BOK Financial Net Income vs. Operating Margin
| BOKF Stock | USD 129.79 1.33 1.04% |
Net Income | First Reported 1991-09-30 | Previous Quarter 140.9 M | Current Value 177.3 M | Quarterly Volatility 46.2 M |
| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Gross Profit Margin | 0.58 | 0.6374 |
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| Net Profit Margin | 0.14 | 0.1738 |
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| Operating Profit Margin | 0.2 | 0.2139 |
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| Pretax Profit Margin | 0.2 | 0.2139 |
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| Return On Assets | 0.0086 | 0.0111 |
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| Return On Equity | 0.13 | 0.0977 |
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For BOK Financial profitability analysis, we use financial ratios and fundamental drivers that measure the ability of BOK Financial to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well BOK Financial utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between BOK Financial's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of BOK Financial over time as well as its relative position and ranking within its peers.
BOK Financial's Revenue Breakdown by Earning Segment
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BOK Financial Revenue Breakdown by Earning Segment
By analyzing BOK Financial's earnings estimates, investors can diagnose different trends across BOK Financial's analyst sentiment over time as well as compare current estimates against different timeframes.
Can Regional Banks industry sustain growth momentum? Does BOK have expansion opportunities? Factors like these will boost the valuation of BOK Financial. Projected growth potential of BOK fundamentally drives upward valuation adjustments. Determining accurate worth demands scrutiny of both present operating results and projected expansion capacity. Evaluating BOK Financial demands reviewing these metrics collectively while recognizing certain factors exert disproportionate influence.
Quarterly Earnings Growth 0.373 | Dividend Share 2.4 | Earnings Share 9.17 | Revenue Per Share | Quarterly Revenue Growth 0.127 |
Investors evaluate BOK Financial using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating BOK Financial's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Market participants employ diverse analytical approaches to determine fair value and identify buying opportunities when prices dip below calculated worth. External factors like market trends, sector rotation, and investor psychology can cause BOK Financial's market price to deviate significantly from intrinsic value.
It's important to distinguish between BOK Financial's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding BOK Financial should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Conversely, BOK Financial's market price signifies the transaction level at which participants voluntarily complete trades.
BOK Financial Operating Margin vs. Net Income Fundamental Analysis
Comparative valuation techniques use various fundamental indicators to help in determining BOK Financial's current stock value. Our valuation model uses many indicators to compare BOK Financial value to that of its competitors to determine the firm's financial worth. BOK Financial is number one stock in net income category among its peers. It also is number one stock in operating margin category among its peers . The ratio of Net Income to Operating Margin for BOK Financial is about 1,496,220,554 . At this time, BOK Financial's Net Income is most likely to increase significantly in the upcoming years. Comparative valuation analysis is a catch-all technique that is used if you cannot value BOK Financial by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.BOK Operating Margin vs. Net Income
Net income is the profit of a company for the reporting period, which is derived after taking revenues and gains and subtracting all expenses and losses. Net income is one of the most-watched numbers by money managers as well as individual investors.
BOK Financial |
| = | 577.99 M |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
Operating Margin shows how much operating income a company makes on each dollar of sales. It is one of the profitability indicators which helps analysts to understand whether the firm is successful or not making money from everyday operations.
BOK Financial |
| = | 0.39 % |
A good Operating Margin is required for a company to be able to pay for its fixed costs or payout its debt, which implies that the higher the margin, the better. This ratio is most effective in evaluating the earning potential of a company over time when comparing it against a firm's competitors.
BOK Operating Margin Comparison
BOK Financial is currently under evaluation in operating margin category among its peers.
BOK Financial Profitability Projections
The most important aspect of a successful company is its ability to generate a profit. For investors in BOK Financial, profitability is also one of the essential criteria for including it into their portfolios because, without profit, BOK Financial will eventually generate negative long term returns. The profitability progress is the general direction of BOK Financial's change in net profit over the period of time. It can combine multiple indicators of BOK Financial, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
| Last Reported | Projected for Next Year | ||
| Accumulated Other Comprehensive Income | -166.2 M | -157.9 M | |
| Operating Income | 711.2 M | 387.6 M | |
| Income Before Tax | 711.2 M | 378.6 M | |
| Total Other Income Expense Net | -35.7 M | -37.5 M | |
| Net Income | 578 M | 606.9 M | |
| Income Tax Expense | 133.2 M | 106.6 M | |
| Net Income Applicable To Common Shares | 598.3 M | 313.3 M | |
| Net Income From Continuing Ops | 578 M | 456.3 M | |
| Net Interest Income | 1.3 B | 1.2 B | |
| Interest Income | 2.5 B | 1.7 B | |
| Change To Netincome | 4 B | 4.2 B | |
| Net Income Per Share | 9.49 | 9.96 | |
| Income Quality | 1.00 | 1.08 | |
| Net Income Per E B T | 0.81 | 0.57 |
BOK Profitability Driver Comparison
Profitability drivers are factors that can directly affect your investment outlook on BOK Financial. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of BOK Financial position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the BOK Financial's important profitability drivers and their relationship over time.
BOK Financial Earnings Estimation Breakdown
The calculation of BOK Financial's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of BOK Financial is estimated to be 2.2847 with the future projection ranging from a low of 2.18 to a high of 2.432. Please be aware that this consensus of annual earnings estimates for BOK Financial is based on EPS before non-recurring items and includes expenses related to employee stock options.Last Reported EPS
2.18 Lowest | Expected EPS | 2.43 Highest |
BOK Financial Earnings Projection Consensus
Suppose the current estimates of BOK Financial's value are higher than the current market price of the BOK Financial stock. In this case, investors may conclude that BOK Financial is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and BOK Financial's stock will quickly adjusts to the new information provided by the consensus estimate.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 31st of March 2026 | Current EPS (TTM) | |
| 10 | 89.41% | 2.48 | 2.2847 | 9.17 |
BOK Financial Earnings History
Earnings estimate consensus by BOK Financial analysts from Wall Street is used by the market to judge BOK Financial's stock performance. Investors also use these earnings estimates to evaluate and project the stock performance into the future in order to make their investment decisions. However, we suggest analyzing not only BOK Financial's upcoming profit reports and earnings-per-share forecasts but also comparing them to our different valuation methods.BOK Financial Quarterly Gross Profit |
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BOK Financial Earnings per Share Projection vs Actual
Actual Earning per Share of BOK Financial refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering BOK Financial predict the company's earnings will be in the future. The higher the earnings per share of BOK Financial, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.BOK Financial Estimated Months Earnings per Share
For an investor who is primarily interested in generating an income out of investing in entities such as BOK Financial, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of BOK Financial should always be considered in relation to other companies to make a more educated investment decision.BOK Quarterly Analyst Estimates and Surprise Metrics
Earnings surprises can significantly impact BOK Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2026-01-15 | 2025-12-31 | 2.1601 | 2.48 | 0.3199 | 14 | ||
2025-10-20 | 2025-09-30 | 2.15 | 2.22 | 0.07 | 3 | ||
2025-07-21 | 2025-06-30 | 1.99 | 2.19 | 0.2 | 10 | ||
2025-04-21 | 2025-03-31 | 1.99 | 1.86 | -0.13 | 6 | ||
2025-01-17 | 2024-12-31 | 1.98 | 2.12 | 0.14 | 7 | ||
2024-10-21 | 2024-09-30 | 1.98 | 2.18 | 0.2 | 10 | ||
2024-07-22 | 2024-06-30 | 2.36 | 2.54 | 0.18 | 7 | ||
2024-04-24 | 2024-03-31 | 1.73 | 1.29 | -0.44 | 25 | ||
2024-01-24 | 2023-12-31 | 1.75 | 1.95 | 0.2 | 11 | ||
2023-10-25 | 2023-09-30 | 2.09 | 2.04 | -0.05 | 2 | ||
2023-07-26 | 2023-06-30 | 2.26 | 2.27 | 0.01 | 0 | ||
2023-04-26 | 2023-03-31 | 2.31 | 2.43 | 0.12 | 5 | ||
2023-01-25 | 2022-12-31 | 2.25 | 2.51 | 0.26 | 11 | ||
2022-10-26 | 2022-09-30 | 1.99 | 2.32 | 0.33 | 16 | ||
2022-07-27 | 2022-06-30 | 1.43 | 1.96 | 0.53 | 37 | ||
2022-04-27 | 2022-03-31 | 1.25 | 0.91 | -0.34 | 27 | ||
2022-01-19 | 2021-12-31 | 1.81 | 1.71 | -0.1 | 5 | ||
2021-10-20 | 2021-09-30 | 1.78 | 2.4 | 0.62 | 34 | ||
2021-07-21 | 2021-06-30 | 1.82 | 2.4 | 0.58 | 31 | ||
2021-04-21 | 2021-03-31 | 1.92 | 2.1 | 0.18 | 9 | ||
2021-01-20 | 2020-12-31 | 1.92 | 2.21 | 0.29 | 15 | ||
2020-10-21 | 2020-09-30 | 1.56 | 2.19 | 0.63 | 40 | ||
2020-07-22 | 2020-06-30 | 1.12 | 0.92 | -0.2 | 17 | ||
2020-04-22 | 2020-03-31 | 1.34 | 0.88 | -0.46 | 34 | ||
2020-01-22 | 2019-12-31 | 1.89 | 1.56 | -0.33 | 17 | ||
2019-10-23 | 2019-09-30 | 1.92 | 1.94 | 0.02 | 1 | ||
2019-07-24 | 2019-06-30 | 1.81 | 1.93 | 0.12 | 6 | ||
2019-04-24 | 2019-03-31 | 1.45 | 1.54 | 0.09 | 6 | ||
2019-01-30 | 2018-12-31 | 1.28 | 1.5 | 0.22 | 17 | ||
2018-10-24 | 2018-09-30 | 1.75 | 1.61 | -0.14 | 8 | ||
2018-07-25 | 2018-06-30 | 1.69 | 1.75 | 0.06 | 3 | ||
2018-04-25 | 2018-03-31 | 1.52 | 1.61 | 0.09 | 5 | ||
2018-01-24 | 2017-12-31 | 1.34 | 1.29 | -0.05 | 3 | ||
2017-10-25 | 2017-09-30 | 1.35 | 1.31 | -0.04 | 2 | ||
2017-07-26 | 2017-06-30 | 1.3 | 1.35 | 0.05 | 3 | ||
2017-04-26 | 2017-03-31 | 1.05 | 1.35 | 0.3 | 28 | ||
2017-01-25 | 2016-12-31 | 0.96 | 0.76 | -0.2 | 20 | ||
2016-10-26 | 2016-09-30 | 1.1 | 1.13 | 0.03 | 2 | ||
2016-07-27 | 2016-06-30 | 0.99 | 1.0 | 0.01 | 1 | ||
2016-04-27 | 2016-03-31 | 0.97 | 0.64 | -0.33 | 34 | ||
2016-01-27 | 2015-12-31 | 0.91 | 0.89 | -0.02 | 2 | ||
2015-10-28 | 2015-09-30 | 1.12 | 1.09 | -0.03 | 2 | ||
2015-07-29 | 2015-06-30 | 1.1 | 1.15 | 0.05 | 4 | ||
2015-04-29 | 2015-03-31 | 1.04 | 1.07 | 0.03 | 2 | ||
2015-01-28 | 2014-12-31 | 1.06 | 0.93 | -0.13 | 12 | ||
2014-10-29 | 2014-09-30 | 1.12 | 1.09 | -0.03 | 2 | ||
2014-07-30 | 2014-06-30 | 1.03 | 1.1 | 0.07 | 6 | ||
2014-04-30 | 2014-03-31 | 1 | 1.11 | 0.11 | 11 | ||
2014-01-29 | 2013-12-31 | 1.06 | 1.06 | 0.0 | 0 | ||
2013-10-30 | 2013-09-30 | 1.14 | 1.1 | -0.04 | 3 | ||
2013-07-31 | 2013-06-30 | 1.21 | 1.16 | -0.05 | 4 | ||
2013-04-30 | 2013-03-31 | 1.18 | 1.28 | 0.1 | 8 | ||
2013-01-30 | 2012-12-31 | 1.26 | 1.21 | -0.05 | 3 | ||
2012-10-31 | 2012-09-30 | 1.21 | 1.27 | 0.06 | 4 | ||
2012-08-01 | 2012-06-30 | 1.13 | 1.43 | 0.3 | 26 | ||
2012-04-24 | 2012-03-31 | 1.03 | 1.22 | 0.19 | 18 | ||
2012-02-01 | 2011-12-31 | 1.1 | 0.98 | -0.12 | 10 | ||
2011-10-26 | 2011-09-30 | 1.05 | 1.29 | 0.24 | 22 | ||
2011-07-27 | 2011-06-30 | 0.98 | 1.0 | 0.02 | 2 | ||
2011-04-26 | 2011-03-31 | 0.91 | 0.94 | 0.03 | 3 | ||
2011-01-26 | 2010-12-31 | 0.93 | 0.86 | -0.07 | 7 | ||
2010-10-27 | 2010-09-30 | 0.85 | 0.94 | 0.09 | 10 | ||
2010-07-28 | 2010-06-30 | 0.83 | 0.83 | 0.0 | 0 | ||
2010-04-27 | 2010-03-31 | 0.68 | 0.88 | 0.2 | 29 | ||
2010-01-27 | 2009-12-31 | 0.66 | 0.63 | -0.03 | 4 | ||
2009-10-28 | 2009-09-30 | 0.68 | 0.75 | 0.07 | 10 | ||
2009-07-29 | 2009-06-30 | 0.58 | 0.77 | 0.19 | 32 | ||
2009-04-29 | 2009-03-31 | 0.56 | 0.81 | 0.25 | 44 | ||
2009-01-28 | 2008-12-31 | 0.71 | 0.53 | -0.18 | 25 | ||
2008-10-29 | 2008-09-30 | 0.77 | 0.84 | 0.07 | 9 | ||
2008-07-15 | 2008-06-30 | 0.69 | 0.65 | -0.04 | 5 | ||
2008-04-15 | 2008-03-31 | 0.84 | 0.92 | 0.08 | 9 | ||
2008-01-29 | 2007-12-31 | 0.78 | 0.76 | -0.02 | 2 | ||
2007-10-16 | 2007-09-30 | 0.82 | 0.89 | 0.07 | 8 | ||
2007-07-17 | 2007-06-30 | 0.82 | 0.8 | -0.02 | 2 | ||
2007-04-17 | 2007-03-31 | 0.78 | 0.78 | 0.0 | 0 | ||
2007-01-30 | 2006-12-31 | 0.82 | 0.75 | -0.07 | 8 | ||
2006-10-17 | 2006-09-30 | 0.85 | 0.78 | -0.07 | 8 | ||
2006-07-18 | 2006-06-30 | 0.81 | 0.82 | 0.01 | 1 | ||
2006-04-18 | 2006-03-31 | 0.75 | 0.81 | 0.06 | 8 | ||
2006-01-31 | 2005-12-31 | 0.76 | 0.72 | -0.04 | 5 | ||
2005-10-18 | 2005-09-30 | 0.76 | 0.76 | 0.0 | 0 | ||
2005-07-19 | 2005-06-30 | 0.73 | 0.75 | 0.02 | 2 | ||
2005-04-19 | 2005-03-31 | 0.69 | 0.78 | 0.09 | 13 | ||
2005-01-25 | 2004-12-31 | 0.72 | 0.7 | -0.02 | 2 | ||
2004-10-19 | 2004-09-30 | 0.68 | 0.72 | 0.04 | 5 | ||
2004-07-27 | 2004-06-30 | 0.65 | 0.68 | 0.03 | 4 | ||
2004-04-27 | 2004-03-31 | 0.62 | 0.58 | -0.04 | 6 | ||
2004-01-28 | 2003-12-31 | 0.63 | 0.53 | -0.1 | 15 | ||
2003-10-15 | 2003-09-30 | 0.62 | 0.58 | -0.04 | 6 | ||
2003-07-16 | 2003-06-30 | 0.6 | 0.62 | 0.02 | 3 | ||
2003-04-16 | 2003-03-31 | 0.57 | 0.67 | 0.1 | 17 | ||
2003-01-22 | 2002-12-31 | 0.56 | 0.59 | 0.03 | 5 | ||
2002-10-10 | 2002-09-30 | 0.54 | 0.69 | 0.15 | 27 | ||
2002-07-17 | 2002-06-30 | 0.53 | 0.54 | 0.01 | 1 | ||
2002-04-17 | 2002-03-31 | 0.51 | 0.51 | 0.0 | 0 | ||
2002-01-23 | 2001-12-31 | 0.47 | 0.5 | 0.03 | 6 | ||
2001-10-17 | 2001-09-30 | 0.46 | 0.47 | 0.01 | 2 | ||
2001-07-20 | 2001-06-30 | 0.44 | 0.46 | 0.02 | 4 | ||
2001-04-18 | 2001-03-31 | 0.41 | 0.44 | 0.03 | 7 | ||
2001-01-24 | 2000-12-31 | 0.43 | 0.41 | -0.02 | 4 | ||
2000-10-18 | 2000-09-30 | 0.41 | 0.41 | 0.0 | 0 | ||
2000-07-19 | 2000-06-30 | 0.39 | 0.39 | 0.0 | 0 | ||
2000-04-18 | 2000-03-31 | 0.37 | 0.4 | 0.03 | 8 | ||
2000-01-18 | 1999-12-31 | 0.37 | 0.37 | 0.0 | 0 | ||
1999-10-18 | 1999-09-30 | 0.35 | 0.36 | 0.01 | 2 | ||
1999-07-27 | 1999-06-30 | 0.34 | 0.35 | 0.01 | 2 | ||
1999-01-26 | 1998-12-31 | 0.31 | 0.16 | -0.15 | 48 |
Use BOK Financial in pair-trading
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if BOK Financial position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in BOK Financial will appreciate offsetting losses from the drop in the long position's value.BOK Financial Pair Trading
BOK Financial Pair Trading Analysis
The ability to find closely correlated positions to BOK Financial could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace BOK Financial when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back BOK Financial - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling BOK Financial to buy it.
The correlation of BOK Financial is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as BOK Financial moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if BOK Financial moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for BOK Financial can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Use Investing Themes to Complement your BOK Financial position
In addition to having BOK Financial in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
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Global Macro ETFs
ETF themes focus on helping investors to gain exposure to a broad range of assets, diversify, and lower overall costs. The Global Macro ETFs theme has 33 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Global Macro ETFs Theme or any other thematic opportunities.
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Check out Trending Equities. For more detail on how to invest in BOK Stock please use our How to Invest in BOK Financial guide.You can also try the Money Managers module to screen money managers from public funds and ETFs managed around the world.
To fully project BOK Financial's future profitability, investors should examine all historical financial statements. These statements provide investors with a comprehensive snapshot of the financial position of BOK Financial at a specified time, usually calculated after every quarter, six months, or one year. Three primary documents fall into the category of financial statements. These documents include BOK Financial's income statement, its balance sheet, and the statement of cash flows.