorp profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Ameris Bancorp to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Ameris Bancorp utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Ameris Bancorp's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Ameris Bancorp over time as well as its relative position and ranking within its peers.
Ameris Bancorp's Revenue Breakdown by Earning Segment
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Ameris Bancorp Revenue Breakdown by Earning Segment
By analyzing Ameris Bancorp's earnings estimates, investors can diagnose different trends across Ameris Bancorp's analyst sentiment over time as well as compare current estimates against different timeframes.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Ameris Bancorp. If investors know Ameris will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Ameris Bancorp assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth 0.169 | Dividend Share 0.8 | Earnings Share 6 | Revenue Per Share | Quarterly Revenue Growth 0.034 |
Understanding Ameris Bancorp requires distinguishing between market price and book value, where the latter reflects Ameris's accounting equity. The concept of intrinsic value - what Ameris Bancorp's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Market sentiment, economic cycles, and investor behavior can push Ameris Bancorp's price substantially above or below its fundamental value.
Understanding that Ameris Bancorp's value differs from its trading price is crucial, as each reflects different aspects of the company. Evaluating whether Ameris Bancorp represents a sound investment requires analyzing earnings trends, revenue growth, technical signals, industry dynamics, and expert forecasts. In contrast, Ameris Bancorp's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.
Ameris Bancorp Price To Earning vs. Net Income Fundamental Analysis
Comparative valuation techniques use various fundamental indicators to help in determining Ameris Bancorp's current stock value. Our valuation model uses many indicators to compare Ameris Bancorp value to that of its competitors to determine the firm's financial worth. Ameris Bancorp is rated below average in net income category among its peers. It also is rated below average in price to earning category among its peers . The ratio of Net Income to Price To Earning for Ameris Bancorp is about 35,583,829 . At present, Ameris Bancorp's Net Income is projected to increase significantly based on the last few years of reporting. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Ameris Bancorp's earnings, one of the primary drivers of an investment's value.Ameris Price To Earning vs. Net Income
Net income is the profit of a company for the reporting period, which is derived after taking revenues and gains and subtracting all expenses and losses. Net income is one of the most-watched numbers by money managers as well as individual investors.
Ameris Bancorp |
| = | 358.69 M |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
Price to Earnings ratio is typically used for current valuation of a company and is one of the most popular ratios that investors monitor daily. Holding a low PE stock is less risky because when a company's profitability falls, it is likely that earnings will also go down as well. In other words, if you start from a lower position, your downside risk is limited. There are also some investors who believe that low Price to Earnings ratio reflects the low pricing because a given company is in trouble. On the other hand, a higher PE ratio means that investors are paying more for each unit of profit.
Ameris Bancorp |
| = | 10.08 X |
Generally speaking, the Price to Earnings ratio gives investors an idea of what the market is willing to pay for the company's current earnings.
Ameris Price To Earning Comparison
Ameris Bancorp is currently under evaluation in price to earning category among its peers.
Ameris Bancorp Profitability Projections
The most important aspect of a successful company is its ability to generate a profit. For investors in Ameris Bancorp, profitability is also one of the essential criteria for including it into their portfolios because, without profit, Ameris Bancorp will eventually generate negative long term returns. The profitability progress is the general direction of Ameris Bancorp's change in net profit over the period of time. It can combine multiple indicators of Ameris Bancorp, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
| Last Reported | Projected for Next Year | ||
| Accumulated Other Comprehensive Income | 8.3 M | 8.7 M | |
| Operating Income | 533.8 M | 560.5 M | |
| Income Before Tax | 533.8 M | 560.5 M | |
| Total Other Income Expense Net | 547.2 M | 574.6 M | |
| Net Income | 412.5 M | 433.1 M | |
| Income Tax Expense | 121.6 M | 127.7 M | |
| Net Income Applicable To Common Shares | 398.5 M | 418.4 M | |
| Net Income From Continuing Ops | 412.5 M | 433.1 M | |
| Net Interest Income | 976.6 M | 583 M | |
| Interest Income | 1.6 B | 1.7 B | |
| Change To Netincome | 617.5 M | 648.4 M | |
| Net Income Per Share | 6.02 | 6.32 | |
| Income Quality | 0.49 | 0.52 | |
| Net Income Per E B T | 0.77 | 0.57 |
Ameris Profitability Driver Comparison
Profitability drivers are factors that can directly affect your investment outlook on Ameris Bancorp. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of Ameris Bancorp position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the Ameris Bancorp's important profitability drivers and their relationship over time.
Ameris Bancorp Earnings Estimation Breakdown
The calculation of Ameris Bancorp's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Ameris Bancorp is estimated to be 1.6 with the future projection ranging from a low of 1.51 to a high of 1.65. Please be aware that this consensus of annual earnings estimates for Ameris Bancorp is based on EPS before non-recurring items and includes expenses related to employee stock options.Last Reported EPS
1.51 Lowest | Expected EPS | 1.65 Highest |
Ameris Bancorp Earnings Projection Consensus
Suppose the current estimates of Ameris Bancorp's value are higher than the current market price of the Ameris Bancorp stock. In this case, investors may conclude that Ameris Bancorp is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Ameris Bancorp's stock will quickly adjusts to the new information provided by the consensus estimate.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 30th of June 2026 | Current EPS (TTM) | |
| 7 | 87.48% | 0.0 | 1.6 | 6.0 |
Ameris Bancorp Earnings History
Earnings estimate consensus by Ameris Bancorp analysts from Wall Street is used by the market to judge Ameris Bancorp's stock performance. Investors also use these earnings estimates to evaluate and project the stock performance into the future in order to make their investment decisions. However, we suggest analyzing not only Ameris Bancorp's upcoming profit reports and earnings-per-share forecasts but also comparing them to our different valuation methods.Ameris Bancorp Quarterly Gross Profit |
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Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of Ameris Bancorp's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Ameris Bancorp Earnings per Share Projection vs Actual
Actual Earning per Share of Ameris Bancorp refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering Ameris Bancorp predict the company's earnings will be in the future. The higher the earnings per share of Ameris Bancorp, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.Ameris Bancorp Estimated Months Earnings per Share
For an investor who is primarily interested in generating an income out of investing in entities such as Ameris Bancorp, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of Ameris Bancorp should always be considered in relation to other companies to make a more educated investment decision.Ameris Quarterly Analyst Estimates and Surprise Metrics
Earnings surprises can significantly impact Ameris Bancorp's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
null | null | null | null | null | 0 | ||
2026-01-29 | 2025-12-31 | 1.58 | 1.59 | 0.01 | 0 | ||
2025-10-30 | 2025-09-30 | 1.48 | 1.53 | 0.05 | 3 | ||
2025-07-28 | 2025-06-30 | 1.33 | 1.59 | 0.26 | 19 | ||
2025-04-28 | 2025-03-31 | 1.14 | 1.28 | 0.14 | 12 | ||
2025-01-30 | 2024-12-31 | 1.19 | 1.38 | 0.19 | 15 | ||
2024-10-24 | 2024-09-30 | 1.25 | 1.38 | 0.13 | 10 | ||
2024-07-25 | 2024-06-30 | 1.14 | 1.17 | 0.03 | 2 | ||
2024-04-25 | 2024-03-31 | 1.04 | 1.1 | 0.06 | 5 | ||
2024-01-25 | 2023-12-31 | 1.1 | 1.07 | -0.03 | 2 | ||
2023-10-26 | 2023-09-30 | 1.13 | 1.16 | 0.03 | 2 | ||
2023-07-27 | 2023-06-30 | 1.13 | 0.91 | -0.22 | 19 | ||
2023-04-27 | 2023-03-31 | 1.18 | 0.87 | -0.31 | 26 | ||
2023-01-26 | 2022-12-31 | 1.34 | 1.18 | -0.16 | 11 | ||
2022-10-27 | 2022-09-30 | 1.33 | 1.34 | 0.01 | 0 | ||
2022-07-26 | 2022-06-30 | 1.19 | 1.3 | 0.11 | 9 | ||
2022-04-26 | 2022-03-31 | 1.07 | 1.17 | 0.1 | 9 | ||
2022-01-27 | 2021-12-31 | 1.17 | 1.18 | 0.01 | 0 | ||
2021-10-28 | 2021-09-30 | 1.18 | 1.17 | -0.01 | 0 | ||
2021-07-22 | 2021-06-30 | 1.18 | 1.27 | 0.09 | 7 | ||
2021-04-22 | 2021-03-31 | 1.15 | 1.79 | 0.64 | 55 | ||
2021-01-28 | 2020-12-31 | 1.17 | 1.36 | 0.19 | 16 | ||
2020-10-22 | 2020-09-30 | 0.91 | 1.67 | 0.76 | 83 | ||
2020-07-27 | 2020-06-30 | 0.61 | 0.47 | -0.14 | 22 | ||
2020-04-23 | 2020-03-31 | 0.76 | 0.61 | -0.15 | 19 | ||
2020-01-23 | 2019-12-31 | 0.96 | 0.96 | 0.0 | 0 | ||
2019-10-18 | 2019-09-30 | 0.95 | 0.98 | 0.03 | 3 | ||
2019-07-26 | 2019-06-30 | 0.96 | 0.96 | 0.0 | 0 | ||
2019-04-23 | 2019-03-31 | 0.93 | 0.9 | -0.03 | 3 | ||
2019-01-25 | 2018-12-31 | 0.92 | 0.96 | 0.04 | 4 | ||
2018-10-19 | 2018-09-30 | 0.9 | 0.91 | 0.01 | 1 | ||
2018-07-27 | 2018-06-30 | 0.83 | 0.74 | -0.09 | 10 | ||
2018-04-20 | 2018-03-31 | 0.73 | 0.73 | 0.0 | 0 | ||
2018-01-26 | 2017-12-31 | 0.63 | 0.63 | 0.0 | 0 | ||
2017-10-19 | 2017-09-30 | 0.65 | 0.63 | -0.02 | 3 | ||
2017-07-21 | 2017-06-30 | 0.64 | 0.63 | -0.01 | 1 | ||
2017-04-21 | 2017-03-31 | 0.58 | 0.59 | 0.01 | 1 | ||
2017-01-20 | 2016-12-31 | 0.51 | 0.63 | 0.12 | 23 | ||
2016-10-17 | 2016-09-30 | 0.59 | 0.61 | 0.02 | 3 | ||
2016-07-22 | 2016-06-30 | 0.53 | 0.57 | 0.04 | 7 | ||
2016-04-22 | 2016-03-31 | 0.47 | 0.37 | -0.1 | 21 | ||
2016-01-22 | 2015-12-31 | 0.51 | 0.43 | -0.08 | 15 | ||
2015-10-23 | 2015-09-30 | 0.48 | 0.48 | 0.0 | 0 | ||
2015-07-24 | 2015-06-30 | 0.39 | 0.27 | -0.12 | 30 | ||
2015-04-23 | 2015-03-31 | 0.39 | 0.32 | -0.07 | 17 | ||
2015-01-29 | 2014-12-31 | 0.44 | 0.39 | -0.05 | 11 | ||
2014-10-22 | 2014-09-30 | 0.44 | 0.44 | 0.0 | 0 | ||
2014-07-22 | 2014-06-30 | 0.4 | 0.4 | 0.0 | 0 | ||
2014-04-22 | 2014-03-31 | 0.33 | 0.32 | -0.01 | 3 | ||
2014-01-23 | 2013-12-31 | 0.28 | 0.18 | -0.1 | 35 | ||
2013-10-21 | 2013-09-30 | 0.25 | 0.26 | 0.01 | 4 | ||
2013-07-18 | 2013-06-30 | 0.26 | 0.26 | 0.0 | 0 | ||
2013-04-23 | 2013-03-31 | 0.19 | 0.2 | 0.01 | 5 | ||
2013-01-29 | 2012-12-31 | 0.07 | 0.15 | 0.08 | 114 | ||
2012-10-23 | 2012-09-30 | 0.14 | 0.04 | -0.1 | 71 | ||
2012-07-24 | 2012-06-30 | 0.04 | 0.07 | 0.03 | 75 | ||
2012-04-24 | 2012-03-31 | 0.03 | 0.19 | 0.16 | 533 | ||
2012-01-26 | 2011-12-31 | 0.08 | 0.01 | -0.07 | 87 | ||
2011-10-25 | 2011-09-30 | 0.1 | -0.1 | -0.2 | 200 | ||
2011-07-21 | 2011-06-30 | 0.02 | 0.06 | 0.04 | 200 | ||
2011-04-26 | 2011-03-31 | -0.01 | 0.02 | 0.03 | 300 | ||
2011-01-28 | 2010-12-31 | 0.02 | 0.04 | 0.02 | 100 | ||
2010-10-20 | 2010-09-30 | -0.04 | -0.07 | -0.03 | 75 | ||
2010-07-22 | 2010-06-30 | 0.14 | -0.2 | -0.34 | 242 | ||
2010-04-13 | 2010-03-31 | -0.21 | -0.17 | 0.04 | 19 | ||
2010-01-28 | 2009-12-31 | 0.8 | -1.63 | -2.43 | 303 | ||
2009-10-21 | 2009-09-30 | -0.11 | -0.06 | 0.05 | 45 | ||
2009-07-21 | 2009-06-30 | -0.14 | -0.24 | -0.1 | 71 | ||
2009-04-23 | 2009-03-31 | -0.33 | -0.09 | 0.24 | 72 | ||
2009-01-29 | 2008-12-31 | -0.08 | -0.77 | -0.69 | 862 | ||
2008-10-21 | 2008-09-30 | 0.22 | 0.03 | -0.19 | 86 | ||
2008-07-15 | 2008-06-30 | 0.25 | 0.22 | -0.03 | 12 | ||
2008-04-17 | 2008-03-31 | 0.25 | 0.21 | -0.04 | 16 | ||
2008-01-24 | 2007-12-31 | 0.36 | 0.09 | -0.27 | 75 | ||
2007-10-18 | 2007-09-30 | 0.41 | 0.25 | -0.16 | 39 | ||
2007-07-19 | 2007-06-30 | 0.39 | 0.38 | -0.01 | 2 | ||
2007-04-25 | 2007-03-31 | 0.36 | 0.36 | 0.0 | 0 | ||
2007-01-31 | 2006-12-31 | 0.45 | 0.42 | -0.03 | 6 | ||
2006-10-19 | 2006-09-30 | 0.4 | 0.44 | 0.04 | 10 | ||
2006-07-19 | 2006-06-30 | 0.35 | 0.39 | 0.04 | 11 | ||
2006-04-20 | 2006-03-31 | 0.34 | 0.38 | 0.04 | 11 | ||
2006-01-26 | 2005-12-31 | 0.27 | 0.21 | -0.06 | 22 | ||
2005-10-19 | 2005-09-30 | 0.31 | 0.32 | 0.01 | 3 | ||
2005-07-20 | 2005-06-30 | 0.29 | 0.28 | -0.01 | 3 | ||
2005-04-20 | 2005-03-31 | 0.29 | 0.29 | 0.0 | 0 | ||
2005-01-20 | 2004-12-31 | 0.27 | 0.32 | 0.05 | 18 | ||
2004-10-14 | 2004-09-30 | 0.26 | 0.26 | 0.0 | 0 | ||
2004-07-13 | 2004-06-30 | 0.27 | 0.25 | -0.02 | 7 | ||
2004-04-12 | 2004-03-31 | 0.25 | 0.27 | 0.02 | 8 | ||
2004-01-13 | 2003-12-31 | 0.24 | 0.3 | 0.06 | 25 | ||
2003-10-09 | 2003-09-30 | 0.22 | 0.24 | 0.02 | 9 | ||
2003-07-10 | 2003-06-30 | 0.21 | 0.24 | 0.03 | 14 | ||
2003-04-09 | 2003-03-31 | 0.21 | 0.23 | 0.02 | 9 | ||
2003-01-15 | 2002-12-31 | 0.2 | 0.23 | 0.03 | 15 | ||
2002-10-15 | 2002-09-30 | 0.25 | 0.23 | -0.02 | 8 | ||
2002-07-10 | 2002-06-30 | 0.22 | 0.24 | 0.02 | 9 | ||
2002-04-11 | 2002-03-31 | 0.22 | 0.18 | -0.04 | 18 | ||
2002-01-17 | 2001-12-31 | 0.2 | 0.2 | 0.0 | 0 | ||
2001-01-17 | 2000-12-31 | 0.24 | 0.28 | 0.04 | 16 | ||
2000-10-12 | 2000-09-30 | 0.24 | 0.23 | -0.01 | 4 | ||
2000-07-11 | 2000-06-30 | 0.23 | 0.24 | 0.01 | 4 | ||
2000-04-12 | 2000-03-31 | 0.22 | 0.23 | 0.01 | 4 | ||
2000-01-11 | 1999-12-31 | 0.2 | 0.24 | 0.04 | 20 | ||
1999-10-11 | 1999-09-30 | 0.2 | 0.2 | 0.0 | 0 | ||
1999-07-12 | 1999-06-30 | 0.18 | 0.2 | 0.02 | 11 | ||
1999-04-08 | 1999-03-31 | 0.17 | 0.2 | 0.03 | 17 | ||
1999-01-13 | 1998-12-31 | 0.2 | 0.33 | 0.13 | 65 | ||
1998-10-08 | 1998-09-30 | 0.17 | 0.14 | -0.03 | 17 | ||
1998-04-16 | 1998-03-31 | 0.09 | 0.02 | -0.07 | 77 |
Use Ameris Bancorp in pair-trading
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Ameris Bancorp position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Ameris Bancorp will appreciate offsetting losses from the drop in the long position's value.Ameris Bancorp Pair Trading
Ameris Bancorp Pair Trading Analysis
The ability to find closely correlated positions to Ameris Bancorp could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Ameris Bancorp when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Ameris Bancorp - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Ameris Bancorp to buy it.
The correlation of Ameris Bancorp is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Ameris Bancorp moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Ameris Bancorp moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Ameris Bancorp can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Use Investing Themes to Complement your Ameris Bancorp position
In addition to having Ameris Bancorp in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
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FinTech
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Check out Trending Equities. For information on how to trade Ameris Stock refer to our How to Trade Ameris Stock guide.You can also try the Commodity Directory module to find actively traded commodities issued by global exchanges.
To fully project Ameris Bancorp's future profitability, investors should examine all historical financial statements. These statements provide investors with a comprehensive snapshot of the financial position of Ameris Bancorp at a specified time, usually calculated after every quarter, six months, or one year. Three primary documents fall into the category of financial statements. These documents include Ameris Bancorp's income statement, its balance sheet, and the statement of cash flows.