US Bancorp Operating Margin vs. Market Capitalization

USB Stock  USD 56.08  0.59  1.06%   
Considering US Bancorp's profitability and operating efficiency indicators, US Bancorp is performing exceptionally good at this time. It has a great probability to showcase excellent profitability results in February. Profitability indicators assess US Bancorp's ability to earn profits and add value for shareholders.

US Bancorp Operating Profit Margin

0.22

At present, US Bancorp's Price To Sales Ratio is projected to slightly decrease based on the last few years of reporting. The current year's EV To Sales is expected to grow to 3.14, whereas Days Sales Outstanding is forecasted to decline to 60.42. At present, US Bancorp's Total Other Income Expense Net is projected to increase significantly based on the last few years of reporting. The current year's Net Income Per Share is expected to grow to 3.82, whereas Accumulated Other Comprehensive Income is projected to grow to (8.3 B). The current year's Gross Profit is expected to grow to about 30.3 B. The current year's Pretax Profit Margin is expected to grow to 0.22
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.560.53
Notably Up
Pretty Stable
Net Profit Margin0.160.13
Fairly Up
Slightly volatile
Operating Profit Margin0.220.17
Significantly Up
Slightly volatile
Pretax Profit Margin0.220.17
Significantly Up
Slightly volatile
Return On Assets0.01640.0107
Way Up
Slightly volatile
Return On Equity0.180.12
Way Up
Pretty Stable
For US Bancorp profitability analysis, we use financial ratios and fundamental drivers that measure the ability of US Bancorp to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well US Bancorp utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between US Bancorp's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of US Bancorp over time as well as its relative position and ranking within its peers.

US Bancorp's Revenue Breakdown by Earning Segment

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For information on how to trade USB Stock refer to our How to Trade USB Stock guide.The next projected EPS of US Bancorp is estimated to be 1.14 with future projections ranging from a low of 1.13 to a high of 1.1475. US Bancorp's most recent 12-month trailing earnings per share (EPS TTM) is at 4.37. Please be aware that the consensus of earnings estimates for US Bancorp is based on EPS before non-recurring items and includes expenses related to employee stock options.
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
US Bancorp is projected to generate 1.14 in earnings per share on the 31st of December 2025. US Bancorp earnings estimates show analyst consensus about projected US Bancorp EPS (Earning Per Share). It derives the highest and the lowest estimates based on US Bancorp's historical volatility. Many public companies, such as US Bancorp, manage the perception of their earnings on a regular basis to make sure that analyst estimates are accurate. Future earnings calculations are also an essential input when attempting to value a firm.

US Bancorp Revenue Breakdown by Earning Segment

By analyzing US Bancorp's earnings estimates, investors can diagnose different trends across US Bancorp's analyst sentiment over time as well as compare current estimates against different timeframes.
Is Diversified Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of US Bancorp. If investors know USB will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about US Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.185
Dividend Share
2.02
Earnings Share
4.37
Revenue Per Share
16.691
Quarterly Revenue Growth
0.072
The market value of US Bancorp is measured differently than its book value, which is the value of USB that is recorded on the company's balance sheet. Investors also form their own opinion of US Bancorp's value that differs from its market value or its book value, called intrinsic value, which is US Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because US Bancorp's market value can be influenced by many factors that don't directly affect US Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between US Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if US Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, US Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

US Bancorp Market Capitalization vs. Operating Margin Fundamental Analysis

Comparative valuation techniques use various fundamental indicators to help in determining US Bancorp's current stock value. Our valuation model uses many indicators to compare US Bancorp value to that of its competitors to determine the firm's financial worth.
US Bancorp is rated fifth in operating margin category among its peers. It is rated fifth in market capitalization category among its peers creating about  218,670,431,360  of Market Capitalization per Operating Margin. At present, US Bancorp's Operating Profit Margin is projected to slightly decrease based on the last few years of reporting. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the US Bancorp's earnings, one of the primary drivers of an investment's value.

US Bancorp's Earnings Breakdown by Geography

USB Market Capitalization vs. Operating Margin

Operating Margin shows how much operating income a company makes on each dollar of sales. It is one of the profitability indicators which helps analysts to understand whether the firm is successful or not making money from everyday operations.

US Bancorp

Operating Margin

 = 

Operating Income

Revenue

X

100

 = 
0.39 %
A good Operating Margin is required for a company to be able to pay for its fixed costs or payout its debt, which implies that the higher the margin, the better. This ratio is most effective in evaluating the earning potential of a company over time when comparing it against a firm's competitors.
Market Capitalization is the total market value of a company's equity. It is one of many ways to value a company and is calculated by multiplying the price of the stock by the number of shares issued. If a firm has one type of stock its market capitalization will be the current market share price multiplied by the number of shares. However, if a company has multiple types of equities then the market cap will be the total of the market caps of the different types of shares.

US Bancorp

Market Cap

 = 

Shares Outstanding

X

Share Price

 = 
86.35 B
In most publications or references market cap is broken down into the mega-cap, large-cap, mid-cap, small-cap, micro-cap, and nano-cap. Market Cap is a measurement of business as total market value of all of the outstanding shares at a given time, and can be used to compare different companies based on their size.

USB Market Capitalization vs Competition

US Bancorp is rated fifth in market capitalization category among its peers. Market capitalization of Financials industry is at this time estimated at about 1 Trillion. US Bancorp holds roughly 86.35 Billion in market capitalization claiming about 9% of equities under Financials industry.
Capitalization  Total debt  Workforce  Revenue  Valuation

US Bancorp Profitability Projections

The most important aspect of a successful company is its ability to generate a profit. For investors in US Bancorp, profitability is also one of the essential criteria for including it into their portfolios because, without profit, US Bancorp will eventually generate negative long term returns. The profitability progress is the general direction of US Bancorp's change in net profit over the period of time. It can combine multiple indicators of US Bancorp, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
Last ReportedProjected for Next Year
Accumulated Other Comprehensive Income-8.8 B-8.3 B
Operating Income9.1 B4.7 B
Net Income7.2 B3.9 B
Income Tax Expense1.8 B1.2 B
Income Before Tax9.1 B5.2 B
Total Other Income Expense Net9.1 B9.6 B
Net Income Applicable To Common Shares6.8 B5.1 B
Net Income From Continuing Ops7.3 B6.5 B
Net Interest Income18.7 B14.8 B
Interest Income36.4 B20 B
Change To Netincome13.3 B12.4 B
Net Income Per Share 3.63  3.82 
Income Quality 2.06  1.71 
Net Income Per E B T 0.72  0.59 

USB Profitability Driver Comparison

Profitability drivers are factors that can directly affect your investment outlook on US Bancorp. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of US Bancorp position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the US Bancorp's important profitability drivers and their relationship over time.

US Bancorp Earnings Estimation Breakdown

The calculation of US Bancorp's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of US Bancorp is estimated to be 1.14 with the future projection ranging from a low of 1.13 to a high of 1.1475. Please be aware that this consensus of annual earnings estimates for US Bancorp is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
1.22
1.13
Lowest
Expected EPS
1.14
1.15
Highest

US Bancorp Earnings Projection Consensus

Suppose the current estimates of US Bancorp's value are higher than the current market price of the US Bancorp stock. In this case, investors may conclude that US Bancorp is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and US Bancorp's stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 31st of December 2025Current EPS (TTM)
2496.93%
1.22
1.14
4.37

US Bancorp Earnings History

Earnings estimate consensus by US Bancorp analysts from Wall Street is used by the market to judge US Bancorp's stock performance. Investors also use these earnings estimates to evaluate and project the stock performance into the future in order to make their investment decisions. However, we recommend analyzing not only US Bancorp's upcoming profit reports and earnings-per-share forecasts but also comparing them to our different valuation methods.

US Bancorp Quarterly Gross Profit

6.73 Billion

At present, US Bancorp's Retained Earnings are projected to increase significantly based on the last few years of reporting. The current year's Earnings Yield is expected to grow to 0.1, whereas Retained Earnings Total Equity is forecasted to decline to about 46.5 B. As of January 7, 2026, Common Stock Shares Outstanding is expected to decline to about 1.4 B. In addition to that, Net Income Applicable To Common Shares is expected to decline to about 5.1 B.
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of US Bancorp's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Hype
Prediction
LowEstimatedHigh
54.7456.1057.46
Details
Intrinsic
Valuation
LowRealHigh
50.4760.7162.07
Details
24 Analysts
Consensus
LowTargetHigh
53.2758.5464.98
Details
Earnings
Estimates (0)
LowProjected EPSHigh
1.131.141.15
Details
Note that many institutional investors and large investment bankers can move markets due to the volume of USB assets they manage. They also follow analysts to some degree and often drive overall investor sentiments towards US Bancorp. With so many stockholders watching consensus numbers, the difference between actual and projected earnings is one of the most critical factors driving US Bancorp's stock price in the short term.

US Bancorp Earnings per Share Projection vs Actual

Actual Earning per Share of US Bancorp refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering US Bancorp predict the company's earnings will be in the future. The higher the earnings per share of US Bancorp, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.

US Bancorp Estimated Months Earnings per Share

For an investor who is primarily interested in generating an income out of investing in entities such as US Bancorp, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of US Bancorp should always be considered in relation to other companies to make a more educated investment decision.

USB Quarterly Analyst Estimates and Surprise Metrics

Earnings surprises can significantly impact US Bancorp's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2025-10-16
2025-09-301.111.220.11
2025-07-17
2025-06-301.071.110.04
2025-04-16
2025-03-310.971.030.06
2025-01-15
2024-12-311.051.070.02
2024-10-16
2024-09-300.991.030.04
2024-07-17
2024-06-300.940.980.04
2024-04-17
2024-03-310.880.90.02
2024-01-17
2023-12-310.980.990.01
2023-10-18
2023-09-301.021.050.03
2023-07-19
2023-06-301.121.120.0
2023-04-19
2023-03-311.121.160.04
2023-01-25
2022-12-311.171.20.03
2022-10-14
2022-09-301.171.180.01
2022-07-15
2022-06-301.071.090.02
2022-04-14
2022-03-310.940.990.05
2022-01-19
2021-12-311.11.07-0.03
2021-10-14
2021-09-301.161.30.1412 
2021-07-15
2021-06-301.141.280.1412 
2021-04-15
2021-03-310.961.450.4951 
2021-01-20
2020-12-310.950.950.0
2020-10-14
2020-09-300.910.990.08
2020-07-15
2020-06-300.220.410.1986 
2020-04-15
2020-03-310.580.720.1424 
2020-01-15
2019-12-311.081.080.0
2019-10-16
2019-09-301.111.150.04
2019-07-17
2019-06-301.071.090.02
2019-04-17
2019-03-3111.00.0
2019-01-16
2018-12-311.061.070.01
2018-10-17
2018-09-301.041.060.02
2018-07-18
2018-06-3011.020.02
2018-04-18
2018-03-310.940.950.01
2018-01-17
2017-12-310.870.880.01
2017-10-18
2017-09-300.880.880.0
2017-07-19
2017-06-300.840.850.01
2017-04-19
2017-03-310.80.820.02
2017-01-18
2016-12-310.810.820.01
2016-10-19
2016-09-300.830.840.01
2016-07-15
2016-06-300.80.820.02
2016-04-20
2016-03-310.760.760.0
2016-01-15
2015-12-310.790.790.0
2015-10-15
2015-09-300.810.810.0
2015-07-15
2015-06-300.80.80.0
2015-04-15
2015-03-310.760.760.0
2015-01-21
2014-12-310.770.790.02
2014-10-22
2014-09-300.780.780.0
2014-07-16
2014-06-300.770.780.01
2014-04-16
2014-03-310.730.730.0
2014-01-22
2013-12-310.750.760.01
2013-10-16
2013-09-300.760.760.0
2013-07-17
2013-06-300.760.760.0
2013-04-16
2013-03-310.730.730.0
2013-01-16
2012-12-310.750.750.0
2012-10-17
2012-09-300.740.740.0
2012-07-18
2012-06-300.70.730.03
2012-04-17
2012-03-310.640.670.03
2012-01-18
2011-12-310.630.640.01
2011-10-19
2011-09-300.620.640.02
2011-07-20
2011-06-300.530.60.0713 
2011-04-19
2011-03-310.490.520.03
2011-01-19
2010-12-310.460.490.03
2010-10-20
2010-09-300.430.450.02
2010-07-21
2010-06-300.380.450.0718 
2010-04-20
2010-03-310.340.340.0
2010-01-20
2009-12-310.290.30.01
2009-10-21
2009-09-300.270.30.0311 
2009-07-22
2009-06-300.10.120.0220 
2009-04-21
2009-03-310.20.240.0420 
2009-01-21
2008-12-310.220.15-0.0731 
2008-10-21
2008-09-300.470.32-0.1531 
2008-07-15
2008-06-300.590.53-0.0610 
2008-04-15
2008-03-310.610.620.01
2008-01-15
2007-12-310.590.53-0.0610 
2007-10-16
2007-09-300.660.670.01
2007-07-17
2007-06-300.670.65-0.02
2007-04-17
2007-03-310.650.63-0.02
2007-01-16
2006-12-310.670.66-0.01
2006-10-17
2006-09-300.660.660.0
2006-07-18
2006-06-300.640.660.02
2006-04-18
2006-03-310.620.630.01
2006-01-17
2005-12-310.620.620.0
2005-10-18
2005-09-300.610.620.01
2005-07-19
2005-06-300.590.60.01
2005-04-19
2005-03-310.570.570.0
2005-01-18
2004-12-310.570.56-0.01
2004-10-19
2004-09-300.560.560.0
2004-07-20
2004-06-300.530.540.01
2004-04-20
2004-03-310.510.520.01
2004-01-20
2003-12-310.510.5-0.01
2003-10-21
2003-09-300.510.510.0
2003-07-15
2003-06-300.490.50.01
2003-04-15
2003-03-310.470.480.01
2003-01-21
2002-12-310.480.480.0
2002-10-15
2002-09-300.460.470.01
2002-07-16
2002-06-300.450.450.0
2002-04-16
2002-03-310.440.440.0
2002-01-15
2001-12-310.40.40.0
2001-10-16
2001-09-300.080.080.0
2001-07-17
2001-06-300.430.430.0
2001-04-17
2001-03-310.420.420.0
2001-01-16
2000-12-310.410.410.0
2000-10-10
2000-09-300.390.390.0
2000-07-17
2000-06-300.370.370.0
2000-04-11
2000-03-310.350.350.0
2000-01-14
1999-12-310.330.330.0
1999-10-12
1999-09-300.310.320.01
1999-07-13
1999-06-300.280.280.0
1999-04-13
1999-03-310.260.270.01
1999-01-12
1998-12-310.240.240.0
1998-10-13
1998-09-300.230.230.0
1998-07-14
1998-06-300.220.220.0
1998-04-14
1998-03-310.210.210.0
1998-01-13
1997-12-310.20.19-0.01
1997-10-14
1997-09-300.190.190.0
1997-07-10
1997-06-300.180.180.0
1997-04-08
1997-03-310.170.170.0
1997-01-14
1996-12-310.160.160.0
1996-10-10
1996-09-300.150.160.01
1996-07-11
1996-06-300.150.150.0
1996-04-09
1996-03-310.140.140.0
1996-01-11
1995-12-310.130.130.0

Use US Bancorp in pair-trading

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if US Bancorp position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in US Bancorp will appreciate offsetting losses from the drop in the long position's value.

US Bancorp Pair Trading

US Bancorp Pair Trading Analysis

The ability to find closely correlated positions to US Bancorp could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace US Bancorp when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back US Bancorp - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling US Bancorp to buy it.
The correlation of US Bancorp is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as US Bancorp moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if US Bancorp moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for US Bancorp can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching

Use Investing Themes to Complement your US Bancorp position

In addition to having US Bancorp in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.

Did You Try This Idea?

Run Alternative Energy Thematic Idea Now

Alternative Energy
Alternative Energy Theme
Large and mid-size companies, ETFs and funds that are either investing or directly involved in providing energy derived from sources not connected to fossil fuels, do not consume natural resources, and do not harm the environment. This includes wind power, nuclear and solar energy, biofuel, ethanol, hydrogen and others alternative sources of energy. The Alternative Energy theme has 28 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Alternative Energy Theme or any other thematic opportunities.
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When determining whether US Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of US Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Us Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Us Bancorp Stock:
Check out World Market Map.
For information on how to trade USB Stock refer to our How to Trade USB Stock guide.
You can also try the Portfolio File Import module to quickly import all of your third-party portfolios from your local drive in csv format.
To fully project US Bancorp's future profitability, investors should examine all historical financial statements. These statements provide investors with a comprehensive snapshot of the financial position of US Bancorp at a specified time, usually calculated after every quarter, six months, or one year. Three primary documents fall into the category of financial statements. These documents include US Bancorp's income statement, its balance sheet, and the statement of cash flows.
Potential US Bancorp investors and stakeholders can use historical trends found within financial statements to determine how well the company is positioned for the future. Although US Bancorp investors may work on each financial statement separately, they are all related. The changes in US Bancorp's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on US Bancorp's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.