World Acceptance Operating Margin vs. Current Valuation

WRLD Stock  USD 138.97  6.74  4.63%   
Based on the measurements of profitability obtained from World Acceptance's financial statements, World Acceptance's profitability may be sliding down. It has an above-average chance of reporting lower numbers next quarter. Profitability indicators assess World Acceptance's ability to earn profits and add value for shareholders.

World Acceptance Operating Profit Margin

0.044

At present, World Acceptance's EV To Sales is projected to increase slightly based on the last few years of reporting. The current year's Sales General And Administrative To Revenue is expected to grow to 0.43, whereas Operating Cash Flow Sales Ratio is forecasted to decline to 0.30. At present, World Acceptance's Operating Income is projected to increase significantly based on the last few years of reporting. The current year's Net Income is expected to grow to about 108.4 M, whereas Income Before Tax is forecasted to decline to about 78.6 M. At present, World Acceptance's Pretax Profit Margin is projected to slightly decrease based on the last few years of reporting. The current year's Gross Profit Margin is expected to grow to 0.85, whereas Operating Profit Margin is forecasted to decline to 0.17.
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.850.81
Sufficiently Up
Pretty Stable
Net Profit Margin0.10.14
Way Down
Pretty Stable
Operating Profit Margin0.170.25
Way Down
Slightly volatile
Pretax Profit Margin0.230.1983
Fairly Up
Slightly volatile
Return On Assets0.09990.1
Slightly Down
Slightly volatile
Return On Equity0.210.23
Significantly Down
Slightly volatile
For World Acceptance profitability analysis, we use financial ratios and fundamental drivers that measure the ability of World Acceptance to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well World Acceptance utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between World Acceptance's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of World Acceptance over time as well as its relative position and ranking within its peers.
Check out Your Current Watchlist.
For information on how to trade World Stock refer to our How to Trade World Stock guide.The next projected EPS of World Acceptance is estimated to be 0.44 with future projections ranging from a low of 0.44 to a high of 0.44. World Acceptance's most recent 12-month trailing earnings per share (EPS TTM) is at 7.77. Please be aware that the consensus of earnings estimates for World Acceptance is based on EPS before non-recurring items and includes expenses related to employee stock options.
 
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World Acceptance is projected to generate 0.44 in earnings per share on the 30th of June 2026. World Acceptance earnings estimates show analyst consensus about projected World Acceptance EPS (Earning Per Share). It derives the highest and the lowest estimates based on World Acceptance's historical volatility. Many public companies, such as World Acceptance, manage the perception of their earnings on a regular basis to make sure that analyst estimates are accurate. Future earnings calculations are also an essential input when attempting to value a firm. By analyzing World Acceptance's earnings estimates, investors can diagnose different trends across World Acceptance's analyst sentiment over time as well as compare current estimates against different timeframes.
Will Consumer Finance sector continue expanding? Could World diversify its offerings? Factors like these will boost the valuation of World Acceptance. Anticipated expansion of World directly elevates investor willingness to pay premium valuations. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every World Acceptance data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth
(0.86)
Earnings Share
7.77
Revenue Per Share
112.483
Quarterly Revenue Growth
0.019
Return On Assets
0.0567
The market value of World Acceptance is measured differently than its book value, which is the value of World that is recorded on the company's balance sheet. Investors also form their own opinion of World Acceptance's value that differs from its market value or its book value, called intrinsic value, which is World Acceptance's true underlying value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Because World Acceptance's market value can be influenced by many factors that don't directly affect World Acceptance's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between World Acceptance's value and its price as these two are different measures arrived at by different means. Investors typically determine if World Acceptance is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Meanwhile, World Acceptance's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.

World Acceptance Current Valuation vs. Operating Margin Fundamental Analysis

Comparative valuation techniques use various fundamental indicators to help in determining World Acceptance's current stock value. Our valuation model uses many indicators to compare World Acceptance value to that of its competitors to determine the firm's financial worth.
World Acceptance is rated below average in operating margin category among its peers. It is rated third in current valuation category among its peers reporting about  17,224,940,024  of Current Valuation per Operating Margin. At present, World Acceptance's Operating Profit Margin is projected to slightly decrease based on the last few years of reporting. Comparative valuation analysis is a catch-all technique that is used if you cannot value World Acceptance by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

World Current Valuation vs. Operating Margin

Operating Margin shows how much operating income a company makes on each dollar of sales. It is one of the profitability indicators which helps analysts to understand whether the firm is successful or not making money from everyday operations.

World Acceptance

Operating Margin

 = 

Operating Income

Revenue

X

100

 = 
0.08 %
A good Operating Margin is required for a company to be able to pay for its fixed costs or payout its debt, which implies that the higher the margin, the better. This ratio is most effective in evaluating the earning potential of a company over time when comparing it against a firm's competitors.
Enterprise Value is a firm valuation proxy that approximates the current market value of a company. It is typically used to determine the takeover or merger price of a firm. Unlike Market Cap, this measure takes into account the entire liquid asset, outstanding debt, and exotic equity instruments that the company has on its balance sheet. When a takeover occurs, the parent company will have to assume the target company's liabilities but will take possession of all cash and cash equivalents.

World Acceptance

Enterprise Value

 = 

Market Cap + Debt

-

Cash

 = 
1.43 B
Enterprise Value can be a useful tool to compare companies with different capital structures. Long term liability and current cash or cash equivalents can have a huge impact on market valuation of a given company.

World Current Valuation vs Competition

World Acceptance is rated third in current valuation category among its peers. After adjusting for long-term liabilities, total market size of Financials industry is at this time estimated at about 19.6 Billion. World Acceptance holds roughly 1.43 Billion in current valuation claiming about 7% of equities under Financials industry.

World Acceptance Profitability Projections

The most important aspect of a successful company is its ability to generate a profit. For investors in World Acceptance, profitability is also one of the essential criteria for including it into their portfolios because, without profit, World Acceptance will eventually generate negative long term returns. The profitability progress is the general direction of World Acceptance's change in net profit over the period of time. It can combine multiple indicators of World Acceptance, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
Last ReportedProjected for Next Year
Accumulated Other Comprehensive Income488.1 M512.5 M
Operating Income182.3 M191.4 M
Net Income103.2 M108.4 M
Income Tax Expense25.6 M25.1 M
Income Before Tax128.8 M78.6 M
Total Other Income Expense Net-53.4 M-56.1 M
Net Income Applicable To Common Shares24.4 M23.2 M
Net Income From Continuing Ops80.8 M63.7 M
Net Interest Income380.1 M357.5 M
Interest Income534.9 M526.4 M
Non Operating Income Net Other-34.5 M-36.3 M
Change To Netincome303.3 M318.4 M
Net Income Per Share 14.67  15.40 
Income Quality 2.55  2.70 
Net Income Per E B T 0.72  0.52 

World Profitability Driver Comparison

Profitability drivers are factors that can directly affect your investment outlook on World Acceptance. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of World Acceptance position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the World Acceptance's important profitability drivers and their relationship over time.

World Acceptance Earnings Estimation Breakdown

The calculation of World Acceptance's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of World Acceptance is estimated to be 0.44 with the future projection ranging from a low of 0.44 to a high of 0.44. Please be aware that this consensus of annual earnings estimates for World Acceptance is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
0.0
0.44
Lowest
Expected EPS
0.44
0.44
Highest

World Acceptance Earnings Projection Consensus

Suppose the current estimates of World Acceptance's value are higher than the current market price of the World Acceptance stock. In this case, investors may conclude that World Acceptance is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and World Acceptance's stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 30th of June 2026Current EPS (TTM)
147.04%
0.0
0.44
7.77

World Acceptance Earnings History

Earnings estimate consensus by World Acceptance analysts from Wall Street is used by the market to judge World Acceptance's stock performance. Investors also use these earnings estimates to evaluate and project the stock performance into the future in order to make their investment decisions. However, we suggest analyzing not only World Acceptance's upcoming profit reports and earnings-per-share forecasts but also comparing them to our different valuation methods.

World Acceptance Quarterly Gross Profit

89.83 Million

At present, World Acceptance's Price Earnings Ratio is projected to increase significantly based on the last few years of reporting. As of March 7, 2026, Common Stock Shares Outstanding is expected to decline to about 4.7 M. In addition to that, Net Income Applicable To Common Shares is expected to decline to about 23.2 M.
Hype
Prediction
LowEstimatedHigh
134.77138.25141.73
Details
Intrinsic
Valuation
LowRealHigh
124.47127.95152.87
Details
Naive
Forecast
LowNextHigh
134.54138.02141.50
Details
2 Analysts
Consensus
LowTargetHigh
109.20120.00133.20
Details
Note that many institutional investors and large investment bankers can move markets due to the volume of World assets they manage. They also follow analysts to some degree and often drive overall investor sentiments towards World Acceptance. With so many stockholders watching consensus numbers, the difference between actual and projected earnings is one of the most critical factors driving World Acceptance's stock price in the short term.

World Acceptance Earnings per Share Projection vs Actual

Actual Earning per Share of World Acceptance refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering World Acceptance predict the company's earnings will be in the future. The higher the earnings per share of World Acceptance, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.

World Acceptance Estimated Months Earnings per Share

For an investor who is primarily interested in generating an income out of investing in entities such as World Acceptance, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of World Acceptance should always be considered in relation to other companies to make a more educated investment decision.

World Quarterly Analyst Estimates and Surprise Metrics

Earnings surprises can significantly impact World Acceptance's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
null
nullnullnullnull
2026-02-04
2025-12-311.59-0.19-1.78111 
2025-10-24
2025-09-301.11-0.38-1.49134 
2025-07-24
2025-06-302.160.25-1.9188 
2025-04-29
2025-03-315.848.132.2939 
2025-01-28
2024-12-311.962.450.4925 
2024-10-25
2024-09-301.993.992.0100 
2024-07-26
2024-06-301.691.790.1
2024-05-02
2024-03-314.356.091.7440 
2024-01-19
2023-12-311.882.840.9651 
2023-10-20
2023-09-301.772.710.9453 
2023-07-21
2023-06-300.631.620.99157 
2023-05-04
2023-03-311.64.372.77173 
2023-01-26
2022-12-310.550.980.4378 
2022-10-27
2022-09-300.17-0.24-0.41241 
2022-07-27
2022-06-300.11-1.53-1.641490 
2022-05-05
2022-03-316.142.97-3.1751 
2022-01-25
2021-12-311.81.14-0.6636 
2021-10-26
2021-09-302.511.94-0.5722 
2021-07-21
2021-06-302.012.440.4321 
2021-05-06
2021-03-315.096.961.8736 
2021-01-22
2020-12-310.692.251.56226 
2020-10-22
2020-09-300.671.961.29192 
2020-07-30
2020-06-30-0.082.242.322900 
2020-05-07
2020-03-312.043.241.258 
2020-01-30
2019-12-310.48-0.78-1.26262 
2019-10-31
2019-09-301.130.51-0.6254 
2019-07-25
2019-06-301.870.97-0.948 
2019-05-09
2019-03-313.564.220.6618 
2019-01-31
2018-12-311.251.2-0.05
2018-11-01
2018-09-301.461.560.1
2018-07-26
2018-06-302.04-2.32-4.36213 
2018-05-10
2018-03-313.943.7-0.24
2018-01-26
2017-12-310.991.370.3838 
2017-11-01
2017-09-301.891.1-0.7941 
2017-08-03
2017-06-302.031.48-0.5527 
2017-05-09
2017-03-312.673.640.9736 
2017-01-26
2016-12-311.561.1-0.4629 
2016-11-03
2016-09-301.731.760.03
2016-07-28
2016-06-302.221.89-0.3314 
2016-05-05
2016-03-313.713.29-0.4211 
2016-01-28
2015-12-312.011.7-0.3115 
2015-10-29
2015-09-302.262.22-0.04
2015-07-23
2015-06-302.552.710.16
2015-04-30
2015-03-313.654.240.5916 
2015-01-29
2014-12-312.192.01-0.18
2014-10-22
2014-09-302.292.16-0.13
2014-07-22
2014-06-302.212.19-0.02
2014-04-29
2014-03-313.493.520.03
2014-01-28
2013-12-311.751.980.2313 
2013-10-24
2013-09-3021.8-0.210 
2013-07-25
2013-06-301.831.870.04
2013-04-25
2013-03-313.063.01-0.05
2013-01-30
2012-12-311.651.58-0.07
2012-10-25
2012-09-301.921.72-0.210 
2012-07-26
2012-06-301.51.630.13
2012-04-26
2012-03-312.492.540.05
2012-01-25
2011-12-311.321.3-0.02
2011-10-27
2011-09-301.451.520.07
2011-07-27
2011-06-301.271.270.0
2011-04-28
2011-03-312.12.110.01
2011-01-27
2010-12-311.061.120.06
2010-10-26
2010-09-301.071.260.1917 
2010-07-27
2010-06-300.971.140.1717 
2010-04-29
2010-03-311.81.74-0.06
2010-01-28
2009-12-310.660.890.2334 
2009-10-29
2009-09-300.740.890.1520 
2009-07-29
2009-06-300.690.810.1217 
2009-04-29
2009-03-311.361.720.3626 
2009-01-28
2008-12-310.370.610.2464 
2008-10-23
2008-09-300.670.65-0.02
2008-07-29
2008-06-300.730.730.0
2008-04-24
2008-03-311.371.440.07
2008-01-24
2007-12-310.460.43-0.03
2007-10-23
2007-09-300.590.60.01
2007-07-26
2007-06-300.640.61-0.03
2007-04-26
2007-03-311.141.170.03
2007-01-25
2006-12-310.390.390.0
2006-10-24
2006-09-300.510.520.01
2006-07-25
2006-06-300.440.530.0920 
2006-04-25
2006-03-310.840.960.1214 
2006-01-24
2005-12-310.330.3-0.03
2005-10-25
2005-09-300.380.390.01
2005-07-25
2005-06-300.410.38-0.03
2005-04-26
2005-03-310.720.730.01
2005-01-24
2004-12-310.260.280.02
2004-10-18
2004-09-300.370.36-0.01
2004-07-21
2004-06-300.330.370.0412 
2004-04-27
2004-03-310.650.63-0.02
2004-01-20
2003-12-310.230.230.0
2003-10-22
2003-09-300.30.320.02
2003-07-17
2003-06-300.280.30.02
2003-04-22
2003-03-310.530.570.04
2003-01-22
2002-12-310.170.190.0211 
2002-10-17
2002-09-300.260.260.0
2002-07-23
2002-06-300.220.250.0313 
2002-04-23
2002-03-310.420.470.0511 
2002-01-18
2001-12-310.170.16-0.01
2001-10-16
2001-09-300.210.19-0.02
2001-07-18
2001-06-300.180.190.01
2001-04-24
2001-03-310.350.380.03
2001-01-23
2000-12-310.170.11-0.0635 
2000-10-24
2000-09-300.180.17-0.01
2000-07-18
2000-06-300.160.170.01
2000-04-20
2000-03-310.280.280.0
2000-01-13
1999-12-310.120.140.0216 
1999-10-14
1999-09-300.130.160.0323 
1999-07-15
1999-06-300.140.160.0214 
1999-04-22
1999-03-310.250.250.0
1999-01-14
1998-12-310.080.110.0337 
1998-10-15
1998-09-300.10.10.0
1998-07-16
1998-06-300.110.110.0
1998-04-23
1998-03-310.20.210.01
1998-01-15
1997-12-310.060.05-0.0116 
1997-10-16
1997-09-300.120.08-0.0433 
1997-07-17
1997-06-300.10.09-0.0110 
1997-04-23
1997-03-310.170.170.0
1997-01-15
1996-12-310.090.05-0.0444 
1996-10-15
1996-09-300.110.1-0.01
1996-07-11
1996-06-300.110.1-0.01
1996-04-17
1996-03-310.20.19-0.01
1996-01-10
1995-12-310.090.08-0.0111 
1995-10-09
1995-09-300.110.120.01

Use World Acceptance in pair-trading

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if World Acceptance position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in World Acceptance will appreciate offsetting losses from the drop in the long position's value.

World Acceptance Pair Trading

World Acceptance Pair Trading Analysis

The ability to find closely correlated positions to World Acceptance could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace World Acceptance when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back World Acceptance - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling World Acceptance to buy it.
The correlation of World Acceptance is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as World Acceptance moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if World Acceptance moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for World Acceptance can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching

Use Investing Themes to Complement your World Acceptance position

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When determining whether World Acceptance is a strong investment it is important to analyze World Acceptance's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact World Acceptance's future performance. For an informed investment choice regarding World Stock, refer to the following important reports:
Check out Your Current Watchlist.
For information on how to trade World Stock refer to our How to Trade World Stock guide.
You can also try the USA ETFs module to find actively traded Exchange Traded Funds (ETF) in USA.
To fully project World Acceptance's future profitability, investors should examine all historical financial statements. These statements provide investors with a comprehensive snapshot of the financial position of World Acceptance at a specified time, usually calculated after every quarter, six months, or one year. Three primary documents fall into the category of financial statements. These documents include World Acceptance's income statement, its balance sheet, and the statement of cash flows.
Potential World Acceptance investors and stakeholders can use historical trends found within financial statements to determine how well the company is positioned for the future. Although World Acceptance investors may work on each financial statement separately, they are all related. The changes in World Acceptance's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on World Acceptance's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.